Get a Quick Rolex Equity Loan and Access Cash Fast
Let our highly qualified buyers assist when it's time to sell your jewelry. We review every submission personally.
Simply tell us about your item, share some photos, give us your contact information, and we'll be in touch shortly!
Have questions? Message our team now.
National Headquarters | Columbia, MO
1-573-875-2265
kyle@diamondbanc.com
Book Appointment
National Headquarters | Sarasota, FL
1-573-875-2265
info@diamondbanc.com
Book Appointment
Mills MensorOwner and Founder
“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
-Sebastian C.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”
How it Works
- Request a value
- Visit an office or request a label
- Receive your offer and funding within 24 hours
FAQs
How does it work?
Getting a loan secured by your Rolex with Diamond Banc is simple, fast, & secure. You can begin the process by requesting a quote; Tell us about your Rolex utilizing our online submission form above. Then, a member of our team will reach out to you with an initial loan offer & a fully-insured shipping label. Once your Rolex is received here at our headquarters, it is inspected and our final offer is made. If you accept our offer, you will complete your loan documents online and receive funding right away. Once you pay your loan off, your item is sent back to you.
How do you determine how much my Rolex is worth?
There are various factors that impact the value of your Rolex watch. For instance; the condition, accessories (including box and papers), and the current selling value on the secondary market. We will thoroughly explain to you how we derive our loan offer and show you comparable Rolex watches on the market.
Will getting a loan secured by my Rolex impact my credit score?
No. Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000+, we conduct a background and credit check to ensure there are no pending insolvencies. We do not report to any credit agencies and our loans are 100% private. If the borrower elects not to repay their loan, they will surrender their pledged collateral with no impact on their credit score.
How long does it take to fund the loan?
In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. If you visit a Diamond Banc office, you have the ability to receive funding on the spot.
Do I have to make monthly payments?
Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. Watch this video to learn more about our Jewelry Equity Loan service.
How long do I have to make payments?
Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty.
Does having a Rolex with a box & paperwork make it worth more?
Yes. If your watch comes with extras such as an original Rolex box, paperwork, stickers, etc., these factors can potentially make your watch more valuable.
What if I don’t accept the final loan offer?
If you elect not to accept our offer, we will expedite your Rolex watch back to you under a fully-insured shipping label.
Is my Rolex watch insured?
Yes. Your Rolex watch is fully insured for 100% of its replacement value during shipment to our headquarters, the entire duration of the loan period, & return shipment back to you.
How is my Rolex watch stored?
Your Rolex watch is cataloged and stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults.
Can I sell my Rolex watch instead?
Yes. If you would prefer to sell your Rolex watch, visit our Sell Your Rolex page to complete the submission form. You may also explore our menu of liquidity options to determine what financial solution is ideal for you.
From The Founder
Our Offices Nationwide
Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.
Get a Loan Secured By Your Rolex Watch
You will likely be surprised to learn how much you can borrow against your Rolex watch. The stimulus and recent creation of easy credit and additional money supply have found their way into most asset classes, increasing or inflating their values. Rolex watches are no exception and have experienced unprecedented value appreciation in recent times. Today, there are countless quality online options for consumers to purchase and sell pre-owned Rolex watches. This was unheard of only a few short years ago. The ease of safe online luxury watch buying and selling has led to an explosion of online watch commerce.
This new distribution channel has proven to the world the liquid nature of Rolex watches and demonstrated the brand’s value retention, further increasing consumer appetite. Rolex’s exacting production standards to create new watches produce far fewer new watches than there is global demand, thus creating ultra-strong values in popular pre-owned Rolex models, unlike ever before.
Why You Should Leverage Your Rolex for a Loan:
- Rolex Demand: The global demand for pre-owned Rolexes allows for high loan values (LTVs). In some cases, individuals can borrow more than they paid for their watch and that’s why a loan on Rolex watches is the best decision.
- Retain Ownership: When you decide to get a loan against My Rolex, you actually retain ownership but receive the same amount of funds as you would by selling.
- Cost Savings: Less costly than selling your watch and later replacing it or buying a similar watch.
- Favorable Loan Terms: Very low cost of funds/interest rates for a Rolex loan.
- Confidential & Secure: No credit inquiry or income verification is required for a Rolex loan.
- Fast Funding: Receive your loan proceeds via wire in 24-48 hours.
- Credit-Line Flexibility: Draw funds up and down as needed.
