Miami's Jewelry Pawn Loan Alternative - Aventura, Coral Gables, Miami, FL

Miami's Premier
Jewelry Secured Lender

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David Fernandez

Coral Gables, FL Market Director

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Luis Eduardo G.
Yeitter U.
Muy profesional.
mauro M.
David was amazing, great customer service.

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David Fernandez

Coral Gables, FL

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.

Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

Start a Quote

In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.


Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.


How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Lucy LoganLucy Logan ★★★★★ Luis Eduardo GutierrezLuis Eduardo Gutierrez ★★★★★ EXCELENTE SERVICIOYeitter UrdanetaYeitter Urdaneta ★★★★★ Muy profesional.mauro martinezmauro martinez ★★★★★ David was amazing, great customer service.Olga CuestaOlga Cuesta ★★★★★ David has made the transaction I needed with an incredible professionalism and unbeatable personal treatment !Highly recommended!!!!!!!!Lowkye LegendLowkye Legend ★★★★★ Professional!!Response from the ownerThank you so much!! Best, David Pety RashkPety Rashk ★★★★★ David it’s very kind, professional and helpful!!! Thank you very much!!!Response from the ownerIt is a pleasure to assist you! Thank you for choosing Diamond Banc! anna maria rogatoanna maria rogato ★★★★★ Fui atendida muy bien. Hicieron todo lo posible para ayudarme y lo lograron. Los recomiendo. Son muy profesionales .Response from the ownerMuchas gracias por sus comentarios Anna! Es un verdadero placer asistirle! Shannon BallietShannon Balliet ★★★★★ Best prices paid for diamonds. Great experience.Response from the ownerThank you very much for the review! Much appreciated! Pleasure to meet you and assist you! Thank you!!! Zach SailorZach Sailor ★★★★★ The whole experience was super easy and quick, David is really knowledgeable and gave me a great price on items I was selling. Highly recommend!Response from the ownerDear Zach! Thank you so much for the amazing 5 star review, and sharing your experience! Much appreciated! Thank you Sir! rick reyesrick reyes ★★★★★ Dealing with David was an excellent experience. David was friendly, informative, and very respectful. Above all, treated me fairly. Communication and the whole of the experience was A+. Definitely would highly recommend.Response from the ownerThank you so much for taking the time to leave us this amazing 5 star review Sir! Much appreciated! It is a pleasure to assist you! Alejandra RuizAlejandra Ruiz ★★★★★ Response from the ownerThank you so much!! Juan Carlos AlvarezJuan Carlos Alvarez ★★★★★ I sold my jewelry and got the highest paid compared to any other place. Very professional, excellent service, friendly environment. I recommend Diamond Banc for all your jewelry needs. They are a true and rare gem, hard to find such amazing experience in service these days.Response from the ownerDear Juan Carlos! I really appreciate you taking the time to leave us this amazing 5 star review!!! Thank you Sir. Much appreciated! Thanks! Diego GonzalezDiego Gonzalez ★★★★★ Amazing experience. Learned a lot during my time there.. very professional and knowledgeable..Response from the ownerThank you Diego! I so grateful for the 5 star review and your words! Thank you so much!! Patpc SunpharmaPatpc Sunpharma ★★★★★ David and his team are truly fantastic. Thank you for providing support and solutions when needed most . As a legal professional I am always looking for hidden agendas, small print. Not here. Great experience. I will be back.Response from the ownerThank you so much for taking the time to share your experience. It means a lot to us! Much appreciated! Thank you!! Mauricio EscovarMauricio Escovar ★★★★★ Response from the ownerThank you Sir!! Claudia MoncayoClaudia Moncayo ★★★★★ David is the very best! I can’t say enough great things about his attention and service. He makes the company look very very good.As a customer, I felt very confident going to Diamond Bank and would definitely go back if I have to. As other reviews say, he is the one to go to!2 thumbs up!Response from the ownerDear Claudia!!! Thank you so much for the 5-star review! I really appreciate it, and It means a lot to us. Thank you! A real pleasure to assist you! Jean FrezinJean Frezin ★★★★★ My experience was amazing with David. He explained the whole process clearly and is very professional. I definitely will recommend him and Diamond BancResponse from the ownerThank you so much Jean! Much appreciated! We are so grateful for your kind words. Thanks for sharing your review with us and the community. Isabel OteroIsabel Otero ★★★★★ I do all my holiday shopping there!!Response from the ownerThanks!!!! elizabeth fernandezelizabeth fernandez ★★★★★ Great customer services.Response from the ownerThank you so much Elizabeth! It is a real pleasure to assist you. Thanks for taking the time to share this amazing 5 star review. Much appreciated. Maite EymilMaite Eymil ★★★★★ Response from the ownerThank you!!! Yen Leydi Romero JimenezYen Leydi Romero Jimenez ★★★★★ Response from the ownerThank you!!! Jenny Maria Rodríguez CabreraJenny Maria Rodríguez Cabrera ★★★★★ The best place TYResponse from the ownerThank you so much!! Much appreciated!! Jerusa CasanovaJerusa Casanova ★★★★★ David was easy and honestResponse from the ownerThank you!! It was a real pleasure to assist you! Randall E. Truesdale Sr.Randall E. Truesdale Sr. ★★★★★ I recently used Diamond Banc and had the pleasure of meeting David who walked me through the process and took the time to explain everything in detail. It’s truly a top shelf operation from start to finish. I highly recommend utilizing their services if the need arises.Response from the ownerThank you so much for sharing you experience!!, and leaving me such a great 5 star review! I appreciate it. Thank you, Randall! js_loader
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Diamond Banc has locations in Tampa, Boca Raton, Miami, Aventura, Orlando, Nashville, Atlanta, Charlotte, Kansas City, Columbia, & Rochester.

