Loans On Rolex Watches Online | Loan Against Your Rolex | Rolex Loans - Diamond Banc

Get a Loan Secured By Your Rolex

The highest loan values & lowest rates against Rolex watches in the nation.

Your Rolex

About Your Rolex

Your Information

Send offer to...

Previous

Thank You

Thank You

We have received your submission.


A member from our team will
contact you shortly!

Charlotte
1708577648
Julio was very informative and made the process very simple. I highly recommend their company
Danyelle M.
1708094899
Great process and extremely friendly team.
Alisha D.
1707859242
js_loader
Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
Jordan Isaacs, Market Director

Jordan Isaacs

National Headquarters | Sarasota, FL

Contact information & biography expand_more

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
Speechbubble-Icon

Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

Start Here
Microscope-Icon

Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

Money-Icon

Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

How does it work?

Getting a loan secured by your Rolex with Diamond Banc is simple, fast, & secure. You can begin the process by requesting a quote; Tell us about your Rolex utilizing our online submission form above. Then, a member of our team will reach out to you with an initial loan offer & a fully-insured shipping label. Once your Rolex is received here at our headquarters, it is inspected and our final offer is made. If you accept our offer, you will complete your loan documents online and receive funding right away. Once you pay your loan off, your item is sent back to you.

How do you determine how much my Rolex is worth?

There are various factors that impact the value of your Rolex watch. For instance; the condition, accessories (including box and papers), and the current selling value on the secondary market. We will thoroughly explain to you how we derive our loan offer and show you comparable Rolex watches on the market.

Will getting a loan secured by my Rolex impact my credit score?

No. Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000+, we conduct a background and credit check to ensure there are no pending insolvencies. We do not report to any credit agencies and our loans are 100% private. If the borrower elects not to repay their loan, they will surrender their pledged collateral with no impact on their credit score.

How long does it take to fund the loan?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. If you visit a Diamond Banc office, you have the ability to receive funding on the spot.

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. Watch this video to learn more about our Jewelry Equity Loan service.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Does having a Rolex with a box & paperwork make it worth more?

Yes. If your watch comes with extras such as an original Rolex box, paperwork, stickers, etc., these factors can potentially make your watch more valuable.

What if I don’t accept the final loan offer?

If you elect not to accept our offer, we will expedite your Rolex watch back to you under a fully-insured shipping label.

Is my Rolex watch insured?

Yes. Your Rolex watch is fully insured for 100% of its replacement value during shipment to our headquarters, the entire duration of the loan period, & return shipment back to you.

How is my Rolex watch stored?

Your Rolex watch is cataloged and stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults.

Can I sell my Rolex watch instead?

Yes. If you would prefer to sell your Rolex watch, visit our Sell Your Rolex page to complete the submission form. You may also explore our menu of liquidity options to determine what financial solution is ideal for you.

