#1 Jewelry Secured Lender in Coral Gables, FL
Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.
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Regional Director, Miami Market
(786) 605-9593
david@diamondbanc.com
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Mills MenserOwner and Founder
David Fernandez
David Fernandez is the Regional Director of Diamond Banc’s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.
Clients benefit from David’s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Söhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.
David takes a consultative, client-first approach—ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Banc’s continued success in the Miami market.
Rafael Pastora-Nash
Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.
Clients benefit from Rafael’s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.
Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each client’s goals. His modern, client-first approach makes him a key part of the Miami team.
Stephanie Sainz
Stephanie Sainz is a Client Benefit Agent at Diamond Banc, working alongside the Miami team to provide clients with a seamless, transparent, and personalized experience. She specializes in helping clients unlock the value of their fine jewelry, luxury watches, and precious metals through immediate purchase and flexible lending solutions tailored to their unique financial goals.
Clients benefit from Stephanie’s diverse background in finance, client service, sales, and operations. Her experience working with individuals across a variety of industries has strengthened her ability to build trust, understand client needs, and deliver thoughtful solutions with professionalism and care. Today, she applies that expertise to guide clients through every step of the process with clarity, responsiveness, and confidence.
Known for her attention to detail, strong communication skills, and client-first approach, Stephanie is committed to creating a smooth and positive experience for every client she serves. Her ability to combine financial knowledge with exceptional customer service makes her a valued member of the Diamond Banc team and a trusted resource for clients throughout South Florida.
In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.
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How it Works
- Request a quote
- Visit an office or request a label
- Receive your offer and funding within 24 hours
From The Founder
Your Trusted Jewelry Lender in Coral Gables, FL
Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Coral Gables’ premier jewelry equity lender, we offer fast, convenient, and secure jewelry loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Coral Gables. With the lowest rates in Coral Gables and flexible repayment options, we strive to exceed your expectations at every turn. Whether you’re looking to access quick funding or simply leverage your assets for financial flexibility, Diamond Banc is here to assist you every step of the way.
Where Diamond Banc of Coral Gables in Located
1 Alhambra Plaza PH, #1420
Coral Gables, FL 33134
Get A Loan Secured By:
- Get A Loan On Fine Jewelry
Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. - Get A Loan On Engagement Rings
We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. - Get A Loan On Loose Diamonds
Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds. - Get A Loan On Luxury Watches
Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. - Get A Loan On Gold and Silver
Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs.
Loans by Item Type
Fine Jewelry: Use your fine jewelry as collateral for a loan of $500 to $275,000, depending on its appraised value. After a complimentary appraisal, we structure a loan against your piece — you retain ownership, it’s fully insured while in our care, and flexible repayment terms let you redeem it in full once the loan is repaid. No credit check or income verification required.
Engagement Rings: An engagement ring can secure a loan of $500 to $275,000 based on its carat weight and quality. There’s no credit check or income verification — approval is based solely on the ring’s appraised value. From the moment it begins transit to our headquarters until it’s back on your finger, your ring is fully insured against damage or loss.
Premier Source for Fast, Convenient, and Easy Loans in Miami
Diamond Banc, a leading pawn shop in Miami, offers fast, convenient, and easy jewelry loans secured by fine jewelry, watches, gold, and diamonds. Our branches in Aventura and Coral Gables provide diverse avenues to unlock the inherent value of your precious items. Through our streamlined and secure process, you can access funds immediately upon acceptance of our offer.
When you choose Diamond Banc for your pawn jewelry loan needs in Miami, rest assured that you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can obtain the necessary funds without concerns about damaging your credit score or relinquishing ownership of your possessions.
Understanding the significance of your valuables, our team ensures they are handled with the utmost care and respect. Our experts utilize a data-driven approach to accurately assess your items, maximizing the offers presented to you.
As a well-established and trusted industry leader in Miami’s pawn jewelry sector, Diamond Banc offers short-term jewelry loans, using your items as collateral. Our process is simple – you can request a quote either in-person or through our user-friendly online submission. After a thorough evaluation by our experts, you’ll receive a fair market offer. Upon acceptance, immediate funding is provided.
