Fast. Simple. Secure.

Get a Quick Rolex Equity Loan and Access Cash Fast

Experience a smarter way to get a loan secured by your watch. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.

Tell us about your item, include a few photos, and one of our experts will reach out shortly.

Have questions? Message our team now.

kyle-cook-2025
Kyle Z. Cook
National Headquarters, Columbia, MO
573-875-2265
kyle@diamondbanc.com
Jordan Isaacs
National Headquarters, Sarasota, FL
941-877-5472
info@diamondbanc.com

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kyle-cook-2025
Kyle Z. Cook
National Headquarters, Columbia, MO
573-875-2265
kyle@diamondbanc.com
Jordan Isaacs
National Headquarters, Sarasota, FL
941-877-5472
info@diamondbanc.com
“We understand your jewelry is more than just an asset. Our team is here to provide you with secure, personalized financial solutions.”
Mills Mensor Mills Menser
Owner and Founder

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.

How it Works

  1. Request a quote
  2. Visit an office or request a label
  3. Receive your offer and funding within 24 hours
Get Started

FAQs

Getting a loan secured by your Rolex with Diamond Banc is simple, fast, & secure. You can begin the process by requesting a quote; Tell us about your Rolex utilizing our online submission form above. Then, a member of our team will reach out to you with an initial loan offer & a fully-insured shipping label. Once your Rolex is received here at our headquarters, it is inspected and our final offer is made. If you accept our offer, you will complete your loan documents online and receive funding right away. Once you pay your loan off, your item is sent back to you.

There are various factors that impact the value of your Rolex watch. For instance; the condition, accessories (including box and papers), and the current selling value on the secondary market. We will thoroughly explain to you how we derive our loan offer and show you comparable Rolex watches on the market.

No. Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000+, we conduct a background and credit check to ensure there are no pending insolvencies. We do not report to any credit agencies and our loans are 100% private. If the borrower elects not to repay their loan, they will surrender their pledged collateral with no impact on their credit score.

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. If you visit a Diamond Banc office, you have the ability to receive funding on the spot.

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. Watch this video to learn more about our Jewelry Equity Loan service.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Yes. If your watch comes with extras such as an original Rolex box, paperwork, stickers, etc., these factors can potentially make your watch more valuable.

If you elect not to accept our offer, we will expedite your Rolex watch back to you under a fully-insured shipping label.

Yes. Your Rolex watch is fully insured for 100% of its replacement value during shipment to our headquarters, the entire duration of the loan period, & return shipment back to you.

Your Rolex watch is cataloged and stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults.

Yes. If you would prefer to sell your Rolex watch, visit our Sell Your Rolex page to complete the submission form. You may also explore our menu of liquidity options to determine what financial solution is ideal for you.

