David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!
With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.
Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.
Xammany is true professional. Straightforward, open and understanding. Easy to do business with and I recommend you call her first when you are looking to get a loan with your high end jewelry.
Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.
Fast & Secure
If you accept our offer, we will issue payment immediately via check or wire transfer.
How does the transaction work?
There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:
If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.
What is the minimum and maximum amount of money I can get?
Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.
To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.
How long does it take to fund the transaction?
In most cases, transactions are funded same-day via check or wire transfer.
Do I have to make monthly payments?
Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance.
Do you provide insurance?
Yes. Your items are fully insured while in our possession.
Will defaulting on my loan affect my credit score?
No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.
How is my item stored and secured?
All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.
How long do I have to make payments?
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
From The Founder
What Client’s Are Saying
Carol Deane ★★★★★ I felt very comfortable with their transparency of my diamond appraisal. Extremely professional.Response from the ownerThank you for your 5-star review! Erez Jontef ★★★★★ Smooth and professional transaction. Too much text prior but go to Xammany (sho money) and she is very professional and smooth. I received my wire same day and it was better than expected. Thanks!! I will use this service again.Response from the ownerThanks for your feedback. It was a pleasure to personally assisted you. NELSON VIVAS ★★★★★ Thank you for your service I’m pleased very professional, this is my second time working with you and I’m very happy. GraciasResponse from the ownerThanks for your feedback. Waheed Wazidali ★★★★★ Wonderful experience. Friendly, professional and extremely helpful. Xammany was thoughtful and understanding. I had an excellent visit and experience!Response from the ownerThanks for your feedback Waheed. Nattie Verna ★★★★★ I had a great experience at Diamond Banc.Once again X manny treated me like family. Thank YouResponse from the ownerIt was a pleasure to assist you. Pam Walker ★★★★★ Xammany provided excellent customer service 😊.Response from the ownerThank you for your 5-star review! Mrs. T ★★★★★ My first experience and it was welcoming, comfortable and professional. Xammany made the process seemless and I was happy with the price offered for my luxury watch. Thank you.Response from the ownerThank you so much for your feedback TT! ken v ★★★★★ Xammany was amazing sheTakes care of us with quality and care every time From My Mother to my Brothers . To make sure we left smiling and Happy!Response from the ownerThanks for your feedback. Steve Stein ★★★★★ My wife and I were offered a great price for some jewelry that both of us don’t wear. We dealt with Xammany who is very personable and interesting. We enjoyed talking with Xammany about Thailand. I would deal with Diamond Banc again.Response from the ownerThanks for your feedback. Mark Keller ★★★★★ Great service, offer was 25% higher than another place.Response from the ownerThanks for your feedback. Daruco Pacouloute ★★★★★ I’m a return customer and the service is the same . Excellent!! Xammany saved the day !!!! AGAIN !!!’nnnResponse from the ownerYou’re welcome anytime Sir! Даниил Елисюк ★★★★★ I want to say, thank you for the director of the company Xammany, for the service that she provided during whole selling process. Wonderful service!Response from the ownerThanks for your feedback. gabriel maguina ★★★★★ Working with Xammany was great. Very reliable and gave me a good value for my watch. Will be working with her again.Response from the ownerThanks for your feedback Gabriel. Looking forward to assisting you again soon. fernando caceres ★★★★★ Xammany was awesome 🤩 great client service with a lot of attention for detail. Was able to sell my jewelry, and leave happily. I will definitely be back. Highly recommend 👌🏼Response from the ownerThank you so much Fernando. It was a pleasure to assisted you. Eli Steiner ★★★★★ Xammany is great!!Response from the ownerThank you Eli! Julio Avila ★★★★★ Highly recommend!Response from the ownerThank you Julio! Emily Buckley ★★★★★ Response from the ownerThank you for your 5-star review! E Manning ★★★★★ Xammany in Aventura is incredible- she’s patient, thorough and inclusive as she shares what and how she evaluates – she also taught me a lot in the process! She explained how to transform forgotten items in your jewelry box into more! An excellent professional with a wealth of knowledge and true transparency. Kind and delightful- I appreciate the evaluation experience and