The Nation's Premier Pawn Jewelry Alternative | Get A Loan Secured By Jewelry - Diamond Banc

Collateral Loans On Jewelry

Borrow up to $500,000 in 24 hours or less secured by your jewelry.

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Deja B.
1716308357
Very good experience, great customer service.
W W.
1716304483
I was treated very professional . Julio was great. Happy with the prices of our family estate jewelry .
Lance C.
1716301165
Easy and fast approval process
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Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

Contact information & biography expand_more
Jordan Isaacs, Market Director

Jordan Isaacs

National Headquarters | Sarasota, FL

Contact information & biography expand_more

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

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Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

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Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

How does the pawn jewelry loan transaction work?

Start by easily submitting your jewelry through our user-friendly online submission form. Our expert team will promptly review your submission and provide you with an initial pawn loan offer, along with a fully-insured shipping label for your convenience. After your item arrives at our secure headquarters, it undergoes a meticulous inspection, followed by our final loan offer. Should you choose to accept our competitive offer, you can swiftly complete your loan documentation online and expect immediate funding. Once your loan is paid off, your jewelry item will be promptly returned to you. For those interested in an in-person experience, visit a Diamond Banc location near you.

What is the most amount of money I can get for my jewelry?

At Diamond Banc, we specialize in offering pawn jewelry loans ranging from $500 all the way up to $250,000 and beyond. Our loan offers are meticulously calculated based on the liquid wholesale value of your valuable items, ensuring you receive the most competitive and fair market rates.

Is pawning jewelry worth it?

Pawning can offer a fast, short-term financial solution without the need for a credit check or the risk of incurring debt beyond the value of your collateral. If you have valuable jewelry that you’re willing to use as collateral, a pawn loan can be a convenient way to access funds.

Yes, pawning jewelry is definitely worth it when you choose Diamond Banc. We pay more for your jewelry compared to traditional pawn shops, making it a financially advantageous choice. Our repayment terms are flexible, and we aim for you to redeem your collateral easily. We also offer low interest rates to make the process cost-effective.

What jewelry is best to pawn?

The best jewelry to pawn would be high-quality items that hold their value well. This includes diamonds, fine and designer jewelry, gold, and luxury watches. Brands like Tiffany & Co., Cartier, Rolex, Breitling, Panerai, and Patek Philippe tend to yield higher loan amounts due to their enduring value and demand. Diamond Banc aims to offer the most money for your valuable items, making the process both rewarding and straightforward for you.

Do you get more money pawning or selling jewelry?

At Diamond Banc, you can expect high-value offers whether you choose to pawn or sell your jewelry. However, pawning allows you to get the funds you need while retaining the option to reclaim your valuable items later. This makes pawning a great choice if you’d like to keep your jewelry for the long term. Rest assured, you’ll get a competitive offer for your diamonds, fine & designer jewelry, gold, and luxury watches when you opt for a pawn jewelry loan with us.

How quickly can I access funds from my pawn jewelry loan?

In most instances, you can expect to see your funds in less than 24 hours from the moment you accept our competitive pawn jewelry loan offer from Diamond Banc.

Does pawning affect your credit score?

No. Pawning with Diamond Banc has zero impact on your credit score. We maintain complete confidentiality and do not report to any credit bureaus. Should you choose not to repay your pawn jewelry loan, the only consequence is the forfeiture of your pledged collateral, with no negative implications for your credit profile.

What if I don’t accept the pawn jewelry loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

 How is my item stored and secured?

All assets are stored in an alarm-protected, 24-hour security-monitored, fireproof vault. Your items are fully insured while in our custody.

Once the pawn loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Do I have to make monthly payments for my pawn jewelry loan?

Yes. To maintain your pawn jewelry loan, monthly interest payments are required for the duration of your loan term. Opting for payments exceeding the minimum monthly interest can effectively reduce your principal balance, affording you greater financial flexibility.