From The Founder

What Clients Are Saying…

Christine was an exceptional person. We highly recommended this business
Decided to sell a Rolex. These people were amazing. Such a smooth transaction. They gave me an offer and stayed true to that offer. No low balling or hassling. Quick and easy how it should be. Thank you for such a smooth transaction. I will be doing business with these guys from now on.
Lindsey was very friendly she accommodated my schedule really well and saw me at the last minute and I feel like I got a fair price for my gold and was glad to sell it to her everything went exactly the way she said it would and I left a happy camper
Very efficent nd prompt servive.
Christine was very friendly and helpful in explaining my options. Was no pressure to hurry or sell things I was unsure of. Highly recommend their services.
I sold some old gold pieces, the process was quick and easy! I got an assessment of my pieces as well as a fair offer to purchase the items! Would definitely recommend Lyndsey and Diamond Banc!
Best offer on my Rolex out of 4 different buyers. Funds were in my account the next day after they received the watch.
Was a great experience.People were really nice to deal with
I’m very happy I chose to work with Diamond Banc. Jordan and Lindsey were very professional. They communicated regularly and made sure I was aware every step of the way of what was happening. They gave me a fair price and quickly provided payment. I plan to work with them again and recommend them highly.
After a few years of dealing with Diamond Banc, I would like to say that they have been a tremendous help. Although as far as loans go the interest rates are quite high. But this is in a sector in which rates are much higher exponentially than theirs. Something I appreciate very much is that we have been able to redraw with no problem when we needed the money. The foot traffic of our business crashes at various points of the year and unexpectedly. There have been moments in which we were strapped for cash and felt stranded. But just in the nick of time we were able to re-draw in order to pay our bills. It’s comforting to know that there are no personal guarantees and they won’t come after you with a lawsuit if you completely default. But the customer service has been very awesome. Kyle has been very helpful and Richard with whom we deal with sometimes on a weekly basis is very kind and respectful. So in my experience when we didn’t have money we simply didn’t have money however, I do not regret one second having started my business relationship with Diamond Banc which gave us access to cash when we didn’t have money.
Response from the owner:Thank you for the fantastic review! We’re delighted to hear your meeting with Jordan went smoothly and that the transaction was efficient. We aim to make the process as quick and hassle-free as possible. Looking forward to serving you again!
Christine Weimer was absolutely wonderful! She was so sweet and easy to talk to, and she truly took the time to listen. My father doesn’t know much English and was trying to sell, and she showed so much patience and kindness throughout the entire process. We came in as walk-ins, and she still welcomed us without hesitation. The experience was smooth and comfortable from start to finish. We definitely plan to come back — thank you, Christine, for making everything so easy!
Lindsey was fast and fair!
It was an easy process to sell my watch. I would do business with them again. Very professional and efficient in everything.
Very efficient service!
Christine was amazing a6 Diamond Banc
Great experience awesome
This place was absolutely amazing. I mailed in a 3,200$ chain. They paid for shipping. Package was delivered to them within 15 hours. Overnight flight shipping. They confirmed it was gold and overnighted me a check for 2,650$. No issues with anything. Communication was amazing with them. They also will wire money the same day if you want that. Highly recommend this company. 5 stars for sure.
Great Service. Fair Pricing
Great experience literally paid the next day!
The process was easy and straight forward. I did educate myself before I went in, so I knew what to expect as an offer. Kyle was courteous and my item was appraised efficiently and at a value I expected. Very nice experience.
Honest and kind service with respect and full transparency. The assessor (Christine was her name I think) showed me everything I needed to see to know that I was getting a fair trade for my property.
It was a great experience! Everyone was so nice, thank you!
I sold gold medallions and it was a very smooth, fast, and professional service. Highly recommend Diamond Banc!
Very quick process , Diamond Banc was far with their appraisal and took care of any question I had . Most definitely a go to if you want the most for your jewelry .
Very helpful, would recommend Diamond Bank’s services.
Christine helped me with the appraisal and sale of my wedding ring. Not only did she help me break the curse of my prior marriage I got the check same day! She was very professional as well as honest and kind, working with her was a fantastic experience.
I had a great experience, she was very helpful and it was nice .
Trustworthy website/company! I just had the best experience with them, and it was my first time selling my jewelry. They offered me more than I expected! The best! I won’t hesitate to have another transaction with them again.
Amazing team, process, communication and services – thank you
Such great people to do business with. The staff were so welcoming, honest, and professional which made doing business a pleasure. I wouldn’t hesitate to use them again or recommend them to others.
I was very impressed with the buyer when I sold my ring she was very cool down to earth person and I felt very comfortable with her
The Diamond Banc representative was professional and friendly in reviewing my pieces. She was informative, understanding about what I chose to sell, and answered my questions with transparency. She looked thoroughly at my pieces which gave me confidence in selling to them.
I had a great experience with Christine. Not only did I have to reschedule several times which she was very flexible with, but she explained everything to me and was very transparent. Incredibly easy process. I was paid out quickly and didn’t have to do an auction or anything like other jewelers/sites. Highly recommend!
I recently had the opportunity to work with Diamond Banc, and overall, my experience was quite positive. Here are some highlights:

Customer Service:
From the moment I reached out, the customer service was attentive and professional. Jordan and the rest of the staff took the time to answer all my questions and made me feel valued as a customer.

Ease of Process:
The process of obtaining a loan or selling items was very straightforward. I appreciated the clear explanations of the steps involved, which made it easy to understand what to expect.

Value Offered:
I was pleasantly surprised by the competitive rates and offers I received. Diamond Banc seemed committed to providing fair evaluations, which made the transaction feel trustworthy.

Transparency:
Throughout the process, there was a commendable level of transparency. I was kept informed about everything regarding my transaction, which alleviated any concerns I had.

Improvements:
While my experience was mostly positive, I did encounter some minor delays in processing, which could be improved. A quicker turnaround time would enhance the overall customer experience.

