The Nation's Premier Pawn Jewelry Alternative | Get A Loan Secured By Jewelry - Diamond Banc

Collateral Loans On Jewelry

Borrow up to $500,000 in 24 hours or less secured by your jewelry.

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Jordan is fantastic!! And everyone I worked with throughout the very short transaction The experience was smooth and easy and everything worked out extremely well! I will definitely refer y'all to friends and use yall again!
I was very pleased with my experience at Diamond Banc. Lyndsey was very personable. She made me feel more like a friend than a customer. I would recommend Diamond Banc to friends and family.
Nothing short of amazing! Selling watches to an online company is scary. Diamond Banc made the process easy and actually fun. I received competitive quotes from other companies but it was professionalism of Jordan and Christine that made the decision easy. Felt like I was making a friendship. Personalized emails and texts from them made Diamond Banc standout from others. Can’t wait to share my experience with others!
Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
Jordan Isaacs-National Director of Funding- Diamond Banc

Jordan Isaacs

National Headquarters | Sarasota, FL

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“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

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Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

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Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

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Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

Start by easily submitting your jewelry through our user-friendly online submission form. Our expert team will promptly review your submission and provide you with an initial pawn loan offer, along with a fully-insured shipping label for your convenience. After your item arrives at our secure headquarters, it undergoes a meticulous inspection, followed by our final loan offer. Should you choose to accept our competitive offer, you can swiftly complete your loan documentation online and expect immediate funding. Once your loan is paid off, your jewelry item will be promptly returned to you. For those interested in an in-person experience, visit a Diamond Banc location near you.

At Diamond Banc, we specialize in offering pawn jewelry loans ranging from $500 all the way up to $250,000 and beyond. Our loan offers are meticulously calculated based on the liquid wholesale value of your valuable items, ensuring you receive the most competitive and fair market rates.

Pawning can offer a fast, short-term financial solution without the need for a credit check or the risk of incurring debt beyond the value of your collateral. If you have valuable jewelry that you’re willing to use as collateral, a pawn loan can be a convenient way to access funds.

Yes, pawning jewelry is definitely worth it when you choose Diamond Banc. We pay more for your jewelry compared to traditional pawn shops, making it a financially advantageous choice. Our repayment terms are flexible, and we aim for you to redeem your collateral easily. We also offer low interest rates to make the process cost-effective.

The best jewelry to pawn would be high-quality items that hold their value well. This includes diamonds, fine and designer jewelry, gold, and luxury watches. Brands like Tiffany & Co., Cartier, Rolex, Breitling, Panerai, and Patek Philippe tend to yield higher loan amounts due to their enduring value and demand. Diamond Banc aims to offer the most money for your valuable items, making the process both rewarding and straightforward for you.

At Diamond Banc, you can expect high-value offers whether you choose to pawn or sell your jewelry. However, pawning allows you to get the funds you need while retaining the option to reclaim your valuable items later. This makes pawning a great choice if you’d like to keep your jewelry for the long term. Rest assured, you’ll get a competitive offer for your diamonds, fine & designer jewelry, gold, and luxury watches when you opt for a pawn jewelry loan with us.

In most instances, you can expect to see your funds in less than 24 hours from the moment you accept our competitive pawn jewelry loan offer from Diamond Banc.

No. Pawning with Diamond Banc has zero impact on your credit score. We maintain complete confidentiality and do not report to any credit bureaus. Should you choose not to repay your pawn jewelry loan, the only consequence is the forfeiture of your pledged collateral, with no negative implications for your credit profile.

If you elect not to accept our offer, our team will expedite your item back to you immediately.

All assets are stored in an alarm-protected, 24-hour security-monitored, fireproof vault. Your items are fully insured while in our custody.

Once your loan balance has been brought to zero, our team will expedite your items back to you.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Yes. To maintain your pawn jewelry loan, monthly interest payments are required for the duration of your loan term. Opting for payments exceeding the minimum monthly interest can effectively reduce your principal balance, affording you greater financial flexibility.

