. Loans Secured By Rolex Watches - Diamond Banc

Get a Loan Secured By Your Rolex

Fast. Simple. Secure.
The highest loan values & lowest rates against Rolex watches in the nation.

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Rolex Collateral Loans

The advancements in technology and societies’ embracement of transparent Peer-to-Peer selling, along with the growing appreciation for pre-owned luxury goods has dramatically increased the value of Rolex watches. Today there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago.  This ease of safe digital luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite.  Rolex’s exacting production standards to create new watches produces far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.


Why getting a loan secured by your Rolex watch is a smart choice:

  • The global demand for pre-owned Rolexes allows for high loan values (LTV’s). In some cases, individuals can borrow more than they paid for their watch.
  • Retain ownership but receive the same amount of funds as you would by selling.
  • Less costly than selling your watch and later replacing it or buying a similar watch.
  • Unbeatable low 90-day cost of funds rate.
  • Confidential. No credit inquiry or income verification required.
  • Fast Funding: receive your loan proceeds via wire in 24-48 hours.
  • Responsibly borrow against the equity in an asset you own, instead of taking on unsecured credit score affecting debt
  • Credit-line style financing. Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex equity lender in the nation:

  • Diamond Banc is owned, operated, and backed by Industry experts who have the knowledge and resources to offer unmatchable loan values.
  • An established pioneer in modernizing Jewelry Equity Loans nationwide.
  • Diamond Banc is an established healthy business allowing us to offer a low loan cost structure on Rolex Equity Loans, this would not be possible if it were our only loan product.

Equity Loans

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets.  The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid the lender sold the collateral and used the proceeds to pay the loan off.  This basic and simple loan structure was prevalent for a notable period of banking history.  The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history creates significant liability for the lender or borrower. This type of lending is a major contributing factor to our countries ever-growing national debt.  This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300.00 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When a client takes out a Rolex Equity Loan, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over.  Rolex Equity Loans are non-recourse meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer to Peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing.  It’s is only a matter of time before the same savvy early adaptors who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a Jewelry Equity Loan is an enticing option.

Diamond Banc is the nation’s best source for those who wish to use their Rolex watch to get a loan. We are Rolex experts and take every value-adding factor into consideration such as model, age, condition, and rarity to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.


Diamond Banc frequently makes loans on the following Rolex models:

