Fast. Simple. Secure.

Use Your Jewelry To Get A Loan

Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.

Tell us about your item, include a few photos, and one of our experts will reach out shortly.

Have questions? Message our team now.

DiamondBanc_12-25-02131_rev
Kyle Z. Cook
National Headquarters, Columbia, MO
1-573-875-2265
kyle@diamondbanc.com
Book Appointment
jordan-isaacs-2025
Jordan Isaacs
National Headquarters, Sarasota, FL
573-875-2265
info@diamondbanc.com
Book Appointment

Your Item

About Your Item

Your Information

Send offer to...

If you selected to receive updates via text: By submitting this form, you consent to receive marketing text messages (e.g. promos and reminders) from Diamond Banc at the number provided, including messages sent by autodialer. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). Reply HELP for help. Privacy Policy & Terms.

Previous

Thank You

Thank You

We have received your submission.


A member from our team will
contact you shortly!

DiamondBanc_12-25-02131_rev
Kyle Z. Cook
National Headquarters, Columbia, MO
1-573-875-2265
kyle@diamondbanc.com
Book Appointment
jordan-isaacs-2025
Jordan Isaacs
National Headquarters, Sarasota, FL
573-875-2265
info@diamondbanc.com
Book Appointment
“We understand your jewelry is more than just an asset. Our team is here to provide you with secure, personalized financial solutions.”
Mills Mensor Mills Menser
Owner and Founder

FAQs

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

If you elect not to accept our offer, our team will expedite your item back to you immediately.

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Yes. Your items are fully insured while in our possession.

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once your loan balance has been brought to zero, our team will expedite your items back to you.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

How it Works

  1. Request a quote
  2. Visit an office or request a label
  3. Receive your offer and funding within 24 hours
Get Started

