Use Your Jewelry To Get A Loan - Diamond Banc

Use Your Jewelry
To Get A Loan

Unlock immediate liquidity with Diamond Banc's Jewelry Equity Loan Service

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Allyson Z.
Diamond Banc was a great place to go to sell my gold. Julio was fantastic to work with! I would 100% go back and do business there again! If you are looking so sell jewelry this is the place to go!
David K.
Very happy with my visits with Deena in a private no pressure setting. Definitely recommend
O M.
Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
Jordan Isaacs, Market Director

Jordan Isaacs

National Headquarters | Sarasota, FL

Contact information & biography expand_more


How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 


Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

Start a Quote

In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.


Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

From The Founder

What Client’s Are Saying

Allyson Zawacky ★★★★★ Diamond Banc was a great place to go to sell my gold. Julio was fantastic to work with! I would 100% go back and do business there again! If you are looking so sell jewelry this is the place to go!David Karczewski ★★★★★ Very happy with my visits with Deena in a private no pressure setting. Definitely recommendO Miles ★★★★★ Daniel Baugh ★★★★★ Pleasant, painless experience. Quick and fast! Highly recommend them.Response from the ownerWe’re glad to hear you had a pleasant and quick experience with us! Thank you for recommending us. Jennifer Middleton ★★★★★ Fantastic company! I’ve used them several times and they’re super easy to deal with, ensure fast transactions, always responsive with personalized service and willing to work you on any issues you may come across. Truly a five-star experience I’d recommend to anyone!Sterling Satterfield ★★★★★ Kyle was the associate on transaction. He went out of his way to make sure everything was coordinated for me as I live hours away. They strive for satisfaction and delivering a fair price with a swift deposit. Everything done, in and out, funds in account all under 30 minutes. Do yourself a favor and go to Diamond Banc!Response from the ownerThank you for choosing Diamond Banc! We’re delighted to hear about your positive experience with Kyle. We appreciate your feedback and look forward to serving you again! Cori Poole ★★★★★ Battle Tactics Entertainment ★★★★★ Paul Max ★★★★★ Hey this place is fantantic Mr Jordan and his team is amazing there very professional in everything they do.Rosa Diaz ★★★★★ Always a wonderful experience at Diamond Banc, Julio is such a pleasure to work with. Thank you for everything!Denise Pedersen ★★★★★ Jacob Guilhas ★★★★★ Very fast and easy transaction.sal syed ★★★★★ Diamond Banc give me a loan for against my goal jewelry and it was a very decent amount and they’re very fair in their pricing I would do business with them anytime.Leeanne Bagwell ★★★★★ Merrily Abels ★★★★★ Wonderful service and easy to work with.Appreciate the team!Jayn S ★★★★★ Quick and easy to work. Very professional.Rich Lira ★★★★★ The whole process was straightforward and simple. Julio was great, the building is nice clean and safe.Ann Lozano ★★★★★ Daddy Mo ★★★★★ I definitely looked into every option for selling my loose diamond. After a bit of negotiation, they paid my asking price. The process to sell and get paid within a matter of hours of their receipt of the diamond was impressive.Craig Marcus ★★★★★ Julio was great. The one-on-one setting was much calmer and easier than some other busier spots. He gave me the best price on a diamond ring. I will definitely be using their services in the future.Jay Rutherford ★★★★★ Extremely easy transaction. Jordan is a pleasure to work with. Highly recommended.Peter Farrow ★★★★★ The whole process went great in fact, I’m taking some other pieces back this week to sell.Deja Burroughs ★★★★★ Very good experience, great customer service.W Winwood ★★★★★ I was treated very professional . Julio was great. Happy with the prices of our family estate jewelry .Lance Charles ★★★★★ Easy and fast approval processResponse from the ownerWe’re glad to hear that you found our approval process both easy and fast. We strive to provide an efficient experience for all of our clients. Gerry Garcia ★★★★★ I’ve sold two of my watches to them they are great and will def come back to them in the future again!Brianna Rose ★★★★★ Great place!Response from the ownerWe’re so glad you enjoyed your visit, Brianna Rose! Bryan Medlin ★★★★★ Extremely friendly! Prompt reply from email. Fair