Fast. Simple. Secure.

Get a Quick Rolex Equity Loan and Access Cash Fast

Experience a smarter way to get a loan secured by your watch. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.

Tell us about your item, include a few photos, and one of our experts will reach out shortly.

Have questions? Message our team now.

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Kyle Z. Cook
National Headquarters, Columbia, MO
1-573-875-2265
kyle@diamondbanc.com
Book Appointment
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Jordan Isaacs
National Headquarters, Sarasota, FL
573-875-2265
info@diamondbanc.com
Book Appointment

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IMG_0049-Edit-2-cropped
Kyle Z. Cook
National Headquarters, Columbia, MO
1-573-875-2265
kyle@diamondbanc.com
Book Appointment
br-headshots-8–downsized
Jordan Isaacs
National Headquarters, Sarasota, FL
573-875-2265
info@diamondbanc.com
Book Appointment
“We understand your jewelry is more than just an asset. Our team is here to provide you with secure, personalized financial solutions.”
Mills Mensor Mills Menser
Owner and Founder

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.

How it Works

  1. Request a quote
  2. Visit an office or request a label
  3. Receive your offer and funding within 24 hours
Get Started

FAQs

Getting a loan secured by your Rolex with Diamond Banc is simple, fast, & secure. You can begin the process by requesting a quote; Tell us about your Rolex utilizing our online submission form above. Then, a member of our team will reach out to you with an initial loan offer & a fully-insured shipping label. Once your Rolex is received here at our headquarters, it is inspected and our final offer is made. If you accept our offer, you will complete your loan documents online and receive funding right away. Once you pay your loan off, your item is sent back to you.

There are various factors that impact the value of your Rolex watch. For instance; the condition, accessories (including box and papers), and the current selling value on the secondary market. We will thoroughly explain to you how we derive our loan offer and show you comparable Rolex watches on the market.

No. Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000+, we conduct a background and credit check to ensure there are no pending insolvencies. We do not report to any credit agencies and our loans are 100% private. If the borrower elects not to repay their loan, they will surrender their pledged collateral with no impact on their credit score.

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. If you visit a Diamond Banc office, you have the ability to receive funding on the spot.

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. Watch this video to learn more about our Jewelry Equity Loan service.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Yes. If your watch comes with extras such as an original Rolex box, paperwork, stickers, etc., these factors can potentially make your watch more valuable.

If you elect not to accept our offer, we will expedite your Rolex watch back to you under a fully-insured shipping label.

Yes. Your Rolex watch is fully insured for 100% of its replacement value during shipment to our headquarters, the entire duration of the loan period, & return shipment back to you.

Your Rolex watch is cataloged and stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults.

Yes. If you would prefer to sell your Rolex watch, visit our Sell Your Rolex page to complete the submission form. You may also explore our menu of liquidity options to determine what financial solution is ideal for you.