From The Founder

What Client’s Are Saying

Absolutely stellar customerservice and very knowledgeable staff. I’d go back again.
Mia was amazing to work with and the company offers great prices!
Worked with Mia to sell an engagement ring. It only took a few minutes for the appointment and they gave me a great price. Much better than trying to sell on marketplace etc.
Quick and professional, even scheduled me out of schedule, for convenience, hats off to Mia Cossey and team .
Great experience, even got more than I was quoted for my chain
From from the moment I got there she was very warm inviting very knowledgeable. Made the whole process. Go smooth and I believe I got top dollar for my golden silver and diamonds. Definitely have a claim for life now and the view in the office is amazing. go check it out. ..
As soon as we met our specialist, she was warm, inviting very down to earth made the whole process go smooth and made me feel like I was getting the best deal possible very knowledgeable and gems and golden silver as well as amazing view in office great place to go
An amazing experience with Mia . She is very energetic,honest and fair ! I enjoyed the visit!
They were very easy to work with. Sent them the information about what I want to sell, they quoted me a price. Easily made an appointment and was out in just a few minutes. Will definitely do work with them again.
Appointment was quick and easy. I received a check for a fair amount on the spot. Highly recommend!
Mia was great, very friendly and efficient, and I got a good price for my jewelry.
Best in St. Louis, very helpful
I had an over the top experience at Diamond Banc today! Mia exceeded my expectations with the amount paid to me for my gold. I will definitely recommend Diamond Banc to my friends and family!
Very friendly and professional. My gold was valued properly, fast, and efficient. This place will definitely be something I recommend to others. Thank you
I went to Diamond Banc to sell my wedding ring, and Mia immediately offered me the best market price. I didn’t even need to visit any other jewelry buyers. She was incredibly sweet, friendly, and made the whole process easy and comfortable.
Excellent to work with! I will always work with them
Work with Mia on a ring I never wear anymore. Gave me a super deal. I would definitely check out Diamond Banc if you have a old ring that’s valuable and want the best deal in town.
Smooth and easy transaction.
I think they were fair, And everything was done right there in front of me. And Great service…
Mia was amazing! We went in to sell a few pieces of jewelry for what we expected to be a small amount of money. We walked out with a large check in hand! The process was seamless and simple. Don’t sell your gold to a pawnshop! Sell it to Diamond Banc!!
Diamond Banc responded quickly, and the process was quick and easy. I had a great experience, and I will be returning. I recommend Diamond Banc!
I had a wonderful experience selling some jewelry pieces with Diamond Banc. Mia was informative and fast. I was in and out with a check in under 30 minutes.
The process was very quick and seamlessly easily and the staff are very friendly! Highly recommend.
Lyndsey was very helpful and knowledgeable about the ring I was selling. She explained in detail how they came up with their offer for the ring. The offer was fair and higher than any of the other places I went to.
Schedule a meeting with Mia. She was very informative. Explained the market very well and gave me a great price for my jewelry. I was very pleased with the experience and service.
Mia made the entire process from booking the appointment to walking out the door easy as pie!!!! Took her card to tell all my friends & if I need to sell some more pieces! 10 outta 10 recommend
The best in business!!!!!!
Mia was such a pleasure to work with!!!! Professional, passionate, and dedicated to her craft. Diamond Banc is lucky to have her!
Mia was GREAT to work with! Great with customer service and very personable!! Bought my 14K gold Diamond ring for a good price!!!
Mia was so nice! She was very polite and very kind
Very good experience. Fast and professional.
Meeting with Mia Cossey was an absolute pleasure. Very knowledgeable and honest with additional advice on related matters. I will definitely return.
I had such a pleasant experience working with Mya! She was quick , efficient and very fair with her offer! Diamond Banc has earned a life long customer.
I recently sold a watch. Lyndsey was very polite, knowledgeable and quick. I feel I received a fair price for my item. I recommend Diamond Banc and will return in the future.
My experience was very pleasant and relaxing. I left feeling completely comfortable with my decision. Thank you for your help.
Professional, trustworthy service. I would use them again without hesitation.
Easy to work with Diamond Banc had many pieces went as professional as it could. With rarities, Scotsman and others found not as nice to deal with.
Quick and easy process with great value transaction
I had an absolutely fabulous experience here. Mia is amazing and super knowledgeable and helpful. I felt like I got an amazing deal for what I brought in and she was quick, polite, and super friendly. Definitely recommend 10/10. I will be going here for all my future jewelry sales.
I recently had the privilege of selling a diamond that I had inherited from my late brother. I was a bit skeptical, being this was my first diamond sell. Mia was extremely welcoming and made the process very easy and comfortable. I was able to share the story of my late brother and how I came in possession of such a great gift. She was warm and welcoming and offered her condolences. She made the atmosphere feel less business like and more personalized. I absolutely will continue to patronize Diamond Banc and will highly recommend for their excellent service.
Very professional service and super friendly people with big smiles !
I had good experience with you and enjoyed my self you have a nice office it was fun thank you
They were awesome helping me with some jewelry I had to see if they were worth anything and helped me with a watch if it was fake or not. They were AWESOME!! In every thing.
Mia (Lindsey) was very professional and informative during the entire process.
Excellent customer service! Everything went so quick and smooth. They were very kind and patient with us even when we brought our tired and fussy toddler to our. A appointment.
Mia was such a pleasure to work with , very nice & the process is quick & easy . She answers all questions with no hesitation ! I will be back
It was great working with Mia! She was quick and efficient and provided a fair price. She was very personable as well. Would do business with her again.
Easy to schedule consultation, friendly staff and overall good experience.
Highly recommend!
See all Google Reviews
Visit Us

Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

View All Locations
Diamond Banc office in St. Louis

Get Instant Liquidity by Borrowing Against Your Jewelry

Diamond Banc offers quick, short-term financing solutions, with funds available in just 1-2 business days, leveraging your luxury assets as collateral. Our process is entirely private, with no need for credit checks or financial disclosures that might interfere with your existing financing arrangements. Whether it’s your high-end watches, exquisite jewelry collection, precious metals, or diamond assets, these alone are sufficient to address any short-term cash flow needs you might have.

