What to Do When You Need Urgent Cash in Tampa - Diamond Banc

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What to Do When You Need Urgent Cash in Tampa

Many of us have experienced the stark hopelessness that comes from needing cash fast. Whether it’s after a disturbing phone call from the bank or just an unexpected bill, feeling like there is no solid solution insight can be disheartening, to say the least. And although there may seem to be no way out, there are financial solutions available right here in Tampa, FL—options that can provide you with some much-needed breathing room while giving you a chance to figure out what needs to be done in order to solve your financial situation as quickly as possible without feeling as though they’ll just add to your troubles.

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Ask Your Family and Friends

The first option is to ask your family and friends. This is also the natural option that comes to mind when you’re in need. You can request them to loan you some money to pay them later when things get better. They do not just give you an interest-free loan but may also give you unlimited time to pay it back if you have a good relationship with them. However, you should pay them back on time if you don’t want money-related matters to affect your relationship. 

Get a Personal Loan

When you have already exhausted your option to ask your family or friends, you can apply for a personal loan at your office or from a financial institution. But this may take time, depending on your credit history and score. The personal loan processing takes anywhere from 2 hours to 2-3 weeks, so you may have to wait for it. 

Use Credit Card

Most of us have a credit card, and you can also use it to make instant online payments. But remember not to withdraw cash from your credit card if you don’t have enough funds in your bank account. The banks do not just charge incredibly high interest rates but also have additional fees. Instead, you can check with your credit card provider if they can issue a loan against your credit limit. Most financial institutions provide this facility, and you can get cash in your account quickly with a lower interest rate than withdrawing your money through a credit card. 

Get a Loan Secured by Jewelry

Does your jewelry box hold a diamond necklace, an engagement ring, or heirloom diamond jewelry? You can raise quick cash by getting a loan secured by your jewelry. It is a secure and most convenient way to secure funds quickly for your unexpected needs. You can visit our Diamond Banc office located in Tampa, FL. Your item will be evaluated on the spot by our jewelry buying expert and you can receive payment as soon as the same business day.

Diamond Banc is a leading jewelry buyer who can provide you a loan secured by your jewelry. Our GIA-certified expert appraises your diamond jewelry value and provides you with an industry-leading cash offer. This means you can have the cash when you have a financial emergency without giving up your valuables. 

Trying out any of these ways can provide you with quick money, and you should start developing an emergency fund as soon as you recover from your financial calamity. 

 

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About the Author

Jodi

Jodi is a GIA Graduate Gemologist with over 25 years experience in the fine jewelry industry. Her past experiences include serving as an Operations Manager for Tiffany & Co and a Gemstone Buyer for Home Shopping Network, in addition to working as a traveling fine jewelry appraiser. Visit Jodi in our Tampa Office.

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