zero pressure to make any decisions. I highly recommend working with Xammany.Response from the ownerThanks for your feedback. robert westfall ★★★★★ Making the decision to sell your own personal jewelry can be a daunting challenge to say the least. Diamond Banc provided me with the best opportunity one could wish for.Totally Professional in every aspect of the transaction. If you’re considering selling your jewelry in the Aventura Florida area Xammany is the person you want to contact at Diamond Banc. You will be very happy you did.Response from the ownerThank you so much Robert for your trust in us. We appreciate you and will look forward to assisting anytime. Fabian Yearwood ★★★★★ I had a remarkable experience working with Xammany at Diamond Banc located in Aventura Florida. Her expertise in offering loans against diamonds and gold is truly commendable. What sets her apart is not just the excellent rates she offers but also her extensive knowledge and invaluable advice, making every interaction insightful and productive. Xammany exudes trustworthiness and professionalism, making the entire process seamless and stress-free. She ensures a comfortable environment, where you never feel pressured, and she guides you effortlessly through the process. Doing business with her has been an absolute pleasure, thanks to her expertise, trustworthiness, and dedication to ensuring a smooth experienceResponse from the ownerThank you so much Fabian. The pleasure was all mine and you are welcome to visit us in the near future needs. Roderic Duncombe ★★★★★ Diamond Banc in Aventura, Florida, under the expert leadership of director Xammany, is a standout in the diamond finance industry. Xammany’s profound knowledge about diamonds extends beyond loans to the intrinsic value of each piece, presented through eloquent and insightful explanations. Her expertise is a rarity that sets him and Diamond Banc apart.What further distinguishes Xammany is her client-centered approach. Providing bespoke solutions tailored to unique needs, she adds a personal touch to his business that is refreshing in an industry often seen as transactional. Diamond Banc and Xammany come highly recommended for their deep understanding of diamonds and their compassionate approach towards clients. They truly are a gem in the diamond finance industry.Response from the ownerThank you so much Roderic for your trust in me with Diamond Banc. It was an honor to be of your assistance. You are welcome anytime. Tristan Rondeau ★★★★★ Thank you so much Xammany for everything!! You are absolutely amazing!! From the first email to meeting in person it was the best experience. I highly recommend talking to Xammany you will not be disappointed. I can’t wait to see you again Aimee MarxResponse from the ownerThank you so much for your trust in me. It was a pleasure to assisted you. You are welcome anytime. Aimee Marx ★★★★★ This was the best experience ever!! Xammany is absolutely amazing!! She is so knowledgeable. So sweet and taught me so much. I wouldn’t go anywhere else to sell jewelry. I highly recommend Diamond Banc. Thank you so so much Xammany you are truly the BEST!!!!!Response from the ownerThank you so much Aimee. I am blessed to have many wonderful clients like you. You are always welcome Aimee. Mariela Cervera ★★★★★ Response from the ownerThank you for your 5-star review! Mariela Mercado ★★★★★ This is an Amazing Business, Xammany with Diamond Banc Aventura is a pro in her field to the moment we talked on the phone the guidance reassurance and the way she treats you more than a friend by how she walks you to the office im very greatful for her and will only manage Business exclusively with Xammany in Diamond Banc excellent service above my expectations fast accurate and more than anyone in the jewelry field no competition THEY ARE THE BEST.Response from the ownerThank you so much Mariela. You’re far too kind and it was a pleasure to personally assisted you and your sweet daughter too. You’re always welcome anytime. Sabiha King ★★★★★ Response from the ownerThank you for your 5-star review! Carolina Villa ★★★★★ I had a great experience with Xammany ! I’m not knowledgeable about the business or the process of buying and selling jewelry, but thanks to meeting with Xammany I was able to understand much better how it all works. I’m very grateful for her impeccable service, sincerity and the offer she gave me. I will always recommend her to anyone looking to sell or buy their jewelry.Response from the ownerThank you so much Carolina. It was a pleasure to personally assisted you. misty alston ★★★★★ Response from the ownerThank you for your 5-star review! Sheena Lewis ★★★★★ Great experience and great serviceResponse from the ownerThank you for your 5-star review! Regjna Deluca ★★★★★ Response from the ownerThank you for your 5-star review! Simon ★★★★★ Xammany is very professional easy to deal with A++++++Response from the ownerThanks for your feedback. Gregory Rosa ★★★★★ I went to Dimond banc today and was I Great experience, my wife and I meet with Xammany our banker and she made us