Aventura's #1 Jewelry-Secured Lender

David Fernandez

Market Director

Coral Gables, FL

phone 1-786-605-9593

alternate_email david@diamondbanc.com

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

Xammany Vongratsamy

Market Director

Aventura, FL

phone 954-323-8475

alternate_email xammany@diamondbanc.com

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

Xammany is true professional. Straightforward, open and understanding. Easy to do business with and I recommend you call her first when you are looking to get a loan with your high end jewelry.

Carol B.

Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

Start a Quote

In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

From The Founder

What Client’s Are Saying

Cassey Smith ★★★★★ Brintney Ingraham ★★★★★ Fast, easy and brilliant service. This is going to be a long review and I NEVER do these but that’s just how great my experience was. Here was my situation: I found myself needing access to cash for an investment so I thought about getting a loan on my Tiffany’s engagement ring. I found Diamond Banc’s website Sunday night. The very next morning their representative, XAMMANY, called me and said she could help me and that I just needed to come into their Aventura office for inspection. I went that same day about 4p in the afternoon. I took my Tifanny’s ring, authentication certificate and appraisal report with me. XAMMANY has great customer service and doesn’t make you feel like “you need them” like many other dealers. She is easy to talk to and very helpful, she makes the process PAINLESS and SEAMLESS. After inspection, Xammany wired the funds immediately. In 24hrs I had the funds wired that I needed and I didn’t have to miss an investment opportunity. My entire process was Sunday night thru Tuesday morning! If you need cash and want to borrow against any fine jewelry like Tiffany’s, Rolex, etc CHOOSE DIAMOND BANC!!!P.S I also applied at another company when I applied at Diamond Banc. Not only did they reply two days too late but they only offered me HALF of what Diamond Banc loaned me.Response from the ownerThank you for your 5-star review! I appreciate your support and honesty. Richard smith soto ★★★★★ I experienced incredible service and professionalism in dealing with Xammany at Diamondbanc. She was extremely knowledgeable on her craft, reassuring, and has a wonderful spirit on collaboration to create favorable results for all parties. High levels of integrity and I rec commend doing business with her. 10/10Response from the ownerThank you for recognizing Xammany’s expertise, professionalism, and collaborative spirit! We appreciate your kind words and recommendation. Aimee Benitez ★★★★★ I highly recommend working with Xammany! She is extremely knowledgeable and makes the entire process seamless! You can totally trust her and this company!Response from the ownerThanks for your feedback. Junier Alcántara ★★★★★ Woooow Xammany, I love her, she’s a sweetheart, the world need more persons like this, I appreciate your work.Response from the ownerThank you for your 5-star review! nisha jeudy ★★★★★ Wonderful service . Very detailed and professional. . Would come back againResponse from the ownerThank you for your 5-star review! Lori ★★★★★ Perfect place to go to get top price for your valuables same day.Response from the ownerWe’re delighted you found our service valuable and efficient – thank you, Lori! Virginie Leplus ★★★★★ After calling the first time, I made an appointment on line which was very easy. Very convenient office bld with safe free parking. Xammany welcomed us in her office and took the time to explain the whole appraisal process.We were very satisfied and would come.back and recommend her.Response from the ownerThank you for your 5-star review! It was such a pleasure to meet you, your husband and Smokey too! Have fun watching the eclipe and send me pictures!!! Michael Laster ★★★★★ Great people to work with,helped my family in time of need will definitely work with Diamond Banc in the future. ASSUME!!Response from the ownerThank you for your 5-star review! Gelson Yoli ★★★★★ The attention and friendliness from Xamany was very special and top notch. We received a great offer from her team and she made the transaction seamless and easy. I would definitely recommend anybody to her. Thank you Xamany!Response from the ownerThank you for your 5-star review! It was a pleasure to personally assisted you and your wife. Please stop by anytime! Andres Izquierdo ★★★★★ Great experience and excellent service. Will go back to Diamond Banc next time a new opportunity arises and definitely recommended.Response from the ownerThank you for your 5-star review Andres! Mila ★★★★★ She was the sweetest was nice to meet an honest buyer (:Response from the ownerThank you for your kind words, Mila! It was a pleasure assisting you as an honest buyer (: Lili Jara ★★★★★ Xammany is a remarkable individual, amazingly skillful in this business. Fun to talk, easy to converse any topic. I highly recommend her for evaluations on your precious jewelry. I definitely