Use Your Jewelry To Get A Loan - Diamond Banc

Use Your Jewelry
To Get A Loan

Unlock immediate liquidity with Diamond Banc's Jewelry Equity Loan Service

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The process with Jordan and his team was seamless. Quick shipping, inspection, and payment took less than 2hrs from acceptance of the offer. I plan to do more business in the future.
Response from the owner:Thank you, David! We're glad to hear that you had a seamless experience with Jordan and the team, and we look forward to doing more business with you in the future.
I had a very positive experience with selling my watch. The employees have all been helpful and friendly. I highly recommend their services. I received payment within 48 hours of Diamond Banc receiving my watch. The offer they gave me was the highest of 4 companies.
Response from the owner:Thank you, Sarah, for your kind words and recommendation; we're glad our team could provide you with a positive experience and quick payment for your watch!
Mi experiencia fue excelente, Sasha es muy profesional , educada, aclaró todas mis dudas y fue muy amable. El lugar es muy bonito y seguro . Agradecida con sus atenciones y profesionalismo .
Response from the owner:Thank you, Larizza, for your wonderful feedback! We're glad you had an excellent experience and appreciated Sasha’s professionalism and kindness. It's great to hear you found the place beautiful and safe. Your gratitude means a lot to us!
Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
jordan isaacs

Jordan Isaacs

National Headquarters | Sarasota, FL

Contact information & biography expand_more

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

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Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