From The Founder

What Clients Are Saying…

Easy to work with and don’t rip you off like a jewelry shop or pawn shop would. They are very personable through the whole process.
Response from the owner:Thank you, Daniel! We’re glad you found us easy to work with and appreciated our personable approach. Your support means a lot to us!
Diamond Banc was very professional and kept me informed all throughout the process. I highly recommend them!
Response from the owner:Thank you! We appreciate your recommendation and are glad to hear that you found our service professional and informative.
Fast and easy to work with and provide excellent appraisal value on luxury watch loans
Highly recommend!!! They guided me through every step with full transparency; communication was amazing & their team was completely professional, knowledgeable and dependable. I am beyond impressed!!
Response from the owner:Thank you, Lisa! We truly appreciate your kind words and are glad to hear that our team’s communication and professionalism made a positive impact on your experience.
We had a great experience with Diamond Banc. Very professional and fast. Would highly recommend.
Response from the owner:Thank you, Britt, for your wonderful feedback! We’re glad to hear you had a great experience with Diamond Banc and appreciate your recommendation.
Very personal. Helped explain things. I enjoyed miss Lyndsey. Very nice. Store is impressive. Privacy was nice. It was a personal sell, hard. Thanks, I appreciate the time spent. You were so sweet. So informative.
Response from the owner:Thank you, Marilyn, for your kind words! We’re glad to hear you had a positive experience with us and appreciated the personal touch and privacy. Your feedback means a lot to us!
This company did a great job dealing with me and keeping my watch safe and secure.
A great experience and I will be a lifetime customer.
Response from the owner:Thank you, Shanna! We’re so glad to hear you had a great experience and look forward to having you as a lifetime customer.
Christine was super helpful and just great to work with, would definitely recommend.
Response from the owner:Thank you, Greg! We’re glad to hear that Christine was so helpful and that you had a great experience working with her. We appreciate your recommendation!
Fast and easy process. The team is awesome and everyone was very helpful.
All of the staff were very helpful, knowledgeable and friendly!
Response from the owner:Thank you, Brittany, for your kind words! We’re so glad to hear that you found our staff helpful, knowledgeable, and friendly. Your support means a lot to us!
Christine with the Diamond Banc in Columbia Mo was a joy to work with. I brought in some scrap gold and platinum and received a very good offer. More than other jewelry stores were offering. Christine made the process easy and enjoyable.
Response from the owner:Thank you, Pam, for your kind words! We’re glad to hear you had a great experience with Christine and found our offer to be competitive. We appreciate your feedback and look forward to serving you again!
Always extremely responsive! Make the process seamless
Had such a great experience the staff there was so kind and welcoming. I would recommend this to all of my friends if they’re looking for any jewelry or looking to sell.
Came in with couple gold coins. Christine Weimer helped me out and she was great, it was very easy and fast, highly recommend
Could not have had a better experience. They constantly updated me on what was complete and what to expect. Unbelievable experience!
Response from the owner:Thank you, Vici, for your fantastic feedback! We’re glad to hear that you felt well-informed throughout your experience. Your satisfaction means a lot to us!
Sold my ring quickly and easily for the highest price offer I received ✨ was paid within 10 hrs of them receiving the jewelry.
I had an absolutely amazing experience! The process was very quick. I had a quote in under a day, sent my jewelry in to be appraised and received my Pay out within hours. Everyone was so kind and respectful in the process was much easier than I anticipated. Furthermore, I was given almost a double what local jewelers had quoted me for my jewelry. I will always go here to sell my jewelry!
Response from the owner:Thank you, Calen, for your wonderful feedback! We’re delighted to hear that you had such a positive experience and that our team made the process smooth and rewarding for you. Your satisfaction means a lot to us, and we look forward to assisting you again in the future!
Excellent service.
Everything was great! The customer support, staff and whole process from start to finish was excellent and very professional. I highly recommend this company for either a jewelry loan or selling your precious goods. Thanks diamond banc!!!!
It was an excellent and rewarding day with Jordan
Christine is very knowledgeable and professional. She explained the process with precision and was incredibly thorough, making sure I understood every detail throughout my visit. It was a wonderful experience overall, and I won’t hesitate to contact her again if needed. Thanks again!
Response from the owner:Thank you, Patrick, for your kind words about Christine’s professionalism and thoroughness; we’re glad to hear you had a wonderful experience and look forward to assisting you again in the future.
The lady who had helped me was kind, considerate, and helpfull (Lyndsey)
Response from the owner:Thank you, Nick, for your kind words about us; we appreciate your feedback and are glad to hear you had a positive experience!
Always the best service! I Only come here.
Kyle was great to work with. It was a great experience.
Response from the owner:Thank you, Todd, for your kind words; we’re glad to hear you had a great experience working with Kyle!
This is the best company ever If you want alone. They don’t harass you they don’t call you every five minutes. They don’t change up their payments and if you have a problem making a payment they’re there to help you.. I highly recommend this company
Pam Cooley
Diamond Banc is the best. Fast service and excellent customer service. Kyle and his team are extremely professional. Highly recommend them!
Response from the owner:Thank you, Derek! We appreciate your kind words and are glad to hear you had a positive experience with Kyle and the team. Your recommendation means a lot to us!
I had a great experience selling my gold. I was treated with respect throughout the entire process and my time was valued by them. I would recommend again and to others.
Response from the owner:Thank you, Mareia, for your kind words! We’re glad to hear you had a positive experience and felt valued throughout the process. Your recommendation means a lot to us!
These folks were extremely, kind courteous, and incredibly professional.
They were responsive and gave a detailed-accurate assessment of my timepiece’s value.
Response from the owner:Thank you, Peter, for your kind words! We’re glad to hear you had a positive experience and appreciated our team’s professionalism and detailed assessment.
Diamond Banc was easy to work with Jordan and Christine were helpful kind and made the experience quick and easy. Highly recommend
Christine was great to work with! Very friendly, straightforward and professional. It was an enjoyable experience selling my gold coins!
If you’re looking for someone who will take the stress out of the process and make you feel like a valued client, I can’t recommend Miguel enough. He made the entire experience seamless and memorable. I’ll definitely be coming back and asking for him every time!
Great place to do business.
I was very pleased with my experience at Diamond Banc. Lyndsey was very personable. She made me feel more like a friend than a customer. I would recommend Diamond Banc to friends and family.
The whole process was fairly smooth, I learned a lot for sure!! BUT I have to highlight Mrs. Christine-the awesome transaction coordinator, she went ABOVE and beyond for me, definite 10/10, she needs a raise! Thank all of you guys for taking care of me!
Christine is awesome! I had no idea what I was doing but Christine took great care of me. I had a couple pieces of gold jewelry that I wanted to sell. She weighed them and removed a couple diamonds from a ring for me. She showed me what the gold was worth and then what she could pay me for it and I walked out with a check and a smile on my face.
Response from the owner:Thank you, Linda, for your wonderful feedback! We’re glad Christine could assist you so well with your gold jewelry and provide a positive experience. Your satisfaction means a lot to us!
Lindsey was amazing, did some call back but overall did a great job with her work!
Response from the owner:Thank you! We appreciate your kind words about us and are glad to hear you had a great experience.
Fast and easy love the treatment from Sasha will definitely come back 💯 recommend it!!!
The experience was professional and seamless. It was fast and easy. Highly recommend if you are looking to sell any luxury items.
Response from the owner:Thank you, Lyndsay, for your wonderful feedback! We’re glad to hear you had a professional and seamless experience, and we appreciate your recommendation.
Great service love this place
I half expected to feel incredibly uncomfortable in a place as nice as this but Christine was so kind and seemed completely transparent with the whole process! I will visit her again for sure!
Ladies, get that divorce and sell your rings! Christine gonna give you some shopping money 😘
Response from the owner:Thank you, Marilynn! We’re so glad to hear that Christine made you feel comfortable and supported during your visit. Your kind words mean a lot to us, and we look forward to seeing you again soon!
The staff in the Columbia Missouri store made my experience fantastic from the time I entered the building til the time I left made me feel comfortable and Kyle made the transaction smooth and quick explained every step he was taking and every step used to process the transaction definitely will do business with them and again highly recommended
They were great and gave me a great offer and was very well respectful and was fast with it all thanks guys I really appreciate y’all’s time
This is the second time I’ve used Diamond Banc to get a loan on my ring and I couldn’t be happier with the entire process. They are quick and so easy to work with. Thanks for helping me out again Diamond Banc!
Excellent people to work with ! Transparent, cheerful, knowledgeable ! Warm inviting atmosphere and I did not feel rushed or downgraded in any way! I will definitely be back !
Response from the owner:Thank you for your wonderful feedback! We’re glad you enjoyed the warm atmosphere and felt valued during your visit. We look forward to seeing you again soon!
See all Google Reviews
Visit Us

Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

View All Locations
Diamond Banc office in St. Louis

Get a Loan Secured By Your Rolex Watch

You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply have found their way into most asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times.  Today, there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. The ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.

Rolex watch

Why You Should Leverage Your Rolex for a Loan:

  • Rolex Demand: The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
  • Retain Ownership: When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
  • Cost Savings: Less costly than selling your watch and later replacing it or buying a similar watch.
  • Favorable Loan Terms: Very low cost of funds/interest rates for a Rolex loan.
  • Confidential & Secure: No credit inquiry or income verification is required for a Rolex loan.
  • Fast Funding: Receive your loan proceeds via wire in 24-48 hours.
  • Credit-Line Flexibility: Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex Equity Lender in the nation:

Diamond Banc, owned and operated by seasoned industry experts, brings a wealth of knowledge and resources to the table, enabling us to offer unparalleled loan values, especially evident in our loans against Rolex watches. As an established pioneer in modernizing Jewelry Equity Loans nationwide, Diamond Banc has cultivated a robust and healthy business model. This strong foundation allows us to provide a competitive low loan cost structure on Rolex Equity Loans, a feat that would not be achievable if this were our sole loan product. Our comprehensive expertise and solid business practices empower us to deliver exceptional value to our clients, reinforcing our position as a leader in the industry.

A display of 8 luxury watches, featuring various styles and colors, arranged in a sleek tray with "Diamond Banc" logo prominently shown.

Understanding A Rolex Equity Loan

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid, the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history, creates significant liability for the lender or borrower.

This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When clients take out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse, meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer-to-peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against a Rolex is an enticing option.

Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and consider every value-adding factor, such as model, age, condition, and rarity, to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc, whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

A luxury watch and an elegant diamond ring in a gray box, alongside a FedEx package and a card from Diamond Banc.

Discover Diamond Banc’s Exclusive Rolex Seller’s Agent Service

Achieving the highest possible selling price when you decide to sell your Rolex is at the core of our mission with Diamond Banc’s Rolex Seller’s Agent Service. We understand the importance of leveraging every unique feature of your timepiece, which is why we strategically list it on select, national industry platforms tailored for luxury watches. Additionally, we tap into our extensive network of authenticated buyers, specifically targeting those searching for comparable Rolex watches to yours, ensuring your Rolex receives the attention and selling price it deserves.

Our process doesn’t end until your Rolex finds a buyer willing to pay a price that not only meets but potentially exceeds our expected selling price. Upon the successful sale of your watch, you will be furnished with a thorough report detailing every aspect of the transaction. This report is designed to provide you with a clear and transparent understanding of the net proceeds you will receive from the sale, embodying our commitment to transparency and your satisfaction in the process of selling your Rolex. Learn more about our Rolex Seller’s Agent Service & discover if your Rolex qualifies.

Diamond Banc frequently makes loans on the following Rolex models:

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz

To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations:

Visit Us

Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

View All Locations
Diamond Banc office in St. Louis

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