With over 200+ positive Google reviews, you can trust Diamond Banc in Miami to provide the best jewelry pawn alternative loan for your valuables.
David Fernandez
David Fernandez is the Regional Director of Diamond Banc’s Miami market, overseeing multiple locations and playing a key role in the continued growth and expansion of the region. With over six years at Diamond Banc, David has been instrumental in building a strong market presence, helping clients secure the highest possible value for their fine jewelry and luxury watches through both immediate purchase and strategic lending solutions.
Clients benefit from David’s extensive background in luxury timepieces and high-end client service. Prior to Diamond Banc, he held roles with some of the most prestigious names in the industry, including Cartier, Audemars Piguet, A. Lange & Söhne, and Tourneau | Bucherer, where he served as a Patek Philippe Ambassador. This experience gives him a deep understanding of market demand, brand positioning, and how to maximize the value of luxury assets.
David takes a consultative, client-first approach—ensuring each individual fully understands their options while receiving a transparent, discreet, and highly professional experience. Fluent in both English and Spanish, he is able to serve a diverse clientele with ease. His leadership, industry expertise, and focus on delivering strong client outcomes make him a trusted advisor and a driving force behind Diamond Banc’s continued success in the Miami market.
Rafael Pastora-Nash
Rafael Pastora-Nash is a Buyer and Lender at Diamond Banc, working alongside Miami Market Director David Fernandez to deliver a seamless, high-value experience for clients. He specializes in evaluating fine jewelry, luxury watches, and precious metals, helping clients unlock the maximum value of their assets through immediate purchase or flexible lending solutions.
Clients benefit from Rafael’s strong financial background and detail-oriented approach. Prior to joining Diamond Banc, he gained valuable experience in banking with JPMorgan Chase and Wells Fargo, developing a deep understanding of financial transactions, client service, and trust-based relationships. Today, he applies that expertise to guide clients through the process with clarity, transparency, and confidence.
Rafael is trained in diamond grading and jewelry evaluation, ensuring accurate, well-supported assessments. Known for his responsiveness, organization, and commitment to a smooth client experience, he takes pride in delivering personalized solutions that align with each client’s goals. His modern, client-first approach makes him a key part of the Miami team.
Stephanie Sainz
Stephanie Sainz is a Client Benefit Agent at Diamond Banc, working alongside the Miami team to provide clients with a seamless, transparent, and personalized experience. She specializes in helping clients unlock the value of their fine jewelry, luxury watches, and precious metals through immediate purchase and flexible lending solutions tailored to their unique financial goals.
Clients benefit from Stephanie’s diverse background in finance, client service, sales, and operations. Her experience working with individuals across a variety of industries has strengthened her ability to build trust, understand client needs, and deliver thoughtful solutions with professionalism and care. Today, she applies that expertise to guide clients through every step of the process with clarity, responsiveness, and confidence.
Known for her attention to detail, strong communication skills, and client-first approach, Stephanie is committed to creating a smooth and positive experience for every client she serves. Her ability to combine financial knowledge with exceptional customer service makes her a valued member of the Diamond Banc team and a trusted resource for clients throughout South Florida.
In addition to our Coral Gables office, we are also in Aventura, offering added convenience when choosing your preferred location and providing more flexibility to fit your schedule.
See More DetailsPawn Jewelry Loans in Coral Gables & Aventura
When urgent financial needs arise, turn to Diamond Banc in Miami for swift solutions. Unlock the liquidity in your jewelry and watches while maintaining ownership. Whether you reside in Coral Gables, Aventura, or the wider Miami area, Diamond Banc is your premier financial partner. From diamonds and fine jewelry to engagement rings, luxury watches, and gold, we offer tailored jewelry pawn loans to address your requirements. Our customer-centric approach to Miami luxury watch loans ensures a fast, easy, and secure funding process. Trust Diamond Banc for swift and reliable funding when you need it most.
