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What Items Make Good Loan Collateral?

Are you considering a jewelry equity loan with Diamond Banc? When considering a loan it can be difficult to know which of your jewelry pieces make good loan collateral. We’ve compiled a list of items that Diamond Banc regularly loans on. So, if you have any of these items in your jewelry box, you can get started on your jewelry equity loan today!

The Best Collateral for a Loan

Engagement Rings

Engagement rings make great collateral for a loan. This is especially so if the engagement ring has diamonds or other precious gemstones. Here are some examples of previous engagement rings that have been used as loan collateral at Diamond Banc!

2.11CT ROUND DIAMOND RING
Diamond Banc loaned $80,000 for this engagement ring. Do you have a similar engagement ring? It would make great collateral for a loan with Diamond Banc!

 

A beautiful diamond ring featuring a large yellow center stone flanked by two smaller clear diamonds on a sleek metal band.
2CT DIAMOND RING
For this fancy yellow diamond engagement ring, Diamond Banc loaned $8,000. Do you have an engagement ring that looks like this? It would make good collateral for a jewelry equity loan.

Luxury Watches

Diamond Banc loaned $22,000 for this gorgeous Rolex watch! If you have a Rolex watch and need some instant capital, you can use it as collateral for your loan with Diamond Banc!
 

Jewelry With Diamonds .75CT or Larger

Diamond Banc was able to loan $6,000 for this ring with a 2.42CTW! As a rule of thumb, if your jewelry has a diamond that is larger than .75CT, it would make good collateral for a jewelry equity loan with Diamond Banc.
 

Get started today by filling out Diamond Banc’s risk-free jewelry equity loan form, or stop by one of Diamond Banc’s convenient locations.

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Mills Menser About the Author

Mills Menser

Mills Menser is a nationally recognized jewelry industry leader trusted by clients across the country to advise on the sale, consignment, or financing of significant diamonds, fine jewelry, and luxury watches. Immersed in the industry from an early age, he became the top-producing salesperson in his family’s business by eighteen, purchased Buchroeders Jewelers at twenty-four, and founded Diamond Banc in 2007. He has since built Diamond Banc into a nationwide organization with offices throughout the United States and a robust insured ship-in division, pioneering a modern and transparent approach to jewelry-secured lending. Drawing on decades of experience, deep market expertise, and an extensive network of buyers and collectors, Mills created Diamond Banc to provide tailored strategies based on each client’s priorities. Clients may choose an immediate purchase offer, maximize their return through the Seller’s Agent Service, or access liquidity while retaining ownership through a customized Jewelry Equity Loan. For significant transactions, Mills is available to personally advise clients and determine the strongest approach for maximizing value. Whether handling an important diamond or an extraordinary jewelry collection, Mills and Diamond Banc provide the experience, discretion, transparency, and trusted expertise needed to manage every transaction with confidence.

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