The Nation's Premier Pawn Jewelry Alternative | Get A Loan Secured By Jewelry - Diamond Banc

Collateral Loans On Jewelry

Borrow up to $500,000 in 24 hours or less secured by your jewelry.

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Danyelle M.
1708094899
Great process and extremely friendly team.
Alisha D.
1707859242
Stacy H.
1707828323
I love working with the team at Diamond Banc. They are very professional, trustworthy and respond quickly to any questions I had.
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Kyle Cook, Vice President

Kyle Z. Cook

National Headquarters | Columbia, MO

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Jordan Isaacs, Market Director

Jordan Isaacs

National Headquarters | Sarasota, FL

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“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

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Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

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Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Get Your Item Back

Quickly & Securely

Once your loan has been fully repaid, your item will be securely expedited back to you.

FAQs

How does the pawn jewelry loan transaction work?

Start by easily submitting your jewelry through our user-friendly online submission form. Our expert team will promptly review your submission and provide you with an initial pawn loan offer, along with a fully-insured shipping label for your convenience. After your item arrives at our secure headquarters, it undergoes a meticulous inspection, followed by our final loan offer. Should you choose to accept our competitive offer, you can swiftly complete your loan documentation online and expect immediate funding. Once your loan is paid off, your jewelry item will be promptly returned to you. For those interested in an in-person experience, visit a Diamond Banc location near you.

What is the most amount of money I can get for my jewelry?

At Diamond Banc, we specialize in offering pawn jewelry loans ranging from $500 all the way up to $250,000 and beyond. Our loan offers are meticulously calculated based on the liquid wholesale value of your valuable items, ensuring you receive the most competitive and fair market rates.

Is pawning jewelry worth it?

Pawning can offer a fast, short-term financial solution without the need for a credit check or the risk of incurring debt beyond the value of your collateral. If you have valuable jewelry that you’re willing to use as collateral, a pawn loan can be a convenient way to access funds.

Yes, pawning jewelry is definitely worth it when you choose Diamond Banc. We pay more for your jewelry compared to traditional pawn shops, making it a financially advantageous choice. Our repayment terms are flexible, and we aim for you to redeem your collateral easily. We also offer low interest rates to make the process cost-effective.

What jewelry is best to pawn?

The best jewelry to pawn would be high-quality items that hold their value well. This includes diamonds, fine and designer jewelry, gold, and luxury watches. Brands like Tiffany & Co., Cartier, Rolex, Breitling, Panerai, and Patek Philippe tend to yield higher loan amounts due to their enduring value and demand. Diamond Banc aims to offer the most money for your valuable items, making the process both rewarding and straightforward for you.

Do you get more money pawning or selling jewelry?

At Diamond Banc, you can expect high-value offers whether you choose to pawn or sell your jewelry. However, pawning allows you to get the funds you need while retaining the option to reclaim your valuable items later. This makes pawning a great choice if you’d like to keep your jewelry for the long term. Rest assured, you’ll get a competitive offer for your diamonds, fine & designer jewelry, gold, and luxury watches when you opt for a pawn jewelry loan with us.

How quickly can I access funds from my pawn jewelry loan?

In most instances, you can expect to see your funds in less than 24 hours from the moment you accept our competitive pawn jewelry loan offer from Diamond Banc.

Does pawning affect your credit score?

No. Pawning with Diamond Banc has zero impact on your credit score. We maintain complete confidentiality and do not report to any credit bureaus. Should you choose not to repay your pawn jewelry loan, the only consequence is the forfeiture of your pledged collateral, with no negative implications for your credit profile.

What if I don’t accept the pawn jewelry loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

 How is my item stored and secured?

All assets are stored in an alarm-protected, 24-hour security-monitored, fireproof vault. Your items are fully insured while in our custody.

Once the pawn loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.

Do I have to make monthly payments for my pawn jewelry loan?

Yes. To maintain your pawn jewelry loan, monthly interest payments are required for the duration of your loan term. Opting for payments exceeding the minimum monthly interest can effectively reduce your principal balance, affording you greater financial flexibility.