price and helpfulHelen Nguyen ★★★★★ I had an excellent experience here. The staff was incredibly nice, helpful, and professional. They offered a fair price for my jewelry, and the process was quick and easy. I felt valued and respected throughout the entire transaction. I would definitely come back and highly recommend their services to anyone in need of a jewelry loan.Andrea Zemel ★★★★★ Easy, fast, personable. Highly suggest using them.Mason Martinez ★★★★★ Great service very easy processTessa Zangara ★★★★★ Great service!Kesha Brown ★★★★★ Very quick service and easy to work with.Dekote ★★★★★ Treasure Donaldson ★★★★★ Julio was a PLEASURE to do business with. I had an unfortunate family emergency. I found him online, he was able to get me in last minute and got me close to my price point. I am truly grateful for his services. Please utilize this business! One of Scottsdales best kept secrets! I will refer and DEFINITELY do business with him again! 10+⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Ryan Kelley ★★★★★ Just an absolute delight doing business with Diamond Blanc! I had the pleasure of doing an exchange with Julio, who is a man with integrity, honesty, and a personality that will earn loyalty from his customers. He was prompt at our appointment time, quick with the procedures/ppwk, and honored his offer previously stated a couple days prior. Showing honesty, integrity, and a great deal of knowledge in the industry. I fully recommend Diamond Blanc!Response from the ownerThank you for your kind words, Ryan! We appreciate your recommendation and are glad to hear about your positive experience with Julio. Tiffany Lawson ★★★★★ Julio was very professional and very knowledgeable about jewelry. Set your appointment now!Eduardo Cruz ★★★★★ Elizabeth Franchetti ★★★★★ Seamless process, accurate information.Response from the ownerThank you for sharing your positive experience with us! S A Dreyer ★★★★★ Great experience and wonderful service. Can’t say enough about our client agent, Eli!Allena Smith ★★★★★ Julio was very nice, and professional. He went through details throughly, giving me a bette understanding of how the value of diamonds work. I definitely recommend and will come back again in the future.Lorna Rae Cyr ★★★★★ Julio was personable and straightforward about the price and the process. I got what I wanted for my Rolex. The check funds were available the next day after depositing. I had been to two other places before Diamond Blanc. Their price was well above the other two, no haggling. Highly recommended themJane Carlisle ★★★★★ Jami Auerbach ★★★★★ Julio Avila is top notch in his business. He’s very pleasant and bright.Jayme Harper ★★★★★ Fast, easy, simple transaction. The process was amazingly fast and funded same day Diamond Banc received my item!!!Felecia Mann ★★★★★ I was interested in selling my Rolex and contacted DiamondBanc. Elijah and Jordan (the whole team actually) were patience, kind and above reproach. Thank you all for your great service and honesty!Felecia MannEmily Grothe ★★★★★ Julio was amazing to work with! Very informed and answered all my questions and showed me the numbers so I was confident in making my decision! Highly recommend.Dexter Brewer ★★★★★ This was my second visit to Diamond Banc. Deena Maali greeted me as if we were old friends, and remembered specific details from my previous visit. Besides having a great memory, I believe this proves her attention to the customer. She meticulously performed her assessment of the jewelry I brought. She explained each step and result in detail. The outcome was both understandable and acceptable. This is a professional operation in every way. Do not go anywhere else.amy yocom-vos ★★★★★ Christian and Jordan were absolutely AMAZING!!! This is a great company with a great model!!! They are in the business of loaning you money for the most they can and not keeping your items!!! Thank you so much!!js_loader
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Start Online or Visit An Office Near You

Get Instant Liquidity by Borrowing Against Your Jewelry

Diamond Banc offers quick, short-term financing solutions, with funds available in just 1-2 business days, leveraging your luxury assets as collateral. Our process is entirely private, with no need for credit checks or financial disclosures that might interfere with your existing financing arrangements. Whether it’s your high-end watches, exquisite jewelry collection, precious metals, or diamond assets, these alone are sufficient to address any short-term cash flow needs you might have.

