Miami's Jewelry Pawn Loan Alternative - Aventura, Coral Gables, Miami, FL

Miami's Premier
Jewelry Secured Lender

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Coral Gables, FL
Aventura, FL
954-323-8475
Market director's portrait

David Fernandez

Coral Gables, FL

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

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Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Stefania Minutaglio
Stefania Minutaglio
17:18 16 Mar 23
Smooth and easy process. David was totally transparent, crystal clear in explaining everything, and 100% professional.
Julie Hinojosa
Julie Hinojosa
21:17 08 Mar 23
Satisfecho con el servicio de David,muy amable,no duden de obtener de sus servicios
Fouad Najjar
Fouad Najjar
20:08 07 Mar 23
I just got a personal loan from them using my watch as collateral. David in the Miami coral gables office was very hospitable and professional. The process went very smoothly. They give incredible rates and a quick delivery, It took a day. I highly recommend this place if you need a quick personal loan and wouldn’t mind using your watch as collateral. Would definitely use this service again.
J Valde
J Valde
17:17 07 Mar 23
Sur Ruiz
Sur Ruiz
18:10 23 Feb 23
Excelente atención!!! La oficina de Diamond Banc de Coral Gables es el mejor lugar para vender tus joyas. Agradecida y además complacida con David, un profesional y gentil especialista.
Jason Abril
Jason Abril
21:42 22 Feb 23
David was great! Came in and out very quick! Was very friendly and efficient! Highly Recommended 10/10!
edwardmadera
edwardmadera
17:58 22 Feb 23
Highly recommed. David is very knowledgeable and informed in every step of the process.
Xavier Nieves
Xavier Nieves
21:51 18 Feb 23
excelente servicio y amabilidad se los recomiendo.
Joy&Rejoice
Joy&Rejoice
04:00 17 Feb 23
Fast transaction, very accommodating and explained clearly the process and details of transaction. I love how the Director, David Fernandez assisted me. Thanks Diamond Banc.
Ms Sexy Barb
Ms Sexy Barb
01:29 17 Feb 23
Ariel Davis
Ariel Davis
17:44 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
Ariel Davis
Ariel Davis
17:43 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
All Access
All Access
17:42 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
Alex Valdes
Alex Valdes
19:50 23 Jan 23
Working with David was a walk in the park as he is very professional and a genuine person. Definitely coming back to this establishment.
Martha Kirby Capo
Martha Kirby Capo
21:35 19 Jan 23
David F. was a dream to work with. Professional, friendly, and efficient, he made the process understandable and easy. I will definitely come to him again should I have more items to convert into cash!
Saúl Barat
Saúl Barat
23:36 12 Jan 23
Excelencia. Nivel superior en todo.Total excellence
Best company hands down don’t waste your time with anyone else best rates/fees
TEAM FINESSE
TEAM FINESSE
21:23 11 Jan 23
Very professional, taught me a lot about jewelry in a short time, and made our transaction very fast and simple. Thank you
elle1017
elle1017
12:13 05 Jan 23
Fantastic experience ! David is a true gem!Super professional, great environment and made the transaction flawless. Would definitely recommend to friends and family.
kathleen trocine
kathleen trocine
18:37 28 Dec 22
David is professional and friendly, he definitely know the market and offers a very fair price. I highly recommend him!
Maria Guedez
Maria Guedez
16:15 27 Dec 22
Gente muy seria y responsable. Altamente recomendado
Dunia Abusoud
Dunia Abusoud
23:02 22 Dec 22
Dalia Abu Soud
Dalia Abu Soud
23:02 22 Dec 22
Virginia Lombardo
Virginia Lombardo
17:03 20 Dec 22
David was awesome
Cate
Cate
19:41 07 Dec 22
Very friendly and informative!
Katerina Salgado
Katerina Salgado
15:43 03 Dec 22
Incredible experience!! David was so sweet
Pro Tax
Pro Tax
22:58 02 Dec 22
Diamond Banc is one of the most professional company out. David is awesome, he response quickly and answers every question. He made the process very simple, quick and honest. If you have any jewelry you’re looking to sell and want the most pay out. Then Diamond Banc is it, ask for David.
