Miami's #1 Jewelry Pawn Loans | Pawn Jewelry Lender - Diamond Banc

Miami's Premier
Jewelry Secured Lender

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Coral Gables, FL
Aventura, FL
954-323-8475
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David Fernandez

Coral Gables, FL

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

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Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Stefania Minutaglio
Stefania Minutaglio
17:18 16 Mar 23
Smooth and easy process. David was totally transparent, crystal clear in explaining everything, and 100% professional.
Julie Hinojosa
Julie Hinojosa
21:17 08 Mar 23
Satisfecho con el servicio de David,muy amable,no duden de obtener de sus servicios
Fouad Najjar
Fouad Najjar
20:08 07 Mar 23
I just got a personal loan from them using my watch as collateral. David in the Miami coral gables office was very hospitable and professional. The process went very smoothly. They give incredible rates and a quick delivery, It took a day. I highly recommend this place if you need a quick personal loan and wouldn’t mind using your watch as collateral. Would definitely use this service again.
J Valde
J Valde
17:17 07 Mar 23
Sur Ruiz
Sur Ruiz
18:10 23 Feb 23
Excelente atención!!! La oficina de Diamond Banc de Coral Gables es el mejor lugar para vender tus joyas. Agradecida y además complacida con David, un profesional y gentil especialista.
Jason Abril
Jason Abril
21:42 22 Feb 23
David was great! Came in and out very quick! Was very friendly and efficient! Highly Recommended 10/10!
edwardmadera
edwardmadera
17:58 22 Feb 23
Highly recommed. David is very knowledgeable and informed in every step of the process.
Xavier Nieves
Xavier Nieves
21:51 18 Feb 23
excelente servicio y amabilidad se los recomiendo.
Joy&Rejoice
Joy&Rejoice
04:00 17 Feb 23
Fast transaction, very accommodating and explained clearly the process and details of transaction. I love how the Director, David Fernandez assisted me. Thanks Diamond Banc.
Ms Sexy Barb
Ms Sexy Barb
01:29 17 Feb 23
Ariel Davis
Ariel Davis
17:44 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
Ariel Davis
Ariel Davis
17:43 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
All Access
All Access
17:42 31 Jan 23
Xammany was absolutely amazing and quick and efficient. Super sweet and knowledgeable. I won’t go anywhere else after my experience.
Alex Valdes
Alex Valdes
19:50 23 Jan 23
Working with David was a walk in the park as he is very professional and a genuine person. Definitely coming back to this establishment.
Martha Kirby Capo
Martha Kirby Capo
21:35 19 Jan 23
David F. was a dream to work with. Professional, friendly, and efficient, he made the process understandable and easy. I will definitely come to him again should I have more items to convert into cash!
Saúl Barat
Saúl Barat
23:36 12 Jan 23
Excelencia. Nivel superior en todo.Total excellence
Best company hands down don’t waste your time with anyone else best rates/fees
TEAM FINESSE
TEAM FINESSE
21:23 11 Jan 23
Very professional, taught me a lot about jewelry in a short time, and made our transaction very fast and simple. Thank you
elle1017
elle1017
12:13 05 Jan 23
Fantastic experience ! David is a true gem!Super professional, great environment and made the transaction flawless. Would definitely recommend to friends and family.
kathleen trocine
kathleen trocine
18:37 28 Dec 22
David is professional and friendly, he definitely know the market and offers a very fair price. I highly recommend him!
Maria Guedez
Maria Guedez
16:15 27 Dec 22
Gente muy seria y responsable. Altamente recomendado
Dunia Abusoud
Dunia Abusoud
23:02 22 Dec 22
Dalia Abu Soud
Dalia Abu Soud
23:02 22 Dec 22
Virginia Lombardo
Virginia Lombardo
17:03 20 Dec 22
David was awesome
Cate
Cate
19:41 07 Dec 22
Very friendly and informative!
Katerina Salgado
Katerina Salgado
15:43 03 Dec 22
Incredible experience!! David was so sweet
Pro Tax
Pro Tax
22:58 02 Dec 22
Diamond Banc is one of the most professional company out. David is awesome, he response quickly and answers every question. He made the process very simple, quick and honest. If you have any jewelry you’re looking to sell and want the most pay out. Then Diamond Banc is it, ask for David.