From The Founder

What People Are Saying

Jordan is fantastic!! And everyone I worked with throughout the very short transaction The experience was smooth and easy and everything worked out extremely well! I will definitely refer y’all to friends and use yall again!
I was very pleased with my experience at Diamond Banc. Lyndsey was very personable. She made me feel more like a friend than a customer. I would recommend Diamond Banc to friends and family.
Nothing short of amazing! Selling watches to an online company is scary. Diamond Banc made the process easy and actually fun. I received competitive quotes from other companies but it was professionalism of Jordan and Christine that made the decision easy. Felt like I was making a friendship. Personalized emails and texts from them made Diamond Banc standout from others. Can’t wait to share my experience with others!
My whole experience has been wonderful. Will definitely recommend to friends
The whole process was fairly smooth, I learned a lot for sure!! BUT I have to highlight Mrs. Christine-the awesome transaction coordinator, she went ABOVE and beyond for me, definite 10/10, she needs a raise! Thank all of you guys for taking care of me!
Christine is awesome! I had no idea what I was doing but Christine took great care of me. I had a couple pieces of gold jewelry that I wanted to sell. She weighed them and removed a couple diamonds from a ring for me. She showed me what the gold was worth and then what she could pay me for it and I walked out with a check and a smile on my face.
Response from the owner:Thank you, Linda, for your wonderful feedback! We’re glad Christine could assist you so well with your gold jewelry and provide a positive experience. Your satisfaction means a lot to us!
Christine was absolutely incredible and very personable!
Lindsey was amazing, did some call back but overall did a great job with her work!
Response from the owner:Thank you! We appreciate your kind words about us and are glad to hear you had a great experience.
Fast and easy love the treatment from Sasha will definitely come back 💯 recommend it!!!
At first I was hesitating thinking it would be a scam but I had the best experience, since the beginning. Great responses and very professional . Thanks
The best experience I ever had
The experience was professional and seamless. It was fast and easy. Highly recommend if you are looking to sell any luxury items.
Response from the owner:Thank you, Lyndsay, for your wonderful feedback! We’re glad to hear you had a professional and seamless experience, and we appreciate your recommendation.
Great service love this place
I half expected to feel incredibly uncomfortable in a place as nice as this but Christine was so kind and seemed completely transparent with the whole process! I will visit her again for sure!
Ladies, get that divorce and sell your rings! Christine gonna give you some shopping money 😘
Response from the owner:Thank you, Marilynn! We’re so glad to hear that Christine made you feel comfortable and supported during your visit. Your kind words mean a lot to us, and we look forward to seeing you again soon!
The staff in the Columbia Missouri store made my experience fantastic from the time I entered the building til the time I left made me feel comfortable and Kyle made the transaction smooth and quick explained every step he was taking and every step used to process the transaction definitely will do business with them and again highly recommended
They were great and gave me a great offer and was very well respectful and was fast with it all thanks guys I really appreciate y’all’s time
This is the second time I’ve used Diamond Banc to get a loan on my ring and I couldn’t be happier with the entire process. They are quick and so easy to work with. Thanks for helping me out again Diamond Banc!
Excellent people to work with ! Transparent, cheerful, knowledgeable ! Warm inviting atmosphere and I did not feel rushed or downgraded in any way! I will definitely be back !
Response from the owner:Thank you for your wonderful feedback! We’re glad you enjoyed the warm atmosphere and felt valued during your visit. We look forward to seeing you again soon!
Very professional, good communication
Response from the owner:Thank you, Tom, for your kind words about our professionalism and communication; we appreciate your feedback!
I was very impressed – Quick and courteous. Gave me an excellent offer for two watches I sold. I am very happy with the results.