The Diamond Banc Pawn Loan Difference
HIGHEST LOAN OFFERS: The more a lender specializes in jewelry, the more they can offer for your items. Traditional pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers equity loans in our area of expertise: jewelry, watches, diamonds, and precious metals. Our experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your Jewelry Equity Loan offers.
CREDIT LINE FLEXIBILITY: Similar to traditional banks, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your jewelry equity loan is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. Several local Miami small business owners have received jewelry pawn loans in the past and now understand the funding they can access using their jewelry, watches, or diamonds.
HASSLE-FREE REPAYMENT: In the decade since Diamond Banc’s establishment, we’ve come to understand that each individual’s circumstances are unique. Some seek immediate funds for personal financial matters, while others aim to seize business opportunities. At Diamond Banc in Miami, we prioritize flexibility to accommodate all our customers’ needs. Whether it’s crafting a tailored repayment plan or allowing you to choose your monthly payment date, we’re committed to providing solutions that work for you. Unlike traditional pawn options, Diamond Banc encourages clients to make principal payments above the monthly interest payments, which will lower your total principal amount, resulting in a faster repayment process.
BEST LOAN TERMS: Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then experience the contrast in working with Diamond Banc in Miami.
CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS: At Diamond Banc, we offer an automatic payment option to streamline your loan pawn repayment process. This feature ensures your monthly payment is made promptly, without you having to remember to do so. Our goal is to simplify the pawn loan experience, making it convenient and hassle-free for our valued clients.
BUSINESS & PERSONAL USE LOANS: Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and discreetly.
Beyond Jewelry Equity: Jewelry, Diamond, and Rolex Buyer
At Diamond Banc in Coral Gables, we extend our services beyond jewelry equity loans. As a trusted jewelry buyer, Rolex buyer, cash for gold and diamond buyer, we specialize in purchasing a diverse range of high-quality items, including luxury watches, diamonds, and fine jewelry. Whether you’re looking to sell your Rolex watch, diamond engagement ring, or designer jewelry, we offer competitive offers and a hassle-free selling experience. With our expertise and commitment to customer satisfaction, Diamond Banc in Coral Gables is your premier destination for selling valuables or obtaining immediate funds against your jewelry or luxury watches.
Expert Jewelry Equity Loans: Tailored Solutions
At Diamond Banc of Miami, we prioritize respect and professionalism in every interaction. Our mission is to collaborate with you to customize the best jewelry loan terms to meet your funding requirements. Whether you own a 0.50ct diamond or a sought-after vintage Rolex, expect exceptional service from our team.
We recognize the importance of discretion for those seeking pawn jewelry loans, which is why we offer private appointments at our Coral Gables & Aventura offices to ensure confidentiality. Our dedicated experts provide personalized attention to each client, ensuring accurate evaluations of your item’s value and a comprehensive understanding of its market worth. With our expertise, we offer a range of liquidity options tailored to your specific funding needs, ensuring a simple and secure transaction process for peace of mind.
Sell or Borrow Against Luxury Jewelry in Coral Gables
Diamond Banc in Coral Gables provides expert evaluations, immediate funding solutions, and industry-leading payouts across a wide range of luxury assets. Whether you’re looking to sell outright or secure a loan, our team specializes in fine jewelry, designer pieces like David Yurman, and high-end timepieces including Rolex, Cartier, and Patek Philippe. Work with a trusted Coral Gables jewelry buyer or explore brand-specific services for Tiffany & Co., Van Cleef & Arpels, Omega, and Tudor. Diamond Banc is known for providing strong purchase offers on luxury items with a transparent, client-focused process.
We also specialize in evaluating and purchasing high-value assets such as loose diamonds, gold & silver, and engagement rings. Connect with a leading Coral Gables diamond buyer, get a quote from an experienced gold buyer, or work with a dedicated Rolex buyer. If you’re interested in borrowing instead of selling, explore flexible Coral Gables loan options or specialized solutions like a pawn jewelry service. Diamond Banc evaluates items based on real-time market demand to deliver competitive, data-driven offers.
