Miami's #1 Jewelry Pawn Loans | Pawn Jewelry Lender - Diamond Banc

Miami's Premier
Jewelry Secured Lender

Start Online & Complete In Person.

David Fernandez, Market Director

David Fernandez

Coral Gables, FL Market Director

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Jessica P.
Jodi is wonderful to work with! She made a sad situation as pleasant as possible, all while offering a fair exchange for my pieces. Highly recommend!
Scarlet C.
Jodi was such a doll! Easy to work with and well knowledgeable! Thank you so much, and we will definitely be back.
David R.
Good experience

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David Fernandez, Market Director

David Fernandez

Market Director

Coral Gables, FL


David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

Xammany Vongratsamy, Market Director

Xammany Vongratsamy

Market Director

Aventura, FL

phone 954-323-8475

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.

Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.


Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.


How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Juan C. BonillaJuan C. Bonilla ★★★★★ Response from the ownerThank you for the 5-star rating, Juan C. Bonilla! isabell restrepo lopezisabell restrepo lopez ★★★★★ Excelente servicio, fácil y rápido. 100% satisfechaResponse from the ownerMuchas gracias por compartir su opinion Isabell! Muy agradecido! Es un verdadero placer asistirle. Gracias! Feliz dia. David Orlando JimenezOrlando Jimenez ★★★★★ Excellent experience, very professional, great costumer services. Fast payment, and the best option in the market when compared with others companies.Response from the ownerThank you for your kind words, Orlando! We’re delighted to hear about your positive experience and satisfaction with our services. Pleasure to meet you! Thank you!! Michael NunezMichael Nunez ★★★★★ Amazing experience with David. Highly recommended. Will definitely do business with him again.Response from the ownerThank you for your kind words, Michael! Looking forward to working with you again. Thank you Sir! A real pleasure to assist you. Daniel BagdaDaniel Bagda ★★★★★ David is very professional.Fast payout glad to have done business with him. Daniel Baghdassarian.Response from the ownerThank you for your kind words, Daniel! It was a pleasure assisting you! – David Holton BuggsHolton Buggs ★★★★★ Response from the ownerThank you for the 5-star rating! Your support means a lot to us! GCAGCA ★★★★★ Ive sold a few of my watches with David at diamondbanc and was very pleased with each transaction. They were professional, gave fair pricing and the entire process was smooth. If you’re looking to sell a watch I highly recommend working with them. Thanks guys for all your helpResponse from the ownerThank you for choosing us to sell your watches! We’re glad you had a positive experience working with David and found the process smooth. We appreciate your recommendation and kind words!!! Thank you!!! DANIA BradyDANIA Brady ★★★★★ It was a pleasure doing business with this company and David. David was professional, quick and honest. The level of expertise and knowledge plus the detailed explanation of everything made it everything easy and smooth. I highly recommend David. If there were 100 stars ⭐️ I would rate him and his company with 100 stars. Thank you!🙏Response from the ownerThank you so much, Dania! We truly appreciate your kind words and recommendation. 🌟 It was our pleasure to provide you with professional, quick, and honest service. Your satisfaction is our priority, and we’re delighted to hear that our expertise and detailed explanations made the process easy and smooth for you. Thank you for choosing us as your trusted company. 🙏 Frank ValenciaFrank Valencia ★★★★★ Jason was very awesome to work with took the time to research my watch to give me the best priceResponse from the ownerThank you, Frank! We appreciate your kind words and are glad to hear that we provided you with excellent service. Melwin CorreiaMelwin Correia ★★★★★ Had a great experience with Diamond Banc in selling my Jewelry. Service was great by David and the process was easy without any issue. Very reliable with fair market price exchange. Would like to recommend my friends and family to try it incase if you want to buy, sell or loan your jewelry.Response from the ownerThank you, Melwin! We appreciate your kind words about your experience with Diamond Banc. We’re glad that David provided great service and made the process easy for you. We look forward to helping your friends and family with their jewelry needs. Kevin GarrityKevin Garrity ★★★★★ Response from the ownerThank you for the 5-star rating! We appreciate your support! NELSON VIVASNELSON VIVAS ★★★★★ I’m very happy and pleased to work with you this is my second time . Thank you Jason and David and everyone 👍👍👍👍Response from the ownerThank you, Nelson! It’s been wonderful working with you again. We appreciate your kind words and look forward to serving you in the future. Have a great weekend Sir! Susan JSusan J ★★★★★ It went both smoothly and professionally. I would definitely recommend them if attempting to sell a timepiece.Response from the ownerThank you, Susan! We appreciate your recommendation and are glad to hear that your experience was smooth and professional. Thank you!!!!! Colleen MarieColleen Marie ★★★★★ Amazing customer service! Fast and easy 🙂 loved the whole process to get these beat value for my fine JewleryResponse from the ownerThank you so much for your kind words! We’re glad to hear that you had an amazing experience with us!! We appreciate your support! Lucien SoarLucien Soar ★★★★★ David was really great , very professional. Great service ! I definitely recommend this company over any other in Miami.Response from the ownerThank you, Lucien! We appreciate your kind words and recommendation. Much appreciated!!!! javis johnsonjavis johnson ★★★★★ Response from the ownerThank you, Javis, for the 5-star rating! We appreciate your support. Bruce MartinBruce Martin ★★★★★ Response from the ownerThank you, Bruce! We appreciate your 5-star rating! It is a pleasure to assist you!! Jacquy GraingerJacquy Grainger ★★★★★ Response from the ownerThank you for the 5-star rating, Jacquy! We appreciate your support. Julio CardosoJulio Cardoso ★★★★★ David was very professional and service was excellentResponse from the ownerThank you, Julio! We appreciate your kind words! It was a pleasure to assist you! Thank you Sir! Kirdson SanzKirdson Sanz ★★★★★ I must say it was a fantastic experience. David was knowledgeable, friendly, and the transaction went smoothly. I appreciate his professionalism and would