Mario Khoury
Mario Khoury
19:51 29 Nov 22
Great service. Highly recommended
Jessie John Cabuang
Jessie John Cabuang
17:21 29 Nov 22
Sabrina Jimenez
Sabrina Jimenez
03:19 29 Nov 22
Sebastian seba gil
Sebastian seba gil
19:30 22 Nov 22
David was a very kind and trusty during all our selling process
Ivan Wolozny
Ivan Wolozny
17:41 22 Nov 22
The absolute best customer experience I have ever had. WOW. I received a just amount for my jewelry and David was such a wonderful person to work with 10/5 would definitely recommend!
Matias De los Santos
Matias De los Santos
16:23 22 Nov 22
maria fuentes
maria fuentes
16:22 22 Nov 22
David es muy amable! Súper la atención y muy confiable!
Carolle El-Naffy
Carolle El-Naffy
20:38 21 Nov 22
Highly recommend David at Diamond Banc. He is very knowledgeable and makes you feel very comfortable and informed in every step of the process. Going into a situation that can be not only intimidating but unusual, I left very happy and comfortable with my decision. You will not be disappointed.
Lorena Lorenzo
Lorena Lorenzo
02:09 20 Nov 22
Blanco Productions
Blanco Productions
16:25 16 Nov 22
Great and FAST service! This is the second time me getting a loan and definitely coming back. Ask for David, he’s the best. Thanks again.
Maria Fuentes
Maria Fuentes
18:59 15 Nov 22
Profesional, gentil y aprendí algo del tema
Paul Stephan
Paul Stephan
18:35 15 Nov 22
Adrian Pontigas
Adrian Pontigas
14:39 14 Nov 22
The Best!!!
Rebecca Reed
Rebecca Reed
15:47 11 Nov 22
They were very professional and the gentleman I spoke with made feel very comfortable and welcome . He answered all my questions and and went above and beyond to give me the most money for my items .I’m very grateful thank you . I will most definitely refer this establishment to everyone. Thank you .
Jose Antonio Carmona
Jose Antonio Carmona
19:49 09 Nov 22
Super. Diamond Banc
Ron M.
Ron M.
18:13 07 Nov 22
Pleasure to do business with again, David is of great help, attentive and great follow up, highly recommended
Kika Singer
Kika Singer
14:58 05 Nov 22
Casaadora Newsletter
Casaadora Newsletter
12:35 05 Nov 22
Great place, best service!!!
Lissette Decos
Lissette Decos
01:51 05 Nov 22
andrea camporesi
andrea camporesi
21:30 03 Nov 22
David help me with so much, he is really professional and kind he explain me all the pass to proceed with a lot of patient answering me all the thousand question I did. Thank you David a lot
Michael Garcia
Michael Garcia
18:35 03 Nov 22
Great service at great rates.
Mike J
Mike J
17:08 03 Nov 22
David es muy profesional y sabe cómo conseguir los mejores precios a la hora de vender mis joyas. Definitivamente recomendado
Miami Mingo
Miami Mingo
18:51 02 Nov 22
Such a pleasure to do do business with. Definitely recommend
Steve Beaubrun
Steve Beaubrun
00:29 28 Oct 22
Maral Chergani
Maral Chergani
18:07 18 Oct 22
David he was very professional and friendly I will recommend his business for everyone
Samir Luzardo Torres
Samir Luzardo Torres
05:26 15 Oct 22
Morgan Hardman
Morgan Hardman
18:02 13 Oct 22
This place was great very detailed and informative. I learned so much about Diamond while I was there. Definitely highly recommend this location. They will definitely take care of you and not screw you over.
Steven Hopkins
Steven Hopkins
19:15 07 Oct 22
David has outstanding customer service, I recommended his business and will definitely return.
nicolas moreno
nicolas moreno
19:19 06 Oct 22
Jeannette Salazar
Jeannette Salazar
14:54 06 Oct 22
Molto soddisfatta!!
Tatiana Riusech Arias
Tatiana Riusech Arias
14:29 06 Oct 22
Mi recomendación por la profesionalidad del equipo en todos los sentidos y la relación calidad – precio . Cada oferta es una tentación ❤❤❤ Les deseo mucho éxito por cuidar cada detalle .
Kendra Lopez
Kendra Lopez
18:23 05 Oct 22
Lorenzo Aguiar
Lorenzo Aguiar
18:09 05 Oct 22
Elegant, incredibly professional and highly trustworthy. It is the place to go to deal with your most cherished family heirlooms or anything to do with your most valuable jewelry. David Fernandez is an asset to the company and all its customers.