From The Founder

What People Are Saying

Danyelle Merriman ★★★★★ Great process and extremely friendly team.Alisha Danning ★★★★★ Stacy Hogan ★★★★★ I love working with the team at Diamond Banc. They are very professional, trustworthy and respond quickly to any questions I had.Chris Mickle ★★★★★ Amazing place! Amazing Juilo! He shares the reason why things are evacuated the way they are.Josh Lopez ★★★★★ Wonderful experience with Diamond Banc. Very easy to work with and dependable. I Highly recommend!Wajid Atmar ★★★★★ I had a great experience with them. Definitely recommend them. A great options for entrepreneur when in need of quick cash.Jordan and Elijah thank you.Kaydell Barron ★★★★★ Diamond Banc was just what the banker ordered!I own some assets that are of high value but are not ones that mainstream financing companies will leverage as collateral for financial transactions. Diamond Banc is.The process was efficient, effective, secure, most timely and provided both fair asset value appraisals and fair market interest rates. All Diamond Bank personnel with whom I worked to complete my transactions were knowledgeable, patient and supportive throughout the transaction.Being able to put my non-traditional assets to work for me as good debt was a wise choice. And Diamond Banc was the right partner to work with to secure the financing I wanted.Response from the ownerThank you so much for sharing your experience with Diamond Banc! We’re thrilled to hear that our services met your needs and expectations. Providing efficient, secure, and fair transactions is always our priority, and we’re glad to have been able to assist you in leveraging your non-traditional assets. We truly appreciate your kind words about our staff’s knowledge, patience, and support throughout the process. If you ever need assistance again in the future, please don’t hesitate to reach out. Debbie Larimer ★★★★★ Jordan and his staff were very helpful and worked with me regarding my ring. I appreciate their willingness to assist me. I would highly recommend Diamond Banc.Response from the ownerWe’re delighted to have been of help with your ring, and we appreciate your recommendation! Didi Marcal ★★★★★ Deena is great!Response from the ownerWe’re thrilled to hear that you had a great experience with Deena! Thank you for your feedback. Tish Neff ★★★★★ It was a simple and smooth process. The Diamond Banc team are all very kind and helpful.Response from the ownerWe’re glad to hear that you found the process simple and smooth! Thank you for your kind words about our team’s kindness and helpfulness. Thomas Perdue ★★★★★ gail heyer ★★★★★ Excellent service and fair compensation.Response from the ownerThank you for your kind words! We’re delighted to hear that you were pleased with our service and compensation. Jay Jenkins ★★★★★ istvan balogh ★★★★★ Great communications and easy painless transaction. I’m very impressed with your customer service skills and the Quality of Service everyone that was involved was very Pleasant at a minimum.I’ll definitely be doing more transactions with This highly Professional Company.Again, Thank you and make sure that Isiah is aware of my Appreciation for his Dogged Commitment to making this Transaction possible!RegardsMajor Istvan Balogh (Retired)Response from the ownerThank you so much for your glowing review! We’re thrilled to hear that you had a positive experience with our team and found the transaction process smooth and efficient. Your kind words about our customer service skills and the quality of service mean a lot to us. Denise Feher ★★★★★ Jordan at Diamond Banc was absolutely wonderful! Walked me through the process step by step. Made me feel comfortable and had my best interest at heart.Response from the ownerWe’re thrilled to hear about your positive experience with Jordan at Diamond Banc! Thank you for your kind words. Providing excellent service and ensuring our customers feel comfortable is always our top priority. harold krasner ★★★★★ Outstanding service and transparency.Response from the ownerIt’s wonderful to hear that you experienced exceptional service and appreciated our transparency. Chachi Johnson ★★★★★ Very detailed and straight fwd. I look forward to many more business transactions with themResponse from the ownerWe’re thrilled to hear that you found our approach detailed and straightforward. If there’s anything else you need in the meantime, feel free to reach out. Kevin A. Marsh ★★★★★ Diamond Banc provides exceptional customer service, fair market value, personalized interaction and a wealth of knowledge about the jewelry industry. Julio Avila was great to work with during my visit to Diamond Banc. Highly recommended!!!Response from the ownerThank you for your glowing review! We’re delighted to hear that you experienced exceptional customer service, fair market value, and personalized interaction at Diamond Banc. Julio Avila will be thrilled to hear your positive feedback. Devan McGrone ★★★★★ Karen Gilchrist ★★★★★ David Gimbi ★★★★★ mark s ★★★★★ Angela Bellanca ★★★★★ Jordan was great! Trustworthy, friendly and easy experience!!Response from the ownerThank you for your kind words. Providing a trustworthy, friendly, and seamless experience is always our goal. Todd Barlett ★★★★★ Great service and so easy to complete our transaction.Response from the ownerThank you for your great review! We’re thrilled to have made your transaction easy and look forward to serving you again. Your satisfaction is our top priority! Simon Terechin ★★★★★ Amazing experience the team that handled my watch was super easy to work with and paid promptly.Response from the ownerThank you for the fantastic review! We’re so glad to hear that our team provided an amazing experience with your watch transaction. Hector Leon ★★★★★ Fast, easy, GREAT CUSTOMER SERVICE! will definitely do business with them again!Response from the ownerThank you for your enthusiastic review! We’re thrilled to hear that you had a fast and easy experience with exceptional customer service. Erik W. ★★★★★ This is my go to place for years when I need an extra little money short-term to take care of some things! The terms are fair and all fees are presented up front. In addition payment is expedited through wire transfer and customer service isalways available if you have any concerns!Response from the ownerWe’re honored to be your go-to source for short-term financial needs. It’s great to hear that our fair terms, upfront fee transparency, prompt payment via wire transfer, and readily available customer service have consistently met your needs. Your satisfaction and trust in us are our highest rewards. We look forward to continuing to serve you in the future! Jennifer Sarver ★★★★★ I’ve had a very smooth and wonderful experience with diamondback and their staff, as they’ve been very prompt and thorough with everything to do on my process thank you diamondback, and your staff.Response from the ownerThank you for sharing your positive experience with Diamond Banc! We’re delighted to