highly recommend them for anyone looking to buy or sell watches.Response from the ownerThank you, Kirdson Sanz! We’re so glad to hear that you had a fantastic experience with David. We really appreciate your recommendation. M BM B ★★★★★ It was a great pleasure making business with David. Very Professional, absolutely satisfied with the service provided. From the entrance, to meeting him, to deal with him all the way to finishing the transaction I felt safe and it’s 100% trustable business.Response from the ownerThank you so much for your kind words! It means a lot to us that you felt safe and trusted our business throughout the entire transaction. We appreciate your satisfaction and it was a pleasure working with you. Emily CordovaEmily Cordova ★★★★★ Excelente servicio y atención !Response from the ownerMuchas gracias Emily!! Un verdadero placer asistirle!!! Valentina CastellonValentina Castellon ★★★★★ Response from the ownerThank you so much for the 5-star rating, Valentina! We appreciate your support. Yilian BlancoYilian Blanco ★★★★★ Your jewelry feels safeResponse from the ownerThank you, Yilian, for your kind words and amazing 5 star review! We appreciate your support. Cliff Rouzier (Cliffdogg)Cliff Rouzier (Cliffdogg) ★★★★★ very nice and personable experience. friendly, fair and easy to work with. would definitely recommend to anyone looking to sell jewelry.Response from the ownerThank you, Cliffdogg! We appreciate your kind words and recommendation. It was a pleasure working with you. Diana PlataDiana Plata ★★★★★ What a great service! Easy, reliable, and extremely professional. David was so helpful from the moment I reached out to the company. I would highly recommend Diamond Banc to anyone.Response from the ownerThank you, Diana! We appreciate your kind words and recommendation. David is always here to assist you with anything you need. raul reyesraul reyes ★★★★★ Muy buen servicio estoy más que agradecido con Daniel 🙏Response from the ownerMuchas gracias Raul!! Aqui para servirle y muchas gracias por las 5 estrellas!! Luis LopezLuis Lopez ★★★★★ Response from the ownerMuchas gracias Luis! Es siempre un verdadero placer asistirle!! ricardo szlezingerricardo szlezinger ★★★★★ Great attention to detail .Response from the ownerThank you Ricardo!!! I appreciate it Sir. Pleasure to meet you. Thanks!!! lazaro gonzalezlazaro gonzalez ★★★★★ Amazing person! Good buisness! I highly recommend this gentlemanResponse from the ownerThank you for such a Great 5 star Review!! Much appreciated! Michael AcevedoMichael Acevedo ★★★★★ Un servicio muy profesional y honesto . Los recomiendo!!Response from the ownerMuchas gracias por las 5 estrellas Michael!! Un placer asistirle!! Gracias! jason citrojason citro ★★★★★ Very professional and honest. I’ve been to other and it felt like I was dealing with a used car salesman: Elijah and Diamond Banc are the real deal. I will hopefully be doing business with them again.I highly advise you check them out!Response from the ownerThank you for the amazing 5 star review! I really appreciate it! Annette TorresAnnette Torres ★★★★★ Great, and reliable. A trustworthy company.Response from the ownerThank you for sharing this great 5 star review! It is a pleasure to assist you! Thanks Annette! Jose G. Abinazar FigarellaJose G. Abinazar Figarella ★★★★★ ExcelenteResponse from the ownerMuchas Gracias!! Muy agradecido! Gabriela CapurroGabriela Capurro ★★★★★ David was extremely helpful. Smooth transaction.Highly recommended.Response from the ownerDear Gabriela, Thank you so much for sharing your experience with us! It is a pleasure to assist you! Thanks Gabriela! Miguel MontesinoMiguel Montesino ★★★★★ I was pleasantly surprised by how fast and honest the process was, in less than 30 minutes item was inspected, a deal was signed, and money was in the bank account in less than 2 hours. I don’t think it can get better than this. Thanks David for making this super easy.Response from the ownerDear Miguel! Thank you so much for the great 5-star review!!! I really appreciate it! Maria AvellanedaMaria Avellaneda ★★★★★ Response from the ownerThank you Maria! Andrea GoldmanAndrea Goldman ★★★★★ David was friendly, professional and knowledgeable. He helped me to get a fair deal for my jewelry. The whole process was fast and I received the money in a couple of hours.Response from the ownerDear Andrea! Thank you for sharing this amazing 5 star review! I really appreciate it! Thank you!!! Zack AkersZack Akers ★★★★★ Best service! They give great value, always a pleasureResponse from the ownerThanks Zack! It is always a pleasure to assist you Sir! Thank you for the amazing 5 star review!!!! Rose Bauer RiveroRose Bauer Rivero ★★★★★ Professional and great prices.Response from the ownerThank you so much Rose!!! Much appreciated! Thanks!! Alisa NebolsinaAlisa Nebolsina ★★★★★ I had such a great experince. David is professional and trustworthy. Thank you!Response from the ownerDear Alisa! Thank you so much for the 5 star review! It is a pleasure to assist you! Thank you!!! Israel BlancoIsrael Blanco ★★★★★ My experience was excellent. Elija was very friendly and professional. I would definitely do business with them again.Response from the ownerThank you so much Israel! It is a pleasure to assist you! Best David! Thanks! Javy JimenezJavy Jimenez ★★★★★ Response from the ownerThank you so much!!! Gio RaitzGio Raitz ★★★★★ Response from the ownerThank you Gio! Much appreciated! It is a pleasure to assist you! Carl GhedinCarl Ghedin ★★★★★ Response from the ownerThank you Carl!! Group TenGroup Ten ★★★★★ Very honest operation, straight forward and.hassle free. David was a pleasure to deal with and he pays top dollar.Response from the ownerThank you so much for the 5 star review! I appreciate it!! Jorge EnriqueJorge Enrique ★★★★★ David was very professional throughout the whole process in the sale of my Rolex watch. I highly recommend him and Diamondbanc. Thank you!Response from the ownerThank you Jorge! A real pleasure to assist you Sir! Thank you for the amazing 5 star review! Hanoi MachadoHanoi Machado ★★★★★ Response from the ownerMuchas gracias Hanoi!! Yolgies CardosoYolgies Cardoso ★★★★★ David was very professional, excellence service. I really recommend Diamond Banc for all your jewelry needs.Response from the ownerThank you so much for taking the time to leave me such a great 5 star review! I appreciate it. Nice meeting you! Thanks Sir! Al LopezAl Lopez ★★★★★ Great service, professional and transparent business . thank youResponse from the ownerThank you so much!! A real pleasure to assist you!! js_loader
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Start Online or Visit An Office Near You