Hyleem Triana Ramirez
Hyleem Triana Ramirez
15:19 05 Oct 22
Excelente servicio!
Santiago Nuñez
Santiago Nuñez
15:35 04 Oct 22
Nice Service.
Suhey Rojas
Suhey Rojas
15:31 04 Oct 22
joyce cabrera
joyce cabrera
14:04 04 Oct 22
Eric Valdes
Eric Valdes
18:15 14 Sep 22
Excelente negocio, profesional, amable y eficiente
Mills Menser
Mills Menser
20:06 26 Aug 22
No one works harder then Diamond Banc to provide their clients with the best combination of high prices paid or loaned and industry leading customer service.Diamond Banc provides unmatched liquidity solutions using one’s Rolex, diamonds or fine jewelry! LET’S GO!
Sebastian Cardona
Sebastian Cardona
13:13 25 Aug 22
Stellar service, a world of knowledge, and a very easy process. Thank you David for taking care of me so well! Highly recommended!
Shane Lenahan
Shane Lenahan
20:39 22 Aug 22
Incredible service! Very exclusive with no pressure! It was an enjoyable experience walking in a ‘pawn shop’! Taking pawnshops to another level! Funds were available immediately and I am very happy! Thank you guys
Dragan Spasoski
Dragan Spasoski
18:19 18 Aug 22
David was exceptionally professional. Congratulations to him. Transaction for the sale of the Rolex was simple and straightforward from start to finish. I shopped around and got the best rate with Diamond Banc.
Giora Breil
Giora Breil
22:18 17 Aug 22
Very trust worthy outfit. Not your regular pawnshop treatment.These people are serious, well educated.I highly recommend them
Mario Gutierrez
Mario Gutierrez
20:49 01 Aug 22
David is a very professional and educated person. All the transaction Wend fast and he was very helpful guiding me through the whole process.
Lucy B
Lucy B
20:15 27 Jul 22
Pich Michaels
Pich Michaels
16:28 21 Jul 22
Great company to get a loan from! I’ve used Diamond Banc twice. Both times the process was smooth and easy! Very prompt response and funding! They also offer great rates! I would recommend and use again!
Yaima Yukins
Yaima Yukins
00:18 29 Jun 22
Jason Perry
Jason Perry
18:44 24 May 22
William Conde
William Conde
13:21 19 May 22
Great experience and I would highly recommend if you are in a spot where you need to pawn a high end watch.
Daniele Frontela
Daniele Frontela
00:01 12 May 22
I highly recommend Diamond Banc. David was great!
Premium AUTO SALES
Premium AUTO SALES
20:42 11 Apr 22
David was awesome!!! Was in a tight spot and he gave me more help than I expected everything was smooth he was very transparent and fair. The whole process was quicker than I could of imagined any one in need of quick funding I highly recommend you use them.
Dairel Benemelis
Dairel Benemelis
06:43 09 Apr 22
Miguel Sirgado
Miguel Sirgado
02:58 09 Apr 22
Kervens Saint-Hilaire
Kervens Saint-Hilaire
18:43 06 Apr 22
The whole experience was amazing and was able to get a very good deal and price on the value of my timepiece.
Patrick Ductant
Patrick Ductant
16:48 05 Apr 22
Tom Techoueyres
Tom Techoueyres
15:03 30 Mar 22
David is very professional, courteous and the process is a pleasure. There is no need to look somewhere else, I am definitely recommending his services
Azahel MnRz
Azahel MnRz
03:13 19 Mar 22
chelo ar
chelo ar
21:03 17 Mar 22
Sold 2 Rolex get paid on spot! Ty so much David
Leonardo Vargas
Leonardo Vargas
03:49 17 Mar 22
Impressed how Xammany helped me at Diamond banc.
B V
B V
00:35 17 Mar 22
Poeut S Yim
Poeut S Yim
21:35 16 Mar 22
Alway amazing service.
dalany10
dalany10
20:47 16 Mar 22
Beautiful and smart girl
Don Bopp
Don Bopp
20:37 16 Mar 22
Eleonor G.W.
Eleonor G.W.
20:30 16 Mar 22
Carey Tait
Carey Tait
20:02 16 Mar 22
Latda Vongphakdy
Latda Vongphakdy
19:49 16 Mar 22
Xammany was extremely helpful, very friendly yet maintained her professionalism at all times.
Tho Inthavong
Tho Inthavong
19:38 16 Mar 22
Professional, friendly and great service
Xammany Vongratsamy
Xammany Vongratsamy
17:45 08 Mar 22
Nethershadow
Nethershadow
17:04 15 Feb 22
Best experience ever service and process is above and beyond all expectations
YULIET TORRES
YULIET TORRES
05:31 22 Jan 22
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Visit a diamond banc near you