Our team specializes in transforming your high-value jewelry items into instant liquidity. Whether it’s an exquisite diamond necklace, a rare designer jewelry piece, old gold jewelry, or a Rolex watch, Diamond Banc’s expertise ensures that you receive a fair and maximum valuation. The process is simple, secure, and designed with your convenience in mind.

The Convenience of Digital Lending

In an era where time is of the essence, Diamond Banc’s digital lending division revolutionizes how you access financial services. From the comfort of your home, you can initiate the loan process through a secure online platform. This method is particularly beneficial for those who prioritize discretion and time-saving. By providing detailed descriptions and images of your jewelry, watches, or diamonds, you can receive a preliminary loan offer quickly. The final steps of evaluation and loan disbursement can also be managed with ease, ensuring a smooth, hassle-free experience.

Get started by filling out our simple online submission form above.

A diamond engagement ring rests in a sleek gray box, beside a luxury watch, with a FedEx package in the background.
A woman examines a chain with a magnifying glass while seated at a desk, showcasing a professional evaluation of jewelry.

Personalized Service at Diamond Banc Locations

Alternatively to our digital loan division, we also have numerous Diamond Banc locations nationwide. Visiting a Diamond Banc location offers the opportunity to meet with experts who are deeply knowledgeable about the value and potential of your luxury assets. This face-to-face interaction allows for immediate evaluation, detailed discussion about your liquidity options, and the chance to ask any questions you may have. Diamond Banc prides itself on its transparent, client-focused approach, ensuring you understand every aspect of the loan against your jewelry, diamonds, or watches.

To schedule a private, complimentary consultation, find a Diamond Banc location near you.

Transform Your Jewelry Into Capital

When you possess luxury jewelry, diamonds, or a Rolex watch, you hold a valuable asset that can be swiftly converted into liquid funds. Diamond Banc presents an unparalleled selection of liquidity solutions, designed to unleash the value of your items. Whether you opt for a Jewelry Equity Loan secured by the value of your jewelry or choose to sell your jewelry outright, our team of experts is equipped to offer top industry prices for your jewelry. With decades of experience in the jewelry sector, our nationwide experts ensure you receive industry-leading loan values and competitive rates. We meticulously consider every factor that adds value, ensuring you get the most from your items.

Securing a Jewelry Equity Loan with Diamond Banc is an ideal solution for addressing immediate liquidity needs without the need to sell your treasured assets. The flexibility of our loan terms, combined with competitive rates, makes this an attractive option for managing short-term financial goals or unforeseen expenses.

Get A Loan Secured By Your Diamond Engagement Ring

Engagement rings, treasured for their deep sentimental significance, can also act as a valuable financial resource when you find yourself in need of quick funds. Opting for Diamond Banc ensures that your engagement ring remains yours, without the need to permanently part with it. We welcome a variety of pieces, including diamond engagement rings, wedding bands, and entire wedding sets. At Diamond Banc, engagement rings featuring diamonds of 1 carat or larger fetch a premium value, as do signed designer pieces from distinguished brands such as Tiffany & Co., Harry Winston, Graff, among others. Moreover, we offer competitive valuations for diamond engagement rings, even those without GIA certification.

A close-up of two exquisite rings: one with a pear-shaped clear diamond and the other with a cushion-cut yellow diamond, set in elegant bands.

When considering a loan secured by your diamond at a Diamond Banc location, bringing along any supporting documentation can enhance the valuation process. This may include appraisals, proof of purchase, certificates, or diamond grading reports related to your piece. Whether you’re looking to secure a diamond jewelry equity loan or contemplating selling, Diamond Banc promises highly competitive offers. Our proposals are consistently generous, regardless of whether you choose to borrow against or sell your item.

However, it’s important to note that Diamond Banc does not engage in transactions involving lab-grown diamonds due to their fluctuating market value.

Get A Loan Secured By Your Designer Jewelry

When it comes to leveraging your designer jewelry for financial flexibility, Diamond Banc stands unrivaled as the premier destination. Specializing in high-end brands such as Cartier, Tiffany & Co., and Van Cleef & Arpels, we offer bespoke loan solutions that recognize and honor the true value of your luxury pieces. Our deep understanding of the luxury market and dedication to client satisfaction ensure that you receive the utmost value for your items, making us the ideal partner for securing a loan against your designer jewelry.