From The Founder

What People Are Saying

Deja Burroughs ★★★★★ Very good experience, great customer service.W Winwood ★★★★★ I was treated very professional . Julio was great. Happy with the prices of our family estate jewelry .Lance Charles ★★★★★ Easy and fast approval processResponse from the ownerWe’re glad to hear that you found our approval process both easy and fast. We strive to provide an efficient experience for all of our clients. Gerry Garcia ★★★★★ I’ve sold two of my watches to them they are great and will def come back to them in the future again!Brianna Rose ★★★★★ Great place!Bryan Medlin ★★★★★ Extremely friendly! Prompt reply from email. Fair price and helpfulHelen Nguyen ★★★★★ I had an excellent experience here. The staff was incredibly nice, helpful, and professional. They offered a fair price for my jewelry, and the process was quick and easy. I felt valued and respected throughout the entire transaction. I would definitely come back and highly recommend their services to anyone in need of a jewelry loan.Andrea Zemel ★★★★★ Easy, fast, personable. Highly suggest using them.Mason Martinez ★★★★★ Great service very easy processTessa Zangara ★★★★★ Great service!Ashley B ★★★★★ I’ve worked with Diamond Banc for years ! They’re always pleasant to work with and help you as best as they can! A+Kesha Brown ★★★★★ Very quick service and easy to work with.Dekote ★★★★★ Treasure Donaldson ★★★★★ Julio was a PLEASURE to do business with. I had an unfortunate family emergency. I found him online, he was able to get me in last minute and got me close to my price point. I am truly grateful for his services. Please utilize this business! One of Scottsdales best kept secrets! I will refer and DEFINITELY do business with him again! 10+⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️Ryan Kelley ★★★★★ Just an absolute delight doing business with Diamond Blanc! I had the pleasure of doing an exchange with Julio, who is a man with integrity, honesty, and a personality that will earn loyalty from his customers. He was prompt at our appointment time, quick with the procedures/ppwk, and honored his offer previously stated a couple days prior. Showing honesty, integrity, and a great deal of knowledge in the industry. I fully recommend Diamond Blanc!Tiffany Lawson ★★★★★ Julio was very professional and very knowledgeable about jewelry. Set your appointment now!Eduardo Cruz ★★★★★ Elizabeth Franchetti ★★★★★ Seamless process, accurate information.Response from the ownerThank you for sharing your positive experience with us! S A Dreyer ★★★★★ Great experience and wonderful service. Can’t say enough about our client agent, Eli!Allena Smith ★★★★★ Julio was very nice, and professional. He went through details throughly, giving me a bette understanding of how the value of diamonds work. I definitely recommend and will come back again in the future.Lorna Rae Cyr ★★★★★ Julio was personable and straightforward about the price and the process. I got what I wanted for my Rolex. The check funds were available the next day after depositing. I had been to two other places before Diamond Blanc. Their price was well above the other two, no haggling. Highly recommended themJane Carlisle ★★★★★ Jami Auerbach ★★★★★ Julio Avila is top notch in his business. He’s very pleasant and bright.Jayme Harper ★★★★★ Fast, easy, simple transaction. The process was amazingly fast and funded same day Diamond Banc received my item!!!Felecia Mann ★★★★★ I was interested in selling my Rolex and contacted DiamondBanc. Elijah and Jordan (the whole team actually) were patience, kind and above reproach. Thank you all for your great service and honesty!Felecia MannEmily Grothe ★★★★★ Julio was amazing to work with! Very informed and answered all my questions and showed me the numbers so I was confident in making my decision! Highly recommend.Dexter Brewer ★★★★★ This was my second visit to Diamond Banc. Deena Maali greeted me as if we were old friends, and remembered specific details from my previous visit. Besides having a great memory, I believe this proves her attention to the customer. She meticulously performed her assessment of the jewelry I brought. She explained each step and result in detail. The outcome was both understandable and acceptable. This is a professional operation in every way. Do not go anywhere else.amy yocom-vos ★★★★★ Christian and Jordan were absolutely AMAZING!!! This is a great company with a great model!!! They are in the business of loaning you money for the most they can and not keeping your items!!! Thank you so much!!MARCEL TARDIU ★★★★★ Great people, fast payers for your preowned watches , I recommend to visit themBrynnie01 ★★★★★ Great experience from start to finish. The team really made me feel comfortable and secure during the whole process.Johnny Chan ★★★★★ Very honest ppl. So far so good… at first, i was hesitating but i totally trust themResponse from the ownerThank you Johnny! This is Justin’s first mention since he’s started with us. He loved your kind review! Charlotte ★★★★★ Julio was very informative and made the process very simple. I highly recommend their companyDanyelle Merriman ★★★★★ Great process and extremely friendly team.Alisha Danning ★★★★★ Stacy Hogan ★★★★★ I love working with the team at Diamond Banc. They are very professional, trustworthy and respond quickly to any questions I had.Chris Mickle ★★★★★ Amazing place! Amazing Juilo! He shares the reason why things are evacuated the way they are.Josh Lopez ★★★★★ Wonderful experience with Diamond Banc. Very easy to work with and dependable. I Highly recommend!Wajid Atmar ★★★★★ I had a great experience with them. Definitely recommend them. A great options for entrepreneur when in need of quick cash.Jordan and Elijah thank you.Kaydell Barron ★★★★★ Diamond Banc was just what the banker ordered!I own some assets that are of high value but are not ones that mainstream financing companies will leverage as collateral for financial transactions. Diamond Banc is.The process was efficient, effective, secure, most timely and provided both fair asset value appraisals and fair market interest rates. All Diamond Bank personnel with whom I worked to complete my transactions were knowledgeable, patient and supportive throughout the transaction.Being able to put my non-traditional assets to work for me as good debt was a wise choice. And Diamond Banc was the right partner to work with to secure the financing I wanted.Response from the ownerThank you so much for sharing your experience with Diamond Banc! We’re thrilled to hear that our services met your needs and expectations. Providing efficient, secure, and fair transactions is always our priority, and we’re glad to have been able to assist you in leveraging your non-traditional assets. We truly appreciate your kind words about our staff’s knowledge, patience, and support throughout the process. If you ever need assistance again in the future, please don’t hesitate to reach out. Debbie Larimer ★★★★★ Jordan and his staff were very helpful and worked with me regarding my ring. I appreciate their willingness to assist me. I would highly recommend Diamond Banc.Response from the ownerWe’re delighted to have been of help with your ring, and we appreciate your recommendation! Didi Marcal ★★★★★ Deena is great!Response from the ownerWe’re thrilled to hear that you had a great experience with Deena! Thank you for your feedback. Tish Neff ★★★★★ It was a simple and smooth process. The Diamond Banc team are all very kind and helpful.Response from the ownerWe’re glad to hear that you found the process simple and smooth! Thank you for your kind words about our team’s kindness and helpfulness. Thomas Perdue ★★★★★ gail heyer ★★★★★ Excellent service and fair compensation.Response from the ownerThank you for your kind words! We’re delighted to hear that you were pleased with our service and compensation. Jay Jenkins ★★★★★ istvan balogh ★★★★★ Great communications and easy painless transaction. I’m very impressed with your customer service skills and the Quality of Service everyone that was involved was very Pleasant at a minimum.I’ll definitely be doing more transactions with This highly Professional Company.Again, Thank you and make sure that Isiah is aware of my Appreciation for his Dogged Commitment to making this Transaction possible!RegardsMajor Istvan Balogh (Retired)Response from the ownerThank you so much for your glowing review! We’re thrilled to hear that you had a positive experience with our team and found the transaction process smooth and efficient. Your kind words about our customer service skills and the quality of service mean a lot to us. Denise Feher ★★★★★ Jordan at Diamond Banc was absolutely wonderful! Walked me through the process step by step. Made me feel comfortable and had my best interest at heart.Response from the ownerWe’re thrilled to hear about your positive experience with Jordan at Diamond Banc! Thank you for your kind words. Providing excellent service and ensuring our customers feel comfortable is always our top priority. harold krasner ★★★★★ Outstanding service and transparency.Response from the ownerIt’s wonderful to hear that you experienced exceptional service and appreciated our transparency. Chachi Johnson ★★★★★ Very detailed and straight fwd. I look forward to many more business transactions with themResponse from the ownerWe’re thrilled to hear that you found our approach detailed and straightforward. If there’s anything else you need in the meantime, feel free to reach out. js_loader
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Start Online or Visit An Office Near You