hear that our staff provided a smooth and thorough service throughout your process. Your appreciation means a lot to us, and we’ll make sure to pass on your kind words to our team. J Harris ★★★★★ Jordan, Christine, Eli, and the whole team made this process as painless as possible when our family was put in a less-than-ideal health situation. I greatly appreciated both Jordan and Christine taking the time to make sure all my questions and concerns were answered. Eli also followed up to do the same. In a day and age where personal contact has fallen by the wayside, this business has not forgotten how true business is built. Thank you guys for such an amazing experience! Five stars all the way around!Response from the ownerThank you for sharing your heartfelt feedback. We’re truly touched to know that Jordan, Christine, Eli, and the entire team made a positive impact during a challenging time for your family. Thank you for the five-star review, and we’re here for you whenever you need us! Jody Conner ★★★★★ The process has been smooth, professional and expedient!Response from the ownerThank you for your positive review! We’re delighted to hear that you found the process smooth, professional, and expedient. Tim Bass ★★★★★ Jessica Olmsted ★★★★★ Jordan and the Diamond Banc were great to work with. He explained the entire process and was very personable. The shipping process was very easy and trustworthy. The team.is also very professional and responsive.Response from the ownerThank you for the positive review! We’re glad to hear Jordan and the Diamond Banc team provided a clear, personable, and professional experience, along with an easy and trustworthy shipping process. Your satisfaction is important to us, and we look forward to serving you again! Bev Butch ★★★★★ Julio was amazing to deal with. Great customer service and a friendly atmosphere.Response from the ownerThank you for the review! We’re delighted to hear about your positive experience with Julio and our customer service. Your feedback is greatly appreciated! Genesis Hodge ★★★★★ I was so happy with my service. Thank you to Jordan for making it all smooth. Very secure!Response from the ownerThank you for your feedback! We’re glad to hear that you were satisfied with our service and that Jordan ensured a smooth and secure experience. Ben Salcido ★★★★★ I had an amazing experience at Diamond Banc Nashville. Noel was professional, thorough and very knowledgeable.Response from the ownerThank you for taking the time to leave us a review! We’re thrilled to hear about your amazing experience at Diamond Banc Nashville and that Noel provided you with professional, thorough, and knowledgeable service. Celine Costas ★★★★★ Super easy, safe and very trustworthy. Jordan did great staying in contact with me throughout the entire process. I was happy with how fast everything was handled.Response from the ownerThank you for your positive review! We’re delighted to hear that you found our process super easy, safe, and very trustworthy. It’s great to know that Jordan provided excellent communication throughout your entire experience with us, ensuring a fast and efficient service. Dylan Hines ★★★★★ Jonathan ★★★★★ A1 customer service. Prompt shipping. Low interest. Wire processed and recieved same day Rolex was recieved, and loan agreement was signed. Highly recommendedResponse from the ownerThank you for your fantastic review and high recommendation! We’re thrilled to hear that you experienced A1 customer service and were satisfied with our prompt shipping and low-interest terms. It’s great to know that the wire transfer process was efficient and completed on the same day as the receipt of your Rolex and the signing of the loan agreement. Elias Caceres Pavon ★★★★★ Excelente lugarResponse from the ownerThank you, Elias! We appreciate your positive review! Goutham Yadav ★★★★★ It’s great to work with them regarding the paper work for funds . Very fast funds and trust worthy . Thanks team😊Response from the ownerThank you for your wonderful review! We’re so pleased to hear that you had a great experience working with our team, especially regarding the paperwork and fund processing. Our goal is to make every transaction as fast and trustworthy as possible, and it’s fantastic to know we achieved this with you. Greg Dietrich ★★★★★ Great service and very informativeResponse from the ownerThanks, Greg, for the positive review! White Queen ★★★★★ Very professional and communicative company. They received my watch on Friday, money was in my account on Monday. I wish they offered more money, but they were very professionalResponse from the ownerThank you for your review and feedback. We’re pleased to hear that you found our company professional and communicative, and that the process of receiving your watch and transferring funds to your account was efficient. Sara Makowski ★★★★★ Response from the ownerThank you so much, Sara! 🌟 We appreciate your support! Armond Booth ★★★★★ Very Professional and overall great companyResponse from the ownerWe appreciate your support and look forward to continuing to provide you with great experiences in the future. Thank you for choosing us! Karla Cartagena ★★★★★ Very quick and professional.Response from the ownerThank you for your review! We’re glad to hear that you found our service both quick and professional. Jay Davies ★★★★★ My experience was very professional, very quick and provided me very strong value. I highly recommend them!Response from the ownerThank you for your review! Samantha Kean ★★★★★ 10/10 experience with Diamond Banc. I recently worked Jordan at Diamond Banc to sell a few watches. I was hesitant of the process at first, as its hard to trust sending your valuables off to someone you’ve never met before. Jordan made this transaction so streamlined and went above and beyond on his communications with me. Diamond Banc held true to their initial quote of the value I could obtain from selling these watches and the wire transfer was made (and received into my bank account) that same day that they received my watches. I would definitely recommend working with Diamond Banc to anyone that is looking to sell their valuables.Response from the ownerThank you for sharing your 10/10 experience with Diamond Banc, and for the trust you placed in Jordan and our team. We understand the hesitation that comes with sending off valuable items, and we’re thrilled to hear that Jordan’s communication and our process provided you with comfort and confidence. We’re committed to transparency and efficiency, and it’s rewarding to know we’ve delivered on that promise. Tracy Magee ★★★★★ excellent experience,Response from the ownerThank you for the positive review Tracy! Peggy Colfelt ★★★★★ Awesome customer service with less than 48 hr turnaround!Response from the ownerWe’re thrilled to hear that you had an awesome experience with our customer service and rapid turnaround time. js_loader
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Start Online or Visit An Office Near You