Pawn Jewelry Loans in Miami

Diamond Banc is Miami’s premier jewelry pawn lender. If you are looking for a painless process for short-term loans on your jewelry or you searched “jewelry pawn loans near me?”, we are the right jewelry lender for you! The service you will receive during your jewelry pawn loan will be unmatched by any other pawn lender. We believe in giving our clients the best possible loan terms, while treating every customer with kindness. Our staff is comprised of a team of jewelry industry experts who have the knowledge and expertise to accurately assess your jewelry. David Fernandez, our Miami Market Director has spent 15+ years in this industry and fluently speaks both Spanish and English. When reviewing your pawn jewelry, our experts examine all factors that contribute to its value to ensure you the highest jewelry pawn values in Miami.

At Diamond Banc Miami, because of our industry knowledge, you can pawn jewelry with the confidence that we know the true value of your jewelry and will offer pawn loan values accordingly. The loan offer we give you for your pawn jewelry will almost always match the buy offer. The pawn jewelry we accept includes but is not limited to designer and estate jewelry, diamonds, & luxury watches. Some of the designer brands we accept include Rolex, Tiffany & Co., Cartier, Graff, Breitling, Patek Philippe, and more. In comparison to traditional pawn shops in Miami that offer pawn loans for a large variety of items, Diamond Banc specializes in pawn jewelry loans.

As a result of only offering pawn jewelry loans, we are able to offer significantly higher loan values than any other pawn lender in Miami. Here at Diamond Banc Miami, we believe that a jewelry pawn loan cannot be too big or too small. On a daily basis, Diamond Banc offers pawn jewelry loans that range from $1,000 – $100,000. Additionally, at Diamond Banc, we have the capability to offer loans from $250,000 to $1,000,000. We guarantee that no other Miami pawn lender will work harder or let you pawn jewelry for a higher value.