Get A Loan Secured By:

Diamond Banc in Miami is South Florida’s premier source for fast, convenient, and easy loans secured by your fine jewelry, watches, gold, and diamonds. Our Diamond Banc branches in Aventura and Coral Gables offer a variety of ways to access the inherent value of your fine jewelry, designer jewelry, luxury timepieces, precious metals, and diamonds. Through our fast, simple, and secure process, you can receive funds immediately upon acceptance of our offer.

When you choose Diamond Banc for your loan needs, you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can get the money you need without worrying about damaging your credit score or giving up ownership of your possessions. Jewelry is a specialized field. A lender must understand the intricacies of jewelry lending in order to give you an accurate appraisal and competitive offer. Diamond Banc’s data-driven approach and team of experts know exactly how to assess your items, maximizing their value for you. We have two offices in Miami, FL that you can visit when it comes time to leverage the liquidity of your fine jewelry.

Diamond Banc is a well-established and trusted industry leader, offering short-term jewelry pawn loans using your jewelry as collateral. We are the best jewelry and watch lender in Miami. We have a simple process – request a quote, evaluate the jewelry items then receive immediate funding. With over 200+ Google reviews, you can trust Diamond Banc in Miami will provide the best pawn loan for your jewelry pieces.

Coral Gables Best Jewelry Lender

Our Director of Diamond Banc’s Coral Gables location, David Fernandez, is an experienced buyer and lender of diamonds, Rolex watches, gold, in Miami. David’s entire professional career has been spent working in the jewelry industry, holding previous positions at Cartier, A. Lange & Sohne and was head of Patek Philippe sales for Tourneau of Miami therefore, he knows how to evaluate the true worth of your fine jewelry items. David’s experience and long-standing career in the jewelry industry enable him to offer clients more for their jewelry in the Coral Gables & Miami area than anyone else. When it comes time to leverage the liquidity your fine jewelry items possess, look no further than Diamond Banc in Coral Gables.