T Slane
Response from the owner:Thank you, Thomas, for your kind words! We’re glad to hear you had a positive experience and that you were happy with the offer for your watches. Your satisfaction means a lot to us!
Was in a jam and saw Diamond Banc online. Was skeptical at first but after reading legitimate reviews and viewing their multiple YouTube shorts I decided to give it a try. Went better than expected.
My experience with Diamond Banc was definitely five stars! Kyle and Christine were amazing to work with Masters in there profession made my transaction very smooth quick and painless! I sold quite a bit of jewelry and was paid quickly and seamlessly! I would definitely recommend Diamond Banc!!!
Response from the owner:Thank you, Monique! We truly appreciate your kind words and are glad to hear that Kyle and Christine made your experience smooth and enjoyable. Your recommendation means a lot to us!
Best gold buyer in town!
Response from the owner:Thank you, Tanner! We appreciate your kind words and are glad you had a great experience with us.
The process was very easy and the team was very professional. Once the item was received I got my funds the same day.
It was a very fast and seamless process on selling my Rolex. All the folks I dealt with, especially Jordan, were very professional. The original valuation that Jordan gave me, was the price that was paid. They provided all the shipping materials for overnight insured shipping. The kept me in the loop, on tracking, receipt and evaluation. And unlike others that state it can take days, the entire transaction was taken care of in one day. Would definitely recommend them.
It was a pleasure doing business with Kyle and Richard. They got me the funds that I needed I. A jiffy!
Response from the owner:Thank you for the fantastic review! We’re delighted to hear your meeting with Jordan went smoothly and that the transaction was efficient. We aim to make the process as quick and hassle-free as possible. Looking forward to serving you again!
Response from the owner:Thank you, Jose, for your 5-star rating! We appreciate your support and are glad you had a great experience.
Very nice people. They offered me a beverage while i waited and gave me the best deal they could. I was very satisfied. Thank you Diamond Banc
Response from the owner:Thank you, Travis, for your kind words! We’re glad you enjoyed your experience and appreciated our team’s efforts to provide you with a great deal. Your satisfaction means a lot to us!
Completed selling gold bullion without any hassle. Simple, fast and efficient experience. Would definitely return if I need to again!
I had some unused family jewelry that was just sitting in a box. Old and from India, Sometimes odd or broken or without any grade or quality marks. Selling them here was a great experience. Clean and comfortable environment. Great service. Open and honest evaluation. Very reasonable prices. Only felt bad that I was prepared to haggle and really didn’t have to LOL. Highly recommended for gold sales. I didn’t work with them on gemstones.
It went well. I’m happy.
Response from the owner:Thank you, Matthew, for your positive feedback; we’re glad to hear you had a great experience!
Very friendly and personable staff. Great to make a deal with.
Response from the owner:Thank you, Trevor, we appreciate your kind words about our friendly staff and are glad you had a positive experience making a deal with us!
Christine was amazing to work with. I trusted her immediately, and her honesty and kindness went a long way to feeling comfortable making this transaction. I had planned to “shop around” for appraisals, but didn’t feel like I needed to after talking to her. She was disarming and compassionate. Highly recommend this amazingly quick and easy process.
Response from the owner:Thank you, Ann, for your wonderful feedback! We’re so glad to hear that Christine made you feel comfortable and valued during your experience. Your recommendation means a lot to us!
My experience was absolutely fantastic! They were kind and spent a lot of time looking over my ring and gave me premium price for it. I would highly recommend them for any or all of your diamond jewelry sales!!!!
Diamond Banc is an outstanding company to work with—extremely professional, transparent, and efficient. Their process is simple and secure, with quick evaluations and fast funding, often within 24–48 hours. Communication is clear, and they treat every client with the highest level of professionalism. Highly recommended for anyone needing a discreet and reliable way to unlock the value of luxury assets.
Response from the owner:Thank you, Jim, for your kind words and recommendation; we’re glad you had a positive experience with our professional team and streamlined process.
Could ask for better service and hospitality
Fast and easy process! Would recommend to anyone!
The process was easy and smooth. Good communication and they’re available to help every step of the way with whatever you may need.
Response from the owner:Thank you, Ronald, for your kind words! We’re glad to hear the process was easy for you and that our team was there to support you every step of the way.
Extremely professional and will make you feel at ease. They are responsive and certainly take their business seriously. All of my interactions were respectful yet direct as well. This company is fair, quick, and efficient which are of the utmost importance. Thank you!
Response from the owner:Thank you, Katie, for the 5-star rating! We truly appreciate your support.
Everything was seamless as usual!
Perfect customer service, extremely fair and very quick.
Response from the owner:Thank you, William, for your kind words about our customer service; we truly appreciate your feedback!
Sold my gold chain! Gave me a good and fair price easy process thank you
Response from the owner:Thank you, Andre, for your kind words! We’re glad to hear you had an easy process and received a fair price for your gold chain. Your satisfaction means a lot to us!
Selling with them was super easy and they were very transparent about pricing :).
Response from the owner:Thank you, Abigail! We’re glad to hear that you found the process easy and appreciated the transparency in pricing. Your feedback means a lot to us!
At the lowest point in my life when I needed emergency funds, I contacted Diamond Banc. They were fast and efficient and really put my mind at ease. I highly recommend them to anyone.
Response from the owner:Thank you, Marybeth, for your kind words and for recommending us; we’re glad we could help you during a tough time.
Diamond Banc is amazing! They have always been quick to respond and fair in their pricing. I have Worked with them for over 5 years. Wouldn’t go anywhere else!
Response from the owner:Thank you, Andie! We truly appreciate your loyalty and are glad to hear you’ve had such positive experiences with our team over the years.
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Start Online or Visit An Office Near You