Loan Offer & Buy Offer Are The Same

At Diamond Banc of Miami in Coral Gables, run by Market Director David Fernandez, we uphold valuable core principles. Our commitment to fairness and consistency is evident in both our loan offers and buy offers. Unlike many pawn lenders who provide lower loan amounts than what they would pay to buy an item, at Diamond Banc of Miami, our loan offers and buy offers are nearly always the same.

With David Fernandez’s extensive 15 years of experience and expertise, combined with Diamond Banc’s data-driven process, we proudly offer unparalleled loan values in Coral Gables. Transparency and integrity are at the heart of our valuation process. When you choose Diamond Banc of Miami, you can trust that our dedication to providing exceptional loan values remains unwavering. Our objective is to offer the highest value for your valuable jewelry items, ensuring fair and competitive loan offers while providing a positive loan experience from start to finish.

As a reputable pawn lender, Diamond Banc consistently provides loans ranging from $50,000 to $250,000, catering to both personal and business use. We recognize that there are circumstances where larger loan amounts may be required, which is why we have the infrastructure and resources to offer loans of up to $1,000,000. This flexibility allows us to address a wide range of financial needs and provide the necessary financial assistance.

At Diamond Banc of Miami in Coral Gables, you can have full confidence that our loan values are based on accurate assessments and fair market prices. Our commitment to transparency and exceptional value sets us apart as the premier jewelry lender in the area. Whether you need funds for business ventures, personal expenses, or any other financial need, our high loan values ensure that you can access the capital you require while retaining ownership of your valuable jewelry assets.

Miami’s Lowest Pawn Rates

At Diamond Banc of Miami, we take pride in offering the lowest pawn interest rates in the area. Our interest rates are typically 50% to 80% lower than the standard rates allowed by law in the pawn industry. This significant reduction in interest rates sets us apart from other jewelry lenders in Miami, ensuring that you receive the most cost-effective pawn jewelry loan available.

As your trusted jewelry lender, we prioritize understanding your unique situation and working with you to create a repayment plan that suits your needs. Our dedicated team collaborates with you to customize the loan repayment terms based on your financial capabilities and preferences. We aim to provide a repayment plan that is manageable and helps you successfully fulfill your loan obligations. 

Jewelry Pawn Loans with Flexible Repayment Options

At Diamond Banc, as your pawn lender, we genuinely want you to get your pieces back. For this reason, we offer repayment options with our pawn jewelry loans that are more flexible. Diamond Banc Miami encourages clients whose accounts are current and in good standing to make additional payments towards their pawn loan balance. Other Miami jewelry pawn lenders do not allow their clients to make additional principal payments. The only options these pawn lenders give to their clients are to repay the full loan amount or make interest payments. At Diamond Banc, we give our jewelry pawn loan clients the ability and flexibility to repay their loans on the schedule that works best for them.

We understand the importance of flexibility when it comes to repayment terms for pawn jewelry loans. Unlike other pawn lenders, we provide distinct flexibility that allows you to tailor the repayment schedule to meet your specific needs. While the initial term of your loan with Diamond Banc is 30 days, we offer the option to extend it for additional 30-day periods if you require more time to repay the loan. This flexibility enables you to utilize our pawn jewelry loans for short-term financing needs ranging from 1 to 6 months, depending on your individual circumstances.

Diamond Banc – Your Trusted Jewelry Pawn Lender in Miami

At Diamond Banc of Miami in Coral Gables, we take pride in being Miami’s premier jewelry pawn lender. With our commitment to fairness, transparency, and exceptional loan values, we offer a painless process for short-term loans on your jewelry. Whether you’ve been searching for “jewelry pawn loans near me” or simply want the best possible loan terms, we are here to assist you. Our team at Diamond Banc of Miami comprises jewelry industry experts, including our Market Director David Fernandez, who brings over 15 years of experience to the table. With fluency in both Spanish and English, our team is well-equipped to provide you with unmatched service and expertise. We are committed to delivering exceptional customer service, ensuring that your needs are met and that you receive the highest level of knowledge and support throughout your jewelry pawn loan experience.

Experience the Diamond Banc difference in Miami and trust us to provide the highest loan values, lowest pawn rates, and unparalleled customer service. Contact us today to start your hassle-free and rewarding jewelry pawn loan journey.

Start Online or Visit An Office Near You

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Groove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Whether you’re looking for immediate funding or simply want to explore your options, Diamond Banc offers a hassle-free, no-obligation, no-cost item evaluation to design the best solution for your needs. Start the process online at or give them a call at 786-501-8006 to schedule an appointment today at our Coral Gables office at 2332 Galiano St Suite 116, Coral Gables, FL 33134.

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