come back to her!!Response from the ownerThank you for your 5-star review! Allison Grant ★★★★★ My first time was a great experience I felt comfortable and everything went very wellResponse from the ownerThanks for your feedback. Jason Finkelstein ★★★★★ Professional, kind and flexible stayed late to make my much needed loan happen! Highly recommended!!!Response from the ownerThank you for your kind words, Jason! We appreciate your recommendation and are happy we could help make your loan happen. Anna Korsky ★★★★★ Highly recommendResponse from the ownerThank you for your 5-star review! Andrea Dent ★★★★★ I had the pleasure of visiting the Diamond Banc yesterday and found the owner and the entire experience to be AWESOME!!! I had a few pieces of jewelry to sell. The owner took her time determining the value and gave me a more than fair price for my pieces. I highly recommend this companyResponse from the ownerThanks for your feedback. Bruno Papa ★★★★★ Great experience wilt Xammany, fast, practical and concrete.Response from the ownerThanks for your feedback. Carol Deane ★★★★★ I felt very comfortable with their transparency of my diamond appraisal. Extremely professional.Response from the ownerThank you for your 5-star review! Erez Jontef ★★★★★ Smooth and professional transaction. Too much text prior but go to Xammany (sho money) and she is very professional and smooth. I received my wire same day and it was better than expected. Thanks!! I will use this service again.Response from the ownerThanks for your feedback. It was a pleasure to personally assisted you. NELSON VIVAS ★★★★★ Thank you for your service I’m pleased very professional, this is my second time working with you and I’m very happy. GraciasResponse from the ownerThanks for your feedback. Waheed Wazidali ★★★★★ Wonderful experience. Friendly, professional and extremely helpful. Xammany was thoughtful and understanding. I had an excellent visit and experience!Response from the ownerThanks for your feedback Waheed. Nattie Verna ★★★★★ I had a great experience at Diamond Banc.Once again X manny treated me like family. Thank YouResponse from the ownerIt was a pleasure to assist you. Pam Walker ★★★★★ Xammany provided excellent customer service 😊.Response from the ownerThank you for your 5-star review! Mrs. T ★★★★★ My first experience and it was welcoming, comfortable and professional. Xammany made the process seemless and I was happy with the price offered for my luxury watch. Thank you.Response from the ownerThank you so much for your feedback TT! ken v ★★★★★ Xammany was amazing sheTakes care of us with quality and care every time From My Mother to my Brothers . To make sure we left smiling and Happy!Response from the ownerThanks for your feedback. Steve Stein ★★★★★ My wife and I were offered a great price for some jewelry that both of us don’t wear. We dealt with Xammany who is very personable and interesting. We enjoyed talking with Xammany about Thailand. I would deal with Diamond Banc again.Response from the ownerThanks for your feedback. Mark Keller ★★★★★ Great service, offer was 25% higher than another place.Response from the ownerThanks for your feedback. Daruco Pacouloute ★★★★★ I’m a return customer and the service is the same . Excellent!! Xammany saved the day !!!! AGAIN !!!’nnnResponse from the ownerYou’re welcome anytime Sir! Даниил Елисюк ★★★★★ I want to say, thank you for the director of the company Xammany, for the service that she provided during whole selling process. Wonderful service!Response from the ownerThanks for your feedback. gabriel maguina ★★★★★ Working with Xammany was great. Very reliable and gave me a good value for my watch. Will be working with her again.Response from the ownerThanks for your feedback Gabriel. Looking forward to assisting you again soon. fernando caceres ★★★★★ Xammany was awesome 🤩 great client service with a lot of attention for detail. Was able to sell my jewelry, and leave happily. I will definitely be back. Highly recommend 👌🏼Response from the ownerThank you so much Fernando. It was a pleasure to assisted you. Julio Avila ★★★★★ Highly recommend!Response from the ownerThank you Julio! Emily Buckley ★★★★★ Response from the ownerThank you for your 5-star review! E Manning ★★★★★ Xammany in Aventura is incredible- she’s patient, thorough and inclusive as she shares what and how she evaluates – she also taught me a lot in the process! She explained how to transform forgotten items in your jewelry box into more! An excellent professional with a wealth of knowledge and true transparency. Kind and delightful- I appreciate the evaluation experience and zero pressure to make any decisions. I highly recommend working with Xammany.Response from the ownerThanks for your feedback. robert westfall ★★★★★ Making the decision to sell your own personal jewelry can be a daunting challenge to say the least. Diamond Banc provided me with the best opportunity one could wish for.Totally Professional in every aspect of the transaction. If you’re considering selling your jewelry in the Aventura Florida area Xammany is the person you