Our team specializes in transforming your high-value jewelry items into instant liquidity. Whether it’s an exquisite diamond necklace, a rare designer jewelry piece, old gold jewelry, or a Rolex watch, Diamond Banc’s expertise ensures that you receive a fair and maximum valuation. The process is simple, secure, and designed with your convenience in mind.

The Convenience of Digital Lending

In an era where time is of the essence, Diamond Banc’s digital lending division revolutionizes how you access financial services. From the comfort of your home, you can initiate the loan process through a secure online platform. This method is particularly beneficial for those who prioritize discretion and time-saving. By providing detailed descriptions and images of your jewelry, watches, or diamonds, you can receive a preliminary loan offer quickly. The final steps of evaluation and loan disbursement can also be managed with ease, ensuring a smooth, hassle-free experience.

Get started by filling out our simple online submission form above.

Personalized Service at Diamond Banc Locations

Alternatively to our digital loan division, we also have numerous Diamond Banc locations nationwide. Visiting a Diamond Banc location offers the opportunity to meet with experts who are deeply knowledgeable about the value and potential of your luxury assets. This face-to-face interaction allows for immediate evaluation, detailed discussion about your liquidity options, and the chance to ask any questions you may have. Diamond Banc prides itself on its transparent, client-focused approach, ensuring you understand every aspect of the loan against your jewelry, diamonds, or watches.

To schedule a private, complimentary consultation, find a Diamond Banc location near you.

Transform Your Jewelry Into Capital

When you possess luxury jewelry, diamonds, or a Rolex watch, you hold a valuable asset that can be swiftly converted into liquid funds. Diamond Banc presents an unparalleled selection of liquidity solutions, designed to unleash the value of your items. Whether you opt for a Jewelry Equity Loan secured by the value of your jewelry or choose to sell your jewelry outright, our team of experts is equipped to offer top industry prices for your jewelry. With decades of experience in the jewelry sector, our nationwide experts ensure you receive industry-leading loan values and competitive rates. We meticulously consider every factor that adds value, ensuring you get the most from your items.

Securing a Jewelry Equity Loan with Diamond Banc is an ideal solution for addressing immediate liquidity needs without the need to sell your treasured assets. The flexibility of our loan terms, combined with competitive rates, makes this an attractive option for managing short-term financial goals or unforeseen expenses.

Get A Loan Secured By Your Diamond Engagement Ring

Engagement rings, treasured for their deep sentimental significance, can also act as a valuable financial resource when you find yourself in need of quick funds. Opting for Diamond Banc ensures that your engagement ring remains yours, without the need to permanently part with it. We welcome a variety of pieces, including diamond engagement rings, wedding bands, and entire wedding sets. At Diamond Banc, engagement rings featuring diamonds of 1 carat or larger fetch a premium value, as do signed designer pieces from distinguished brands such as Tiffany & Co., Harry Winston, Graff, among others. Moreover, we offer competitive valuations for diamond engagement rings, even those without GIA certification.

When considering a loan secured by your diamond at a Diamond Banc location, bringing along any supporting documentation can enhance the valuation process. This may include appraisals, proof of purchase, certificates, or diamond grading reports related to your piece. Whether you’re looking to secure a diamond jewelry equity loan or contemplating selling, Diamond Banc promises highly competitive offers. Our proposals are consistently generous, regardless of whether you choose to borrow against or sell your item.

However, it’s important to note that Diamond Banc does not engage in transactions involving lab-grown diamonds due to their fluctuating market value.

