Loans On Rolex Watches Online | Loan Against Your Rolex | Rolex Loans - Diamond Banc

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Secured By Your Rolex

The highest loan values & lowest rates against Rolex watches in the nation.

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Deja B.
1716308357
Very good experience, great customer service.
W W.
1716304483
I was treated very professional . Julio was great. Happy with the prices of our family estate jewelry .
Lance C.
1716301165
Easy and fast approval process
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Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
Jordan Isaacs, Market Director

Jordan Isaacs

National Headquarters | Sarasota, FL

Contact information & biography expand_more

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

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Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

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Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

How does it work?

Getting a loan secured by your Rolex with Diamond Banc is simple, fast, & secure. You can begin the process by requesting a quote; Tell us about your Rolex utilizing our online submission form above. Then, a member of our team will reach out to you with an initial loan offer & a fully-insured shipping label. Once your Rolex is received here at our headquarters, it is inspected and our final offer is made. If you accept our offer, you will complete your loan documents online and receive funding right away. Once you pay your loan off, your item is sent back to you.

How do you determine how much my Rolex is worth?

There are various factors that impact the value of your Rolex watch. For instance; the condition, accessories (including box and papers), and the current selling value on the secondary market. We will thoroughly explain to you how we derive our loan offer and show you comparable Rolex watches on the market.

Will getting a loan secured by my Rolex impact my credit score?

No. Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000+, we conduct a background and credit check to ensure there are no pending insolvencies. We do not report to any credit agencies and our loans are 100% private. If the borrower elects not to repay their loan, they will surrender their pledged collateral with no impact on their credit score.

How long does it take to fund the loan?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. If you visit a Diamond Banc office, you have the ability to receive funding on the spot.

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. Watch this video to learn more about our Jewelry Equity Loan service.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Does having a Rolex with a box & paperwork make it worth more?

Yes. If your watch comes with extras such as an original Rolex box, paperwork, stickers, etc., these factors can potentially make your watch more valuable.

What if I don’t accept the final loan offer?

If you elect not to accept our offer, we will expedite your Rolex watch back to you under a fully-insured shipping label.

Is my Rolex watch insured?

Yes. Your Rolex watch is fully insured for 100% of its replacement value during shipment to our headquarters, the entire duration of the loan period, & return shipment back to you.

How is my Rolex watch stored?

Your Rolex watch is cataloged and stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults.

Can I sell my Rolex watch instead?

Yes. If you would prefer to sell your Rolex watch, visit our Sell Your Rolex page to complete the submission form. You may also explore our menu of liquidity options to determine what financial solution is ideal for you.