want to contact at Diamond Banc. You will be very happy you did.Response from the ownerThank you so much Robert for your trust in us. We appreciate you and will look forward to assisting anytime. Fabian Yearwood ★★★★★ I had a remarkable experience working with Xammany at Diamond Banc located in Aventura Florida. Her expertise in offering loans against diamonds and gold is truly commendable. What sets her apart is not just the excellent rates she offers but also her extensive knowledge and invaluable advice, making every interaction insightful and productive. Xammany exudes trustworthiness and professionalism, making the entire process seamless and stress-free. She ensures a comfortable environment, where you never feel pressured, and she guides you effortlessly through the process. Doing business with her has been an absolute pleasure, thanks to her expertise, trustworthiness, and dedication to ensuring a smooth experienceResponse from the ownerThank you so much Fabian. The pleasure was all mine and you are welcome to visit us in the near future needs. Roderic Duncombe ★★★★★ Diamond Banc in Aventura, Florida, under the expert leadership of director Xammany, is a standout in the diamond finance industry. Xammany’s profound knowledge about diamonds extends beyond loans to the intrinsic value of each piece, presented through eloquent and insightful explanations. Her expertise is a rarity that sets him and Diamond Banc apart.What further distinguishes Xammany is her client-centered approach. Providing bespoke solutions tailored to unique needs, she adds a personal touch to his business that is refreshing in an industry often seen as transactional. Diamond Banc and Xammany come highly recommended for their deep understanding of diamonds and their compassionate approach towards clients. They truly are a gem in the diamond finance industry.Response from the ownerThank you so much Roderic for your trust in me with Diamond Banc. It was an honor to be of your assistance. You are welcome anytime. Tristan Rondeau ★★★★★ Thank you so much Xammany for everything!! You are absolutely amazing!! From the first email to meeting in person it was the best experience. I highly recommend talking to Xammany you will not be disappointed. I can’t wait to see you again Aimee MarxResponse from the ownerThank you so much for your trust in me. It was a pleasure to assisted you. You are welcome anytime. Aimee Marx ★★★★★ This was the best experience ever!! Xammany is absolutely amazing!! She is so knowledgeable. So sweet and taught me so much. I wouldn’t go anywhere else to sell jewelry. I highly recommend Diamond Banc. Thank you so so much Xammany you are truly the BEST!!!!!Response from the ownerThank you so much Aimee. I am blessed to have many wonderful clients like you. You are always welcome Aimee. Mariela Cervera ★★★★★ Response from the ownerThank you for your 5-star review! Mariela Mercado ★★★★★ This is an Amazing Business, Xammany with Diamond Banc Aventura is a pro in her field to the moment we talked on the phone the guidance reassurance and the way she treats you more than a friend by how she walks you to the office im very greatful for her and will only manage Business exclusively with Xammany in Diamond Banc excellent service above my expectations fast accurate and more than anyone in the jewelry field no competition THEY ARE THE BEST.Response from the ownerThank you so much Mariela. You’re far too kind and it was a pleasure to personally assisted you and your sweet daughter too. You’re always welcome anytime. Sabiha King ★★★★★ Response from the ownerThank you for your 5-star review! Carolina Villa ★★★★★ I had a great experience with Xammany ! I’m not knowledgeable about the business or the process of buying and selling jewelry, but thanks to meeting with Xammany I was able to understand much better how it all works. I’m very grateful for her impeccable service, sincerity and the offer she gave me. I will always recommend her to anyone looking to sell or buy their jewelry.Response from the ownerThank you so much Carolina. It was a pleasure to personally assisted you. misty alston ★★★★★ Response from the ownerThank you for your 5-star review! Sheena Lewis ★★★★★ Great experience and great serviceResponse from the ownerThank you for your 5-star review! Regjna Deluca ★★★★★ Response from the ownerThank you for your 5-star review! Simon ★★★★★ Xammany is very professional easy to deal with A++++++Response from the ownerThanks for your feedback. Gregory Rosa ★★★★★ I went to Dimond banc today and was I Great experience, my wife and I meet with Xammany our banker and she made us feel comfortable with the loan process ☺️, can’t wait to tell friends and family where to go when they are in need. Great company 👌 the whole process safe and easy.Response from the ownerThank you for your trust and allowing me to personally assisted you and your lovely wife. Cherise Mullins ★★★★☆ Very kind and knowledgable!Response from the ownerThank you for your kind words and feedback, Cherise! We appreciate your recognition of our team’s knowledge and kindness.