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz
Diamond Banc
5.0
Based on 170 reviews
powered by Google
Ganesh V
Ganesh V
20:20 11 May 21
Initially I was very skeptical about the company and process. Right from the get go Jordan was very helpful in... explaining the process and about the company. Once we agreed on the initial terms the logistics, verification and funding process took just about 2 days. I recommend Diamond Banc for you loan process and hope you have the same smooth or better experience as I had.read more
Shammy White
Shammy White
22:56 06 May 21
I flew into Columbia, Mo to complete the transaction because I wasn’t comfortable mailing such an expensive item. I had... a wonderful experience in dealing with Diamond Banc. Jordan was extremely professional and transparent throughout the entire process. Everything was thoroughly explained and took place exactly as he explained it. The transaction was very smooth and funds were wired and received in a little over an hour! Jordan constantly communicated throughout the whole process and made me feel very comfortable. I would HIGHLY recommend doing business with this company for those seeking this type of service. You will NOT be disappointed.read more
Laura Hayes
Laura Hayes
21:31 23 Apr 21
I could not have asked for an easier or more pleasant experience with Diamond Banc, with Jordan in particular. The... process was straightforward and fast. Jordan was friendly and extremely professional. I highly recommend Diamond Banc!read more
Tamikia Adams
Tamikia Adams
19:20 15 Apr 21
My experience with Diamond Banc has been great. Jordan was extremely easy to talk to and I received funds quickly as... mentioned.Thank you Diamond Banc for your professionalism!read more
Ken Shames
Ken Shames
22:18 22 Mar 21
Having to get a secured loan on your jewelry isn’t the most ideal situation... but Diamond Banc has made the whole... process effortless, fast, and secure. Jordan was there to help me through the whole process by answering all of my questions clearly and immediately. I will definitely use Diamond Banc in the future.read more
Todd Robison
Todd Robison
21:30 02 Mar 21
Denna was awesome and very professional. I could not have for a more pleasant experience. She is very ... attractive and a smart and professional young lady I wish her the best Your company has a gem in her Thank you Sincerely, Jerie Todd Robisonread more
Toni Zuccaro
Toni Zuccaro
20:50 19 Feb 21
Mia was extremely knowledgeable and professional. We would highly recommend her to friends and family, and would... definitely use her services again. We felt comfortable with her from the start..read more
Adriana Abdin
Adriana Abdin
19:50 11 Feb 21
Probably one of the best, if not the best services ever.Very professional and helpful.She knows what she is doing,... and I love her honesty.I will recommend Deena 150%They are very Fair.read more
Kelly Pence
Kelly Pence
22:59 09 Feb 21
Absolutely the best customer service experience that I have had in a long time. Jordan, did an excellent job with clear... communications with me.. Explained the process and what the next steps were.. They delivered for me and I am very thankful that I inquired on this type of loan...read more
Jennifer Parker
Jennifer Parker
23:05 29 Jan 21
I found this place online and Mia was very welcoming. I had a very pleasant experience and was able to sell an old... engagement ring. Highly recommended.read more
Kevin Murphy
Kevin Murphy
21:26 08 Dec 20
I had a very nice experience dealing with Jordan. He made me comfortable throughout the entire process. Everything went... quickly and smoothly.read more
Brian Falvey
Brian Falvey
10:06 04 Dec 20
Mia was courteous and professional. She fully explained the appraisal and offer. I would highly recommend this business... based on my very satisfactory experience.read more
Mark Petherbridge
Mark Petherbridge
13:11 18 Nov 20
Jordan was amazing from the moment I contacted them and they got back to me fast. Jordan explained the process easily... and precisely and made me feel confident that this was the way to go. I thank Jordan for his professionalism and concern through the whole process from the shipping of my watch to the wiring of the funds. Class A job and highly recommendread more
C W
C W
18:16 10 Nov 20
At first, I was skeptical about the company. I was scammed out of jewelry in the past but I spoke to Jordan Issac and... all my worries was washed away. Mr. Issac was VERY professional and ENTHUSIASTIC about helping me. He took the time to FaceTime me and walked through his facility. With no rush, he took the time to explain the process and called me immediately upon receiving my items and with no issue wired the funds! I'm glad I was able meet Mr. Issac. I would recommend the Diamond Banc over any company.read more
Hsiao Han Chang
Hsiao Han Chang
22:44 08 Sep 20
Another happy returning customer!! I worked with the vice president, Kyle, this time. He is very kind, professional and... efficient. The loan process is very easy and quick and they keep you updated and guide you through the whole process. In addition, their offer is very reasonable (for both sell and loan). Cannot recommend them more. If you want to sell or get a loan against your jewelry, this is the No. 1 place to go!!!read more
Next Reviews
Diamond Banc
5.0
Based on 170 reviews
powered by Google
Ganesh V
Ganesh V
20:20 11 May 21
Initially I was very skeptical about the company and process. Right from the get go Jordan was very helpful in... explaining the process and about the company. Once we agreed on the initial terms the logistics, verification and funding process took just about 2 days. I recommend Diamond Banc for you loan process and hope you have the same smooth or better experience as I had.read more
Shammy White
Shammy White
22:56 06 May 21
I flew into Columbia, Mo to complete the transaction because I wasn’t comfortable mailing such an expensive item. I had... a wonderful experience in dealing with Diamond Banc. Jordan was extremely professional and transparent throughout the entire process. Everything was thoroughly explained and took place exactly as he explained it. The transaction was very smooth and funds were wired and received in a little over an hour! Jordan constantly communicated throughout the whole process and made me feel very comfortable. I would HIGHLY recommend doing business with this company for those seeking this type of service. You will NOT be disappointed.read more
Laura Hayes
Laura Hayes
21:31 23 Apr 21
I could not have asked for an easier or more pleasant experience with Diamond Banc, with Jordan in particular. The... process was straightforward and fast. Jordan was friendly and extremely professional. I highly recommend Diamond Banc!read more
Tamikia Adams
Tamikia Adams
19:20 15 Apr 21
My experience with Diamond Banc has been great. Jordan was extremely easy to talk to and I received funds quickly as... mentioned.Thank you Diamond Banc for your professionalism!read more
Ken Shames
Ken Shames
22:18 22 Mar 21
Having to get a secured loan on your jewelry isn’t the most ideal situation... but Diamond Banc has made the whole... process effortless, fast, and secure. Jordan was there to help me through the whole process by answering all of my questions clearly and immediately. I will definitely use Diamond Banc in the future.read more
Todd Robison
Todd Robison
21:30 02 Mar 21
Denna was awesome and very professional. I could not have for a more pleasant experience. She is very ... attractive and a smart and professional young lady I wish her the best Your company has a gem in her Thank you Sincerely, Jerie Todd Robisonread more
Toni Zuccaro
Toni Zuccaro
20:50 19 Feb 21
Mia was extremely knowledgeable and professional. We would highly recommend her to friends and family, and would... definitely use her services again. We felt comfortable with her from the start..read more
Adriana Abdin
Adriana Abdin
19:50 11 Feb 21
Probably one of the best, if not the best services ever.Very professional and helpful.She knows what she is doing,... and I love her honesty.I will recommend Deena 150%They are very Fair.read more
Kelly Pence
Kelly Pence
22:59 09 Feb 21
Absolutely the best customer service experience that I have had in a long time. Jordan, did an excellent job with clear... communications with me.. Explained the process and what the next steps were.. They delivered for me and I am very thankful that I inquired on this type of loan...read more
Jennifer Parker
Jennifer Parker
23:05 29 Jan 21
I found this place online and Mia was very welcoming. I had a very pleasant experience and was able to sell an old... engagement ring. Highly recommended.read more
Kevin Murphy
Kevin Murphy
21:26 08 Dec 20
I had a very nice experience dealing with Jordan. He made me comfortable throughout the entire process. Everything went... quickly and smoothly.read more
Brian Falvey
Brian Falvey
10:06 04 Dec 20
Mia was courteous and professional. She fully explained the appraisal and offer. I would highly recommend this business... based on my very satisfactory experience.read more
Mark Petherbridge
Mark Petherbridge
13:11 18 Nov 20
Jordan was amazing from the moment I contacted them and they got back to me fast. Jordan explained the process easily... and precisely and made me feel confident that this was the way to go. I thank Jordan for his professionalism and concern through the whole process from the shipping of my watch to the wiring of the funds. Class A job and highly recommendread more
C W
C W
18:16 10 Nov 20
At first, I was skeptical about the company. I was scammed out of jewelry in the past but I spoke to Jordan Issac and... all my worries was washed away. Mr. Issac was VERY professional and ENTHUSIASTIC about helping me. He took the time to FaceTime me and walked through his facility. With no rush, he took the time to explain the process and called me immediately upon receiving my items and with no issue wired the funds! I'm glad I was able meet Mr. Issac. I would recommend the Diamond Banc over any company.read more
Hsiao Han Chang
Hsiao Han Chang
22:44 08 Sep 20
Another happy returning customer!! I worked with the vice president, Kyle, this time. He is very kind, professional and... efficient. The loan process is very easy and quick and they keep you updated and guide you through the whole process. In addition, their offer is very reasonable (for both sell and loan). Cannot recommend them more. If you want to sell or get a loan against your jewelry, this is the No. 1 place to go!!!read more
Next Reviews