feel comfortable with the loan process ☺️, can’t wait to tell friends and family where to go when they are in need. Great company 👌 the whole process safe and easy.Response from the ownerThank you for your trust and allowing me to personally assisted you and your lovely wife. Cherise Mullins ★★★★☆ Very kind and knowledgable!Response from the ownerThank you for your kind words and feedback, Cherise! We appreciate your recognition of our team’s knowledge and kindness. Olga Rivera ★★★★★ Xammany Vongratsamy was great. She made me feel at ease immediately. Not only was she efficient and extremely professional, but she was understanding and supportive.Response from the ownerThank you so much for your trust to allowing me to assisted you. Mary Tyler Smith ★★★★★ Very professionalResponse from the ownerThanks for your feedback. Pierre Baker ★★★★★ I was honestly impressed. The waiting area was exquisite. A rooftop garden! I didn’t mind waiting lol. But the wait wasn’t long and I was satisfied with the terms of our negotiation. Will be doing future business with them!Response from the ownerThanks for your feedback. Nulyfe Venture Capital ★★★★★ Xammany is truly a gem. Her interpersonal skills are incredible and it truly makes the business encounter easy to maneuver. It doesn’t feel like business but more of a consultation and you are able to make the best decision for your personal needs. I highly recommend working with her. You won’t regret it.Response from the ownerThank you so much for your trust. It means a lot to us. Torin zielenski ★★★★★ Beautiful storefront, just be aware you need to park on 7 and take the elevator to the bottom floor then sign in and take the elevator to 11. Xammany met me at the entrance and showed me to her office. All was a very pleasant experience and and our business was concluded efficiently and professionally with a personal flare that made me feel really comfortable. In the end I was given a fair price for my watch.Response from the ownerThank you Torin. kim zalkin ★★★★★ I had a wonderful experience with Diamond Banc. I sold an engagement ring and some other items. I was given the highest prices by far. I had shopped around leading up to my experience at Diamond Banc. Xammany was extremely kind and professional. I will definitely do business with this company in the future.Response from the ownerThank you so much for your trust in Diamond Banc Kim. You are always welcome. shanida Lamberto ★★★★★ Great Company. Thanks for all the dedication and professionalism.Response from the ownerIt was an honor to assisted you Shanida. Luis Javier Castañeda ★★★★★ Best place, best price… 100% recommendedResponse from the ownerThank you so much Luis! Looking forward to assist you again. Yanelys Rodiles ★★★★★ Super super complacida con la atencion de xammany ,hizo muy buen trabajo ,quede encantada con ella ,sin dudas regrese siempre ,la recomiendo 100%Response from the ownerThank you so much Yanelys. It’s a pleasure to assisted you. Reno Davis ★★★★★ Xammany helped fund my business. I couldn’t have done it without her help!Response from the ownerAlways happy to personally assist you as your private banker. Eliezer Edwin ★★★★★ The experience from start to finish by far has been truly amazing and professional with Xammany. Not only was her customer service provided great but she ensured a high level of security and great communication was provide with us. It has been a smooth process. I highly recommend dealing with her for any services this business provides. This business deserves more than 5 stars.Response from the ownerThank you so much Eliezer. It was an honor to personally assisted you and will continue to do the best we can to provide the utmost respect and services to all of our clients. B V ★★★★★ Xammany is very knowledgeable and professional. I highly recommend you call to schedule an appointment with her!Response from the ownerThank you so much for allowing me to assisted you. Kristin Vongrassamy ★★★★★ Response from the ownerThank you for your 5-star review! pedro zaragoza ★★★★★ Xamanny is the best, would highly recommend to anyone looking for fast serious and professional service. 100% guarantee.Response from the ownerThank you so much for your trust and recommendation. Always here to assist you anytime Sir. lazer ismael ★★★★★ Xammany Was very kind and professional and easy to work highly recommend this business and herResponse from the ownerThank you lazer! It’s my pleasure to be able to assisted you. Vladlena ★★★★★ The security measures in place give me peace of mind, knowing that my financial information is well-protected. Moreover, Diamond Bank’s competitive interest rates have helped me achieve my financial goals. I will definitely use Diamond Bank againResponse from the ownerYour experience is our priority and thank you so much for your trust in us. We are always here to personally assist you as your personal banker. Mary Tyler Smith ★★★★★ Xammany was very kind and made the process seamless! I would 100 %recommend!Response from the ownerThank you so much Mary for allowing me to personally assisted you.