From The Founder

What Client’s Are Saying

The process with Jordan and his team was seamless. Quick shipping, inspection, and payment took less than 2hrs from acceptance of the offer. I plan to do more business in the future.
Response from the owner:Thank you, David! We’re glad to hear that you had a seamless experience with Jordan and the team, and we look forward to doing more business with you in the future.
I had a very positive experience with selling my watch. The employees have all been helpful and friendly. I highly recommend their services. I received payment within 48 hours of Diamond Banc receiving my watch. The offer they gave me was the highest of 4 companies.
Response from the owner:Thank you, Sarah, for your kind words and recommendation; we’re glad our team could provide you with a positive experience and quick payment for your watch!
Mi experiencia fue excelente, Sasha es muy profesional , educada, aclaró todas mis dudas y fue muy amable. El lugar es muy bonito y seguro . Agradecida con sus atenciones y profesionalismo .
Response from the owner:Thank you, Larizza, for your wonderful feedback! We’re glad you had an excellent experience and appreciated Sasha’s professionalism and kindness. It’s great to hear you found the place beautiful and safe. Your gratitude means a lot to us!
This is the second time I’ve used this place they are extremely fast, efficient, and give you the highest offer for your items. I sold 2 watches with zero issues the money was deposited via wire transfer within 4 hours of them receiving my items. I highly recommend using them if you want a hassle free service!!
Response from the owner:Thank you, Andrew, for your fantastic review! We’re glad to hear about your positive experiences and appreciate your recommendation. Looking forward to serving you again!
The process of selling to them was so easy! They gave me a great and fair price. Definitely recommend selling your jewelry through them!!
Diamond Banc was really great to work with, they’re professional and quick with the business they conduct. I would highly recommend Diamond Banc if you’re looking to sell any jewelry or coins of value (way better than a pawn shop).
Response from the owner:Thank you, Connor! We’re glad to hear you had a positive experience with our team and appreciate your recommendation for anyone looking to sell jewelry or coins.
Effortlessly easy to work with! Quick funding and very helpful staff!
They are great to work with , honest and very knowledgeable people. Would highly recommend them to everyone in your
Response from the owner:Thank you, Tyrell, for your wonderful feedback; we appreciate your recommendation and are glad you had a positive experience with our knowledgeable team!
Just wanted to take the time to say THANK YOU again Lyndsey with Diamond Banc for assisting us so well (me with my two children who I had to bring along due to my husband being at work). You were awesome, patient as my kiddos were being kids, thorugh, helpful, and kind last Thursday! Thank you for also being understanding and making our appointment pleasant. So, I totally would recommend this place moreover Lyndsey’s help because in my case it made all the difference. GOD BLESS!!!
Response from the owner:Thank you, Bethlehem, for your wonderful feedback! We’re so glad to hear that we provided you and your children with a positive experience. Your recommendation means a lot to us!
I had an amazing experience, very professional!
Fast response time. Competitive offer and terms. The entire team was exceptionally professional and easy to work with! Highly recommended. Thank you!
Response from the owner:Thank you, Ryan! We appreciate your kind words about our team’s professionalism and are glad you had a positive experience with us.
They are very kind and they also work with you on the price very good place to go I highly suggest them
Response from the owner:We are the #1 Rolex and Diamond Buyers in the nation. I’m glad you were able to complete your transaction with us. We have the best clients!
I highly recommend Diamond Banc in St Louis. Easy and trustworthy experience!
Response from the owner:Thank you, Victoria, for your kind words and recommendation; we’re glad you had an easy and trustworthy experience with us!
Mia was awesome, she went above and behond to help us, would definitely recommend to anyone! Will definitely use her again,
Response from the owner:Thank you, Andrew! We’re so glad to hear that Mia made such a positive impact and we’re grateful for your recommendation. Looking forward to serving you again!
5 star
Response from the owner:Thank you, Tu, for your wonderful 5-star review; we truly appreciate your support!
Selling some old jewelry could not have been easier. I was greeted in the lobby & directed to the elevator & office. I was a few minutes early but waited on emediatelly. Mia was kind, knowledgeable, and efficient with my evaluation. I’ll be back, great job!
Response from the owner:Thank you, Michael, for your kind words and for recognizing Mia’s excellent service; we look forward to seeing you again!
Lindsey offered a great experience and was very knowledgeable on diamonds
Response from the owner:Thank you, Jorge! We’re glad to hear that we provided you with a great experience and shared our expertise on diamonds. Your feedback means a lot to us!
Mia was great to work with.
Lindsey at Diamond Banc was great to
work with. Knowledgeable and fair. It was a pleasant profitable visit. I definitely recommend doing business with them.
Response from the owner:Thank you, Kandi! We’re so glad to hear that you had a positive experience and found your visit both pleasant and profitable. Your recommendation means a lot to us!
Wonderful. Very nice people. They do Exactly what they say they will do.
Response from the owner:Thank you, Pandora! We appreciate your kind words and are glad to hear that our team has met your expectations.
Highly recommend this place! Christine was great to work with, answered all my questions and just made the whole process very easy.
Response from the owner:Thank you, Anna! We’re so glad to hear Christine made the process easy for you; we appreciate your recommendation!
Smooth process, quick review and fast payment.
Response from the owner:Thank you, Mike, for your kind words; we’re glad you found the process smooth and efficient!
Diamond Banc is a first rate organization that is great to deal with. They are honest, give great customer service, and are expert at what they do. Whether you are looking to use your valuables as collateral, or want to sell them outright, they will give you the best rates available and the fastest service. You will never regret doing business with Diamond Banc!
Response from the owner:Thank you, Victoria, for your wonderful feedback! We’re glad to hear you had a great experience with our team and appreciate your trust in us.
Great experience selling a 1980s Rolex w Mia at Diamond Banc in St. Louis. Better price than I could find in Boston, and very straightforward and professional.
I had a great experience selling my ring here! Very smooth process. Miguel was very thorough and upfront about everything. Would definitely recommend to family and friends 🙂
Response from the owner:Thank you, Sarah! We’re so glad you had a great experience selling your ring, and we’ll be sure to pass on your kind words to Miguel. Your recommendation means a lot to us!
Diamond Banc was very friendly and professional walked me through everything so I understood the whole process I would highly recommend them
Response from the owner:Thank you, Amy, for your kind words and for recommending us; we’re glad to hear our team made the process clear and enjoyable for you.
Had a great experience! Very quick and efficient! Mia was pleasant and knowledgeable. Would definitely recommend her!
Response from the owner:Thank you, Aubrey! We’re so glad to hear you had a great experience and that Mia made a positive impression. Your recommendation means a lot to us!
Very pleasant people to deal with top-notch. You can’t go wrong. Thank you guys very much for helping me out.
Super quick, easy and painless process! Would sell with Diamond Banc again!
Response from the owner:Thank you, Barrett, for the fantastic 5-star rating! Your support means a lot to us.
Christine was very personable and really knew what she was doing. She was fast and got the transaction done in a very timely manner. She was a down to earth classy lady and a complete pleasure to do business with. Ill never take anything to anyone else…
Diamond Banc was efficient, fair and extremely friendly! In a volatile market I trusted their expertise.
Response from the owner:Thank you, Mallory, for your kind words and trust in our expertise; we’re glad to hear you had a positive experience with us!
Exceptional as always across the board. Exc prices, they have the process down pat and make it very easy and fast to get paperwork done. Very responsive. Great follow up/thru. I’d give them 6 stars if I could! Thank you.
Response from the owner:Thank you, Robin! We truly appreciate your kind words and are glad to hear that our process and responsiveness met your expectations. Your support means a lot to us!
Mia was very courteous and professional. She gets a 10 out of 10 by my measurement. I will refer her to others if I can .
Easy transaction working with Jordan was a breeze , communication was on point and got the funds the same day . Watch made it safe as well .
Diamond Banc made my loan experience quick and easy. Thank you Jordan for being professional and understanding
Response from the owner:Thank you for your review! We’re glad to hear that Diamond Banc made your loan experience quick and easy.
Everyone was very friendly and thorough from beginning to end of my visit.
I highly recommend Diamond Banc. This is my third time using them and like the first two times, it was such an easy and fast process. Great company to work with!
Response from the owner:Thank you Michael! We would recommend anyone working with you. You’re very straightforward and a great person!
Awesome awesome amazing people I can’t say enough about Jordan and Christine. Their professionalism blows me away. I will be doing business with them the rest of my life. God bless.