For clients seeking immediate liquidity, Diamond Banc offers a seamless and discreet process along with elevated alternatives to traditional pawn shops. Options such as leveraging your luxury watch or jewelry provide fast access to capital while maintaining ownership. You can also explore our full range of services, including selling jewelry, jewelry appraisals, and estate jewelry appraisals.
Serving Coral Gables, Aventura and the Surrounding Area
Diamond Banc of Coral Gables & Aventura proudly serves clients throughout the greater Miami metro area, offering a premier destination for those looking to sell luxury assets or secure immediate liquidity. Our clients come from some of South Florida’s most affluent and style-driven neighborhoods, where fine jewelry, luxury watches, and high-end designer pieces are part of everyday life.
In the heart of Coral Gables, we frequently work with clients from Downtown Coral Gables, Merrick Park, and the iconic Miracle Mile district. Whether visiting from upscale shopping destinations or nearby residential communities, clients trust Diamond Banc for discreet, professional evaluations and competitive offers on jewelry, diamonds, and luxury timepieces.
We also serve clients from Coconut Grove, including the Coconut Grove shopping district, marina, and surrounding waterfront communities. This vibrant, historic neighborhood is home to many individuals seeking a sophisticated alternative to traditional pawn shops—turning to Diamond Banc for transparent transactions and flexible loan options.
Our reach extends to major retail and lifestyle hubs across Miami, including the Dadeland Mall area, Dolphin Mall, Bal Harbour Shops, and the Miami Design District. These areas are known for luxury retail, making them a natural fit for clients looking to sell or leverage high-end items such as Cartier, Rolex, and other designer brands.
We also work with clients from central Miami locations like Brickell City Centre, Calle Ocho, and the Town & Country area, as well as those near Tropical Park. Whether you’re a business professional in Brickell or a long-time Miami resident, our team provides tailored solutions designed to meet your financial goals quickly and confidentially.
In Miami Beach, we regularly assist clients from South Beach, Ocean Drive, Lincoln Road, South Pointe Park, and exclusive destinations like Soho House. From luxury watch owners to collectors of fine jewelry, our Miami Beach clients value our white-glove service, privacy, and industry-leading payouts.
No matter where you’re located in the Miami area, Diamond Banc of Coral Gables & Aventura offers a trusted, client-focused experience for selling or borrowing against luxury assets. Our reputation is built on transparency, expertise, and delivering the highest value for your items in a secure and professional environment.
FAQs
Yes, you can get a loan against your jewelry by using it as collateral through a pawn shop or a specialized jewelry equity lender like Diamond Banc, where diamond rings, gold jewelry, Rolex watches, and designer pieces can qualify for higher loan amounts based on strong resale value.
There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:
- If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
- Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.
If you elect not to accept our offer, our team will expedite your item back to you immediately.
Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.
To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.
In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer.
Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance.
Yes. Your items are fully insured while in our possession.
No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.
All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.
Once your loan balance has been brought to zero, our team will expedite your items back to you.
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
Pawning is better if you want temporary cash and plan to reclaim your item, while selling is better if you no longer want the jewelry and prefer immediate payment; Diamond Banc offers both jewelry equity loans and direct purchase options so you can choose what works best for your situation.
The best jewelry to pawn includes large diamond rings, high-karat gold jewelry, Rolex watches, luxury designer pieces, and loose diamonds, and Diamond Banc specializes in evaluating these high-value items to provide strong loan offers.
Selling to a specialized diamond and gold buyer like Diamond Banc typically results in a stronger offer than a general retail jeweler or pawn shop because the evaluation is based on current secondary market demand rather than retail resale margins.
The best place to get a loan on your jewelry is a professional jewelry equity lender like Diamond Banc if you want a higher loan amount, transparent evaluation, and a discreet process, while traditional pawn shops may offer smaller short-term loans.
No. In Coral Gables, we do not currently offer loans secured by luxury handbags.
Our Offices Nationwide
Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.
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