Unlock the value of your fine jewelry, watches, gold, and diamonds with Diamond Banc. As Miami’s premier jewelry pawn lender, we offer fast, convenient, and secure loans tailored to your unique needs. With our team of experts, lowest pawn rates, and flexible repayment options, we provide unmatched service and expertise. Trust Diamond Banc for confidential and professional pawn jewelry loans in Miami.
Discover the Diamond Banc difference today. Contact us or visit our Coral Gables or Aventura offices for the best pawn loan experience in Miami.
Get A Loan Secured By:
Get A Loan On Fine Jewelry Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently.
Get A Loan On Engagement Rings We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it.
Get A Loan On Loose Diamonds Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds.
Get A Loan On Luxury Watches Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more.
Get A Loan On Gold and Silver Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs.
Premier Source for Fast, Convenient, and Easy Loans in Miami
Diamond Banc in Miami is South Florida’s premier source for fast, convenient, and easy loans secured by your fine jewelry, watches, gold, and diamonds. Our Diamond Banc branches in Aventura and Coral Gables offer a variety of ways to access the inherent value of your fine jewelry, designer jewelry, luxury timepieces, precious metals, and diamonds. Through our fast, simple, and secure process, you can receive funds immediately upon acceptance of our offer.
When you choose Diamond Banc for your loan needs, you’ll be treated with the utmost respect and professionalism. With our rapid funding process, you can get the money you need without worrying about damaging your credit score or giving up ownership of your possessions.
Jewelry is a specialized field. A lender must understand the intricacies of jewelry lending in order to give you an accurate appraisal and competitive offer. Diamond Banc’s data-driven approach and team of experts know exactly how to assess your items, maximizing their value for you. We have two offices in Miami, FL that you can visit when it comes time to leverage the liquidity of your fine jewelry, Diamond Banc of Coral Gables & Diamond Banc of Aventura.
Diamond Banc is a well-established and trusted industry leader, offering short-term jewelry pawn loans using your jewelry as collateral. We are the best jewelry and watch lender in Miami. We have a simple process – request a quote, evaluate the jewelry items then receive immediate funding. With over 200+ Google reviews, you can trust Diamond Banc in Miami will provide the best pawn loan for your jewelry pieces.
Coral Gables Best Jewelry Lender
Our Director of Diamond Banc’s Coral Gables location, David Fernandez, is an experienced buyer and lender of diamonds, Rolex watches, and gold, in Miami. David’s entire professional career has been spent working in the jewelry industry, holding previous positions at Cartier, A. Lange & Sohne and was head of Patek Philippe sales for Tourneau of Miami therefore, he knows how to evaluate the true worth of your fine jewelry items. David’s experience and long-standing career in the jewelry industry enables him to offer clients more for their jewelry in the Coral Gables & Miami area than anyone else. When it comes time to leverage the liquidity your fine jewelry items possess, look no further than Diamond Banc in Coral Gables.