From The Founder

What Clients Are Saying…

Danyelle Merriman ★★★★★ Great process and extremely friendly team.Alisha Danning ★★★★★ Stacy Hogan ★★★★★ I love working with the team at Diamond Banc. They are very professional, trustworthy and respond quickly to any questions I had.Chris Mickle ★★★★★ Amazing place! Amazing Juilo! He shares the reason why things are evacuated the way they are.Josh Lopez ★★★★★ Wonderful experience with Diamond Banc. Very easy to work with and dependable. I Highly recommend!Wajid Atmar ★★★★★ I had a great experience with them. Definitely recommend them. A great options for entrepreneur when in need of quick cash.Jordan and Elijah thank you.Kaydell Barron ★★★★★ Diamond Banc was just what the banker ordered!I own some assets that are of high value but are not ones that mainstream financing companies will leverage as collateral for financial transactions. Diamond Banc is.The process was efficient, effective, secure, most timely and provided both fair asset value appraisals and fair market interest rates. All Diamond Bank personnel with whom I worked to complete my transactions were knowledgeable, patient and supportive throughout the transaction.Being able to put my non-traditional assets to work for me as good debt was a wise choice. And Diamond Banc was the right partner to work with to secure the financing I wanted.Response from the ownerThank you so much for sharing your experience with Diamond Banc! We’re thrilled to hear that our services met your needs and expectations. Providing efficient, secure, and fair transactions is always our priority, and we’re glad to have been able to assist you in leveraging your non-traditional assets. We truly appreciate your kind words about our staff’s knowledge, patience, and support throughout the process. If you ever need assistance again in the future, please don’t hesitate to reach out. Debbie Larimer ★★★★★ Jordan and his staff were very helpful and worked with me regarding my ring. I appreciate their willingness to assist me. I would highly recommend Diamond Banc.Response from the ownerWe’re delighted to have been of help with your ring, and we appreciate your recommendation! Didi Marcal ★★★★★ Deena is great!Response from the ownerWe’re thrilled to hear that you had a great experience with Deena! Thank you for your feedback. Tish Neff ★★★★★ It was a simple and smooth process. The Diamond Banc team are all very kind and helpful.Response from the ownerWe’re glad to hear that you found the process simple and smooth! Thank you for your kind words about our team’s kindness and helpfulness. Thomas Perdue ★★★★★ gail heyer ★★★★★ Excellent service and fair compensation.Response from the ownerThank you for your kind words! We’re delighted to hear that you were pleased with our service and compensation. Jay Jenkins ★★★★★ istvan balogh ★★★★★ Great communications and easy painless transaction. I’m very impressed with your customer service skills and the Quality of Service everyone that was involved was very Pleasant at a minimum.I’ll definitely be doing more transactions with This highly Professional Company.Again, Thank you and make sure that Isiah is aware of my Appreciation for his Dogged Commitment to making this Transaction possible!RegardsMajor Istvan Balogh (Retired)Response from the ownerThank you so much for your glowing review! We’re thrilled to hear that you had a positive experience with our team and found the transaction process smooth and efficient. Your kind words about our customer service skills and the quality of service mean a lot to us. Denise Feher ★★★★★ Jordan at Diamond Banc was absolutely wonderful! Walked me through the process step by step. Made me feel comfortable and had my best interest at heart.Response from the ownerWe’re thrilled to hear about your positive experience with Jordan at Diamond Banc! Thank you for your kind words. Providing excellent service and ensuring our customers feel comfortable is always our top priority. harold krasner ★★★★★ Outstanding service and transparency.Response from the ownerIt’s wonderful to hear that you experienced exceptional service and appreciated our transparency. Chachi Johnson ★★★★★ Very detailed and straight fwd. I look forward to many more business transactions with themResponse from the ownerWe’re thrilled to hear that you found our approach detailed and straightforward. If there’s anything else you need in the meantime, feel free to reach out. Kevin A. Marsh ★★★★★ Diamond Banc provides exceptional customer service, fair market value, personalized interaction and a wealth of knowledge about the jewelry industry. Julio Avila was great to work with during my visit to Diamond Banc. Highly recommended!!!Response from the ownerThank you for your glowing review! We’re delighted to hear that you experienced exceptional customer service, fair market value, and personalized interaction at Diamond Banc. Julio Avila will be thrilled to hear your positive feedback. Devan McGrone ★★★★★ Karen Gilchrist ★★★★★ David Gimbi ★★★★★ mark s ★★★★★ Angela Bellanca ★★★★★ Jordan was great! Trustworthy, friendly and easy experience!!Response from the ownerThank you for your kind words. Providing a trustworthy, friendly, and seamless experience is always our goal. Todd Barlett ★★★★★ Great service and so easy to complete our transaction.Response from the ownerThank you for your great review! We’re thrilled to have made your transaction easy and look forward to serving you again. Your satisfaction is our top priority! Simon Terechin ★★★★★ Amazing experience the team that handled my watch was super easy to work with and paid promptly.Response from the ownerThank you for the fantastic review! We’re so glad to hear that our team provided an amazing experience with your watch transaction. Hector Leon ★★★★★ Fast, easy, GREAT CUSTOMER SERVICE! will definitely do business with them again!Response from the ownerThank you for your enthusiastic review! We’re thrilled to hear that you had a fast and easy experience with exceptional customer service. Erik W. ★★★★★ This is my go to place for years when I need an extra little money short-term to take care of some things! The terms are fair and all fees are presented up front. In addition payment is expedited through wire transfer and customer service isalways available if you have any concerns!Response from the ownerWe’re honored to be your go-to source for short-term financial needs. It’s great to hear that our fair terms, upfront fee transparency, prompt payment via wire transfer, and readily available customer service have consistently met your needs. Your satisfaction and trust in us are our highest rewards. We look forward to continuing to serve you in the future! Jennifer Sarver ★★★★★ I’ve had a very smooth and wonderful experience with diamondback and their staff, as they’ve been very prompt and thorough with everything to do on my process thank you diamondback, and your staff.Response from the ownerThank you for sharing your positive experience