Jewelry Pawn Loan Alternative in Aventura, Coral Gables & Miami

Miami's #1
Jewelry Secured Lender

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David Fernandez, Market Director

David Fernandez

Coral Gables, FL Market Director

alternate_email david@diamondbanc.com
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Excellent service. David very kind and professional
David was a pleasure to do business with! Very welcoming and transparent with the process. Payment for the goods sold went flawlessly. Highly recommend you check them out!
Response from the owner: Thank you, Luis! Pleasure to meet you Sir! Thank you so much for the amazing 5 star review. Much appreciated!!
David was so professional and intelligent! He offered me the most money and the process was very easy. I would recommend him to anyone for their jewelry buying and loaning needs.
Response from the owner: Thank you, Clare! We're glad to hear that David provided you with such a positive experience and made the process easy for you. Your recommendation means a lot to us!
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“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

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Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

If you elect not to accept our offer, our team will expedite your item back to you immediately.

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Yes. Your items are fully insured while in our possession.

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once your loan balance has been brought to zero, our team will expedite your items back to you.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Excellent service. David very kind and professional
David was a pleasure to do business with! Very welcoming and transparent with the process. Payment for the goods sold went flawlessly. Highly recommend you check them out!
Response from the owner: Thank you, Luis! Pleasure to meet you Sir! Thank you so much for the amazing 5 star review. Much appreciated!!
Response from the owner: Thank you so much, Aya, for your fantastic 5-star rating! Your support means a lot to us.
Response from the owner: Thank you!!
David was so professional and intelligent! He offered me the most money and the process was very easy. I would recommend him to anyone for their jewelry buying and loaning needs.
Response from the owner: Thank you, Clare! We’re glad to hear that David provided you with such a positive experience and made the process easy for you. Your recommendation means a lot to us!
Always a pleasure to transact with David. He is professional, efficient, and always makes sure you’re getting top dollar. If you’re in the Miami area, Diamond Banc is a no brainer!
Response from the owner: Thank you, Lensey! We’re glad to hear you had a great experience with David and appreciate your recommendation for Diamond Banc in Miami.
David it top notch! Great experience
Response from the owner: Thank you, Sylvana! We’re so glad you had a great experience and appreciate your kind words about David.
David is a true professional! I Highly recommend him for your buying and lending needs!
Response from the owner: Thank you, Mia, for your kind words and recommendation; it’s great to hear that David made such a positive impact on your experience!
Response from the owner: Thank you, Joel, for your fantastic 5-star rating; we truly appreciate your support!
Rafael and David were great help when it came to selling my jewelry. Definitely recommend if you’re in the Miami area!
Response from the owner: Thank you, Mariah! We’re so glad Rafael and David could assist you with selling your jewelry, and we appreciate your recommendation for others in the Miami area!
Exelent service and professional
Response from the owner: Thank you, Ramon, for your kind words about our excellent service and professionalism; we appreciate your feedback!
Excellent service. David was very helpful.
Response from the owner: Thank you, Gabriel! We’re glad you had a great experience and that David was able to assist you. Your kind words mean a lot to us!
Highly Recommend!! Amazing service
Response from the owner: Thank you, Danie, for your amazing feedback! We’re so glad you enjoyed the service, and we appreciate your recommendation.
Response from the owner: Thank you, Staci, for your 4-star rating; we appreciate your support and look forward to serving you again!
The team in Diamond Banc is amazing. I had my Cartier watch with them and it was returned in mint condition as they kept it. Dealt with Richard when I had to make changes and they were always very professional and accommodating. Richard and David are amazing and your possession is secured.
Response from the owner: Thank you, Angela, for your wonderful feedback! We’re glad to hear that Richard and the team provided you with exceptional service and took great care of your Cartier watch. Your satisfaction means a lot to us!
Great service
Response from the owner: Thank you, Valentino, for your kind words about our service; we appreciate your support!
Had a watch I wanted to sell, Rafael made sure that happened and at great price. Amazing customer service and would use Diamond Banc’s services again.
Response from the owner: Thank you, Gabriel! We’re glad Rafael helped you sell your watch at a great price and that you had an amazing experience with us; we look forward to serving you again!
Had a fantastic experience. You can tell they’re professionals. Rafael Pastora really put me at ease.
Response from the owner: Thank you, Dagnier, for your kind words! We’re glad to hear you had a fantastic experience and that we made you feel at ease. Your feedback means a lot to us!
El servicio que me brindo Rafael es excelente.Espero regresar y ser nuevamente atendida por Rafael.
Response from the owner: Thank you, Sandra, for your kind words about Rafael’s excellent service; we look forward to welcoming you back soon for another great experience with him!
Response from the owner: Thank you, Arianna, for your 5-star rating; we truly appreciate your support!
I went to sell a jewelry piece, and Rafael and David were both very helpful and transparent throughout the whole process. I would definitely recommend them!
Response from the owner: Thank you, Adriana, for your kind words and for highlighting Rafael and David’s helpfulness; we’re so glad you had a great experience with us!
The perfect people to work with when dealing with high end diamond jewelry, gold, and luxury watches. I will definitely be working with David again!
Response from the owner: Thank you, Monica! We’re so glad you had a great experience with us and we look forward to assisting you again, along with David, for your future luxury purchases.
