Fast. Simple. Secure.

#1 Jewelry Secured Lender in Coral Gables, FL

Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.

Tell us about your item, include a few photos, and one of our experts will reach out shortly.

Have questions? Message our team now.

david-fernandez-2025
David Fernandez
Regional Director, Miami Market
(786) 605-9593
david@diamondbanc.com
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โ€œWe understand your jewelry is more than just an asset. Our team is here to provide you with secure, personalized financial solutions.โ€
Mills Mensor Mills Menser
Owner and Founder
Meet Our Regional Director, Miami Market

David Fernandez

David Fernandez is the Regional Director of Diamond Bancโ€™s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.

Clients benefit from Davidโ€™s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Sรถhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.

David takes a consultative, client-first approachโ€”ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Bancโ€™s continued success in the Miami market.

Read more
Market director's portrait
Meet Our Miami Buyer & Lender

Rafael Pastora-Nash

Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.

Clients benefit from Rafaelโ€™s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.

Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each clientโ€™s goals. His modern, client-first approach makes him a key part of the Miami team.

Read more
Market director's portrait
Closer to Aventura, FL?
Market director's portrait

Ethan Andino

Aventura, FL Buyer & Lender
954-323-8475 Book Appointment
We’re in Aventura, FL, too!

In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.

See More Details
A phone with the Diamond Banc web form.

How it Works

  1. Request a quote
  2. Visit an office or request a label
  3. Receive your offer and funding within 24 hours
Get Started

From The Founder

Your Trusted Jewelry Lender in Coral Gables, FL

Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Coral Gablesโ€™ premier jewelry equity lender, we offer fast, convenient, and secure jewelry loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Coral Gables. With the lowest rates in Coral Gables and flexible repayment options, we strive to exceed your expectations at every turn. Whether youโ€™re looking to access quick funding or simply leverage your assets for financial flexibility, Diamond Banc is here to assist you every step of the way.

What Client’s Are Saying

aracelys hernandez
13 hours ago
Muy profesionales y un servicio espectacular, especialmente por la que me atendio Betty, muy amable, con un poder de conocimiento y convencimiento, de lo que ofrece al cliente.
Timothy Ryan
6 days ago
Great, experience. David was extremely knowledgeable, friendly, and courteous. As well as his team from when you walk in the door.
Response from the owner:Thank you, Timothy! We're glad to hear you had a great experience and appreciate your kind words about David and our team. Your feedback means a lot to us!
Eddy Thomas
6 days ago
Very fast and efficient with the service and the payment came thru right away
Response from the owner:Thank you, Eddy! We appreciate your feedback and are glad to hear that you found our service fast and efficient. Your satisfaction is important to us!
had a great experience with Diamond Banc. From the moment I walked in, the team was incredibly professional, transparent, and knowledgeable. They took the time to explain the value of my pieces in detail, which made me feel comfortable and confident throughout the process.

What I appreciated most was how straightforward and efficient everything wasโ€”no pressure, just honest guidance and fair pricing. Itโ€™s rare to find a place that combines expertise with such a high level of customer service.

I would absolutely recommend Diamond Banc to anyone looking to sell or leverage their jewelry or luxury assets.
Response from the owner:Thank you, Antonella! We're glad to hear you had a great experience with our team and appreciated our professionalism and transparency. Your recommendation means a lot to us, and we look forward to assisting you again in the future!
Irene Rodriguez
7 days ago
Response from the owner:Thank you, Irene, for your review! We appreciate your support and look forward to serving you again.
Me atendiรณ Rafael con mucha paciencia y atenciรณn. Siempre que se vende una joya hay una parte emociona tambiรฉn importante y lo sentรญ sรบper valorado con Rafael. Los recomiendo y agradezco la atenciรณn
Response from the owner:Muchas gracias por sus comentarios. Un verdadero placer asistirle. Gracias!
Alfredo Arias
1 week ago
Was very good
Response from the owner:Thank you, Alfredo! We appreciate your positive feedback and are glad you had a good experience.
I sold my jewelry and got the highest paid compared to any other place. Very professional, excellent service, friendly environment. I recommend Diamond Banc for all your jewelry needs. They are a true and rare gem, hard to find such amazing experience in service these days.
Response from the owner:Dear Juan Carlos! I really appreciate you taking the time to leave us this amazing 5 star review!!! Thank you Sir. Much appreciated! Thanks!
Aysel Aliyeva
3 weeks ago
I had a very positive experience with this jewelry loan company. From the moment I walked in, the staff was professional, respectful, and knowledgeable. They clearly explained how the loan process works, including the terms, interest rates, and repayment options.

What stood out most was their transparency there were no hidden fees or pressure, just straightforward information that helped me make a confident decision. The appraisal felt fair, and I received a competitive offer compared to other places I had checked.

The entire process was quick and efficient, which was exactly what I needed. I also appreciated how securely they handled my jewelry and how seriously they take customer trust and privacy.

Overall, this is a reliable and trustworthy option if you need a short term loan against your valuables. I would definitely recommend them to anyone looking for a smooth and professional experience.
Response from the owner:Thank you, Aysel, for your wonderful feedback! We're glad to hear that our team's professionalism and transparency made your experience positive. It's great to know you felt secure and well-informed throughout the process. We truly appreciate your recommendation!
Sonia Vivar
4 weeks ago
Response from the owner:Thank you, Sonia, for taking the time to leave a review. Your feedback is important to us!
Juan Valencia
4 weeks ago
I had a great experience at DIAMOND BANK with David who was very professional and explained the process without any pressure. Quick pay and good deal. A+++
Response from the owner:Thank you, Juan! We're glad to hear you had a great experience with David and that he provided you with a professional and pressure-free process. We appreciate your feedback and look forward to serving you again!
Excelente atenciรณn
Response from the owner:Gracias, Ramรฒn. Nos alegra saber que recibiste una excelente atenciรณn. Apreciamos tu comentario.
Elaine de Valle
1 month ago
Rafael was very professional and explained the value of individual pieces. We got a very fair price and will be back with more family heirlooms. Thank you!!
Response from the owner:Thank you, Elaine! We're glad to hear that Rafael provided you with professional service and valuable insights. We look forward to helping you with your family heirlooms in the future!
Amazing service! Fast, trustworthy and friendly!
Response from the owner:Thank you, Thays! We appreciate your kind words about our service and are glad to hear you had a positive experience. Your feedback means a lot to us!
Vicente Lorenzo
2 months ago
Response from the owner:Thank you, Vicente, for your review. We appreciate your support!
Los mejores en todo Miami โค๏ธ
Response from the owner:Thank you, Mรฉlani! We appreciate your kind words and are so glad you think we're the best in Miami!
If you are looking for a secure and quality company to help facilitate the sale of your watches and gold… this is the spot! Great team work between David and Rafael which are great people.
Response from the owner:Diamond Banc does not engage in removing or manipulating Google reviews. Our 5-star reputation is earned through transparency, professionalism, and delivering a strong client experience. If anyone has concerns, we welcome direct communication so we can address them properly.
Janie Emerson
2 months ago
Diamond Banc made selling my gold incredibly easy!
Even my broken jewelry and single earrings brought a fair, instant payment on the spot. Rafael was knowledgeable, friendly, and professional โ€” the whole process was quick and stress-free. I highly recommend Diamond Banc!
Response from the owner:Thank you, Janie! We appreciate your kind words and are glad to hear that Rafael made the process easy and enjoyable for you. Your recommendation means a lot to us!
Joan Efres Nazario
2 months ago
great platform! really quick and good communication
Response from the owner:Thank you, Joan! We're glad to hear you enjoyed the platform and appreciated our communication. Your feedback means a lot to us!
Ardian Dragaj
2 months ago
David Fernandez did an amazing job with helping me sell my Rolex. The staff were very helpful and efficient.
Response from the owner:Thank you, Ardian! We're glad to hear that David provided excellent assistance with your Rolex sale and that our staff met your expectations. Your feedback is truly appreciated!
MrRrl523
2 months ago
Great experience! Easy, fast and very professional. I will recommend Diamond Banc to my friends and family and i will definitely be going back.
Response from the owner:Thank you, ! We're glad to hear you had a great experience and appreciate your recommendation to friends and family. We look forward to seeing you again!
Rick Sykes305
2 months ago
Professional, Honest,, Personal. Everything I could have wished for while dealing with valuable commodities.
Response from the owner:Thank you, Rick! We appreciate your kind words and are glad to hear you had a positive experience with us. Your feedback means a lot!
Jroc Williams
3 months ago
David and his team were willing to work with me to get the deal done. Not only did they have some of the best rates but also was very knowledgeable is the business. If you were looking to sell or need a loan, I would suggest giving them a chance.
Response from the owner:Thank you, Jroc! We appreciate your kind words and are glad to hear that David and the team could assist you effectively. Your recommendation means a lot to us!
Manuel Martinez
3 months ago
Service was definitely diamond level as the name implies. Rafael was nice and very easy to work with. Get a quick quote and even beat a previous offer I had from elsewhere. High recommend Diamond Banc for any gold or jewelry business.
Response from the owner:Thank you, Manuel! We're glad to hear you had a great experience with Rafael and that we could provide you with an exceptional offer. Your recommendation means a lot to us!
Yohara Gonzalez
3 months ago
Excelente servicio y calidad en mercancรญas 100%recomendados sin dudas la mejor joyerรญa de Miami
Response from the owner:Muchas gracias Yohara! Siempre un placer asistirle. ๐Ÿ™‚
Rebeca Rodriguez
3 months ago
Muy buen servicio y atenciรณn, muy profesionales, claros y personas que saben del negocio en el que se desenvuelven. Gracias por el servicio, altamente recomendable.
Response from the owner:Muchas gracias por sus comentarios!! Aqui para servirle. Gracias!
Walter Pareja
3 months ago
Very knowledgeable, helpful and make you feel comfortable. I took my pieces to them and they offered me the best price i found everywhere else. Thank you for all your help.
Response from the owner:Thank you, Walter! We're glad to hear you found our team knowledgeable and helpful, and that you felt comfortable with us. We appreciate your kind words and are happy we could provide you with a great price.
Joshua Padron
3 months ago
What a wonderful experience we had dealing with David and Rafael at Diamond Banc. The whole process was easy and quick. I recommend them both!
Response from the owner:Thank you, Joshua! We're glad to hear you had a wonderful experience with David and Rafael. Your recommendation means a lot to us!
Jean Frezin
3 months ago
I recently had an excellent experience meeting with David and cannot recommend them highly enough. From the moment I arrived, Davidโ€™s warm, courteous demeanor made the entire process both comfortable and engaging. Their professionalism was evident throughout, as was their impressive expertise in high-value items, including gold and precious stones.

The appointment lasted approximately thirty minutes, during which I felt completely at ease and secure. The office itself is beautifully appointedโ€”quiet, elegant, and sereneโ€”offering an atmosphere that truly sets it apart from other businesses.

The level of service I received was exceptional, and I was extremely pleased with the outcome. It is clear why they maintain a five-star reputation; it is well deserved. For anyone seeking a trustworthy, knowledgeable, and professional experience, I wholeheartedly recommend David and their team.
Response from the owner:Thank you so much Jean! Much appreciated! We are so grateful for your kind words. Thanks for sharing your review with us and the community.
Duraymis Rodriguez
3 months ago
Hi esta compaรฑรญa es una de las mejores en estos tiempos podemos confiar en ellos su trabajo es espectacular me encanta compartir mi experiencia con ustedes porque la verdad mi esposo y yo quedamos super encantados volverรญamos una y otra ves son muy profesionales , tambiรฉn se adapta a todo tipo de presupuesto de cada persona simplemente muy amables ๐Ÿ˜˜๐Ÿ’–
Response from the owner:Duraymis, muchas gracias por compartir tu experiencia tan positiva. Nos alegra saber que tรบ y tu esposo quedaron encantados con nuestro trabajo y que pudimos adaptarnos a sus necesidades. Apreciamos mucho tu confianza y esperamos verlos de nuevo pronto. Gracias!!
Kahina Bellal
3 months ago
Good experience like always its a 5 stars !
Response from the owner:Thank you, Kahina! We truly appreciate your continued support and are glad to hear you have a great experience every time.
Kari622
3 months ago
Very professional. Good at explaining things and the verification process is top notch! It was quick and easy.
Response from the owner:Thank you, Kari622! We're glad to hear you found our team professional and that the verification process met your expectations. Your feedback is greatly appreciated!
Kay-Ann Edwards
3 months ago
Rafael was very professional, he contacted me before my appointment to explain the process. When I got to his location he was pleasant and knowledgeable. The process was smooth. 10/10 Would recommend
Response from the owner:Thank you, Kay-ann, for your wonderful feedback! We're glad to hear that Rafael provided you with a professional and smooth experience. Your recommendation means a lot to us!
Sam Mendoza
4 months ago
Excellent service. The process of selling my gold was straightforward, transparent, and easy. Everyone was very kind and professional, and I felt confident I was given the best price I will absolutely return and recommend them!
Response from the owner:Thank you, Sam! We're glad to hear you found our service straightforward and professional. Your confidence in us and willingness to recommend us means a lot. Looking forward to seeing you again!
Response from the owner:Thank you, Idalmis, for taking the time to leave a review! Your feedback is appreciated.
jorge alvarez
4 months ago
Great team and the best price for your jewelry
Response from the owner:Thank you, Jorge! We appreciate your kind words about our team and pricing. Your support means a lot to us!
Claudia Arias
4 months ago
Good experience thank you
Response from the owner:Thank you, Claudia, for your review! We appreciate your support and look forward to serving you again.
M. JAROKI
4 months ago
David and Rafael were both incredibly knowledgeable on the fair market price of things I brought in for appraisal and possible sell. I highly recommend them .
Response from the owner:Thank you, M., for your kind words! We're glad to hear that David and Rafael provided you with valuable insights. Your recommendation means a lot to us!
Alexis Marquez
5 months ago
Very good and smooth experience. Also, I'm someone with no experience selling gold. Rafael helped me a lot to understand the value of each piece.
Response from the owner:Thank you, Alexis! We're glad to hear you had a great experience and that Rafael was able to assist you in understanding the value of your gold pieces. We appreciate your feedback!
Erik Fay
5 months ago
Lindsey was great and helped make the process quick and easy!
Response from the owner:Thank you, Erik! We're glad Lindsey could assist you and make everything smooth. Your feedback is truly appreciated!
Gabriel angee
5 months ago
David was amazing! He answered ask my questions and even texted me back on Thanksgiving day to make sure I had all my questions answered. The appointment took 15 minutes and the money arrived 30 minutes later. Very much recommend working with this company!
Response from the owner:Thank you, Gabriel! We're so glad to hear about your positive experience with David and appreciate your recommendation.
Maikel Wong
5 months ago
Response from the owner:Thank you, Maikel, for your 5-star rating! Your support means a lot to us.
ThatPenguinTho
5 months ago
Ralph was amazing. Helped us quickly and efficiently while effectively explaining every question we had in great detail.
Response from the owner:Thank you, Thatpenguintho! We're glad to hear Ralph provided such excellent support and detailed explanations for you. Your feedback is greatly appreciated!
Alp Azder
5 months ago
Ralph gave me the best deal for my gold chain
Response from the owner:Thank you, Alp, for your kind words! We're glad Ralph could help you find the best deal for your gold chain.
Alexander Nguyen
5 months ago
Ralph was the goat
Response from the owner:Thank you, Alexander! We're glad to hear you had a great experience with Ralph; he truly is exceptional at what he does.
These guys are great!
Response from the owner:Thank you, Up! We're so glad to hear you think we're great!
troy helmandollar
6 months ago
Awesome to deal with. Quick and easy.
Response from the owner:Thank you, Troy, for your kind words; we appreciate your feedback and are glad to hear you had a quick and easy experience!
Enrique Alvarez
6 months ago
The boys were great and gave me an excellent deal. I'll be recommending them 100% always. David and Rafael thank you both.
Response from the owner:Thank you, Enrique! We appreciate your kind words and support, and we're glad to hear that David and Rafael made a positive impression.
Melissa
6 months ago
I had a great experience working with Rafael at Diamond Banc! His customer service was top-notchโ€”professional, attentive, and genuinely helpful. He made the entire process smooth and stress-free. On top of that, his positive energy and great vibes made the visit even better. Highly recommend working with Rafael if you're looking for excellent service and a friendly atmosphere!
Response from the owner:Thank you, Melissa! We're so glad to hear you had a wonderful experience with Rafael and that he provided the excellent service we strive forโ€”your recommendation means a lot to us!
See all Google Reviews

Get A Loan Secured By:

  • Get A Loan On Fine Jewelry
    Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. 
  • Get A Loan On Engagement Rings
    We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. 
  • Get A Loan On Loose Diamonds
    Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds.
  • Get A Loan On Luxury Watches
    Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. 
  • Get A Loan On Gold and Silver
    Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs. 

Premier Source for Fast, Convenient, and Easy Loans in Miami

Diamond Banc, a leading pawn shop in Miami, offers fast, convenient, and easy jewelry loans secured by fine jewelry, watches, gold, and diamonds. Our branches in Aventura and Coral Gables provide diverse avenues to unlock the inherent value of your precious items. Through our streamlined and secure process, you can access funds immediately upon acceptance of our offer.

When you choose Diamond Banc for your pawn jewelry loan needs in Miami, rest assured that youโ€™ll be treated with the utmost respect and professionalism. With our rapid funding process, you can obtain the necessary funds without concerns about damaging your credit score or relinquishing ownership of your possessions.

Understanding the significance of your valuables, our team ensures they are handled with the utmost care and respect. Our experts utilize a data-driven approach to accurately assess your items, maximizing the offers presented to you.

As a well-established and trusted industry leader in Miami’s pawn jewelry sector, Diamond Banc offers short-term jewelry loans, using your items as collateral. Our process is simple โ€“ you can request a quote either in-person or through our user-friendly online submission. After a thorough evaluation by our experts, youโ€™ll receive a fair market offer. Upon acceptance, immediate funding is provided.

With over 200+ positive Google reviews, you can trust Diamond Banc in Miami to provide the best jewelry pawn alternative loan for your valuables.

Meet Our Regional Director, Miami Market

David Fernandez

David Fernandez is the Regional Director of Diamond Bancโ€™s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.

Clients benefit from Davidโ€™s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Sรถhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.

David takes a consultative, client-first approachโ€”ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Bancโ€™s continued success in the Miami market.

Read more
Market director's portrait
Meet Our Miami Buyer & Lender

Rafael Pastora-Nash

Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.

Clients benefit from Rafaelโ€™s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.

Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each clientโ€™s goals. His modern, client-first approach makes him a key part of the Miami team.

Read more
Market director's portrait
Closer to Aventura, FL?
Market director's portrait

Ethan Andino

Aventura, FL Buyer & Lender
954-323-8475 Book Appointment
We’re in Aventura, FL, too!

In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.

See More Details

Pawn Jewelry Loans in Coral Gables & Aventura

When urgent financial needs arise, turn to Diamond Banc in Miami for swift solutions. Unlock the liquidity in your jewelry and watches while maintaining ownership. Whether you reside in Coral Gables, Aventura, or the wider Miami area, Diamond Banc is your premier financial partner. From diamonds and fine jewelry to engagement rings, luxury watches, and gold, we offer tailored jewelry pawn loans to address your requirements. Our customer-centric approach to Miami luxury watch loans ensures a fast, easy, and secure funding process. Trust Diamond Banc for swift and reliable funding when you need it most.

The Diamond Banc Pawn Loan Difference

HIGHEST LOAN OFFERS: The more a lender specializes in jewelry, the more they can offer for your items. Traditional pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers equity loans in our area of expertise: jewelry, watches, diamonds, and precious metals. Our experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your Jewelry Equity Loan offers.

CREDIT LINE FLEXIBILITY: Similar to traditional banks, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your jewelry equity loan is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. Several local Miami small business owners have received jewelry pawn loans in the past and now understand the funding they can access using their jewelry, watches, or diamonds.

HASSLE-FREE REPAYMENT: In the decade since Diamond Banc’s establishment, we’ve come to understand that each individual’s circumstances are unique. Some seek immediate funds for personal financial matters, while others aim to seize business opportunities. At Diamond Banc in Miami, we prioritize flexibility to accommodate all our customers’ needs. Whether it’s crafting a tailored repayment plan or allowing you to choose your monthly payment date, we’re committed to providing solutions that work for you. Unlike traditional pawn options, Diamond Banc encourages clients to make principal payments above the monthly interest payments, which will lower your total principal amount, resulting in a faster repayment process.

BEST LOAN TERMS:  Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then experience the contrast in working with Diamond Banc in Miami. 

CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS: At Diamond Banc, we offer an automatic payment option to streamline your loan pawn repayment process. This feature ensures your monthly payment is made promptly, without you having to remember to do so. Our goal is to simplify the pawn loan experience, making it convenient and hassle-free for our valued clients.

BUSINESS & PERSONAL USE LOANS: Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and discreetly.

Beyond Jewelry Equity: Jewelry, Diamond, and Rolex Buyer

At Diamond Banc in Coral Gables, we extend our services beyond jewelry equity loans. As a trusted jewelry buyer, Rolex buyer, cash for gold and diamond buyer, we specialize in purchasing a diverse range of high-quality items, including luxury watches, diamonds, and fine jewelry. Whether you’re looking to sell your Rolex watch, diamond engagement ring, or designer jewelry, we offer competitive offers and a hassle-free selling experience. With our expertise and commitment to customer satisfaction, Diamond Banc in Coral Gables is your premier destination for selling valuables or obtaining immediate funds against your jewelry or luxury watches. 

Expert Jewelry Equity Loans: Tailored Solutions

At Diamond Banc of Miami, we prioritize respect and professionalism in every interaction. Our mission is to collaborate with you to customize the best jewelry loan terms to meet your funding requirements. Whether you own a 0.50ct diamond or a sought-after vintage Rolex, expect exceptional service from our team.

We recognize the importance of discretion for those seeking pawn jewelry loans, which is why we offer private appointments at our Coral Gables & Aventura offices to ensure confidentiality. Our dedicated experts provide personalized attention to each client, ensuring accurate evaluations of your itemโ€™s value and a comprehensive understanding of its market worth. With our expertise, we offer a range of liquidity options tailored to your specific funding needs, ensuring a simple and secure transaction process for peace of mind.

Sell or Borrow Against Luxury Jewelry in Coral Gables

Diamond Banc in Coral Gables provides expert evaluations, immediate funding solutions, and industry-leading payouts across a wide range of luxury assets. Whether youโ€™re looking to sell outright or secure a loan, our team specializes in fine jewelry, designer pieces like David Yurman, and high-end timepieces including Rolex, Cartier, and Patek Philippe. Work with a trusted Coral Gables jewelry buyer or explore brand-specific services for Tiffany & Co., Van Cleef & Arpels, Omega, and Tudor. Diamond Banc is known for providing strong purchase offers on luxury items with a transparent, client-focused process.

We also specialize in evaluating and purchasing high-value assets such as loose diamonds, gold & silver, and engagement rings. Connect with a leading Coral Gables diamond buyer, get a quote from an experienced gold buyer, or work with a dedicated Rolex buyer. If youโ€™re interested in borrowing instead of selling, explore flexible Coral Gables loan options or specialized solutions like a pawn jewelry service. Diamond Banc evaluates items based on real-time market demand to deliver competitive, data-driven offers.

For clients seeking immediate liquidity, Diamond Banc offers a seamless and discreet process along with elevated alternatives to traditional pawn shops. Options such as leveraging your luxury watch or jewelry provide fast access to capital while maintaining ownership. You can also explore our full range of services, including selling jewelry, jewelry appraisals, and estate jewelry appraisals.

Serving Coral Gables, Aventura and the Surrounding Area

Diamond Banc of Coral Gables & Aventura proudly serves clients throughout the greater Miami metro area, offering a premier destination for those looking to sell luxury assets or secure immediate liquidity. Our clients come from some of South Floridaโ€™s most affluent and style-driven neighborhoods, where fine jewelry, luxury watches, and high-end designer pieces are part of everyday life.

In the heart of Coral Gables, we frequently work with clients from Downtown Coral Gables, Merrick Park, and the iconic Miracle Mile district. Whether visiting from upscale shopping destinations or nearby residential communities, clients trust Diamond Banc for discreet, professional evaluations and competitive offers on jewelry, diamonds, and luxury timepieces.

We also serve clients from Coconut Grove, including the Coconut Grove shopping district, marina, and surrounding waterfront communities. This vibrant, historic neighborhood is home to many individuals seeking a sophisticated alternative to traditional pawn shopsโ€”turning to Diamond Banc for transparent transactions and flexible loan options.

Our reach extends to major retail and lifestyle hubs across Miami, including the Dadeland Mall area, Dolphin Mall, Bal Harbour Shops, and the Miami Design District. These areas are known for luxury retail, making them a natural fit for clients looking to sell or leverage high-end items such as Cartier, Rolex, and other designer brands.

We also work with clients from central Miami locations like Brickell City Centre, Calle Ocho, and the Town & Country area, as well as those near Tropical Park. Whether youโ€™re a business professional in Brickell or a long-time Miami resident, our team provides tailored solutions designed to meet your financial goals quickly and confidentially.

In Miami Beach, we regularly assist clients from South Beach, Ocean Drive, Lincoln Road, South Pointe Park, and exclusive destinations like Soho House. From luxury watch owners to collectors of fine jewelry, our Miami Beach clients value our white-glove service, privacy, and industry-leading payouts.

No matter where youโ€™re located in the Miami area, Diamond Banc of Coral Gables & Aventura offers a trusted, client-focused experience for selling or borrowing against luxury assets. Our reputation is built on transparency, expertise, and delivering the highest value for your items in a secure and professional environment.

FAQs

Yes, you can get a loan against your jewelry by using it as collateral through a pawn shop or a specialized jewelry equity lender like Diamond Banc, where diamond rings, gold jewelry, Rolex watches, and designer pieces can qualify for higher loan amounts based on strong resale value.

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

If you elect not to accept our offer, our team will expedite your item back to you immediately.

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer.

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance.

Yes. Your items are fully insured while in our possession.

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once your loan balance has been brought to zero, our team will expedite your items back to you.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Pawning is better if you want temporary cash and plan to reclaim your item, while selling is better if you no longer want the jewelry and prefer immediate payment; Diamond Banc offers both jewelry equity loans and direct purchase options so you can choose what works best for your situation.

The best jewelry to pawn includes large diamond rings, high-karat gold jewelry, Rolex watches, luxury designer pieces, and loose diamonds, and Diamond Banc specializes in evaluating these high-value items to provide strong loan offers.

Selling to a specialized diamond and gold buyer like Diamond Banc typically results in a stronger offer than a general retail jeweler or pawn shop because the evaluation is based on current secondary market demand rather than retail resale margins.

The best place to get a loan on your jewelry is a professional jewelry equity lender like Diamond Banc if you want a higher loan amount, transparent evaluation, and a discreet process, while traditional pawn shops may offer smaller short-term loans.

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Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

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Diamond Banc Beverly Hills Office

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