Get a Quick Rolex Equity Loan and Access Cash Fast

Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

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Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

From The Founder

What Clients Are Saying…

C Yosh

Very satisfied with Diamond Banc.
Very pleasant people to do business with.
Received my funds within hours of them receiving my gold.
They even paid for the expedited insured shipping to them.
I would definitely use them again.
Thank you Diamond Banc.

Jeanine Rogers

Jordan is fantastic!! And everyone I worked with throughout the very short transaction The experience was smooth and easy and everything worked out extremely well! I will definitely refer y’all to friends and use yall again!

Paul Hague

I was very pleased with my experience at Diamond Banc. Lyndsey was very personable. She made me feel more like a friend than a customer. I would recommend Diamond Banc to friends and family.

Jay Rosenbloom

Nothing short of amazing! Selling watches to an online company is scary. Diamond Banc made the process easy and actually fun. I received competitive quotes from other companies but it was professionalism of Jordan and Christine that made the decision easy. Felt like I was making a friendship. Personalized emails and texts from them made Diamond Banc standout from others. Can’t wait to share my experience with others!

Tova

My whole experience has been wonderful. Will definitely recommend to friends

denankeaton

The whole process was fairly smooth, I learned a lot for sure!! BUT I have to highlight Mrs. Christine-the awesome transaction coordinator, she went ABOVE and beyond for me, definite 10/10, she needs a raise! Thank all of you guys for taking care of me!

Linda French

Christine is awesome! I had no idea what I was doing but Christine took great care of me. I had a couple pieces of gold jewelry that I wanted to sell. She weighed them and removed a couple diamonds from a ring for me. She showed me what the gold was worth and then what she could pay me for it and I walked out with a check and a smile on my face.

Response from the owner:Thank you, Linda, for your wonderful feedback! We’re glad Christine could assist you so well with your gold jewelry and provide a positive experience. Your satisfaction means a lot to us!

Megan Hill

Christine was absolutely incredible and very personable!

Stylenol

Lindsey was amazing, did some call back but overall did a great job with her work!

Response from the owner:Thank you! We appreciate your kind words about us and are glad to hear you had a great experience.

Juana Cruz

Fast and easy love the treatment from Sasha will definitely come back 💯 recommend it!!!

Leonela Giral

At first I was hesitating thinking it would be a scam but I had the best experience, since the beginning. Great responses and very professional . Thanks

Corwin Younger

The best experience I ever had

Lyndsay Del Balzo

The experience was professional and seamless. It was fast and easy. Highly recommend if you are looking to sell any luxury items.

Response from the owner:Thank you, Lyndsay, for your wonderful feedback! We’re glad to hear you had a professional and seamless experience, and we appreciate your recommendation.

LATROY HAMPTON

Great service love this place

Marilynn South

I half expected to feel incredibly uncomfortable in a place as nice as this but Christine was so kind and seemed completely transparent with the whole process! I will visit her again for sure!
Ladies, get that divorce and sell your rings! Christine gonna give you some shopping money 😘

Response from the owner:Thank you, Marilynn! We’re so glad to hear that Christine made you feel comfortable and supported during your visit. Your kind words mean a lot to us, and we look forward to seeing you again soon!

Tommy Cole

The staff in the Columbia Missouri store made my experience fantastic from the time I entered the building til the time I left made me feel comfortable and Kyle made the transaction smooth and quick explained every step he was taking and every step used to process the transaction definitely will do business with them and again highly recommended

Terry Savage

They were great and gave me a great offer and was very well respectful and was fast with it all thanks guys I really appreciate y’all’s time

Candace Hamilton

This is the second time I’ve used Diamond Banc to get a loan on my ring and I couldn’t be happier with the entire process. They are quick and so easy to work with. Thanks for helping me out again Diamond Banc!

R Martin

Excellent people to work with ! Transparent, cheerful, knowledgeable ! Warm inviting atmosphere and I did not feel rushed or downgraded in any way! I will definitely be back !

Response from the owner:Thank you for your wonderful feedback! We’re glad you enjoyed the warm atmosphere and felt valued during your visit. We look forward to seeing you again soon!

tom mchugh

Very professional, good communication

Response from the owner:Thank you, Tom, for your kind words about our professionalism and communication; we appreciate your feedback!

Thomas Slane

I was very impressed – Quick and courteous. Gave me an excellent offer for two watches I sold. I am very happy with the results.

T Slane

Response from the owner:Thank you, Thomas, for your kind words! We’re glad to hear you had a positive experience and that you were happy with the offer for your watches. Your satisfaction means a lot to us!