premier provider of Loans Secured By Your Jewelry

A smiling woman with wavy hair wears a ruffled white top and elegant jewelry, standing near leafy greenery.

Our jewelry evaluation process is straightforward and stress-free. Simply fill out the submission form above, and our team will provide an initial offer within 24 hours. If you’re satisfied with the offer, we’ll arrange for fully-insured overnight shipping to our headquarters.

Once your items reach us, our team verifies them and presents the final loan offer. Upon acceptance, we finalize the loan documents via email, and you receive funding promptly via wire transfer or check. Typically, the entire process takes less than 48 hours from form submission.

For those seeking same-day funding, visit a nearby Diamond Banc location to meet with one of our market directors. Your items will be evaluated onsite, and funding will be issued immediately. Experience efficient service with Diamond Banc, ensuring quick access to the funds you need.

Why Choose Us: Our Competitive Advantage

When searching for “jewelry loans near me”, it’s clear why Diamond Banc emerges as the superior choice. Our commitment to excellence, personalized service, and unmatched expertise. Here’s what makes use the leading provider in the jewelry loan industry: 

Unmatched Precision and Expertise: Our team brings decades of experience to the table ensuring your valuable items are evaluated with the utmost accuracy. Backed by this expertise, we guarantee you receive fair and competitive offers, cementing our status as the premier choice in the market for addressing your needs and surpassing your expectations.

Streamlined, Hassle-Free Process: We’ve refined our loan process to be as straightforward and efficient as possible. From your initial submission to when we finalize your loan, we aim to make the experience smooth, providing you with the support you need, efficiently and effectively.

Trust and Transparency: Diamond Banc operates on a principle of honesty. We commit to transparent, clear terms and uphold the highest standards of security for both your valuables and personal information, fostering a trust-driven relationship with our clients.

Flexible Solutions: We understand that your search for “jewelry loans near me” is driven by unique financial needs. Whether you’re leveraging the value of diamonds, fine jewelry, or luxury watches, we provide personalized options to meet those needs, without the pressure of selling your items.

With expert evaluations, a streamlined process, trust-driven interactions, and flexible solutions tailored to your unique financial needs, we ensure a seamless experience without the pressure of parting with your items.

A luxurious Cartier jewelry set featuring a sparkling diamond bracelet and earrings on a red pouch, with Diamond Banc branding below.