Our Director of Diamond Banc’s Aventura Branch, Xammany Vongratsamy, is a professional jewelry buyer and lender who has worked with several of the world’s most significant brands, including Tiffany & Co., Patek Philippe, Cartier, Harry Winston, and Girard Perregaux. She has extensive experience in the luxury goods and fine jewelry industry and will give you peace of mind that you are working with an expert in Miami. Xammany ensures every client has the professional, white-glove, experience that is so often found when clients first purchase their jewelry. She works with her clients to select the best liquidity option for them based on their needs and will stop at nothing to make sure you receive the highest payout for your fine jewelry items whether you sell them outright or secure a jewelry loan in Aventura.
Sometimes people need quick financial solutions and this is where Diamond Banc in Miami can assist! Utilize the value in your jewelry and watches to unlock the liquidity, while maintaining ownership of the pieces. If you are located in the Miami area and are seeking a jewelry pawn loan using your diamonds, fine jewelry, engagement ring, luxury watch or gold, Diamond Banc of Coral Gables & Aventura is your best financial solution. We structure our Miami luxury watch loans with our customers in mind, meaning that our funding process is fast, easy, and secure.
The Diamond Banc Pawn Loan Difference
HIGHEST LOAN OFFERS | The more a lender specializes in jewelry, the more they can offer for your items. Pawn shops take a wide range of items on collateral such as golf clubs, power tools, electronics, etc. In contrast, Diamond Banc offers pawn loans in their area of expertise: jewelry, watches, diamonds, and precious metals. We specialize and focus on one area of pawn loans, enabling us to offer the maximum amount. Our jewelry experts have been in the industry for decades and complete continuous training and education courses to recognize every value-adding factor when evaluating your items, to maximize your loan pawn amount. David, our local Miami FL Market Director is an expert with a decade of experience in fine luxury jewelry and specializing in watches. David’s extensive training and knowledge allow her to provide the maximum jewelry pawn loan offers in Miami.
CREDIT LINE FLEXIBILITY | Much like a traditional bank, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your loan pawn is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. We have several local Miami small business owners that have received a pawn loan in the past and now know the funding they can access using their jewelry, watches, or diamonds.
HASSLE-FREE REPAYMENT | In the decade following Diamond Banc’s inception, we quickly realized that every situation is different. Some of our clients need immediate funding for a personal financial situation while some of our clients want to borrow funds for a business opportunity. Consequently, Diamond Banc in Miami strives to be flexible to meet all of our customers’ needs. We can work with you to create an easy repayment plan for you and your financial needs. Diamond Banc also allows you to pick your monthly payment date. Compared to a traditional pawn, Diamond Banc allows you to make principal payments above the monthly interest payments, which will lower your total principal amount and monthly interest loan pawn payments, resulting in a faster repayment process.
BEST LOAN TERMS | Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then come see the vast difference doing business with Diamond Banc Miami will make.
CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS | Never worry about forgetting your loan pawn payment! Diamond Banc offers an automatic payment option, which makes it easy to pay your loan back quickly. We set up your account to automatically ensure your monthly payment is made, without adding another thing for you to remember. We know our clients are busy and we aim to make the pawn loan process an easy, seamless experience.
BUSINESS & PERSONAL USE LOANS | Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and privately.
Diamond Banc is Miami’s best option for fast, discreet, and confidential jewelry pawn loans.
We treat all customers with respect and professionalism. We work with you to provide the best loan terms possible, from the monthly interest on your pawn loan to the amount you want to borrow against your item. Whether you have a 0.50ct diamond or a vintage, highly sought-after Rolex, you will receive top-notch service with Diamond Banc of Miami.
We are trusted by people who want discretion when selling their jewelry—we offer private appointments at our offices in Coral Gables & Aventura to ensure confidentiality during each sale. Our staff is trained to provide every client with individualized attention, so we can obtain the most accurate evaluation of your item’s value and help you understand how this reflects its market value and resale potential. As a result, we can provide you with an array of liquidity options based on the funding you are seeking to secure from your precious metals, diamonds, and luxury watches while also providing you with peace of mind that each transaction is simple and secure.
Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:
Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park