premier provider of Loans Secured By Your Jewelry

We offer a simple, hassle-free process for submitting your jewelry for evaluation. Complete our submission form above and our team will contact you with an initial offer in 24 hours or less. If it looks good to you, we’ll send you a fully-insured shipping label so that your items can be sent overnight to our headquarters. Once your item arrives at our headquarters, it is verified by our team and our final loan offer is made. Upon accepting our offer, your loan documents will be completed via email, and funding via wire transfer or check will be issued to you immediately. Typically, the Jewelry Equity Loan process can be completed in less than 48 hours from the time you fill out our submission form. If you are looking for same-day funding, we encourage you to find a Diamond Banc location near you and meet with one of our market directors. Your items will be evaluated right in front of you and funding is issued on-the-spot.

Why Choose Us: Our Competitive Advantage

When searching for “jewelry loans near me”, it’s clear why Diamond Banc emerges as the superior choice. Our commitment to excellence, personalized service, and unmatched expertise. Here’s what makes use the leading provider in the jewelry loan industry: 

Unmatched Precision and Expertise: Our team brings decades of experience to the table ensuring your valuable items are evaluated with the utmost accuracy. Backed by this expertise, we guarantee you receive fair and competitive offers, cementing our status as the premier choice in the market for addressing your needs and surpassing your expectations.

Streamlined, Hassle-Free Process: We’ve refined our loan process to be as straightforward and efficient as possible. From your initial submission to when we finalize your loan, we aim to make the experience smooth, providing you with the support you need, efficiently and effectively.

Trust and Transparency: Diamond Banc operates on a principle of honesty. We commit to transparent, clear terms and uphold the highest standards of security for both your valuables and personal information, fostering a trust-driven relationship with our clients.