I was very satisfied with my experience, David was very professional, knowledgeable and experienced in the field. Definitely coming back
Response from the owner: Thank you, Melissandre! We’re so glad to hear you had a great experience and that David’s professionalism and expertise made a positive impact. We look forward to welcoming you back!
Muy buena atencion del senor david muy satisfecho con su atendimiento gracias
Response from the owner: Muchas gracias por sus comentarios y las 5 estrellas!!! Es siempre un placer asistirle!! Muchas gracias!
David Fernández was great explaining everything from the get go.
Response from the owner: Thank you, Danny! We’re glad to hear that David provided such clear explanations from the start. Your feedback is much appreciated!
Excellent service. David did an excellent job and really helped me.
Response from the owner: Thank you, Dylan! We’re so glad to hear that you received excellent service !!! Pleasure to meet you! Thanks for the amazing review. David!
Profesionalidad al top!!!! Gracias por sus servicios
Response from the owner: Muchas gracias Yudett!!
David made an excellent job at explaining how Diamonds and watches are valued. He is a very fair person at giving a fair price. Above all he has EXCELLENT customer service. I highly recommend this
Response from the owner: Diego thank you so much for the amazing 5 star review!!! Much appreciated! It was a real pleasure to meet you and your mother!! Thank you Sir!!
Great experience. I highly recommend it ! Very fast transaction !
Response from the owner: We’re so glad you had a great experience with us. Thank you for recommending us, and for the amazing review! Have a wonderful day!!
Great service, very professional, always available.I’ll recommend Diamond Banc.Thank you
Response from the owner: Sandy, thank you for your kind words and recommendation! We appreciate your feedback.
Excellent service. Recommended. David is a very clear person and explains all the steps to follow. Definitely an excellent option in case of an emergency.
Response from the owner: Thank you, Jaike! Appreciate your recommendation and the amazing 5 star review! It is a pleasure to assist you!!!
I highly recommend Diamond Banc to anyone seeking reliable and professional services secured by valuable assets.
Response from the owner: Thank you, Ashleys, for recommending Diamond Banc! Your trust in our reliable and professional services means a lot to us.
Response from the owner: Thank you for the 5 star review!!!
Sold my Rolex here last year and they are the best in town! Thank you so much for the great value and service
Response from the owner: Thank you Carl!!
Excelente servicio, rápido y seguro.
Response from the owner: Muchas gracias Jazmin! Un placer asistirle!
David was a total professional, helpful and knowledgeable. Selling our gold was a lucrative and pleasurable experience. Definitely recommended!
Response from the owner: Thank you, Mayra! We appreciate your recommendation and are glad to hear about your positive experience selling your gold!! Pleasure to meet you!
It was a pleasure doing business with Diamond Banc. David at Coral Gables office was great. Very pleasant and smooth transaction. Would refer them and do business again!!
Response from the owner: Thank you for choosing Diamond Banc, Alex! We appreciate your kind words and look forward to assisting you again in the future! Have a great week! David
Response from the owner: Lauren, we appreciate your 5-star rating! Thank you!!!
David was very pleasant to work with. He knows his stuff.
Response from the owner: Thank you, Sean! It was a pleasure working with you. Have a great week!
Amazing service was provided as well as top dollar for my gold !!! I Highly recommend diamond banc if you are looking to sell or get a loan for your gold.
Response from the owner: David, we’re so glad you had a great experience with us and thank you for recommending Diamond Banc! Much appreciated!!!
David has a spectacular attitude and is definitely an expert in all aspects of the business. I encourage everyone to come see him at Diamond Banc, you won’t be disappointed!
Response from the owner: Thank you for the kind words, Sasha! Great to hear you had a positive experience! We are here to assist you!
I had an exceptional experience with Diamond Banc. The entire process was smooth and straightforward, and the team made everything incredibly easy to navigate. Their professionalism and customer-focused approach truly set them apart—highly recommend!
Response from the owner: Rick, we’re delighted to hear about your exceptional experience with us! Thank you for recommending Diamond Banc and for highlighting our professionalism and customer-focused approach. Have a great weekend! David!
I cannot say enough great things about my experience! The team was incredibly professional, demonstrating true expertise in their field. They made every effort to ensure the deals were fair and balanced for everyone involved. Their level of service exceeded my expectations at every turn. If I had more Rolexes to sell, they would undoubtedly be my first choice, every time. Highly recommended!
Response from the owner: Evonne, we are so grateful for your fantastic feedback! We are delighted that you had a wonderful experience with our team and that we exceeded your expectations. Thank you for choosing us and recommending our services! It is a pleasure to assist you!!! David 🙂
Response from the owner: Thank you for the 4-star rating, Juan Carlos!
Met with David Fernandez, he was extremely knowledgeable and experienced in the field. He taught us a few valuable things about the industry which I will cherish. His customer service was exceptional as he kept us in the loop the entire process I will be using him again in the future! I couldn’t recommend him enough!
Response from the owner: Thank you for sharing your experience Angela! We appreciate your kind words and are delighted to hear about the valuable insights he shared with you. Looking forward to assisting you again in the future! Thank you!!!
Response from the owner: Thank you for the 5-star rating, Victor Bruzos!
David is the best! I came to him because of all the amazing reviews, and I can totally see why. He’s now my go-to for anything jewelry-related. I’m definitely coming back and will be recommending him to everyone! Thank you David 🙂
Response from the owner: I’m truly grateful for your kind words, Lianna! We’re glad to hear that you had a great experience and look forward to seeing you again soon. Thank you!!!!
Great service very professional.
Response from the owner: Thank you for your kind words, Joaquin Inigo! We appreciate your feedback.
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Your Trusted Jewelry Lender in Miami

Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Coral Gables’ premier jewelry equity lender, we offer fast, convenient, and secure jewelry loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Coral Gables. With the lowest rates in Coral Gables and flexible repayment options, we strive to exceed your expectations at every turn. Whether you’re looking to access quick funding or simply leverage your assets for financial flexibility, Diamond Banc is here to assist you every step of the way.

Discover the Diamond Banc difference today. Contact us or visit our Coral Gables or Aventura offices for the best pawn loan experience in Miami.

Get A Loan Secured By:

  • Get A Loan On Fine Jewelry
    Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. 
  • Get A Loan On Engagement Rings
    We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. 
  • Get A Loan On Loose Diamonds
    Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds.
  • Get A Loan On Luxury Watches
    Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. 
  • Get A Loan On Gold and Silver
    Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs. 

Premier Source for Fast, Convenient, and Easy Loans in Miami

Diamond Banc, a leading pawn shop in Miami, offers fast, convenient, and easy jewelry loans secured by fine jewelry, watches, gold, and diamonds. Our branches in Aventura and Coral Gables provide diverse avenues to unlock the inherent value of your precious items. Through our streamlined and secure process, you can access funds immediately upon acceptance of our offer.

When you choose Diamond Banc for your pawn jewelry loan needs in Miami, rest assured that you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can obtain the necessary funds without concerns about damaging your credit score or relinquishing ownership of your possessions.

Understanding the significance of your valuables, our team ensures they are handled with the utmost care and respect. Our experts utilize a data-driven approach to accurately assess your items, maximizing the offers presented to you.