premier provider of Loans Secured By Your Jewelry

Our jewelry evaluation process is straightforward and stress-free. Simply fill out the submission form above, and our team will provide an initial offer within 24 hours. If you’re satisfied with the offer, we’ll arrange for fully-insured overnight shipping to our headquarters.

Once your items reach us, our team verifies them and presents the final loan offer. Upon acceptance, we finalize the loan documents via email, and you receive funding promptly via wire transfer or check. Typically, the entire process takes less than 48 hours from form submission.

For those seeking same-day funding, visit a nearby Diamond Banc location to meet with one of our market directors. Your items will be evaluated onsite, and funding will be issued immediately. Experience efficient service with Diamond Banc, ensuring quick access to the funds you need.

Why Choose Us: Our Competitive Advantage

When searching for “jewelry loans near me”, it’s clear why Diamond Banc emerges as the superior choice. Our commitment to excellence, personalized service, and unmatched expertise. Here’s what makes use the leading provider in the jewelry loan industry: 

Unmatched Precision and Expertise: Our team brings decades of experience to the table ensuring your valuable items are evaluated with the utmost accuracy. Backed by this expertise, we guarantee you receive fair and competitive offers, cementing our status as the premier choice in the market for addressing your needs and surpassing your expectations.

Streamlined, Hassle-Free Process: We’ve refined our loan process to be as straightforward and efficient as possible. From your initial submission to when we finalize your loan, we aim to make the experience smooth, providing you with the support you need, efficiently and effectively.

Trust and Transparency: Diamond Banc operates on a principle of honesty. We commit to transparent, clear terms and uphold the highest standards of security for both your valuables and personal information, fostering a trust-driven relationship with our clients.