The pictures for Christine😁
Response from the owner:Thank you, Todd! We truly appreciate your kind words about Jordan and Christine; it’s wonderful to hear you had such a positive experience. We’re grateful for your support and look forward to serving you in the future!
The process was professional and seamless from start to finish. Excellent service on every level.
Thank you so much for helping me out. I look forward to doing more business with you.
Everything was quick and easy
Amazing customer service, honest and straight to the point, Christine is a very caring person and she will tell you straight up how the market works, amazing at what she does!. As a former salesperson I didn’t pick up any pressure from Christine, I also did my research and the price they have is fair and honest, I trusted them 100%
Convenient and smooth through out the entire process! Highly recommend this company! 💗💎
Absolutely recommend the diamond Banc in Orlando. The staff was so professional and great to deal with.
I’m ” Old Man Cheap” and shopped around. Jason and Jay we’re awesome..best deal I found and just a pleasure to work with.
Christine was amazing to work with when selling my gold ring! An amazing relaxing experience!!
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Start Online or Visit An Office Near You

Get Instant Liquidity by Borrowing Against Your Jewelry

Diamond Banc offers quick, short-term financing solutions, with funds available in just 1-2 business days, leveraging your luxury assets as collateral. Our process is entirely private, with no need for credit checks or financial disclosures that might interfere with your existing financing arrangements. Whether it’s your high-end watches, exquisite jewelry collection, precious metals, or diamond assets, these alone are sufficient to address any short-term cash flow needs you might have.

Our team specializes in transforming your high-value jewelry items into instant liquidity. Whether it’s an exquisite diamond necklace, a rare designer jewelry piece, old gold jewelry, or a Rolex watch, Diamond Banc’s expertise ensures that you receive a fair and maximum valuation. The process is simple, secure, and designed with your convenience in mind.