James Spencer

Was in a jam and saw Diamond Banc online. Was skeptical at first but after reading legitimate reviews and viewing their multiple YouTube shorts I decided to give it a try. Went better than expected.

Monique Knamiller

My experience with Diamond Banc was definitely five stars! Kyle and Christine were amazing to work with Masters in there profession made my transaction very smooth quick and painless! I sold quite a bit of jewelry and was paid quickly and seamlessly! I would definitely recommend Diamond Banc!!!

Response from the owner:Thank you, Monique! We truly appreciate your kind words and are glad to hear that Kyle and Christine made your experience smooth and enjoyable. Your recommendation means a lot to us!

Tanner Huffman

Best gold buyer in town!

Response from the owner:Thank you, Tanner! We appreciate your kind words and are glad you had a great experience with us.

Ciara Taylor

The process was very easy and the team was very professional. Once the item was received I got my funds the same day.

Karen Le Directrice

D H

It was a very fast and seamless process on selling my Rolex. All the folks I dealt with, especially Jordan, were very professional. The original valuation that Jordan gave me, was the price that was paid. They provided all the shipping materials for overnight insured shipping. The kept me in the loop, on tracking, receipt and evaluation. And unlike others that state it can take days, the entire transaction was taken care of in one day. Would definitely recommend them.

Alden Tokuzato

It was a pleasure doing business with Kyle and Richard. They got me the funds that I needed I. A jiffy!

Response from the owner:Thank you for the fantastic review! We’re delighted to hear your meeting with Jordan went smoothly and that the transaction was efficient. We aim to make the process as quick and hassle-free as possible. Looking forward to serving you again!

JOSE VICENTE HEREDIA SARABIA

Response from the owner:Thank you, Jose, for your 5-star rating! We appreciate your support and are glad you had a great experience.

Autumn Linkous

Travis Campbell

Very nice people. They offered me a beverage while i waited and gave me the best deal they could. I was very satisfied. Thank you Diamond Banc

Response from the owner:Thank you, Travis, for your kind words! We’re glad you enjoyed your experience and appreciated our team’s efforts to provide you with a great deal. Your satisfaction means a lot to us!

Class 1A

Completed selling gold bullion without any hassle. Simple, fast and efficient experience. Would definitely return if I need to again!

Ali Husain

I had some unused family jewelry that was just sitting in a box. Old and from India, Sometimes odd or broken or without any grade or quality marks. Selling them here was a great experience. Clean and comfortable environment. Great service. Open and honest evaluation. Very reasonable prices. Only felt bad that I was prepared to haggle and really didn’t have to LOL. Highly recommended for gold sales. I didn’t work with them on gemstones.

Matthew

It went well. I’m happy.

Response from the owner:Thank you, Matthew, for your positive feedback; we’re glad to hear you had a great experience!

Trevor Bax

Very friendly and personable staff. Great to make a deal with.

Response from the owner:Thank you, Trevor, we appreciate your kind words about our friendly staff and are glad you had a positive experience making a deal with us!

Ann Baker

Christine was amazing to work with. I trusted her immediately, and her honesty and kindness went a long way to feeling comfortable making this transaction. I had planned to “shop around” for appraisals, but didn’t feel like I needed to after talking to her. She was disarming and compassionate. Highly recommend this amazingly quick and easy process.

Response from the owner:Thank you, Ann, for your wonderful feedback! We’re so glad to hear that Christine made you feel comfortable and valued during your experience. Your recommendation means a lot to us!

Aletha Odneal

My experience was absolutely fantastic! They were kind and spent a lot of time looking over my ring and gave me premium price for it. I would highly recommend them for any or all of your diamond jewelry sales!!!!

Jim Villa

Diamond Banc is an outstanding company to work with—extremely professional, transparent, and efficient. Their process is simple and secure, with quick evaluations and fast funding, often within 24–48 hours. Communication is clear, and they treat every client with the highest level of professionalism. Highly recommended for anyone needing a discreet and reliable way to unlock the value of luxury assets.

Response from the owner:Thank you, Jim, for your kind words and recommendation; we’re glad you had a positive experience with our professional team and streamlined process.

ronald butler

Could ask for better service and hospitality

Konnor Carter Clark

Fast and easy process! Would recommend to anyone!

Ronald Gomez

The process was easy and smooth. Good communication and they’re available to help every step of the way with whatever you may need.

Response from the owner:Thank you, Ronald, for your kind words! We’re glad to hear the process was easy for you and that our team was there to support you every step of the way.

