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Borrow Against Your Watch without a Credit Check

Searching for a personal loan without the rigorous credit checks, approvals and mounds of paperwork?  Avoid all the hassle by borrowing money against your luxury watch. Diamond Banc offers a simple procedure and efficient funding process which allows you to borrow up to $500,000 in as little as 24 hours.

A luxurious gold watch and several gold chains arranged on a black display, featuring the Diamond Banc logo and tagline.

Providing documentation for a traditional bank loan slows the process down, and might cause you to miss out once in a lifetime opportunities. In contrast Diamond Banc does not ask for credit checks or income guarantees. Instead, the value of your property is enough of a guarantee for us.

Trusting Your Lender

When you need to use your favorite watch for quick cash, entrust it to someone who is as passionate about watches as you are. At Diamond Banc, we understand the value – both literal and sentimental – of your luxury watch. Our expert jewelers will evaluate your watch and provide an offer to loan against or even sell your watch. You’ll get the money you need and still retain ownership.

Split image showing Buchroeder's Fine Jewelers: historic interior with staff on the left and modern storefront on the right. Founded 1896.
Diamond Banc’s sister company and current headquarters, Buchroeders 1896 and present day, 2017.

The staff at Diamond Banc recognizes that each timepiece is an important part of history and has its own unique story. Diamond Banc has been an industry leader for nearly 10 years. Our founder and president, Mills Menser, is a third-generation jeweler and is rarely seen without his Rolex yellow gold President.

Our watch experts are knowledgeable about vintage watches and trends. We have the expertise to increase the value of your loan based on brand, year, condition and original packaging.

Our Simple Lending Process:

Once you’ve paid back your loan with Diamond Banc, we’ll offer you the same loan terms again and again. We like to think of it as a credit line. We’ll loan money to you as many times as you need a quick source of cash. To get a second or third loan at a bank or other lender, you have to go through the same processes, approvals and paperwork each time. Not to mention, we allow you to repetitively borrow against your watch without a credit check.

Diamond Banc is interested in lending money for watches like Rolex, Cartier, Omega, Tag Heuer, Patek Philippe, Girard Perregeaux and other luxury brands. If you’re weighing a loan against selling outright, see our comparison of top buyers for pre-owned Omega, Cartier, and Rolex watches.

A silver watch with a white face rests inside a black, round leather case with a grey cushion. The case is partially open.

On a loan worth more than $100,000, Diamond Banc will travel to you. Our watch experts will travel anywhere within the contiguous United States to evaluate your collection and offer you a deal.

We would be happy to make you an industry leading offer on your luxury watch. Fill out our simple watch loan form and you’ll get an offer from us within 24 hours.

Get a Loan

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Mills Menser About the Author

Mills Menser

Mills Menser is a nationally recognized jewelry industry leader trusted by clients across the country to advise on the sale, consignment, or financing of significant diamonds, fine jewelry, and luxury watches. Immersed in the industry from an early age, he became the top-producing salesperson in his family’s business by eighteen, purchased Buchroeders Jewelers at twenty-four, and founded Diamond Banc in 2007. He has since built Diamond Banc into a nationwide organization with offices throughout the United States and a robust insured ship-in division, pioneering a modern and transparent approach to jewelry-secured lending. Drawing on decades of experience, deep market expertise, and an extensive network of buyers and collectors, Mills created Diamond Banc to provide tailored strategies based on each client’s priorities. Clients may choose an immediate purchase offer, maximize their return through the Seller’s Agent Service, or access liquidity while retaining ownership through a customized Jewelry Equity Loan. For significant transactions, Mills is available to personally advise clients and determine the strongest approach for maximizing value. Whether handling an important diamond or an extraordinary jewelry collection, Mills and Diamond Banc provide the experience, discretion, transparency, and trusted expertise needed to manage every transaction with confidence.

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