The Convenience of Digital Lending

In an era where time is of the essence, Diamond Banc’s digital lending division revolutionizes how you access financial services. From the comfort of your home, you can initiate the loan process through a secure online platform. This method is particularly beneficial for those who prioritize discretion and time-saving. By providing detailed descriptions and images of your jewelry, watches, or diamonds, you can receive a preliminary loan offer quickly. The final steps of evaluation and loan disbursement can also be managed with ease, ensuring a smooth, hassle-free experience.

Get started by filling out our simple online submission form above.

A woman examines a chain with a magnifying glass while seated at a desk, showcasing a professional evaluation of jewelry.

Personalized Service at Diamond Banc Locations

Alternatively to our digital loan division, we also have numerous Diamond Banc locations nationwide. Visiting a Diamond Banc location offers the opportunity to meet with experts who are deeply knowledgeable about the value and potential of your luxury assets. This face-to-face interaction allows for immediate evaluation, detailed discussion about your liquidity options, and the chance to ask any questions you may have. Diamond Banc prides itself on its transparent, client-focused approach, ensuring you understand every aspect of the loan against your jewelry, diamonds, or watches.

To schedule a private, complimentary consultation, find a Diamond Banc location near you.

Transform Your Jewelry Into Capital

When you possess luxury jewelry, diamonds, or a Rolex watch, you hold a valuable asset that can be swiftly converted into liquid funds. Diamond Banc presents an unparalleled selection of liquidity solutions, designed to unleash the value of your items. Whether you opt for a Jewelry Equity Loan secured by the value of your jewelry or choose to sell your jewelry outright, our team of experts is equipped to offer top industry prices for your jewelry. With decades of experience in the jewelry sector, our nationwide experts ensure you receive industry-leading loan values and competitive rates. We meticulously consider every factor that adds value, ensuring you get the most from your items.

Securing a Jewelry Equity Loan with Diamond Banc is an ideal solution for addressing immediate liquidity needs without the need to sell your treasured assets. The flexibility of our loan terms, combined with competitive rates, makes this an attractive option for managing short-term financial goals or unforeseen expenses.

Get A Loan Secured By Your Diamond Engagement Ring

Engagement rings, treasured for their deep sentimental significance, can also act as a valuable financial resource when you find yourself in need of quick funds. Opting for Diamond Banc ensures that your engagement ring remains yours, without the need to permanently part with it. We welcome a variety of pieces, including diamond engagement rings, wedding bands, and entire wedding sets. At Diamond Banc, engagement rings featuring diamonds of 1 carat or larger fetch a premium value, as do signed designer pieces from distinguished brands such as Tiffany & Co., Harry Winston, Graff, among others. Moreover, we offer competitive valuations for diamond engagement rings, even those without GIA certification.

When considering a loan secured by your diamond at a Diamond Banc location, bringing along any supporting documentation can enhance the valuation process. This may include appraisals, proof of purchase, certificates, or diamond grading reports related to your piece. Whether you’re looking to secure a diamond jewelry equity loan or contemplating selling, Diamond Banc promises highly competitive offers. Our proposals are consistently generous, regardless of whether you choose to borrow against or sell your item.

However, it’s important to note that Diamond Banc does not engage in transactions involving lab-grown diamonds due to their fluctuating market value.

Get A Loan Secured By Your Designer Jewelry

When it comes to leveraging your designer jewelry for financial flexibility, Diamond Banc stands unrivaled as the premier destination. Specializing in high-end brands such as Cartier, Tiffany & Co., and Van Cleef & Arpels, we offer bespoke loan solutions that recognize and honor the true value of your luxury pieces. Our deep understanding of the luxury market and dedication to client satisfaction ensure that you receive the utmost value for your items, making us the ideal partner for securing a loan against your designer jewelry.