Flexible Solutions: We understand that your search for “jewelry loans near me” is driven by unique financial needs. Whether you’re leveraging the value of diamonds, fine jewelry, or luxury watches, we provide personalized options to meet those needs, without the pressure of selling your items.

With expert evaluations, a streamlined process, trust-driven interactions, and flexible solutions tailored to your unique financial needs, we ensure a seamless experience without the pressure of parting with your items.

Items We Accept Include:

  • Get A Loan Secured By Your Fine Jewelry
    You can choose the most popular option in which you take a loan against gold jewelry or any other jewelry. You will receive the best deal without actually selling the jewelry. But for a jewelry loan, your precious items should belong to a high-value category. We accept designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and high-value fine jewelry of any type.
  • Get A Loan Secured By Your Engagement Ring
    It’s true that engagement rings hold sentimental value, but there is no use in letting them sit idle if you are in sheer need of cash. With Diamond Banc, you are not bidding goodbye to your engagement ring forever. We accept diamond engagement rings, wedding bands, complete wedding sets, etc.
  • Get A Loan Secured By Diamonds
    You can also get the best deal for a loan against loose diamonds. After requesting a quote, you can send the loose diamond for evaluation.
    Individual diamonds of 0.5ct or larger. Certified or un-certified. Receive a free evaluation for your diamonds.
  • Get A Loan Secured By Your Luxury Watch
    In addition to a loan on gold jewelry and engagement rings, we can also offer a loan on watches. Our loan on watches offering can be availed if you have the watch in good condition and all the paperwork. Along with this, your watch should belong to a premium brand like Rolex, Cartier, Patek Philippe, Omega, etc.
  • Get A Loan Secured By Your Designer Handbag
    If you have handbags belonging to the premium category brands then you can get a loan against them as well. We accept designer handbag loans from Hermes, Chanel, Louis Vuitton, Prada, etc.
  • Get A Loan Secured By Your Gold & Silver
    We also offer loans against coins or bullion.

When you own luxury jewelry, diamonds, or a Rolex watch, you possess an asset that can be converted into immediate funds. With Diamond Banc, we offer an unrivaled menu of liquidity options to help you unlock the value your items possess. Whether you choose to get a Jewelry Equity Loan and borrow against the value of your items or you opt to sell your jewelry outright, our expert team has the knowledge base & resources to pay industry-leading prices for your jewelry. Our nationwide team of industry experts has decades of experience in the jewelry industry, allowing us to offer industry-leading loan values at highly competitive rates. We take every value-adding factor into consideration to make sure you receive the most for your items.

Loans Secured By Diamonds, Fine Jewelry, & Watches

If you’re hesitant to part with your jewelry, but you have immediate financial requirements, there is a solution. You can elect to get a loan secured by your jewelry. When you get a loan secured by your jewelry from Diamond Banc, you get paid immediately, while also retaining ownership of your item.

Your Pawn Jewelry Loan Alternative

For anyone looking for a trustworthy source to secure a loan using jewelry as collateral, without resorting to local pawn shops, Diamond Banc sets itself apart as the go-to option for both online and in-person jewelry pawn loans. Whether you’re interested in leveraging diamonds, luxury timepieces, or precious metals like gold and silver for your loan, Diamond Banc is the ultimate choice offering comprehensive pawn jewelry loan services.

What Is The Benefit of a Jewelry Equity Loan?

Navigating the sale of jewelry can be daunting, particularly for those emotionally attached to their pieces. It involves finding a reliable buyer, assessing jewelry value, and negotiating prices, which can be challenging. At Diamond Banc, we transcend the role of a mere bulk jewelry buyer. Specializing in assessing premium-quality jewelry, diamonds, and Rolex watches, we assist clients in finding tailored financial solutions to meet their unique requirements. Our clients don’t just receive offers for their valuables; they encounter an unparalleled experience with seasoned industry experts. Trust Diamond Banc for a seamless and rewarding jewelry-selling journey.

Diamond Banc was founded by Mills Menser, who saw a need within the jewelry market for individuals looking to get paid for their jewelry without selling it. Diamond Banc was born online and places a tremendous value on transparency and convenience. Diamond Banc provides asset-based loans nationwide secured by diamonds, fine jewelry, and other luxury jewelry items. Our loan process is fast, secure, & discreet. Because of our position in the jewelry industry, we have the resources to understand what your jewelry is truly worth and pay you accordingly for it.

When searching for a trustworthy option for a jewelry equity loan near you, Diamond Banc offers a seamless and secure nationwide loan process, ensuring you can leverage the value of your jewelry without parting ways with it.

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