Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.
Tell us about your item, include a few photos, and one of our experts will reach out shortly.
Preferred Loan Rates When You Need a Loan for Gold
Preferred gold loan rates apply to loan amounts $15,000 and above.
Most clients borrow between $50,000–$250,000+.
First-time gold loans are generally capped at $250,000 to build relationships responsibly.
All loans require borrower verification, proof of ownership, and transaction underwriting.
Why Choose Diamond Banc for a Loan for Gold
When you need liquidity without selling your gold, Diamond Banc makes the process safe, fast, and highly personal. Our approach combines the convenience of a national lender with the trust and relationship-building of a local partner. Every step — from evaluation to funding — is designed to protect your assets, maximize your gold loan value, and deliver an experience that exceeds expectations.
In-Person Advantage
With several U.S. offices, clients can meet face-to-face with a knowledgeable Market Director who specializes in gold bullion transactions. Each appointment is conducted privately, with your gold evaluated in front of you to ensure transparency and build trust.
Fully Insured
Your bullion is insured at its full market value — whether delivered in person or shipped. We partner with leading vault providers and use serialized, tamper-proof packaging to safeguard your collateral.
Generous Loan Values
Up to 75% of the current spot price for your gold.
Preferred interest rates starting at $15,000 and above.
Most clients borrow $50,000–$250,000.
First-time loans typically capped at $250,000.
Fast Funding
Funds are typically received within 12–48 hours after completing loan documents.
Re-Borrow Flexibility
Returning clients can borrow again once principal is repaid, based on current spot prices.
Private & Discreet
No credit checks, no impact on your credit score, and all information is safeguarded.
No Margin Calls
Market drops will not affect repayment terms.
Bank-Grade Secure Storage
Every gold item is sealed in serialized, tamper-proof packaging and stored in segregated vaults — fully insured.
Ultra-Competitive Rates
We monitor gold loan rates nationwide to provide the most competitive terms with transparent service.
Where Your Gold is Stored
Bank-secure vaults & private depositories
Serialized tamper-proof packaging for every transaction
Segregated storage — never pooled with other clients’ assets
Fully insured at market value at loan issuance
Professionals You Can Trust
At Diamond Banc, our Market Directors are trusted advisors, not just appraisers. Selected for expertise, integrity, and client commitment, they ensure every loan is handled with professionalism, transparency, and respect. The goal is not just to fund a gold loan but to build lasting relationships.
Want to Sell Your Gold Instead?
If you’d prefer to sell your gold bullion, coins, or jewelry instead of getting a loan, Diamond Banc is a top-rated buyer. We provide immediate, competitive offers for gold rings, scrap gold, bullion, and coins. Visit one of our 13+ locations or start online for a transparent, fast evaluation process. Sell your gold here.
Trustworthy website/company! I just had the best experience with them, and it was my first time selling my jewelry. They offered me more than I expected! The best! I won’t hesitate to have another transaction with them again.
Such great people to do business with. The staff were so welcoming, honest, and professional which made doing business a pleasure. I wouldn’t hesitate to use them again or recommend them to others.
The Diamond Banc representative was professional and friendly in reviewing my pieces. She was informative, understanding about what I chose to sell, and answered my questions with transparency. She looked thoroughly at my pieces which gave me confidence in selling to them.
I had a great experience with Christine. Not only did I have to reschedule several times which she was very flexible with, but she explained everything to me and was very transparent. Incredibly easy process. I was paid out quickly and didn’t have to do an auction or anything like other jewelers/sites. Highly recommend!
I recently had the opportunity to work with Diamond Banc, and overall, my experience was quite positive. Here are some highlights:
Customer Service: From the moment I reached out, the customer service was attentive and professional. Jordan and the rest of the staff took the time to answer all my questions and made me feel valued as a customer.
Ease of Process: The process of obtaining a loan or selling items was very straightforward. I appreciated the clear explanations of the steps involved, which made it easy to understand what to expect.
Value Offered: I was pleasantly surprised by the competitive rates and offers I received. Diamond Banc seemed committed to providing fair evaluations, which made the transaction feel trustworthy.
Transparency: Throughout the process, there was a commendable level of transparency. I was kept informed about everything regarding my transaction, which alleviated any concerns I had.
Improvements: While my experience was mostly positive, I did encounter some minor delays in processing, which could be improved. A quicker turnaround time would enhance the overall customer experience.