Items We Accept Include:

  • Get A Loan Secured By Your Fine Jewelry
    You can choose the most popular option in which you take a loan against gold jewelry or any other jewelry. You will receive the best deal without actually selling the jewelry. But for a jewelry loan, your precious items should belong to a high-value category. We accept designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and high-value fine jewelry of any type.
  • Get A Loan Secured By Your Engagement Ring
    It’s true that engagement rings hold sentimental value, but there is no use in letting them sit idle if you are in sheer need of cash. With Diamond Banc, you are not bidding goodbye to your engagement ring forever. We accept diamond engagement rings, wedding bands, complete wedding sets, etc.
  • Get A Loan Secured By Diamonds
    You can also get the best deal for a loan against loose diamonds. After requesting a quote, you can send the loose diamond for evaluation.
    Individual diamonds of 0.5ct or larger. Certified or un-certified. Receive a free evaluation for your diamonds.
  • Get A Loan Secured By Your Luxury Watch
    In addition to a loan on gold jewelry and engagement rings, we can also offer a loan on watches. Our loan on watches offering can be availed if you have the watch in good condition and all the paperwork. Along with this, your watch should belong to a premium brand like Rolex, Cartier, Patek Philippe, Omega, etc.
  • Get A Loan Secured By Your Designer Handbag
    If you have handbags belonging to the premium category brands then you can get a loan against them as well. We accept designer handbag loans from Hermes, Chanel, Louis Vuitton, Prada, etc.
  • Get A Loan Secured By Your Gold & Silver
    We also offer loans against coins or bullion.

When you own luxury jewelry, diamonds, or a Rolex watch, you possess an asset that can be converted into immediate funds. With Diamond Banc, we offer an unrivaled menu of liquidity options to help you unlock the value your items possess. Whether you choose to get a Jewelry Equity Loan and borrow against the value of your items or you opt to sell your jewelry outright, our expert team has the knowledge base & resources to pay industry-leading prices for your jewelry. Our nationwide team of industry experts has decades of experience in the jewelry industry, allowing us to offer industry-leading loan values at highly competitive rates. We take every value-adding factor into consideration to make sure you receive the most for your items.

Loans Secured By Diamonds, Fine Jewelry, & Watches

If you’re hesitant to part with your jewelry, but you have immediate financial requirements, there is a solution. You can elect to get a loan secured by your jewelry. When you get a loan secured by your jewelry from Diamond Banc, you get paid immediately, while also retaining ownership of your item.

Close-up of a man in a light purple shirt, showcasing a stylish wristwatch on his left arm while gently touching his shoulder.

Your Pawn Jewelry Loan Alternative

For anyone looking for a trustworthy source to secure a loan using jewelry as collateral, without resorting to local pawn shops, Diamond Banc sets itself apart as the go-to option for both online and in-person jewelry pawn loans. Whether you’re interested in leveraging diamonds, luxury timepieces, or precious metals like gold and silver for your loan, Diamond Banc is the ultimate choice offering comprehensive pawn jewelry loan services.

What Is The Benefit of a Jewelry Equity Loan?

Navigating the sale of jewelry can be daunting, particularly for those emotionally attached to their pieces. It involves finding a reliable buyer, assessing jewelry value, and negotiating prices, which can be challenging. At Diamond Banc, we transcend the role of a mere bulk jewelry buyer. Specializing in assessing premium-quality jewelry, diamonds, and Rolex watches, we assist clients in finding tailored financial solutions to meet their unique requirements. Our clients don’t just receive offers for their valuables; they encounter an unparalleled experience with seasoned industry experts. Trust Diamond Banc for a seamless and rewarding jewelry-selling journey.

Diamond Banc was founded by Mills Menser, who saw a need within the jewelry market for individuals looking to get paid for their jewelry without selling it. Diamond Banc was born online and places a tremendous value on transparency and convenience. Diamond Banc provides asset-based loans nationwide secured by diamonds, fine jewelry, and other luxury jewelry items. Our loan process is fast, secure, & discreet. Because of our position in the jewelry industry, we have the resources to understand what your jewelry is truly worth and pay you accordingly for it.

When searching for a trustworthy option for a jewelry equity loan near you, Diamond Banc offers a seamless and secure nationwide loan process, ensuring you can leverage the value of your jewelry without parting ways with it.

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