The process with Diamond Banc is seamless and tailored to meet your individual needs. We understand the sentimental and financial value attached to high-end jewelry and strive to make the loan process as simple and stress-free as possible. Leveraging our industry insights and the intrinsic value of designer brands, we offer loan amounts that reflect the true market value of your jewelry. Our transactions are conducted with the highest level of discretion and security, ensuring your assets are handled with care throughout the loan period. Understanding that every client’s situation is unique, we offer flexible loan terms designed to suit your specific financial needs.

With our efficient jewelry evaluation process and streamlined loan approval, you can access the funds you need quickly, without the lengthy wait times associated with traditional lending institutions.

A luxurious gold and diamond snake pendant necklace beside a Bvlgari branded booklet on a white background.

Leverage Your Luxury Watch as Collateral

Securing a loan with your luxury watch is a sophisticated and effective way to access immediate funds, leveraging the inherent value of your timepiece without having to sell it. Diamond Banc excels in providing loans against luxury watches, recognizing the prestige and worth of premium brands like Rolex, Cartier, Patek Philippe, Omega, and more. Our service is tailored to individuals who possess high-end watches that not only serve as exquisite pieces of craftsmanship but also as valuable assets.

A luxurious Patek Philippe watch with a blue dial and stainless steel bracelet displayed in an elegant case alongside a branded booklet.

The condition of your watch plays a critical role in the valuation process. Watches in good condition, maintained with care and regular servicing, command higher loan values. Additionally, possessing the original paperwork, including the purchase receipt, warranty card, and any service records, significantly enhances the value of your watch. These documents verify the watch’s authenticity, provenance, and maintenance history, elements that are crucial for a maximum loan valuation.

Our team comprises industry experts who specialize in luxury watches, ensuring that your timepiece is appraised with precision and care. We stay updated with current market trends and valuations, guaranteeing competitive loan offers based on the true worth of your watch.

How It Works: Simple, Secure, Rewarding

Our process is designed with your convenience and security in mind:

  1. Expert Valuation: Our team of experienced jewelers and luxury watch experts will evaluate your items, using the latest tools and market data to ensure you receive a fair, transparent, and competitive loan offer.
  2. Rapid Funding: Once your items are evaluated and you have accepted the loan offer, we provide immediate funding. This process is swift, enabling you to access the liquidity you need without unnecessary delays.
  3. No Obligation to Sell: Enjoy the financial benefits without the finality of selling. Once your loan is repaid, your items are returned to you, allowing you to leverage their value without losing ownership.

Unlocking the Advantages of a Jewelry Equity Loan

The journey of selling jewelry can often feel overwhelming, especially for those deeply connected to their pieces. This process requires finding a trustworthy jewelry buyer, accurately determining the value of the jewelry, and navigating price negotiations, which can be formidable challenges. Diamond Banc elevates beyond the typical role of buying jewelry. We are experts in evaluating high-quality jewelry, diamonds, and Rolex watches, providing our clients with customized financial solutions that cater to their specific needs. Our service is not merely about making offers for valuable items; it’s about offering an exceptional experience guided by seasoned professionals in the industry. Choose Diamond Banc for a smooth and satisfying journey in leveraging your jewelry’s value.

Diamond Banc was established by Mills Menser, who identified a gap in the market for individuals seeking to monetize their jewelry without the need to sell. Originating as an online venture, Diamond Banc is highly committed to transparency and convenience. We offer asset-based loans across the nation, secured by diamonds, fine jewelry, and luxury watches. Our loan process is quick, safe, and private. Leveraging our extensive industry insights, we accurately appraise the true worth of your jewelry, ensuring fair compensation.

For those in search of a reliable jewelry equity loan, Diamond Banc presents a streamlined and secure loan service available nationwide. This enables you to tap into the value of your jewelry without having to sell it, offering peace of mind and financial flexibility when you need it most.

Please wait
while we are uploading...