Conclusion: In summary, I would recommend Diamond Banc to anyone looking for a reliable service for loans or selling valuables. They combine professionalism with a client-centered approach, making them a solid choice.
We had a great experience with Diamond Banc. Very professional and fast. Would highly recommend.
Response from the owner:Thank you, Britt, for your wonderful feedback! We’re glad to hear you had a great experience with Diamond Banc and appreciate your recommendation.
Very personal. Helped explain things. I enjoyed miss Lyndsey. Very nice. Store is impressive. Privacy was nice. It was a personal sell, hard. Thanks, I appreciate the time spent. You were so sweet. So informative.
Response from the owner:Thank you, Marilyn, for your kind words! We’re glad to hear you had a positive experience with us and appreciated the personal touch and privacy. Your feedback means a lot to us!
All of the staff were very helpful, knowledgeable and friendly!
Response from the owner:Thank you, Brittany, for your kind words! We’re so glad to hear that you found our staff helpful, knowledgeable, and friendly. Your support means a lot to us!
Christine with the Diamond Banc in Columbia Mo was a joy to work with. I brought in some scrap gold and platinum and received a very good offer. More than other jewelry stores were offering. Christine made the process easy and enjoyable.
Response from the owner:Thank you, Pam, for your kind words! We’re glad to hear you had a great experience with Christine and found our offer to be competitive. We appreciate your feedback and look forward to serving you again!
Had such a great experience the staff there was so kind and welcoming. I would recommend this to all of my friends if they’re looking for any jewelry or looking to sell.
Could not have had a better experience. They constantly updated me on what was complete and what to expect. Unbelievable experience!
Response from the owner:Thank you, Vici, for your fantastic feedback! We’re glad to hear that you felt well-informed throughout your experience. Your satisfaction means a lot to us!
I had an absolutely amazing experience! The process was very quick. I had a quote in under a day, sent my jewelry in to be appraised and received my Pay out within hours. Everyone was so kind and respectful in the process was much easier than I anticipated. Furthermore, I was given almost a double what local jewelers had quoted me for my jewelry. I will always go here to sell my jewelry!
Response from the owner:Thank you, Calen, for your wonderful feedback! We’re delighted to hear that you had such a positive experience and that our team made the process smooth and rewarding for you. Your satisfaction means a lot to us, and we look forward to assisting you again in the future!
Everything was great! The customer support, staff and whole process from start to finish was excellent and very professional. I highly recommend this company for either a jewelry loan or selling your precious goods. Thanks diamond banc!!!!
I had a wonderful experience selling my gold piece with Sasha. She was kind, professional, and made the process super easy from start to finish. It’s rare to meet someone so honest and pleasant to work with!! I highly recommend her if you’re selling jewelry or gold in Miami!
Christine is very knowledgeable and professional. She explained the process with precision and was incredibly thorough, making sure I understood every detail throughout my visit. It was a wonderful experience overall, and I won’t hesitate to contact her again if needed. Thanks again!
Response from the owner:Thank you, Patrick, for your kind words about Christine’s professionalism and thoroughness; we’re glad to hear you had a wonderful experience and look forward to assisting you again in the future.
Diamond Banc came through when I needed them. They were prompt, trustworthy, and welcomed any question I could think of. “Hand holding” is important when you’re dealing with a service unfamiliar to yourself and Christine and staff were patient, informative, and especially honest. I’d use them again in a heartbeat.
Transparent, personal, and professional service from everyone involved.
Response from the owner:Thank you, Kathryn, for your kind words about our transparent, personal, and professional service; we appreciate your support and are glad you had a positive experience with us!
My name is James. I recently sent my beloved Breitling Transocean for a quick capital loan for my business. Quick and easy process and insured the whole trip. My experience with Diamond Banc has been pleasant.
Response from the owner:Thank you for sharing your positive experience with Diamond Banc; we’re glad to hear the process was quick and easy for you!
This is the best company ever If you want alone. They don’t harass you they don’t call you every five minutes. They don’t change up their payments and if you have a problem making a payment they’re there to help you.. I highly recommend this company Pam Cooley
Diamond Banc is the best. Fast service and excellent customer service. Kyle and his team are extremely professional. Highly recommend them!
Response from the owner:Thank you, Derek! We appreciate your kind words and are glad to hear you had a positive experience with Kyle and the team. Your recommendation means a lot to us!