Mario Khoury
Mario Khoury
19:51 29 Nov 22
Great service. Highly recommended
Jessie John Cabuang
Jessie John Cabuang
17:21 29 Nov 22
Sabrina Jimenez
Sabrina Jimenez
03:19 29 Nov 22
Sebastian seba gil
Sebastian seba gil
19:30 22 Nov 22
David was a very kind and trusty during all our selling process
Ivan Wolozny
Ivan Wolozny
17:41 22 Nov 22
The absolute best customer experience I have ever had. WOW. I received a just amount for my jewelry and David was such a wonderful person to work with 10/5 would definitely recommend!
Matias De los Santos
Matias De los Santos
16:23 22 Nov 22
maria fuentes
maria fuentes
16:22 22 Nov 22
David es muy amable! Súper la atención y muy confiable!
Carolle El-Naffy
Carolle El-Naffy
20:38 21 Nov 22
Highly recommend David at Diamond Banc. He is very knowledgeable and makes you feel very comfortable and informed in every step of the process. Going into a situation that can be not only intimidating but unusual, I left very happy and comfortable with my decision. You will not be disappointed.
Lorena Lorenzo
Lorena Lorenzo
02:09 20 Nov 22
Blanco Productions
Blanco Productions
16:25 16 Nov 22
Great and FAST service! This is the second time me getting a loan and definitely coming back. Ask for David, he’s the best. Thanks again.
Maria Fuentes
Maria Fuentes
18:59 15 Nov 22
Profesional, gentil y aprendí algo del tema
Paul Stephan
Paul Stephan
18:35 15 Nov 22
Adrian Pontigas
Adrian Pontigas
14:39 14 Nov 22
The Best!!!
Rebecca Reed
Rebecca Reed
15:47 11 Nov 22
They were very professional and the gentleman I spoke with made feel very comfortable and welcome . He answered all my questions and and went above and beyond to give me the most money for my items .I’m very grateful thank you . I will most definitely refer this establishment to everyone. Thank you .
Jose Antonio Carmona
Jose Antonio Carmona
19:49 09 Nov 22
Super. Diamond Banc
Ron M.
Ron M.
18:13 07 Nov 22
Pleasure to do business with again, David is of great help, attentive and great follow up, highly recommended
Kika Singer
Kika Singer
14:58 05 Nov 22
Casaadora Newsletter
Casaadora Newsletter
12:35 05 Nov 22
Great place, best service!!!
Lissette Decos
Lissette Decos
01:51 05 Nov 22
andrea camporesi
andrea camporesi
21:30 03 Nov 22
David help me with so much, he is really professional and kind he explain me all the pass to proceed with a lot of patient answering me all the thousand question I did. Thank you David a lot
Michael Garcia
Michael Garcia
18:35 03 Nov 22
Great service at great rates.
Mike J
Mike J
17:08 03 Nov 22
David es muy profesional y sabe cómo conseguir los mejores precios a la hora de vender mis joyas. Definitivamente recomendado
Miami Mingo
Miami Mingo
18:51 02 Nov 22
Such a pleasure to do do business with. Definitely recommend
Steve Beaubrun
Steve Beaubrun
00:29 28 Oct 22
Maral Chergani
Maral Chergani
18:07 18 Oct 22
David he was very professional and friendly I will recommend his business for everyone
Samir Luzardo Torres
Samir Luzardo Torres
05:26 15 Oct 22
Morgan Hardman
Morgan Hardman
18:02 13 Oct 22
This place was great very detailed and informative. I learned so much about Diamond while I was there. Definitely highly recommend this location. They will definitely take care of you and not screw you over.
Steven Hopkins
Steven Hopkins
19:15 07 Oct 22
David has outstanding customer service, I recommended his business and will definitely return.
nicolas moreno
nicolas moreno
19:19 06 Oct 22
Jeannette Salazar
Jeannette Salazar
14:54 06 Oct 22
Molto soddisfatta!!
Tatiana Riusech Arias
Tatiana Riusech Arias
14:29 06 Oct 22
Mi recomendación por la profesionalidad del equipo en todos los sentidos y la relación calidad – precio . Cada oferta es una tentación ❤❤❤ Les deseo mucho éxito por cuidar cada detalle .
Kendra Lopez
Kendra Lopez
18:23 05 Oct 22
Lorenzo Aguiar
Lorenzo Aguiar
18:09 05 Oct 22
Elegant, incredibly professional and highly trustworthy. It is the place to go to deal with your most cherished family heirlooms or anything to do with your most valuable jewelry. David Fernandez is an asset to the company and all its customers.