From The Founder

What Clients Are Saying…

Deja Burroughs ★★★★★ Very good experience, great customer service.W Winwood ★★★★★ I was treated very professional . Julio was great. Happy with the prices of our family estate jewelry .Lance Charles ★★★★★ Easy and fast approval processResponse from the ownerWe’re glad to hear that you found our approval process both easy and fast. We strive to provide an efficient experience for all of our clients. Gerry Garcia ★★★★★ I’ve sold two of my watches to them they are great and will def come back to them in the future again!Brianna Rose ★★★★★ Great place!Bryan Medlin ★★★★★ Extremely friendly! Prompt reply from email. Fair price and helpfulHelen Nguyen ★★★★★ I had an excellent experience here. The staff was incredibly nice, helpful, and professional. They offered a fair price for my jewelry, and the process was quick and easy. I felt valued and respected throughout the entire transaction. I would definitely come back and highly recommend their services to anyone in need of a jewelry loan.Andrea Zemel ★★★★★ Easy, fast, personable. Highly suggest using them.Mason Martinez ★★★★★ Great service very easy processTessa Zangara ★★★★★ Great service!Ashley B ★★★★★ I’ve worked with Diamond Banc for years ! They’re always pleasant to work with and help you as best as they can! A+Kesha Brown ★★★★★ Very quick service and easy to work with.Dekote ★★★★★ Treasure Donaldson ★★★★★ Julio was a PLEASURE to do business with. I had an unfortunate family emergency. I found him online, he was able to get me in last minute and got me close to my price point. I am truly grateful for his services. Please utilize this business! One of Scottsdales best kept secrets! I will refer and DEFINITELY do business with him again! 10+⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Ryan Kelley ★★★★★ Just an absolute delight doing business with Diamond Blanc! I had the pleasure of doing an exchange with Julio, who is a man with integrity, honesty, and a personality that will earn loyalty from his customers. He was prompt at our appointment time, quick with the procedures/ppwk, and honored his offer previously stated a couple days prior. Showing honesty, integrity, and a great deal of knowledge in the industry. I fully recommend Diamond Blanc!Tiffany Lawson ★★★★★ Julio was very professional and very knowledgeable about jewelry. Set your appointment now!Eduardo Cruz ★★★★★ Elizabeth Franchetti ★★★★★ Seamless process, accurate information.Response from the ownerThank you for sharing your positive experience with us! S A Dreyer ★★★★★ Great experience and wonderful service. Can’t say enough about our client agent, Eli!Allena Smith ★★★★★ Julio was very nice, and professional. He went through details throughly, giving me a bette understanding of how the value of diamonds work. I definitely recommend and will come back again in the future.Lorna Rae Cyr ★★★★★ Julio was personable and straightforward about the price and the process. I got what I wanted for my Rolex. The check funds were available the next day after depositing. I had been to two other places before Diamond Blanc. Their price was well above the other two, no haggling. Highly recommended themJane Carlisle ★★★★★ Jami Auerbach ★★★★★ Julio Avila is top notch in his business. He’s very pleasant and bright.Jayme Harper ★★★★★ Fast, easy, simple transaction. The process was amazingly fast and funded same day Diamond Banc received my item!!!Felecia Mann ★★★★★ I was interested in selling my Rolex and contacted DiamondBanc. Elijah and Jordan (the whole team actually) were patience, kind and above reproach. Thank you all for your great service and honesty!Felecia MannEmily Grothe ★★★★★ Julio was amazing to work with! Very informed and answered all my questions and showed me the numbers so I was confident in making my decision! Highly recommend.Dexter Brewer ★★★★★ This was my second visit to Diamond Banc. Deena Maali greeted me as if we were old friends, and remembered specific details from my previous visit. Besides having a great memory, I believe this proves her attention to the customer. She meticulously performed her assessment of the jewelry I brought. She explained each step and result in detail. The outcome was both understandable and acceptable. This is a professional operation in every way. Do not go anywhere else.amy yocom-vos ★★★★★ Christian and Jordan were absolutely AMAZING!!! This is a great company with a great model!!! They are in the business of loaning you money for the most they can and not keeping your items!!! Thank you so much!!MARCEL TARDIU ★★★★★ Great people, fast payers for your preowned watches , I recommend to visit themBrynnie01 ★★★★★ Great experience from start to finish. The team really made me feel comfortable and secure during the whole process.Johnny Chan ★★★★★ Very honest ppl. So far so good… at first, i was hesitating but i totally trust themResponse from the ownerThank you Johnny! This is Justin’s first mention since he’s started with us. He loved your kind review! Charlotte ★★★★★ Julio was very informative and made the process very simple. I highly recommend their companyDanyelle Merriman ★★★★★ Great process and extremely friendly team.Alisha Danning ★★★★★ Stacy Hogan ★★★★★ I love working with the team at Diamond Banc. They are very professional, trustworthy and respond quickly to any questions I had.Chris Mickle ★★★★★ Amazing place! Amazing Juilo! He shares the reason why things are evacuated the way they are.Josh Lopez ★★★★★ Wonderful experience with Diamond Banc. Very easy to work with and dependable. I Highly recommend!Wajid Atmar ★★★★★ I had a great experience with them. Definitely recommend them. A great options for entrepreneur when in need of quick cash.Jordan and Elijah thank you.Kaydell Barron ★★★★★ Diamond Banc was just what the banker ordered!I own some assets that are of high value but are not ones that mainstream financing companies will leverage as collateral for financial transactions. Diamond Banc is.The process was efficient, effective, secure, most timely and provided both fair asset value appraisals and fair market interest rates. All Diamond Bank personnel with whom I worked to complete my transactions were knowledgeable, patient and supportive throughout the transaction.Being able to put my non-traditional assets to work for me as good debt was a wise choice. And Diamond Banc was the right partner to work with to secure the financing I wanted.Response from the ownerThank you so much for sharing your experience with Diamond Banc! We’re thrilled to hear that our services met your needs and expectations. Providing efficient, secure, and fair transactions is always our priority, and we’re glad to have been able to assist you in leveraging your non-traditional assets. We truly appreciate your kind words about our staff’s knowledge, patience, and support throughout the process. If you ever need assistance again in the future, please don’t hesitate to reach out. Debbie Larimer ★★★★★ Jordan and his staff were very helpful and worked with me regarding my ring. I appreciate their willingness to assist me. I would highly recommend Diamond Banc.Response from the ownerWe’re delighted to have been of help with your ring, and we appreciate your recommendation! Didi Marcal ★★★★★ Deena is great!Response from the ownerWe’re thrilled to hear that you had a great experience with Deena! Thank you for your feedback. Tish Neff ★★★★★ It was a simple and smooth process. The Diamond Banc team are all very kind and helpful.Response from the ownerWe’re glad to hear that you found the process simple and smooth! Thank you for your kind words about our team’s kindness and helpfulness. Thomas Perdue ★★★★★ gail heyer ★★★★★ Excellent service and fair compensation.Response from the ownerThank you for your kind words! We’re delighted to hear that you were pleased with our service and compensation. Jay Jenkins ★★★★★ istvan balogh ★★★★★ Great communications and easy painless transaction. I’m very impressed with your customer service skills and the Quality of Service everyone that was involved was very Pleasant at a minimum.I’ll definitely be doing more transactions with This highly Professional Company.Again, Thank you and make sure that Isiah is aware of my Appreciation for his Dogged Commitment to making this Transaction possible!RegardsMajor Istvan Balogh (Retired)Response from the ownerThank you so much for your glowing review! We’re thrilled to hear that you had a positive experience with our team and found the transaction process smooth and efficient. Your kind words about our customer service skills and the quality of service mean a lot to us. Denise Feher ★★★★★ Jordan at Diamond Banc was absolutely wonderful! Walked me through the process step by step. Made me feel comfortable and had my best interest at heart.Response from the ownerWe’re thrilled to hear about your positive experience with Jordan at Diamond Banc! Thank you for your kind words. Providing excellent service and ensuring our customers feel comfortable is always our top priority. harold krasner ★★★★★ Outstanding service and transparency.Response from the ownerIt’s wonderful to hear that you experienced exceptional service and appreciated our transparency. Chachi Johnson ★★★★★ Very detailed and straight fwd. I look forward to many more business transactions with themResponse from the ownerWe’re thrilled to hear that you found our approach detailed and straightforward. If there’s anything else you need in the meantime, feel free to reach out. js_loader
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Get a Loan Secured By Your Rolex Watch

