Can You Use Jewelry as Collateral for a Loan

Jewelry can be used as collateral for a loan as long as it has real, measurable value. Diamond Banc regularly accepts high-value items like engagement rings, luxury watches (Rolex, etc.), and diamond jewelry over .75CTW. These pieces are evaluated for market value, and the loan amount is based on their quality, size, and demand.

Are you considering a jewelry equity loan with Diamond Banc? When considering a loan, it can be difficult to know which of your jewelry pieces make good collateral for a loan. We’ve compiled a list of items that Diamond Banc regularly loans out. So, if you have any of these items at home, in your jewelry box, you can get started on your jewelry equity loan today!

The Best Collateral for a Loan

Engagement Rings

Engagement rings make great collateral for a loan, especially if the engagement ring has diamonds or other precious gemstones. Here are some examples of previous engagement rings that have been used as loan collateral at Diamond Banc!

A large round-cut diamond ring set in a simple four-prong metal band, displayed on a textured black stand. — 2.11CT ROUND DIAMOND RING

Diamond Banc loaned $80,000 for this engagement ring. Do you have a similar engagement ring? It would make great collateral for a loan with Diamond Banc!

A gold ring with a large rectangular yellow gemstone in the center, flanked by two smaller clear stones, on a plain surface. — 2CT DIAMOND RING

For this fancy yellow diamond engagement ring, Diamond Banc loaned $8,000. Do you have an engagement ring that looks like this? It would make good collateral for a jewelry equity loan.

Luxury Watches

Diamond Banc loaned $22,000 for a gorgeous Rolex watch! If you have a Rolex watch and need some instant capital, you can use it as collateral for your loan with the Diamond Banc!

Jewelry With Diamonds .75CTW or Larger

Diamond Banc was able to loan $6,000 on a ring with a 2.42CTW! As a rule of thumb, if your jewelry has a diamond that is larger than .75CTW, it would make good collateral for a jewelry equity loan with Diamond Banc.

Get started today by filling out Diamond Banc’s risk-free jewelry equity loan form, or stop by one of Diamond Banc’s convenient locations.