I sold my Rolex watch to Diamond Banc and the total process was simple, quick and they kept in touch with me the whole way! I was very impressed that they gave total and explicit information on everything from start to finish and let me know exactly what to expect.
Their level of expertise and integrity was amazing as I had never sold any jewelry before so was a little nervous. Will definitely refer my friends to them! I would suggest to not waste your time researching what company to use as I did. So glad Diamond Banc is who I chose!!
I had a great experience selling my gold. I was treated with respect throughout the entire process and my time was valued by them. I would recommend again and to others.
Response from the owner:Thank you, Mareia, for your kind words! We’re glad to hear you had a positive experience and felt valued throughout the process. Your recommendation means a lot to us!
These folks were extremely, kind courteous, and incredibly professional. They were responsive and gave a detailed-accurate assessment of my timepiece’s value.
Response from the owner:Thank you, Peter, for your kind words! We’re glad to hear you had a positive experience and appreciated our team’s professionalism and detailed assessment.
Excellent experience from start to finish. Communication was clear and prompt, the selling process was simple and secure. I received payment on time and everything was completely transparent. I would definitely do business here again and highly recommend it.
If you’re looking for someone who will take the stress out of the process and make you feel like a valued client, I can’t recommend Miguel enough. He made the entire experience seamless and memorable. I’ll definitely be coming back and asking for him every time!
There are two ways you can get a loan secured by your gold with Diamond Banc:
Fill out our online submission form above & receive a quote within 24 hours from one of our expert gold buyers. Our team will provide you with a fully-insured shipping label to mail your item(s) to our headquarters. From the moment your item arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your item(s) are expedited back to you with a fully-insured shipping label.
Visit a Diamond Banc office near you. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your gold evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
No gold or jewelry buyer dictates the current market value of items, the best buyers of gold are aware of the current market conditions and participate in it by providing the best value possible to their customers.
Unlike standard gold buyers who evaluate most all gold items solely based on their gold content, we evaluate all items for the possibility of them being worth more in their current condition. This means we often pay premiums for items based on their demand. This is often the case with gold jewelry from notable designers such as Cartier, Tiffany & Co., and Van Cleef & Arpels, among others. When putting together an offer for your gold or precious metals, we take into account the maker of each piece, its date of production, condition, and quality of craftsmanship, style, and desirability.
We are a high-volume gold buyer. Our longstanding and well-established partnership with many of the largest refiners and precious metal brokers in the country allows us to purchase large amounts of precious metals from the public while still offering you top dollar.
Is my gold secure while in transit?
Yes. Your gold items are insured while in transit and while in our possession. We provide you with a fully insured shipping label to send your item(s) to our headquarters.
Our shipping & logistics team tracks your package every step of the way. From the moment your item arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified.
What if I don’t accept the final loan offer?
If you elect not to accept our loan offer, we will expedite your gold items back to you under a fully-insured shipping label.
What types of precious metals do you accept?
Diamond Banc accepts the following items:
Gold jewelry in any condition, including worn, broken, and damaged items
Designer gold jewelry from designers such as Cartier, Tiffany & Co., Harry Winston, Van Cleef & Arpels, Graff, & others
Gold, silver, & platinum bars and bullion
Gold coins, such as; African Krugerrands, Canadian Maple Leafs, American Buffalo & Eagles, and other gold coins of all types
Why should I work with Diamond Banc?
Unlike many gold jewelry buyers in the industry, we don’t evaluate the value of your gold items based on their weight alone; instead, we use a standardized process to find the best price we can pay our customers for their jewelry. This approach has allowed us to maintain the top position on the leaderboard for many years, which is why we are known as the best gold buyers in the nation.
Diamond Banc offers the most expansive & pro-consumer jewelry liquidity options in the nation. Our sole focus is to provide our clients access to the liquidity their gold & silver items possess. Thus, we are committed to paying industry-leading prices for your gold & silver while offering you a simple, speedy, and professional transaction.
Check out our Google Reviews to see what Diamond Banc clients say about their experience.
How do I get paid?
Once you accept our final loan offer, we issue payment via check or wire transfer immediately.
Can I sell my gold instead?
Yes. If you wish to sell your gold outright, visit our Sell My Gold page and use our online submission form to tell us more about your gold.
Mills Menser
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