Flexible Solutions: We understand that your search for “jewelry loans near me” is driven by unique financial needs. Whether you’re leveraging the value of diamonds, fine jewelry, or luxury watches, we provide personalized options to meet those needs, without the pressure of selling your items.

With expert evaluations, a streamlined process, trust-driven interactions, and flexible solutions tailored to your unique financial needs, we ensure a seamless experience without the pressure of parting with your items.

Items We Accept Include:

  • Get A Loan Secured By Your Fine Jewelry
    You can choose the most popular option in which you take a loan against gold jewelry or any other jewelry. You will receive the best deal without actually selling the jewelry. But for a jewelry loan, your precious items should belong to a high-value category. We accept designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and high-value fine jewelry of any type.
  • Get A Loan Secured By Your Engagement Ring
    It’s true that engagement rings hold sentimental value, but there is no use in letting them sit idle if you are in sheer need of cash. With Diamond Banc, you are not bidding goodbye to your engagement ring forever. We accept diamond engagement rings, wedding bands, complete wedding sets, etc.
  • Get A Loan Secured By Diamonds
    You can also get the best deal for a loan against loose diamonds. After requesting a quote, you can send the loose diamond for evaluation.
    Individual diamonds of 0.5ct or larger. Certified or un-certified. Receive a free evaluation for your diamonds.
  • Get A Loan Secured By Your Luxury Watch
    In addition to a loan on gold jewelry and engagement rings, we can also offer a loan on watches. Our loan on watches offering can be availed if you have the watch in good condition and all the paperwork. Along with this, your watch should belong to a premium brand like Rolex, Cartier, Patek Philippe, Omega, etc.
  • Get A Loan Secured By Your Designer Handbag
    If you have handbags belonging to the premium category brands then you can get a loan against them as well. We accept designer handbag loans from Hermes, Chanel, Louis Vuitton, Prada, etc.
  • Get A Loan Secured By Your Gold & Silver
    We also offer loans against coins or bullion.

When you own luxury jewelry, diamonds, or a Rolex watch, you possess an asset that can be converted into immediate funds. With Diamond Banc, we offer an unrivaled menu of liquidity options to help you unlock the value your items possess. Whether you choose to get a Jewelry Equity Loan and borrow against the value of your items or you opt to sell your jewelry outright, our expert team has the knowledge base & resources to pay industry-leading prices for your jewelry. Our nationwide team of industry experts has decades of experience in the jewelry industry, allowing us to offer industry-leading loan values at highly competitive rates. We take every value-adding factor into consideration to make sure you receive the most for your items.

Loans Secured By Diamonds, Fine Jewelry, & Watches

If you’re hesitant to part with your jewelry, but you have immediate financial requirements, there is a solution. You can elect to get a loan secured by your jewelry. When you get a loan secured by your jewelry from Diamond Banc, you get paid immediately, while also retaining ownership of your item.

Your Pawn Jewelry Loan Alternative

For anyone looking for a trustworthy source to secure a loan using jewelry as collateral, without resorting to local pawn shops, Diamond Banc sets itself apart as the go-to option for both online and in-person jewelry pawn loans. Whether you’re interested in leveraging diamonds, luxury timepieces, or precious metals like gold and silver for your loan, Diamond Banc is the ultimate choice offering comprehensive pawn jewelry loan services.

What Is The Benefit of a Jewelry Equity Loan?

The process of selling jewelry can be overwhelming, especially for those who have an emotional attachment to their pieces. Finding a trustworthy buyer, determining the value of your jewelry, and coming to an agreement on price can be difficult. Diamond Banc is much more than a bulk jewelry buyer. We specialize in evaluating high-quality, fine pieces of jewelry and helping our clients find an ideal financial solution to suit their specific needs. Our clients receive more than just an offer for their fine jewelry, diamonds, or Rolex watches; they receive an unmatched experience with true industry professionals.

Diamond Banc was founded by Mills Menser, who saw a need within the jewelry market for individuals looking to get paid for their jewelry without selling it. Diamond Banc was born online and places a tremendous value on transparency and convenience. Diamond Banc provides asset-based loans nationwide secured by diamonds, fine jewelry, and other luxury jewelry items. Our loan process is fast, secure, & discreet. Because of our position in the jewelry industry, we have the resources to understand what your jewelry is truly worth and pay you accordingly for it.

When searching for a trustworthy option for a jewelry equity loan near you, Diamond Banc offers a seamless and secure nationwide loan process, ensuring you can leverage the value of your jewelry without parting ways with it.

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