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Pawn a Watch and Avoid More Credit Card Debt

Instead of maxing out your credit cards to pay unexpected bills or finance a business opportunity, look no further than what’s in your jewelry box. A luxury watch, even if it’s old or shows wear, can dig you out of a financial hole. Consider the option to pawn a watch instead of getting further into debt.

If you don’t think your watch is worth much, you might be surprised at Diamond Banc. Many of our customers bring in watches passed down through family, and don’t realize their value.

A Rolex Daytona watch with chocolate Arabic dial

Here’s how it works:

Consider using your watch as collateral for an asset-based loan at Diamond Banc. It’s similar to choosing to pawn a watch, but faster and gives you more flexibility.

First, bring your watch into a Diamond Banc location, or fill out our online evaluation form with basic information. After we evaluate your luxury watch, we’ll send you an offer. If you decide to take the offer, you can get up to $500,000 in 24 hours or less.

Once you pay back your loan, the item is yours again. Choosing to pawn a watch at Diamond Banc gives you flexibility — you can choose the duration of your loan and can even extend it if necessary.

Who we are

Diamond Banc has the expertise, resources and security to deserve your business. Instead of visiting a local pawn shop, go to Diamond Banc for the best in short-term jewelry loans.

A customer consults with a representative at Diamond Banc, surrounded by jewelry displays and a large engagement ring photo.

Since pawn shops accept many kinds of items to increase inventory, shops aren’t experts in any single field. For lots of industries, that’s fine. But in jewelry and watches, styles change so quickly that it’s best to work with an expert to get the largest possible value for your loan. 

Diamond Banc also has the security and resources to finance your loan. Pawn shops are often the target of robberies and are small businesses, so they may have insufficient security. At Diamond Banc, every item in our store is under a jewelry-specific insurance policy and kept in our secure vaults. 

Ready to get a loan with your watch?

Visit one of our locations or fill out our online evaluation form.

Three easy step to borrow money in California at Diamond Banc.
Three easy steps to loan against jewelry.

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Mills Menser About the Author

Mills Menser

Mills Menser is a nationally recognized jewelry industry leader trusted by clients across the country to advise on the sale, consignment, or financing of significant diamonds, fine jewelry, and luxury watches. Immersed in the industry from an early age, he became the top-producing salesperson in his family’s business by eighteen, purchased Buchroeders Jewelers at twenty-four, and founded Diamond Banc in 2007. He has since built Diamond Banc into a nationwide organization with offices throughout the United States and a robust insured ship-in division, pioneering a modern and transparent approach to jewelry-secured lending. Drawing on decades of experience, deep market expertise, and an extensive network of buyers and collectors, Mills created Diamond Banc to provide tailored strategies based on each client’s priorities. Clients may choose an immediate purchase offer, maximize their return through the Seller’s Agent Service, or access liquidity while retaining ownership through a customized Jewelry Equity Loan. For significant transactions, Mills is available to personally advise clients and determine the strongest approach for maximizing value. Whether handling an important diamond or an extraordinary jewelry collection, Mills and Diamond Banc provide the experience, discretion, transparency, and trusted expertise needed to manage every transaction with confidence.

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