Your Trusted Jewelry Lender in Miami

Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Miami’s premier jewelry pawn lender, we offer fast, convenient, and secure loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Miami.

Discover the Diamond Banc difference today. Contact us or visit our Coral Gables or Aventura offices for the best pawn loan experience in Miami. 

Get A Loan Secured By:

  • Get A Loan On Fine Jewelry
    Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. 
  • Get A Loan On Engagement Rings
    We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. 
  • Get A Loan On Loose Diamonds
    Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds.
  • Get A Loan On Luxury Watches
    Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. 
  • Get A Loan On Gold and Silver
    Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs. 

Premier Source for Fast, Convenient, and Easy Loans in Miami

Diamond Banc in Miami is South Florida’s premier source for fast, convenient, and easy loans secured by your fine jewelry, watches, gold, and diamonds. Our Diamond Banc branches in Aventura and Coral Gables offer a variety of ways to access the inherent value of your fine jewelry, designer jewelry, luxury timepieces, precious metals, and diamonds. Through our fast, simple, and secure process, you can receive funds immediately upon acceptance of our offer.

When you choose Diamond Banc for your loan needs, you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can get the money you need without worrying about damaging your credit score or giving up ownership of your possessions. 

Jewelry is a specialized field. A lender must understand the intricacies of jewelry lending in order to give you an accurate appraisal and competitive offer. Diamond Banc’s data-driven approach and team of experts know exactly how to assess your items, maximizing their value for you. We have two offices in Miami, FL that you can visit when it comes time to leverage the liquidity of your fine jewelry, Diamond Banc of Coral Gables & Diamond Banc of Aventura.

Diamond Banc is a well-established and trusted industry leader, offering short-term jewelry pawn loans using your jewelry as collateral. We are the best jewelry and watch lender in Miami. We have a simple process – request a quote, evaluate the jewelry items then receive immediate funding. With over 200+ Google reviews, you can trust Diamond Banc in Miami will provide the best pawn loan for your jewelry pieces.

Coral Gables Best Jewelry Lender

Our Director of Diamond Banc’s Coral Gables location, David Fernandez, is an experienced buyer and lender of diamonds, Rolex watches, and gold, in Miami. David’s entire professional career has been spent working in the jewelry industry, holding previous positions at Cartier, A. Lange & Sohne and was head of Patek Philippe sales for Tourneau of Miami therefore, he knows how to evaluate the true worth of your fine jewelry items. David’s experience and long-standing career in the jewelry industry enables him to offer clients more for their jewelry in the Coral Gables & Miami area than anyone else. When it comes time to leverage the liquidity your fine jewelry items possess, look no further than Diamond Banc in Coral Gables.