Hyleem Triana Ramirez
Hyleem Triana Ramirez
15:19 05 Oct 22
Excelente servicio!
Santiago Nuñez
Santiago Nuñez
15:35 04 Oct 22
Nice Service.
Suhey Rojas
Suhey Rojas
15:31 04 Oct 22
joyce cabrera
joyce cabrera
14:04 04 Oct 22
Eric Valdes
Eric Valdes
18:15 14 Sep 22
Excelente negocio, profesional, amable y eficiente
Mills Menser
Mills Menser
20:06 26 Aug 22
No one works harder then Diamond Banc to provide their clients with the best combination of high prices paid or loaned and industry leading customer service.Diamond Banc provides unmatched liquidity solutions using one’s Rolex, diamonds or fine jewelry! LET’S GO!
Sebastian Cardona
Sebastian Cardona
13:13 25 Aug 22
Stellar service, a world of knowledge, and a very easy process. Thank you David for taking care of me so well! Highly recommended!
Shane Lenahan
Shane Lenahan
20:39 22 Aug 22
Incredible service! Very exclusive with no pressure! It was an enjoyable experience walking in a ‘pawn shop’! Taking pawnshops to another level! Funds were available immediately and I am very happy! Thank you guys
Dragan Spasoski
Dragan Spasoski
18:19 18 Aug 22
David was exceptionally professional. Congratulations to him. Transaction for the sale of the Rolex was simple and straightforward from start to finish. I shopped around and got the best rate with Diamond Banc.
Giora Breil
Giora Breil
22:18 17 Aug 22
Very trust worthy outfit. Not your regular pawnshop treatment.These people are serious, well educated.I highly recommend them
Mario Gutierrez
Mario Gutierrez
20:49 01 Aug 22
David is a very professional and educated person. All the transaction Wend fast and he was very helpful guiding me through the whole process.
Lucy B
Lucy B
20:15 27 Jul 22
Pich Michaels
Pich Michaels
16:28 21 Jul 22
Great company to get a loan from! I’ve used Diamond Banc twice. Both times the process was smooth and easy! Very prompt response and funding! They also offer great rates! I would recommend and use again!
Yaima Yukins
Yaima Yukins
00:18 29 Jun 22
Jason Perry
Jason Perry
18:44 24 May 22
William Conde
William Conde
13:21 19 May 22
Great experience and I would highly recommend if you are in a spot where you need to pawn a high end watch.
Daniele Frontela
Daniele Frontela
00:01 12 May 22
I highly recommend Diamond Banc. David was great!
Premium AUTO SALES
Premium AUTO SALES
20:42 11 Apr 22
David was awesome!!! Was in a tight spot and he gave me more help than I expected everything was smooth he was very transparent and fair. The whole process was quicker than I could of imagined any one in need of quick funding I highly recommend you use them.
Dairel Benemelis
Dairel Benemelis
06:43 09 Apr 22
Miguel Sirgado
Miguel Sirgado
02:58 09 Apr 22
Kervens Saint-Hilaire
Kervens Saint-Hilaire
18:43 06 Apr 22
The whole experience was amazing and was able to get a very good deal and price on the value of my timepiece.
Patrick Ductant
Patrick Ductant
16:48 05 Apr 22
Tom Techoueyres
Tom Techoueyres
15:03 30 Mar 22
David is very professional, courteous and the process is a pleasure. There is no need to look somewhere else, I am definitely recommending his services
Azahel MnRz
Azahel MnRz
03:13 19 Mar 22
chelo ar
chelo ar
21:03 17 Mar 22
Sold 2 Rolex get paid on spot! Ty so much David
Leonardo Vargas
Leonardo Vargas
03:49 17 Mar 22
Impressed how Xammany helped me at Diamond banc.
B V
B V
00:35 17 Mar 22
Poeut S Yim
Poeut S Yim
21:35 16 Mar 22
Alway amazing service.
dalany10
dalany10
20:47 16 Mar 22
Beautiful and smart girl
Don Bopp
Don Bopp
20:37 16 Mar 22
Eleonor G.W.
Eleonor G.W.
20:30 16 Mar 22
Carey Tait
Carey Tait
20:02 16 Mar 22
Latda Vongphakdy
Latda Vongphakdy
19:49 16 Mar 22
Xammany was extremely helpful, very friendly yet maintained her professionalism at all times.
Tho Inthavong
Tho Inthavong
19:38 16 Mar 22
Professional, friendly and great service
Xammany Vongratsamy
Xammany Vongratsamy
17:45 08 Mar 22
Nethershadow
Nethershadow
17:04 15 Feb 22
Best experience ever service and process is above and beyond all expectations
YULIET TORRES
YULIET TORRES
05:31 22 Jan 22
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Visit a diamond banc near you