See all Google Reviews

Your Trusted Jewelry Lender in Miami

Discover the immense value locked within your fine jewelry, watches, gold, and diamonds with Diamond Banc. As the leading destination for pawn jewelry and jewelry loans in Miami, we specialize in delivering swift, hassle-free, and secure loans customized to your specific requirements. Backed by our team of seasoned experts, featuring the lowest pawn rates and flexible repayment plans, we ensure unparalleled service and expertise. Count on Diamond Banc for confidential and professional pawn jewelry loans tailored to your needs in Miami.

Experience the Diamond Banc advantage today. Get in touch with us or visit our offices in Coral Gables or Aventura for the ultimate pawn loan experience in Miami. Unlock the potential of your assets with Diamond Banc.

Get A Loan Secured By:

• Get A Loan On Fine Jewelry
  Our expert team in Miami specializes in providing loans against fine jewelry, including exquisite designer pieces from renowned brands such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, and more. With our jewelry loans, you can access the value of your precious items without having to part ways with them permanently. 
• Get A Loan On Engagement Rings
  We accept various types of diamond engagement rings, wedding bands, and complete wedding sets. With our jewelry loans, you can leverage the value of your ring to obtain the cash you need without permanently parting ways with it. 
• Get A Loan On Loose Diamonds
  Diamond Banc Miami is proud to accept loose diamonds measuring 0.5 carats or larger, regardless of their certification status. Our expert team specializes in evaluating diamonds and provides a free, comprehensive assessment of your diamonds.
• Get A Loan On Luxury Watches
  Diamond Banc Miami provides loans on luxury watches, offering you a convenient financial solution. If you own a high-quality watch in good condition with the necessary paperwork, you can access our loan service. We accept watches from prestigious brands such as Rolex, Cartier, Breitling, Omega, Tag Heuer, and many more. 
• Get A Loan On Gold and Silver
  Diamond Banc Miami specializes in helping you turn your gold and silver assets into immediate funds. Whether you have gold or silver coins, bars, or bullion in your collection, our knowledgeable team understands the value and market dynamics of these precious metals. With this expertise, we can offer competitive loan terms to meet your financial needs. 

Premier Source for Fast, Convenient, and Easy Loans in Miami

Diamond Banc in Miami is South Florida’s premier source for fast, convenient, and easy loans secured by your fine jewelry, watches, gold, and diamonds. Our Diamond Banc branches in Aventura and Coral Gables offer a variety of ways to access the inherent value of your fine jewelry, designer jewelry, luxury timepieces, precious metals, and diamonds. Through our fast, simple, and secure process, you can receive funds immediately upon acceptance of our offer.

When it comes to securing fast and reliable funds, Diamond Banc is your premier choice for jewelry loans in Miami. Experience the utmost respect and professionalism when you opt for our services. Our streamlined funding process ensures you receive the money you need swiftly, without concerns about damaging your credit score or relinquishing ownership of your prized possessions.

Navigating the intricate world of jewelry lending requires expertise and precision. At Diamond Banc, our data-driven approach and team of experts specialize in accurately appraising your items, ensuring you receive a competitive offer that maximizes their value. Visit our two convenient offices in Miami, FL – Diamond Banc of Coral Gables and Diamond Banc of Aventura – to leverage the liquidity of your fine jewelry with confidence.

As a trusted industry leader, Diamond Banc is committed to providing short-term jewelry pawn loans, utilizing your jewelry as collateral. Renowned as the premier jewelry and watch lender in Miami, we offer a straightforward process: request a quote, have your jewelry items evaluated, and receive immediate funding. With over 200 positive Google reviews, you can rely on Diamond Banc in Miami to deliver the best pawn loan for your jewelry pieces. Unlock the value of your assets with Diamond Banc today.

David Fernandez

Market Director

Coral Gables, FL

phone 1-786-605-9593

alternate_email david@diamondbanc.com

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

Xammany Vongratsamy

Market Director

Aventura, FL

phone 954-323-8475

alternate_email xammany@diamondbanc.com

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

Coral Gables & Aventura: Your Premier Destinations for Pawn Jewelry Loans

Sometimes people need quick financial solutions and this is where Diamond Banc in Miami can assist! Utilize the value in your jewelry and watches to unlock the liquidity, while maintaining ownership of the pieces. If you are located in the Miami area and are seeking a jewelry pawn loan using your diamonds, fine jewelry, engagement ring, luxury watch or gold, Diamond Banc of Coral Gables & Aventura is your best financial solution. We structure our Miami luxury watch loans with our customers in mind, meaning that our funding process is fast, easy, and secure.