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Aventura’s #1 Jewelry Equity Lender

Our Director of Diamond Banc’s Aventura Branch, Xammany Vongratsamy, is a professional jewelry buyer and lender who has worked with several of the world’s most significant brands, including Tiffany & Co., Patek Philippe, Cartier, Harry Winston, and Girard Perregaux. She has extensive experience in the luxury goods and fine jewelry industry and will give you peace of mind that you are working with an expert in Miami. Xammany ensures every client has the professional, white-glove, experience that is so often found when clients first purchase their jewelry. She works with her clients to select the best liquidity option for them based on their needs and will stop at nothing to make sure you receive the highest payout for your fine jewelry items whether you sell them outright or secure a jewelry loan in Aventura.

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Pawn Jewelry Loans in Coral Gables & Aventura

Sometimes people need quick financial solutions and this is where Diamond Banc in Miami can assist! Utilize the value in your jewelry and watches to unlock the liquidity, while maintaining ownership of the pieces. If you are located in the Miami area and are seeking a jewelry pawn loan using your diamonds, fine jewelry, engagement ring, luxury watch or gold, Diamond Banc of Coral Gables & Aventura is your best financial solution. We structure our Miami luxury watch loans with our customers in mind, meaning that our funding process is fast, easy, and secure.

The Diamond Banc Pawn Loan Difference

  • HIGHEST LOAN OFFERS |  The more a lender specializes in jewelry, the more they can offer for your items. Pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers pawn loans in their area of expertise: jewelry, watches, diamonds, and precious metals. We specialize and focus on one area of pawn loans, enabling us to offer the maximum amount. Our jewelry experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your loan pawn amount. David, our local Miami FL Market Director is an expert with a decade of experience in fine luxury jewelry and specializing in watches. David’s extensive training and knowledge allow her to provide the maximum jewelry pawn loan offers in Miami.  
  • CREDIT LINE FLEXIBILITY | Much like a traditional bank, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your loan pawn is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. We have several local Miami small business owners that have received a pawn loan in the past and now know the funding they can access using their jewelry, watches, or diamonds.
  • HASSLE-FREE REPAYMENT | In the decade following Diamond Banc’s inception, we quickly realized that every situation is different. Some of our clients need immediate funding for a personal financial situation while some of our clients want to borrow funds for a business opportunity. Consequently, Diamond Banc in Miami strives to be flexible to meet all of our customers’ needs. We can work with you to create an easy repayment plan for you and your financial needs. Diamond Banc also allows you to pick your monthly payment date. Compared to a traditional pawn, Diamond Banc allows you to make principal payments above the monthly interest payments, which will lower your total principal amount and monthly interest loan pawn payments, resulting in a faster repayment process.
  • BEST LOAN TERMS | Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then come see the vast difference doing business with Diamond Banc Miami will make.
  • CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS | Never worry about forgetting your loan pawn payment! Diamond Banc offers an automatic payment option, which makes it easy to pay your loan back quickly. We set up your account to automatically ensure your monthly payment is made, without adding another thing for you to remember. We know our clients are busy and we aim to make the pawn loan process an easy, seamless experience.
  • BUSINESS & PERSONAL USE LOANS | Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and privately.

Diamond Banc is Miami’s best option for fast, discreet, and confidential jewelry pawn loans.

We treat all customers with respect and professionalism. We work with you to provide the best loan terms possible, from the monthly interest on your pawn loan to the amount you want to borrow against your item. Whether you have a 0.50ct diamond or a vintage, highly sought-after Rolex, you will receive top-notch service with Diamond Banc of Miami.

We are trusted by people who want discretion when selling their jewelry—we offer private appointments at our offices in Coral Gables & Aventura to ensure confidentiality during each sale. Our staff is trained to provide every client with individualized attention, so we can obtain the most accurate evaluation of your item’s value and help you understand how this reflects its market value and resale potential. As a result, we can provide you with an array of liquidity options based on the funding you are seeking to secure from your precious metals, diamonds, and luxury watches while also providing you with peace of mind that each transaction is simple and secure.

Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

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