Get A Loan Secured By Your Designer Jewelry

When it comes to leveraging your designer jewelry for financial flexibility, Diamond Banc stands unrivaled as the premier destination. Specializing in high-end brands such as Cartier, Tiffany & Co., and Van Cleef & Arpels, we offer bespoke loan solutions that recognize and honor the true value of your luxury pieces. Our deep understanding of the luxury market and dedication to client satisfaction ensure that you receive the utmost value for your items, making us the ideal partner for securing a loan against your designer jewelry.

The process with Diamond Banc is seamless and tailored to meet your individual needs. We understand the sentimental and financial value attached to high-end jewelry and strive to make the loan process as simple and stress-free as possible. Leveraging our industry insights and the intrinsic value of designer brands, we offer loan amounts that reflect the true market value of your jewelry. Our transactions are conducted with the highest level of discretion and security, ensuring your assets are handled with care throughout the loan period. Understanding that every client’s situation is unique, we offer flexible loan terms designed to suit your specific financial needs.

With our efficient jewelry evaluation process and streamlined loan approval, you can access the funds you need quickly, without the lengthy wait times associated with traditional lending institutions.

Leverage Your Luxury Watch as Collateral

Securing a loan with your luxury watch is a sophisticated and effective way to access immediate funds, leveraging the inherent value of your timepiece without having to sell it. Diamond Banc excels in providing loans against luxury watches, recognizing the prestige and worth of premium brands like Rolex, Cartier, Patek Philippe, Omega, and more. Our service is tailored to individuals who possess high-end watches that not only serve as exquisite pieces of craftsmanship but also as valuable assets.

The condition of your watch plays a critical role in the valuation process. Watches in good condition, maintained with care and regular servicing, command higher loan values. Additionally, possessing the original paperwork, including the purchase receipt, warranty card, and any service records, significantly enhances the value of your watch. These documents verify the watch’s authenticity, provenance, and maintenance history, elements that are crucial for a maximum loan valuation.

Our team comprises industry experts who specialize in luxury watches, ensuring that your timepiece is appraised with precision and care. We stay updated with current market trends and valuations, guaranteeing competitive loan offers based on the true worth of your watch.

How It Works: Simple, Secure, Rewarding

Our process is designed with your convenience and security in mind:

  1. Expert Valuation: Our team of experienced jewelers and luxury watch experts will evaluate your items, using the latest tools and market data to ensure you receive a fair, transparent, and competitive loan offer.
  2. Rapid Funding: Once your items are evaluated and you have accepted the loan offer, we provide immediate funding. This process is swift, enabling you to access the liquidity you need without unnecessary delays.
  3. No Obligation to Sell: Enjoy the financial benefits without the finality of selling. Once your loan is repaid, your items are returned to you, allowing you to leverage their value without losing ownership.

Unlocking the Advantages of a Jewelry Equity Loan

The journey of selling jewelry can often feel overwhelming, especially for those deeply connected to their pieces. This process requires finding a trustworthy jewelry buyer, accurately determining the value of the jewelry, and navigating price negotiations, which can be formidable challenges. Diamond Banc elevates beyond the typical role of buying jewelry. We are experts in evaluating high-quality jewelry, diamonds, and Rolex watches, providing our clients with customized financial solutions that cater to their specific needs. Our service is not merely about making offers for valuable items; it’s about offering an exceptional experience guided by seasoned professionals in the industry. Choose Diamond Banc for a smooth and satisfying journey in leveraging your jewelry’s value.

Diamond Banc was established by Mills Menser, who identified a gap in the market for individuals seeking to monetize their jewelry without the need to sell. Originating as an online venture, Diamond Banc is highly committed to transparency and convenience. We offer asset-based loans across the nation, secured by diamonds, fine jewelry, and luxury watches. Our loan process is quick, safe, and private. Leveraging our extensive industry insights, we accurately appraise the true worth of your jewelry, ensuring fair compensation.

For those in search of a reliable jewelry equity loan, Diamond Banc presents a streamlined and secure loan service available nationwide. This enables you to tap into the value of your jewelry without having to sell it, offering peace of mind and financial flexibility when you need it most.

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