Conclusion:
In summary, I would recommend Diamond Banc to anyone looking for a reliable service for loans or selling valuables. They combine professionalism with a client-centered approach, making them a solid choice.
JUST the BEST….when you need some FAST money! TRUST these people….they will treat you right!!
Fast and easy to work with and provide excellent appraisal value on luxury watch loans
We had a great experience with Diamond Banc. Very professional and fast. Would highly recommend.
Response from the owner:Thank you, Britt, for your wonderful feedback! We’re glad to hear you had a great experience with Diamond Banc and appreciate your recommendation.
Very personal. Helped explain things. I enjoyed miss Lyndsey. Very nice. Store is impressive. Privacy was nice. It was a personal sell, hard. Thanks, I appreciate the time spent. You were so sweet. So informative.
Response from the owner:Thank you, Marilyn, for your kind words! We’re glad to hear you had a positive experience with us and appreciated the personal touch and privacy. Your feedback means a lot to us!
A great experience and I will be a lifetime customer.
Response from the owner:Thank you, Shanna! We’re so glad to hear you had a great experience and look forward to having you as a lifetime customer.
All of the staff were very helpful, knowledgeable and friendly!
Response from the owner:Thank you, Brittany, for your kind words! We’re so glad to hear that you found our staff helpful, knowledgeable, and friendly. Your support means a lot to us!
Christine with the Diamond Banc in Columbia Mo was a joy to work with. I brought in some scrap gold and platinum and received a very good offer. More than other jewelry stores were offering. Christine made the process easy and enjoyable.
Response from the owner:Thank you, Pam, for your kind words! We’re glad to hear you had a great experience with Christine and found our offer to be competitive. We appreciate your feedback and look forward to serving you again!
Always extremely responsive! Make the process seamless
Had such a great experience the staff there was so kind and welcoming. I would recommend this to all of my friends if they’re looking for any jewelry or looking to sell.
Came in with couple gold coins. Christine Weimer helped me out and she was great, it was very easy and fast, highly recommend
Could not have had a better experience. They constantly updated me on what was complete and what to expect. Unbelievable experience!
Response from the owner:Thank you, Vici, for your fantastic feedback! We’re glad to hear that you felt well-informed throughout your experience. Your satisfaction means a lot to us!
Sold my ring quickly and easily for the highest price offer I received ✨ was paid within 10 hrs of them receiving the jewelry.
See all Google Reviews
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Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

View All Locations
Diamond Banc office in St. Louis

Get a Loan Secured By Your Rolex Watch

Get a quick, confidential Rolex equity loan by using your luxury watch as collateral to secure fast funding without selling it.

You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply have found their way into most asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times.  Today, there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. The ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.

A gloved hand holds a two-tone Rolex watch with a blue bezel over a black Diamond Bank box on a white surface.

Why You Should Leverage Your Rolex for a Loan:

  • Rolex Demand: The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
  • Retain Ownership: When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
  • Cost Savings: Less costly than selling your watch and later replacing it or buying a similar watch.
  • Favorable Loan Terms: Very low cost of funds/interest rates for a Rolex loan.
  • Confidential & Secure: No credit inquiry or income verification is required for a Rolex loan.
  • Fast Funding: Receive your loan proceeds via wire in 24-48 hours.
  • Credit-Line Flexibility: Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex Equity Lender in the nation:

Diamond Banc, owned and operated by seasoned industry experts, brings a wealth of knowledge and resources to the table, enabling us to offer unparalleled loan values, especially evident in our loans against Rolex watches. As an established pioneer in modernizing Jewelry Equity Loans nationwide, Diamond Banc has cultivated a robust and healthy business model. This strong foundation allows us to provide a competitive low loan cost structure on Rolex Equity Loans, a feat that would not be achievable if this were our sole loan product. Our comprehensive expertise and solid business practices empower us to deliver exceptional value to our clients, reinforcing our position as a leader in the industry.

A display of 8 luxury watches, featuring various styles and colors, arranged in a sleek tray with "Diamond Banc" logo prominently shown.

Understanding A Rolex Equity Loan

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid, the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history, creates significant liability for the lender or borrower.

This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When clients take out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse, meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer-to-peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against a Rolex is an enticing option.

Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and consider every value-adding factor, such as model, age, condition, and rarity, to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc, whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

A luxury watch and an elegant diamond ring in a gray box, alongside a FedEx package and a card from Diamond Banc.

Discover Diamond Banc’s Exclusive Rolex Seller’s Agent Service

Achieving the highest possible selling price when you decide to sell your Rolex is at the core of our mission with Diamond Banc’s Rolex Seller’s Agent Service. We understand the importance of leveraging every unique feature of your timepiece, which is why we strategically list it on select, national industry platforms tailored for luxury watches. Additionally, we tap into our extensive network of authenticated buyers, specifically targeting those searching for comparable Rolex watches to yours, ensuring your Rolex receives the attention and selling price it deserves.

Our process doesn’t end until your Rolex finds a buyer willing to pay a price that not only meets but potentially exceeds our expected selling price. Upon the successful sale of your watch, you will be furnished with a thorough report detailing every aspect of the transaction. This report is designed to provide you with a clear and transparent understanding of the net proceeds you will receive from the sale, embodying our commitment to transparency and your satisfaction in the process of selling your Rolex. Learn more about our Rolex Seller’s Agent Service & discover if your Rolex qualifies.

Diamond Banc frequently makes loans on the following Rolex models:

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz

To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations:

Local Rolex Buyers Near You

Diamond Banc proudly serve clients across the country, with private buying offices in many major metros. Click your city below to learn more about selling your Rolex near you:

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Tennessee

Arizona

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Visit Us

Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

View All Locations
Diamond Banc Aventura

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