The Diamond Banc Pawn Loan Difference

• HIGHEST LOAN OFFERS |  Specializing exclusively in jewelry loans sets Diamond Banc apart in Miami’s pawn shop landscape. While other establishments accept a wide array of items as collateral, we focus solely on jewelry, watches, diamonds, and precious metals, enabling us to offer maximum loan amounts tailored to your assets’ value. With decades of industry experience, our expert team undergoes continuous training to ensure precise evaluations, maximizing your loan pawn amount. Led by David, our local Miami FL Market Director, boasting over a decade of expertise in luxury jewelry and watch specialization, we guarantee the highest pawn loan offers in Miami. Trust Diamond Banc for specialized knowledge and unparalleled value when pawning your jewelry.
• CREDIT LINE FLEXIBILITY | Much like a traditional bank, Diamond Banc also enables our clients to borrow funds and access a continual line of credit. Our flexible repayment terms mean that as long as your loan pawn is in good standing, Diamond Banc allows customers to draw funds up and down against their items, like a credit line, or credit card. We have several local Miami small business owners that have received a pawn loan in the past and now know the funding they can access using their jewelry, watches, or diamonds.
• HASSLE-FREE REPAYMENT | In the decade following Diamond Banc’s inception, we quickly realized that every situation is different. Some of our clients need immediate funding for a personal financial situation while some of our clients want to borrow funds for a business opportunity. Consequently, Diamond Banc in Miami strives to be flexible to meet all of our customers’ needs. We can work with you to create an easy repayment plan for you and your financial needs. Diamond Banc also allows you to pick your monthly payment date. Compared to a traditional pawn, Diamond Banc allows you to make principal payments above the monthly interest payments, which will lower your total principal amount and monthly interest loan pawn payments, resulting in a faster repayment process.
• BEST LOAN TERMS | Diamond Banc in Miami will offer you the best local option of a high pawn loan amount and low borrowing costs of funds. In fact, we are so confident in our loans that we encourage our customers to shop around Florida to make sure they feel equally as confident in our offers. Our offers never expire, meaning that you have a chance to compare our offers with other pawn shops. Check with the others who offer pawn jewelry loans first, then come see the vast difference doing business with Diamond Banc Miami will make.
• CONTACTLESS, DIGITAL, & AUTOMATIC REPAYMENT OPTIONS | Never worry about forgetting your loan pawn payment! Diamond Banc offers an automatic payment option, which makes it easy to pay your loan back quickly. We set up your account to automatically ensure your monthly payment is made, without adding another thing for you to remember. We know our clients are busy and we aim to make the pawn loan process an easy, seamless experience.
• BUSINESS & PERSONAL USE LOANS | Loans from $500 to $275,000 are available for business or personal use. Our vast flexibility means we can offer a myriad of values to our customers. Diamond Banc is your local pawn option without value limits. Whether you are looking to borrow against a 0.50ct diamond or a 12.00ct diamond, we are dedicated to providing solutions to your financial needs, no matter how small or large. We can loan any amount, quickly and securely, and privately.

Diamond Banc is Miami’s best option for fast, discreet, and confidential jewelry pawn loans.

At Diamond Banc of Miami, we prioritize treating all customers with respect and professionalism, ensuring a seamless experience throughout your jewelry loan process. We collaborate with you to deliver the best loan terms possible, customizing everything from the monthly interest on your jewelry loan to the amount you wish to borrow against your item. Whether you possess a 0.50ct diamond or a vintage, highly sought-after Rolex, rest assured you’ll receive top-notch service tailored to your needs with Diamond Banc of Miami.

We cater to individuals seeking discretion when dealing with their jewelry assets, offering private appointments at our offices in Coral Gables & Aventura to uphold confidentiality during each transaction. Our staff is extensively trained to provide personalized attention to every client, facilitating accurate evaluations of your item’s value and offering insights into its market value and resale potential. This comprehensive approach enables us to present you with a range of liquidity options based on the funding you seek to secure from your precious metals, diamonds, and luxury watches, all while ensuring each transaction is straightforward and secure. Trust Diamond Banc of Miami for a hassle-free and confidential jewelry loan experience.

Diamond Banc of Coral Gables & Aventura serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Grove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town, and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park