The process with Diamond Banc is seamless and tailored to meet your individual needs. We understand the sentimental and financial value attached to high-end jewelry and strive to make the loan process as simple and stress-free as possible. Leveraging our industry insights and the intrinsic value of designer brands, we offer loan amounts that reflect the true market value of your jewelry. Our transactions are conducted with the highest level of discretion and security, ensuring your assets are handled with care throughout the loan period. Understanding that every client’s situation is unique, we offer flexible loan terms designed to suit your specific financial needs.

With our efficient jewelry evaluation process and streamlined loan approval, you can access the funds you need quickly, without the lengthy wait times associated with traditional lending institutions.

A luxurious gold and diamond snake pendant necklace beside a Bvlgari branded booklet on a white background.

Leverage Your Luxury Watch as Collateral

Securing a loan with your luxury watch is a sophisticated and effective way to access immediate funds, leveraging the inherent value of your timepiece without having to sell it. Diamond Banc excels in providing loans against luxury watches, recognizing the prestige and worth of premium brands like Rolex, Cartier, Patek Philippe, Omega, and more. Our service is tailored to individuals who possess high-end watches that not only serve as exquisite pieces of craftsmanship but also as valuable assets.

A luxurious Patek Philippe watch with a blue dial and stainless steel bracelet displayed in an elegant case alongside a branded booklet.

The condition of your watch plays a critical role in the valuation process. Watches in good condition, maintained with care and regular servicing, command higher loan values. Additionally, possessing the original paperwork, including the purchase receipt, warranty card, and any service records, significantly enhances the value of your watch. These documents verify the watch’s authenticity, provenance, and maintenance history, elements that are crucial for a maximum loan valuation.

Our team comprises industry experts who specialize in luxury watches, ensuring that your timepiece is appraised with precision and care. We stay updated with current market trends and valuations, guaranteeing competitive loan offers based on the true worth of your watch.

How It Works: Simple, Secure, Rewarding

Our process is designed with your convenience and security in mind:

  1. Expert Valuation: Our team of experienced jewelers and luxury watch experts will evaluate your items, using the latest tools and market data to ensure you receive a fair, transparent, and competitive loan offer.
  2. Rapid Funding: Once your items are evaluated and you have accepted the loan offer, we provide immediate funding. This process is swift, enabling you to access the liquidity you need without unnecessary delays.
  3. No Obligation to Sell: Enjoy the financial benefits without the finality of selling. Once your loan is repaid, your items are returned to you, allowing you to leverage their value without losing ownership.

Unlocking the Advantages of a Jewelry Equity Loan

The journey of selling jewelry can often feel overwhelming, especially for those deeply connected to their pieces. This process requires finding a trustworthy jewelry buyer, accurately determining the value of the jewelry, and navigating price negotiations, which can be formidable challenges. Diamond Banc elevates beyond the typical role of buying jewelry. We are experts in evaluating high-quality jewelry, diamonds, and Rolex watches, providing our clients with customized financial solutions that cater to their specific needs. Our service is not merely about making offers for valuable items; it’s about offering an exceptional experience guided by seasoned professionals in the industry. Choose Diamond Banc for a smooth and satisfying journey in leveraging your jewelry’s value.

Diamond Banc was established by Mills Menser, who identified a gap in the market for individuals seeking to monetize their jewelry without the need to sell. Originating as an online venture, Diamond Banc is highly committed to transparency and convenience. We offer asset-based loans across the nation, secured by diamonds, fine jewelry, and luxury watches. Our loan process is quick, safe, and private. Leveraging our extensive industry insights, we accurately appraise the true worth of your jewelry, ensuring fair compensation.

For those in search of a reliable jewelry equity loan, Diamond Banc presents a streamlined and secure loan service available nationwide. This enables you to tap into the value of your jewelry without having to sell it, offering peace of mind and financial flexibility when you need it most.

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