Erika Stott

Extremely professional and will make you feel at ease. They are responsive and certainly take their business seriously. All of my interactions were respectful yet direct as well. This company is fair, quick, and efficient which are of the utmost importance. Thank you!

Katie Jarvis

Response from the owner:Thank you, Katie, for the 5-star rating! We truly appreciate your support.

Lou Mercatanti

Everything was seamless as usual!

Chase Wyatt

William Jegen

Perfect customer service, extremely fair and very quick.

Response from the owner:Thank you, William, for your kind words about our customer service; we truly appreciate your feedback!

Andre estevez

Sold my gold chain! Gave me a good and fair price easy process thank you

Response from the owner:Thank you, Andre, for your kind words! We’re glad to hear you had an easy process and received a fair price for your gold chain. Your satisfaction means a lot to us!

Abigail Hillman

Selling with them was super easy and they were very transparent about pricing :).

Response from the owner:Thank you, Abigail! We’re glad to hear that you found the process easy and appreciated the transparency in pricing. Your feedback means a lot to us!

MaryBeth Desjardins

At the lowest point in my life when I needed emergency funds, I contacted Diamond Banc. They were fast and efficient and really put my mind at ease. I highly recommend them to anyone.

Response from the owner:Thank you, Marybeth, for your kind words and for recommending us; we’re glad we could help you during a tough time.

See all Google Reviews

Get a Loan Secured By Your Rolex Watch

You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply have found their way into most asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times.  Today, there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. The ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.

This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.

Why You Should Leverage Your Rolex for a Loan:

• Rolex Demand: The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
• Retain Ownership: When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
• Cost Savings: Less costly than selling your watch and later replacing it or buying a similar watch.
• Favorable Loan Terms: Very low cost of funds/interest rates for a Rolex loan.
• Confidential & Secure: No credit inquiry or income verification is required for a Rolex loan.
• Fast Funding: Receive your loan proceeds via wire in 24-48 hours.
• Credit-Line Flexibility: Draw funds up and down as needed.

Why Diamond Banc is the #1 Rolex Equity Lender in the nation:

Diamond Banc, owned and operated by seasoned industry experts, brings a wealth of knowledge and resources to the table, enabling us to offer unparalleled loan values, especially evident in our loans against Rolex watches. As an established pioneer in modernizing Jewelry Equity Loans nationwide, Diamond Banc has cultivated a robust and healthy business model. This strong foundation allows us to provide a competitive low loan cost structure on Rolex Equity Loans, a feat that would not be achievable if this were our sole loan product. Our comprehensive expertise and solid business practices empower us to deliver exceptional value to our clients, reinforcing our position as a leader in the industry.

Understanding A Rolex Equity Loan

The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:

Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid, the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history, creates significant liability for the lender or borrower.

This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!

When clients take out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse, meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.

Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer-to-peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against a Rolex is an enticing option.

Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and consider every value-adding factor, such as model, age, condition, and rarity, to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc, whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

Discover Diamond Banc’s Exclusive Rolex Seller’s Agent Service

Achieving the highest possible selling price when you decide to sell your Rolex is at the core of our mission with Diamond Banc’s Rolex Seller’s Agent Service. We understand the importance of leveraging every unique feature of your timepiece, which is why we strategically list it on select, national industry platforms tailored for luxury watches. Additionally, we tap into our extensive network of authenticated buyers, specifically targeting those searching for comparable Rolex watches to yours, ensuring your Rolex receives the attention and selling price it deserves.

Our process doesn’t end until your Rolex finds a buyer willing to pay a price that not only meets but potentially exceeds our expected selling price. Upon the successful sale of your watch, you will be furnished with a thorough report detailing every aspect of the transaction. This report is designed to provide you with a clear and transparent understanding of the net proceeds you will receive from the sale, embodying our commitment to transparency and your satisfaction in the process of selling your Rolex. Learn more about our Rolex Seller’s Agent Service & discover if your Rolex qualifies.

Diamond Banc frequently makes loans on the following Rolex models:

• Rolex Submariner
• Rolex Sea-Dweller
• Rolex Deepsea
• Rolex GMT-Master & GMT-Master II
• Rolex Day-Date (President) & Day-Date II
• Rolex Datejust & Datejust II
• Rolex Cosmograph Daytona
• Rolex Yacht-Master & Yacht-Master II
• Rolex Explorer & Explorer II
• Rolex Air-King
• Rolex Milgauss
• Rolex Pearlmaster
• Rolex Cellini
• Rolex Sky-Dweller
• Rolex Oyster Perpetual
• Rolex Oyster Perpetual Date
• Rolex Oysterquartz

To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations: