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Get an Online Loan Against Jewelry Today

Like every other industry in recent years, it has become more and more common to borrow money from online lenders. Not only are the processes for online lenders faster and simpler than traditional bank and payday loans, but the rates are far more competitive.

diamond ring on a hand
Engagement rings are commonly used to secure asset-based loans.

Get more money for less

One of the biggest advantages to taking out a loan against jewelry online is the ability to see multiple offers, with competitive interest rates. The old days of visiting several banks and payday lenders to fill out their long application forms are over. Just like most other industries, asset-based lending has seen exponential growth through online submissions. With the internet allowing you to view offers from the comfort of your home, lenders now have to get their offers to you faster and at lower rates, so they don’t risk losing against the competition. And by securing loans with jewelry, you are no longer held back by work history reports and credit checks.

I was a little skeptical at first dealing with a company in another state, but I will say the process was outstanding. Kyle and his team are very transparent and upfront on everything. Highly recommend having a conversation with Diamond Banc, it will be worth it. – Scott

Borrow money faster online

Our process eliminates the notorious paperwork of traditional banks by assessing loan values based on your jewelry’s worth. Bypassing credit checks, work history, financial records, notarizing and other unnecessary paperwork is what makes our process so quick. This is why we can fund up to $500,000 in as few as 24 hours.

Unlike most lenders, Diamond Banc will offer more than melt value for designer jewelry.

Borrow money easier online

Since Diamond Banc does not report to credit bureaus, your credit score will not affect your loan in any way. Also, if for some reason you cannot make payments and the loan eventually defaults, your credit score will remain the same. If a loan defaults, we simply liquidate the jewelry to recoup our loss.

Start your online loan against jewelry now

Fill out our online form with information about your jewelry or luxury watch and any appraisal or certification paperwork. We’ll evaluate your item and give you a quote the same day.

If you accept our offer, visit a Diamond Banc location or mail us your jewelry or luxury watch. We accept jewelry from around the country and will send you a fully insured, pre-paid shipping label. Your funds will be wired directly to your bank account, once we have verified your jewelry.

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Mills Menser About the Author

Mills Menser

Mills Menser is a nationally recognized jewelry industry leader trusted by clients across the country to advise on the sale, consignment, or financing of significant diamonds, fine jewelry, and luxury watches. Immersed in the industry from an early age, he became the top-producing salesperson in his family’s business by eighteen, purchased Buchroeders Jewelers at twenty-four, and founded Diamond Banc in 2007. He has since built Diamond Banc into a nationwide organization with offices throughout the United States and a robust insured ship-in division, pioneering a modern and transparent approach to jewelry-secured lending. Drawing on decades of experience, deep market expertise, and an extensive network of buyers and collectors, Mills created Diamond Banc to provide tailored strategies based on each client’s priorities. Clients may choose an immediate purchase offer, maximize their return through the Seller’s Agent Service, or access liquidity while retaining ownership through a customized Jewelry Equity Loan. For significant transactions, Mills is available to personally advise clients and determine the strongest approach for maximizing value. Whether handling an important diamond or an extraordinary jewelry collection, Mills and Diamond Banc provide the experience, discretion, transparency, and trusted expertise needed to manage every transaction with confidence.

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