with Diamond Banc! We’re delighted to hear that our staff provided a smooth and thorough service throughout your process. Your appreciation means a lot to us, and we’ll make sure to pass on your kind words to our team. J Harris ★★★★★ Jordan, Christine, Eli, and the whole team made this process as painless as possible when our family was put in a less-than-ideal health situation. I greatly appreciated both Jordan and Christine taking the time to make sure all my questions and concerns were answered. Eli also followed up to do the same. In a day and age where personal contact has fallen by the wayside, this business has not forgotten how true business is built. Thank you guys for such an amazing experience! Five stars all the way around!Response from the ownerThank you for sharing your heartfelt feedback. We’re truly touched to know that Jordan, Christine, Eli, and the entire team made a positive impact during a challenging time for your family. Thank you for the five-star review, and we’re here for you whenever you need us! Jody Conner ★★★★★ The process has been smooth, professional and expedient!Response from the ownerThank you for your positive review! We’re delighted to hear that you found the process smooth, professional, and expedient. Tim Bass ★★★★★ Jessica Olmsted ★★★★★ Jordan and the Diamond Banc were great to work with. He explained the entire process and was very personable. The shipping process was very easy and trustworthy. The team.is also very professional and responsive.Response from the ownerThank you for the positive review! We’re glad to hear Jordan and the Diamond Banc team provided a clear, personable, and professional experience, along with an easy and trustworthy shipping process. Your satisfaction is important to us, and we look forward to serving you again! Bev Butch ★★★★★ Julio was amazing to deal with. Great customer service and a friendly atmosphere.Response from the ownerThank you for the review! We’re delighted to hear about your positive experience with Julio and our customer service. Your feedback is greatly appreciated! Genesis Hodge ★★★★★ I was so happy with my service. Thank you to Jordan for making it all smooth. Very secure!Response from the ownerThank you for your feedback! We’re glad to hear that you were satisfied with our service and that Jordan ensured a smooth and secure experience. Ben Salcido ★★★★★ I had an amazing experience at Diamond Banc Nashville. Noel was professional, thorough and very knowledgeable.Response from the ownerThank you for taking the time to leave us a review! We’re thrilled to hear about your amazing experience at Diamond Banc Nashville and that Noel provided you with professional, thorough, and knowledgeable service. Celine Costas ★★★★★ Super easy, safe and very trustworthy. Jordan did great staying in contact with me throughout the entire process. I was happy with how fast everything was handled.Response from the ownerThank you for your positive review! We’re delighted to hear that you found our process super easy, safe, and very trustworthy. It’s great to know that Jordan provided excellent communication throughout your entire experience with us, ensuring a fast and efficient service. Dylan Hines ★★★★★ Jonathan ★★★★★ A1 customer service. Prompt shipping. Low interest. Wire processed and recieved same day Rolex was recieved, and loan agreement was signed. Highly recommendedResponse from the ownerThank you for your fantastic review and high recommendation! We’re thrilled to hear that you experienced A1 customer service and were satisfied with our prompt shipping and low-interest terms. It’s great to know that the wire transfer process was efficient and completed on the same day as the receipt of your Rolex and the signing of the loan agreement. Elias Caceres Pavon ★★★★★ Excelente lugarResponse from the ownerThank you, Elias! We appreciate your positive review! Goutham Yadav ★★★★★ It’s great to work with them regarding the paper work for funds . Very fast funds and trust worthy . Thanks team😊Response from the ownerThank you for your wonderful review! We’re so pleased to hear that you had a great experience working with our team, especially regarding the paperwork and fund processing. Our goal is to make every transaction as fast and trustworthy as possible, and it’s fantastic to know we achieved this with you. Greg Dietrich ★★★★★ Great service and very informativeResponse from the ownerThanks, Greg, for the positive review! White Queen ★★★★★ Very professional and communicative company. They received my watch on Friday, money was in my account on Monday. I wish they offered more money, but they were very professionalResponse from the ownerThank you for your review and feedback. We’re pleased to hear that you found our company professional and communicative, and that the process of receiving your watch and transferring funds to your account was efficient. Sara Makowski ★★★★★ Response from the ownerThank you so much, Sara! 🌟 We appreciate your support! Armond Booth ★★★★★ Very Professional and overall great companyResponse from the ownerWe appreciate your support and look forward to continuing to provide you with great experiences in the future. Thank you for choosing us! Karla Cartagena ★★★★★ Very quick and professional.Response from the ownerThank you for your review! We’re glad to hear that you found our service both quick and professional. Jay Davies ★★★★★ My experience was very professional, very quick and provided me very strong value. I highly recommend them!Response from the ownerThank you for your review! Samantha Kean ★★★★★ 10/10 experience with Diamond Banc. I recently worked Jordan at Diamond Banc to sell a few watches. I was hesitant of the process at first, as its hard to trust sending your valuables off to someone you’ve never met before. Jordan made this transaction so streamlined and went above and beyond on his communications with me. Diamond Banc held true to their initial quote of the value I could obtain from selling these watches and the wire transfer was made (and received into my bank account) that same day that they received my watches. I would definitely recommend working with Diamond Banc to anyone that is looking to sell their valuables.Response from the ownerThank you for sharing your 10/10 experience with Diamond Banc, and for the trust you placed in Jordan and our team. We understand the hesitation that comes with sending off valuable items, and we’re thrilled to hear that Jordan’s communication and our process provided you with comfort and confidence. We’re committed to transparency and efficiency, and it’s rewarding to know we’ve delivered on that promise. Tracy Magee ★★★★★ excellent experience,Response from the ownerThank you for the positive review Tracy! Peggy Colfelt ★★★★★ Awesome customer service with less than 48 hr turnaround!Response from the ownerWe’re thrilled to hear that you had an awesome experience with our customer service and rapid turnaround time. js_loader
See all Google Reviews