You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply has found its’ way into most all asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times.  Today there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. This ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.

Why getting a loan secured by your Rolex watch is a smart choice:

  • The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
  • When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
  • Less costly than selling your watch and later replacing it or buying a similar watch.
  • Very low cost of funds/interest rates for a Rolex loan.
  • Confidential. No credit inquiry or income verification is required for a Rolex loan.
  • Fast Funding: receive your loan proceeds via wire in 24-48 hours.
  • Responsibly borrow against the equity in an asset you own, instead of taking on unsecured, credit score-affecting debt.
  • Credit-line style financing. Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex Equity Lender in the nation:

Diamond Banc, owned and operated by seasoned industry experts, brings a wealth of knowledge and resources to the table, enabling us to offer unparalleled loan values, especially evident in our loans against Rolex watches. As an established pioneer in modernizing Jewelry Equity Loans nationwide, Diamond Banc has cultivated a robust and healthy business model. This strong foundation allows us to provide a competitive low loan cost structure on Rolex Equity Loans, a feat that would not be achievable if this were our sole loan product. Our comprehensive expertise and solid business practices empower us to deliver exceptional value to our clients, reinforcing our position as a leader in the industry.

Understanding A Rolex Equity Loan

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history creates significant liability for the lender or borrower.

This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When a client takes out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer-to-peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against Rolex is an enticing option.

Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and take every value-adding factor into consideration such as model, age, condition, and rarity to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

Discover Diamond Banc’s Exclusive Rolex Seller’s Agent Service

Achieving the highest possible selling price when you decide to sell your Rolex is at the core of our mission with Diamond Banc’s Rolex Seller’s Agent Service. We understand the importance of leveraging every unique feature of your timepiece, which is why we strategically list it on select, national industry platforms tailored for luxury watches. Additionally, we tap into our extensive network of authenticated buyers, specifically targeting those searching for comparable Rolex watches to yours, ensuring your Rolex receives the attention and selling price it deserves.

Our process doesn’t end until your Rolex finds a buyer willing to pay a price that not only meets but potentially exceeds our expected selling price. Upon the successful sale of your watch, you will be furnished with a thorough report detailing every aspect of the transaction. This report is designed to provide you with a clear and transparent understanding of the net proceeds you will receive from the sale, embodying our commitment to transparency and your satisfaction in the process of selling your Rolex. Learn more about our Rolex Seller’s Agent Service & discover if your Rolex qualifies.

Diamond Banc frequently makes loans on the following Rolex models:

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz
Start My Rolex Loan

To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations:

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