As a well-established and trusted industry leader in Miami’s pawn jewelry sector, Diamond Banc offers short-term jewelry loans, using your items as collateral. Our process is simple – you can request a quote either in-person or through our user-friendly online submission. After a thorough evaluation by our experts, you’ll receive a fair market offer. Upon acceptance, immediate funding is provided.

With over 200+ positive Google reviews, you can trust Diamond Banc in Miami to provide the best jewelry pawn alternative loan for your valuables.

David Fernandez, Market Director

David Fernandez

Market Director

Coral Gables, FL

alternate_email david@diamondbanc.com

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

Xammany Vongratsamy, Market Director

Xammany Vongratsamy

Market Director

Aventura, FL

phone 954-323-8475
alternate_email xammany@diamondbanc.com

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

Pawn Jewelry Loans in Coral Gables & Aventura

When urgent financial needs arise, turn to Diamond Banc in Miami for swift solutions. Unlock the liquidity in your jewelry and watches while maintaining ownership. Whether you reside in Coral Gables, Aventura, or the wider Miami area, Diamond Banc is your premier financial partner. From diamonds and fine jewelry to engagement rings, luxury watches, and gold, we offer tailored jewelry pawn loans to address your requirements. Our customer-centric approach to Miami luxury watch loans ensures a fast, easy, and secure funding process. Trust Diamond Banc for swift and reliable funding when you need it most.

The Diamond Banc Pawn Loan Difference

HIGHEST LOAN OFFERS: The more a lender specializes in jewelry, the more they can offer for your items. Traditional pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers equity loans in our area of expertise: jewelry, watches, diamonds, and precious metals. Our experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your Jewelry Equity Loan offers.

CREDIT LINE FLEXIBILITY: Similar to traditional banks, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your jewelry equity loan is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. Several local Miami small business owners have received jewelry pawn loans in the past and now understand the funding they can access using their jewelry, watches, or diamonds.

HASSLE-FREE REPAYMENT: In the decade since Diamond Banc’s establishment, we’ve come to understand that each individual’s circumstances are unique. Some seek immediate funds for personal financial matters, while others aim to seize business opportunities. At Diamond Banc in Miami, we prioritize flexibility to accommodate all our customers’ needs. Whether it’s crafting a tailored repayment plan or allowing you to choose your monthly payment date, we’re committed to providing solutions that work for you. Unlike traditional pawn options, Diamond Banc encourages clients to make principal payments above the monthly interest payments, which will lower your total principal amount, resulting in a faster repayment process.

BEST LOAN TERMS:  Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then experience the contrast in working with Diamond Banc in Miami. 

CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS: At Diamond Banc, we offer an automatic payment option to streamline your loan pawn repayment process. This feature ensures your monthly payment is made promptly, without you having to remember to do so. Our goal is to simplify the pawn loan experience, making it convenient and hassle-free for our valued clients.

BUSINESS & PERSONAL USE LOANS: Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and discreetly.

Beyond Jewelry Equity: Jewelry, Diamond, and Rolex Buyer

At Diamond Banc in Miami, we extend our services beyond jewelry equity loans. As a trusted jewelry buyer, Rolex buyer, and diamond buyer, we specialize in purchasing a diverse range of high-quality items, including luxury watches, diamonds, and fine jewelry. Whether you’re looking to sell your Rolex watch, diamond engagement ring, or designer jewelry, we offer competitive offers and a hassle-free selling experience. With our expertise and commitment to customer satisfaction, Diamond Banc in Miami is your premier destination for selling valuables or obtaining immediate funds against your jewelry or luxury watches. 

Expert Jewelry Equity Loans: Tailored Solutions

At Diamond Banc of Miami, we prioritize respect and professionalism in every interaction. Our mission is to collaborate with you to customize the best jewelry loan terms to meet your funding requirements. Whether you own a 0.50ct diamond or a sought-after vintage Rolex, expect exceptional service from our team.

We recognize the importance of discretion for those seeking pawn jewelry loans, which is why we offer private appointments at our Coral Gables & Aventura offices to ensure confidentiality. Our dedicated experts provide personalized attention to each client, ensuring accurate evaluations of your item’s value and a comprehensive understanding of its market worth. With our expertise, we offer a range of liquidity options tailored to your specific funding needs, ensuring a simple and secure transaction process for peace of mind.


Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Pointe Park

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