Get a Loan Secured By Gold & Silver in Coral Gables
Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.
Tell us about your item, include a few photos, and one of our experts will reach out shortly.
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Regional Director, Miami Market
(786) 605-9593
david@diamondbanc.com
Book Appointment
Mills MenserOwner and Founder
Using Bullion As Collateral for an Asset-Based Loan
Are you an investor using gold, silver, or platinum bullion coins in your portfolio? Unlock the liquidity in your long-term investment through a short-term asset-based loan. Since their current value is easily determined on the market, these coins are an excellent candidate for use as collateral on an asset-based loan.
David Fernandez
David Fernandez is the Regional Director of Diamond Banc’s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.
Clients benefit from David’s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Söhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.
David takes a consultative, client-first approach—ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Banc’s continued success in the Miami market.
Rafael Pastora-Nash
Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.
Clients benefit from Rafael’s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.
Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each client’s goals. His modern, client-first approach makes him a key part of the Miami team.
In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.
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How it Works
- Request a quote
- Visit an office or request a label
- Receive your offer and funding within 24 hours
Why Coral Gables Clients Choose Diamond Banc
When it comes to borrowing against your gold, Coral Gables clients need a lender who understands both the local community and the value of their assets. Diamond Banc has become the trusted answer for those searching for a loan against gold near me, thanks to our fair loan terms, secure handling, and transparent process. Whether you’re an investor, a collector, or simply looking for quick liquidity, our Coral Gables team makes getting a gold loan simple and stress-free.
Private Appointments in a Professional Setting
Our Coral Gables location offers private, one-on-one consultations with a Market Director who specializes in gold bullion transactions. You’ll see your gold evaluated in real time, receive a clear explanation of your loan for gold options, and get answers to all your questions. If you’ve been looking for a gold loan near me where you can meet face-to-face, we provide a secure and discreet environment in the heart of Coral Gables.
Security and Insurance Every Step of the Way
From the moment your gold is handed over — whether in person or via our insured, trackable shipping — it’s protected for its full market value. For every loan against gold near me transaction, we use serialized, tamper-proof packaging and store your assets in segregated, bank-grade vaults, ensuring your gold is never mixed with other clients’ holdings.
Flexible Loan Terms That Fit Your Needs
We offer up to 75% of your gold’s current spot price, with preferred rates beginning at $15,000. First-time borrowers can access up to $250,000, while established clients typically qualify for higher amounts. Our goal is to make your gold loan experience straightforward and accommodating, with repayment terms that work for your financial situation.
Quick Funding for Time-Sensitive Needs
Most loans are funded within 12–48 hours after documentation is complete. Whether you’ve been searching for a loan for gold to cover a business expense, real estate opportunity, or personal need, our streamlined process ensures you receive your funds quickly and securely.
Borrow Again Without the Hassle
After you’ve repaid your principal, you can borrow again against your gold without repeating the full process. This feature makes Diamond Banc the go-to choice for Coral Gables clients who want a reliable, repeat gold loan resource.
No Margin Calls – Ever
Even if gold prices drop during your loan term, your repayment terms remain the same. We never require additional collateral mid-loan, giving you the peace of mind that your loan for gold will remain predictable.
How Our Coral Gables Gold Loan Process Works
At Diamond Banc Coral Gables, obtaining a loan for gold is designed to be straightforward, secure, and client-focused. The process begins when you request a quote, either through our convenient online form or by scheduling a private, in-office appointment. During this initial consultation, our Market Director will walk you through your personalized offer, explain the terms in clear detail, and address any questions you may have to ensure complete confidence before moving forward.
Once you’re ready, you can provide your gold by bringing it directly to our Coral Gables office or by choosing our fully insured, trackable shipping service. Every piece of bullion is carefully sealed in serialized, tamper-proof packaging and placed into segregated vault storage to guarantee both security and transparency.
After your collateral is secured, your funds are wired directly into your bank account, typically within 12–48 hours, giving you fast access to liquidity when you need it. And because we value long-term client relationships, once your principal is repaid, you always have the option to borrow again based on updated spot prices — making your Coral Gables gold loan a reliable and flexible financial solution.
Where Your Gold is Stored
- Bank-secure vaults & private depositories for maximum safety
- Serialized, tamper-proof packaging for every loan against gold near me transaction
- Segregated storage — your gold never mingles with others’ assets
- Full insurance coverage from the day your gold loan begins
Your Coral Gables Gold Loan Experts
Our Coral Gables team is made up of experienced gold valuation and lending professionals. Whether you found us by searching for gold loans near me or were referred by a trusted source, you’ll receive expert guidance, transparent terms, and a focus on protecting your assets every step of the way.
Sell Gold in Coral Gables Instead of Borrowing
If you’d rather sell your gold than borrow, our Coral Gables location offers competitive payouts for bullion, coins, and jewelry. Whether you searched for a gold loan near me or simply want to sell your gold, you’ll get the same secure, transparent process from appraisal to payment.
Reasons Coral Gables Clients Prefer Diamond Banc
- Central Miami-Dade Location
Easily accessible to clients in Coral Gables, Coconut Grove, South Miami, and surrounding areas, making us the smart choice for anyone searching loan against gold near me. - Expertise in Serving High-Value Asset Clients
We frequently work with investors, collectors, and professionals who need discreet, high-limit gold loan services.
FAQs
There are two ways you can get a loan secured by your gold with Diamond Banc:
- Fill out our online submission form above & receive a quote within 24 hours from one of our expert gold buyers. Our team will provide you with a fully-insured shipping label to mail your item(s) to our headquarters. From the moment your item arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your item(s) are expedited back to you with a fully-insured shipping label.
- Visit a Diamond Banc office near you. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your gold evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
No gold or jewelry buyer dictates the current market value of items. The best buyers understand market conditions and participate in them by offering the strongest value possible.
Unlike standard gold buyers who evaluate items solely based on gold content, Diamond Banc evaluates whether items may be worth more in their current form. This includes designer jewelry from brands like Cartier, Tiffany & Co., and Van Cleef & Arpels. Factors such as maker, age, condition, craftsmanship, style, and demand are all considered.
As a high-volume buyer with strong relationships across refiners and brokers, Diamond Banc is able to offer top-tier pricing.
Yes. Your gold items are fully insured during transit and while in our possession. We provide a fully insured shipping label for sending your items.
Our logistics team tracks your shipment every step of the way, and all items remain under continuous video surveillance until verified.
If you elect not to accept our loan offer, we will return your gold items promptly using a fully insured shipping label.
Diamond Banc accepts:
- Gold jewelry in any condition
- Designer gold jewelry (Cartier, Tiffany & Co., etc.)
- Gold, silver, and platinum bullion
- Gold coins (Krugerrands, Maple Leafs, American Eagles, etc.)
Diamond Banc evaluates items beyond melt value, using a process designed to maximize what clients receive.
We offer one of the most comprehensive jewelry liquidity platforms in the country, delivering strong pricing, transparency, and a streamlined experience.
Once you accept your final loan offer, payment is issued immediately via check or wire transfer.
Yes. If you prefer to sell your gold outright, visit our Sell My Gold page and submit your item details.
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