HOW IT WORKS

Get a Quote

No Risk & No Obligation

Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.

Start a Quote

Expert Evaluation

Mail-In or In Person

After reviewing our initial offer, we will provide you with a fully insured, prepaid shipping label to safely send your items to our national headquarters for official evaluation. You are also welcome to visit one of our numerous locations nationwide to immediately complete your transaction.

Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don’t like our offer? No worries! Your item will be quickly returned to you. No risk. No obligation.

RECENT DEALS

David Yurman Cuff

We Paid $175

Vintage Diamond Ring

We Paid $3,200

Teardrop Diamond Earrings

We Paid $800

Rolex Submariner

We Paid $7,500

Rolex Submariner "Hulk"

We Loaned $12,000

Rolex Daytona

We Loaned $20,000

Patek Philippe Nautilus

We Loaned $70,000

Oval Halo Diamond Ring

We Paid $8,500

Fancy Yellow Diamond Ring

We Loaned $9,700

Diamond Tennis Bracelet

We Loaned $1,800

David Yurman Diamond Cuff

We Paid $900

Cartier Roadster

We Paid $13,000

Cartier Love Bracelet

We Paid $3,000

8ct Emerald Cut Diamond Ring

We Loaned $50,000

5oz Platinum Bullion

We Loaned $3,750