Get a Loan Secured By Your Engagement Ring in Miami
Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.
Tell us about your item, include a few photos, and one of our experts will reach out shortly.
Have questions? Message our team now.
Regional Director, Miami Market
(786) 605-9593
david@diamondbanc.com
Book Appointment
Mills MenserOwner and Founder
Engagement Ring Loans
Getting an asset-based loan against your engagement ring is an excellent way to access immediate cash without traditional bank requirements like credit and income verification. Fast, secure, and discrete, our national network of expert jewelers will work with you to design a custom loan plan with flexible repayment options to fit your needs. Additionally, you can rest assured that from the moment it begins transit to our headquarters until it’s safely back on your finger, your ring will be fully insured and secured against any damage or loss.
David Fernandez
David Fernandez is the Regional Director of Diamond Banc’s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.
Clients benefit from David’s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Söhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.
David takes a consultative, client-first approach—ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Banc’s continued success in the Miami market.
Rafael Pastora-Nash
Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.
Clients benefit from Rafael’s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.
Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each client’s goals. His modern, client-first approach makes him a key part of the Miami team.
In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.
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How it Works
- Request a quote
- Visit an office or request a label
- Receive your offer and funding within 24 hours
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