Start Online or Visit An Office Near You

Get a Loan Secured By Your Rolex Watch

You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply has found its’ way into most all asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times.  Today there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. This ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.

Why getting a loan secured by your Rolex watch is a smart choice:

  • The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
  • When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
  • Less costly than selling your watch and later replacing it or buying a similar watch.
  • Very low cost of funds/interest rates for a Rolex loan.
  • Confidential. No credit inquiry or income verification is required for a Rolex loan.
  • Fast Funding: receive your loan proceeds via wire in 24-48 hours.
  • Responsibly borrow against the equity in an asset you own, instead of taking on unsecured, credit score-affecting debt.
  • Credit-line style financing. Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex Equity Lender in the nation:

  • Diamond Banc is owned, operated, and backed by industry experts who have the knowledge and resources to offer unmatchable loan values like in the case of a loan against My Rolex.
  • An established pioneer in modernizing Jewelry Equity Loans nationwide.
  • Diamond Banc is an established healthy business allowing us to offer a low loan cost structure on Rolex Equity Loans, this would not be possible if it were our only loan product.

Understanding A Rolex Equity Loan

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history creates significant liability for the lender or borrower. This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When a client takes out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer to Peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against Rolex is an enticing option.

Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and take every value-adding factor into consideration such as model, age, condition, and rarity to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

Diamond Banc frequently makes loans on the following Rolex models:

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz
Start My Rolex Loan

To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations:

Start Online or Visit An Office Near You

Please wait
while we are uploading...