Pawn Jewelry Loans in Miami

Diamond Banc is Miami’s premier jewelry pawn lender. If you are looking for a painless process for short-term loans on your jewelry or you searched “jewelry pawn loans near me?”, we are the right jewelry lender for you! The service you will receive during your jewelry pawn loan will be unmatched by any other pawn lender. We believe in giving our clients the best possible loan terms, while treating every customer with kindness. Our staff is comprised of a team of jewelry industry experts who have the knowledge and expertise to accurately assess your jewelry. David Fernandez, our Miami Market Director has spent 15+ years in this industry and fluently speaks both Spanish and English. When reviewing your pawn jewelry, our experts examine all factors that contribute to its value to ensure you the highest jewelry pawn values in Miami.

At Diamond Banc Miami, because of our industry knowledge, you can pawn jewelry with the confidence that we know the true value of your jewelry and will offer pawn loan values accordingly. The loan offer we give you for your pawn jewelry will almost always match the buy offer. The pawn jewelry we accept includes but is not limited to designer and estate jewelry, diamonds, & luxury watches. Some of the designer brands we accept include Rolex, Tiffany & Co., Cartier, Graff, Breitling, Patek Philippe, and more. In comparison to traditional pawn shops in Miami that offer pawn loans for a large variety of items, Diamond Banc specializes in pawn jewelry loans.

As a result of only offering pawn jewelry loans, we are able to offer significantly higher loan values than any other pawn lender in Miami. Here at Diamond Banc Miami, we believe that a jewelry pawn loan cannot be too big or too small. On a daily basis, Diamond Banc offers pawn jewelry loans that range from $1,000 – $100,000. Additionally, at Diamond Banc, we have the capability to offer loans from $250,000 to $1,000,000. We guarantee that no other Miami pawn lender will work harder or let you pawn jewelry for a higher value.

Miami’s Lowest Pawn Rates

When you select Diamond Banc as your jewelry lender, we ensure you receive the lowest interest rates possible for your pawn jewelry loans. The interest rates we charge on pawn jewelry loans are anywhere from 50%–80% lower than the interest rates offered by other Miami jewelry pawn shops and compared to what is allowed by Florida law.

Jewelry Pawn Loans with Flexible Repayment Options

At Diamond Banc, as your pawn lender, we genuinely want you to get your pieces back. For this reason, we offer repayment options with our pawn jewelry loans that are more flexible. Diamond Banc Miami encourages clients whose accounts are current and in good standing to make additional payments towards their pawn loan balance. Other Miami jewelry pawn lenders do not allow their clients to make additional principal payments. The only options these pawn lenders give to their clients are to repay the full loan amount or make interest payments. At Diamond Banc, we give our jewelry pawn loan clients the ability and flexibility to repay their loans on the schedule that works best for them.

Diamond Banc has locations in Tampa, Boca Raton, Miami, Orlando, Nashville, Kansas City, Columbia, & Rochester.

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Groove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Whether you’re looking for immediate funding or simply want to explore your options, Diamond Banc offers a hassle-free, no-obligation, no-cost item evaluation to design the best solution for your needs. Start the process online at DiamondBanc.com or give them a call at 786-501-8006 to schedule an appointment today at our Coral Gables office at 2332 Galiano St Suite 116, Coral Gables, FL 33134.

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