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Aventura’s #1 Jewelry Equity Lender

Our Director of Diamond Banc’s Aventura Branch, Xammany Vongratsamy, is a professional jewelry buyer and lender who has worked with several of the world’s most significant brands, including Tiffany & Co., Patek Philippe, Cartier, Harry Winston, and Girard Perregaux. She has extensive experience in the luxury goods and fine jewelry industry and will give you peace of mind that you are working with an expert in Miami. Xammany ensures every client has the professional, white-glove, experience that is so often found when clients first purchased their jewelry. She works with her clients to select the best liquidity option for them based on their needs and will stop at nothing to make sure you receive the highest payout for your fine jewelry items whether you sell them outright or secure a jewelry loan in Aventura.

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Pawn Jewelry Loans in Coral Gables & Aventura

Sometimes people need quick financial solutions and this is where Diamond Banc in Miami can assist! Utilize the value in your jewelry and watches to unlock the liquidity, while maintaining ownership of the pieces. If you are located in the Miami area and are seeking a jewelry pawn loan using your diamonds, fine jewelry, engagement ring, luxury watch or gold, Diamond Banc of Coral Gables & Aventura is your best financial solution. We structure our Miami luxury watch loans with our customers in mind, meaning that our funding process is fast, easy, and secure.

The Diamond Banc Pawn Loan Difference

  • HIGHEST LOAN OFFERS |  The more a lender specializes in jewelry, the more they can offer for your items. Pawnshops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers pawn loans in their area of expertise: jewelry, watches, diamonds, and precious metals. We specialize and focus on one area of pawn loans, enabling us to offer the maximum amount. Our jewelry experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your loan pawn amount. David, our local Miami FL Market Director is an expert with a decade of experience in fine luxury jewelry and specializing in watches. David’s extensive training and knowledge allow her to provide the maximum jewelry pawn loan offers in Miami.  
  • CREDIT LINE FLEXIBILITY | Much like a traditional bank, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your loan pawn is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. We have several local Miami small business owners that have received a pawn loan in the past and now know the funding they can access using their jewelry, watches, or diamonds.
  • HASSLE-FREE REPAYMENT | In the decade following Diamond Banc’s inception, we quickly realized that every situation is different. Some of our clients need immediate funding for a personal financial situation while some of our clients want to borrow funds for a business opportunity. Consequently, Diamond Banc in Miami strives to be flexible to meet all of our customers’ needs. We can work with you to create an easy repayment plan for you and your financial needs. Diamond Banc also allows you to pick your monthly payment date. Compared to a traditional pawn, Diamond Banc allows you to make principal payments above the monthly interest payments, which will lower your total principal amount and monthly interest loan pawn payments, resulting in a faster repayment process.
  • BEST LOAN TERMS | Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then come see the vast difference doing business with Diamond Banc Miami will make.
  • CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS | Never worry about forgetting your loan pawn payment! Diamond Banc offers an automatic payment option, which makes it easy to pay your loan back quickly. We set up your account to automatically ensure your monthly payment is made, without adding another thing for you to remember. We know our clients are busy and we aim to make the pawn loan process an easy, seamless experience.
  • BUSINESS & PERSONAL USE LOANS | Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and privately.

Diamond Banc is Miami’s best option for fast, discreet, and confidential jewelry pawn loans.

We treat all customers with respect and professionalism. We work with you to provide the best loan terms possible, from the monthly interest on your pawn loan to the amount you want to borrow against your item. Whether you have a 0.50ct diamond or a vintage, highly sought-after Rolex, you will receive top-notch service with Diamond Banc of Miami.

We are trusted by people who want discretion when selling their jewelry—we offer private appointments at our offices in Coral Gables & Aventura to ensure confidentiality during each sale. Our staff is trained to provide every client with individualized attention, so we can obtain the most accurate evaluation of your item’s value and help you understand how this reflects its market value and resale potential. As a result, we can provide you with an array of liquidity options based on the funding you are seeking to secure from your precious metals, diamonds, and luxury watches while also providing you with peace of mind that each transaction is simple and secure.

Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Discover a Diamond Banc location near you:

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