Why Diamond Banc is the #1 Rolex Equity Lender in the nation:
Diamond Banc, owned and operated by seasoned industry experts, brings a wealth of knowledge and resources to the table, enabling us to offer unparalleled loan values, especially evident in our loans against Rolex watches. As an established pioneer in modernizing Jewelry Equity Loans nationwide, Diamond Banc has cultivated a robust and healthy business model. This strong foundation allows us to provide a competitive low loan cost structure on Rolex Equity Loans, a feat that would not be achievable if this were our sole loan product. Our comprehensive expertise and solid business practices empower us to deliver exceptional value to our clients, reinforcing our position as a leader in the industry.
Understanding A Rolex Equity Loan
The next facet of the evolving luxury digital marketplace = a return to banking’s true roots:
Loans in their original form, where loans are secured by real assets. The borrower pledged an asset and the lender loaned them a percentage of the collateral’s value. If the loan was not repaid, the lender sold the collateral and used the proceeds to pay the loan off. This basic and simple loan structure was prevalent for a notable period of banking history. The idea of solely loaning people money in an unsecured fashion, based largely on their signature and previous repayment history, creates significant liability for the lender or borrower.
This type of lending is a major contributing factor to our country’s ever-growing national debt. This credit-only borrowing has created the average credit card balance in America to balloon to over $6,300 in 2018 and US total credit card debt to reach $687 billion according to Experian!
When clients take out a loan against Rolex, they are responsibly borrowing against the ownership (equity) they have in their Rolex watch. If the borrower does not elect to repay the loan, the watch is sold to satisfy their loan obligation and the transaction is over. Rolex Equity Loans are non-recourse, meaning, if the borrower elects not to repay their loan, there is no negative effect on their credit and their debt is forgiven via the ownership transfer of their watch.
Tremendous advancements online have been made to allow customers to buy and sell pre-owned luxury items via Peer-to-peer platforms and online sellers and traders. The pre-owned luxury market is currently pegged at $6 billion annually and is rapidly growing. It is only a matter of time before the same savvy early adopters who saw the value in trading online luxury goods will turn to those same items to borrow against the equity they possess. In an ever more public world, the confidentiality and simplicity of a loan against a Rolex is an enticing option.
Diamond Banc is the nation’s best source for those who are planning to opt for loans on Rolex watches. We are Rolex experts and consider every value-adding factor, such as model, age, condition, and rarity, to offer the highest loan amounts possible. Using your Rolex watch as collateral to obtain a loan is a great way to access its liquidity while still maintaining ownership of your watch. You can rest assured that your Rolex will always be fully insured with Diamond Banc, whether it’s in transit to headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.
Discover Diamond Banc’s Exclusive Rolex Seller’s Agent Service
Achieving the highest possible selling price when you decide to sell your Rolex is at the core of our mission with Diamond Banc’s Rolex Seller’s Agent Service. We understand the importance of leveraging every unique feature of your timepiece, which is why we strategically list it on select, national industry platforms tailored for luxury watches. Additionally, we tap into our extensive network of authenticated buyers, specifically targeting those searching for comparable Rolex watches to yours, ensuring your Rolex receives the attention and selling price it deserves.
Our process doesn’t end until your Rolex finds a buyer willing to pay a price that not only meets but potentially exceeds our expected selling price. Upon the successful sale of your watch, you will be furnished with a thorough report detailing every aspect of the transaction. This report is designed to provide you with a clear and transparent understanding of the net proceeds you will receive from the sale, embodying our commitment to transparency and your satisfaction in the process of selling your Rolex. Learn more about our Rolex Seller’s Agent Service & discover if your Rolex qualifies.
Diamond Banc frequently makes loans on the following Rolex models:
- Rolex Submariner
- Rolex Sea-Dweller
- Rolex Deepsea
- Rolex GMT-Master & GMT-Master II
- Rolex Day-Date (President) & Day-Date II
- Rolex Datejust & Datejust II
- Rolex Cosmograph Daytona
- Rolex Yacht-Master & Yacht-Master II
- Rolex Explorer & Explorer II
- Rolex Air-King
- Rolex Milgauss
- Rolex Pearlmaster
- Rolex Cellini
- Rolex Sky-Dweller
- Rolex Oyster Perpetual
- Rolex Oyster Perpetual Date
- Rolex Oysterquartz
To discover how much you can borrow against your Rolex, contact Diamond Banc today. Call Diamond Banc at 1-573-875-2265 or visit one of our lending & buying office locations:
Our Offices Nationwide
Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.
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