Miami's Top Rated Pawn Jewelry Alternative | Diamond Banc

Miami's Premier
Jewelry Secured Lender

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  1. Highest Loan Values & Lowest Borrowing Costs In The Nation.
  2. Borrow Funds As You Need. Credit Line Flexibility.
  3. Payments Above Minimum Interest Are Applied To Loan Balance.
  4. Automatic Payment & Digital Reminders.
  5. Items Are Insured While In Transit & In Our Possession.

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Diamond Banc is a well-established and trusted industry leader, offering online short-term jewelry pawn loans using your jewelry as collateral. We are the best jewelry and watch lender in Miami. We have a simple process – request a quote, evaluate the jewelry items then receive immediate funding. With over 200+ Google reviews, you can trust Diamond Banc in Miami will provide the best pawn loan for your jewelry pieces.

Pawn Jewelry Loans in Miami

Sometimes people need quick financial solutions and this is where Diamond Banc in Miami can assist! Utilize the value in your jewelry and watches to unlock the liquidity, while maintaining ownership of the pieces. If you are located in the Miami area and are seeking a jewelry pawn loan using your diamonds, fine jewelry, engagement ring, luxury watch or gold, Diamond Banc of Coral Gables is your best financial solution. We structure our Miami luxury watch loans with our customers in mind, meaning that our funding process is fast, easy, and secure.

The Diamond Banc Pawn Loan Difference

  • HIGHEST LOAN OFFERS |  The more a lender specializes in jewelry, the more they can offer for your items. Pawnshops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers pawn loans in their area of expertise: jewelry, watches, diamonds, and precious metals. We specialize and focus on one area of pawn loans, enabling us to offer the maximum amount. Our jewelry experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your loan pawn amount. David, our local Miami FL Market Director is an expert with a decade of experience in fine luxury jewelry and specializing in watches. David’s extensive training and knowledge allow her to provide the maximum jewelry pawn loan offers in Miami.  
  • CREDIT LINE FLEXIBILITY | Much like a traditional bank, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your loan pawn is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. We have several local Miami small business owners that have received a pawn loan in the past and now know the funding they can access using their jewelry, watches, or diamonds.
  • HASSLE-FREE REPAYMENT | In the decade following Diamond Banc’s inception, we quickly realized that every situation is different. Some of our clients need immediate funding for a personal financial situation while some of our clients want to borrow funds for a business opportunity. Consequently, Diamond Banc in Miami strives to be flexible to meet all of our customers’ needs. We can work with you to create an easy repayment plan for you and your financial needs. Diamond Banc also allows you to pick your monthly payment date. Compared to a traditional pawn, Diamond Banc allows you to make principal payments above the monthly interest payments, which will lower your total principal amount and monthly interest loan pawn payments, resulting in a faster repayment process.
  • BEST LOAN TERMS | Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then come see the vast difference doing business with Diamond Banc Miami will make.
  • CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS | Never worry about forgetting your loan pawn payment! Diamond Banc offers an automatic payment option, which makes it easy to pay your loan back quickly. We set up your account to automatically ensure your monthly payment is made, without adding another thing for you to remember. We know our clients are busy and we aim to make the pawn loan process an easy, seamless experience.
  • BUSINESS & PERSONAL USE LOANS | Loans from $500 to $275,000 available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and privately.

Diamond Banc is Miami’s best option for fast, discreet, and confidential jewelry pawn loans. We treat all customers with respect and professionalism. We work with you to provide the best loan terms possible, from the monthly interest on your pawn loan to the amount you want to borrow against your item. Whether you have a 0.50ct diamond or a vintage, highly sought-after Rolex, you will receive top-notch service with Diamond Banc of Miami.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Meet our Miami, Florida Director:

David Fernandez

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!



Get a Quote

No Risk & No Obligation

Complete our free and simple submission form describing your item. After reviewing your submission, our team of experts will contact you with an initial quote, usually within one business day.

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Expert Evaluation

Mail-In or In Person

After reviewing our initial offer, we will provide you with a fully insured, prepaid shipping label to safely send your items to our national headquarters for official evaluation. You are also welcome to visit one of our numerous locations nationwide to immediately complete your transaction in person.


Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don’t like our offer? No worries! Your item will be quickly returned to you. No risk. No obligation.

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