Miami's #1 Jewelry Pawn Loans | Pawn Jewelry Lender - Diamond Banc

Miami's #1
Jewelry Secured Lender

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David Fernandez, Market Director

David Fernandez

Coral Gables, FL Market Director

alternate_email david@diamondbanc.com
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Jose S.
1718817390
Great serviceGreat overall experience
julietta M.
1718295803
muy buena experiencia la persona es muy amable y nos dio su opinión honesta
Medeia S.
1718135775
David Fernandez at the Coral Gables office is punctual, professional, and courteous. I felt that my jewelry and I were in good hands with his expertise and honesty. I found him through Google and the positive reviews posted here, and I can now see that the reviews are completely warranted. If I am ever in need of jewelry services again, I will definitely revisit.
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“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.
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Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Francisco CardonaFrancisco Cardona ★★★★★ Response from the ownerThank you for the 5-star rating, Francisco! I appreciated!! Jose SanabriaJose Sanabria ★★★★★ Great serviceGreat overall experienceResponse from the ownerThank you for sharing your feedback! We’re glad to hear you had a great experience with our service. Have a great day Jose! Thank you so much! julietta migueljulietta miguel ★★★★★ muy buena experiencia la persona es muy amable y nos dio su opinión honestaResponse from the ownerMuchas gracias! Es un placer asistirle!! Gracias – David Medeia SharifMedeia Sharif ★★★★★ David Fernandez at the Coral Gables office is punctual, professional, and courteous. I felt that my jewelry and I were in good hands with his expertise and honesty. I found him through Google and the positive reviews posted here, and I can now see that the reviews are completely warranted. If I am ever in need of jewelry services again, I will definitely revisit.Response from the ownerDear Medeia! Thank you so much for the amazing 5 star review!! We appreciate your kind words and are glad to hear about your positive experience. Thank you for trusting us with your jewelry, and we look forward to assisting you again in the future! David. Thomas A MeierThomas A Meier ★★★★★ Perfect experience, David was a pleasure to work with.Response from the ownerThank you for your kind words, Thomas! It was a pleasure working with you too. Jason LouieJason Louie ★★★★★ Great service!Response from the ownerThanks for the positive feedback, Jason Louie! Much appreciated! George IzquierdoGeorge Izquierdo ★★★★★ Met with David Fernandez, he was very professional, friendly, and very honest and transparent with his opinion on the item I brought. I had such a positive experience that I took his card as Mt go to for future jewelry selling. Highly recommend this company.Response from the ownerThank you for your kind words, George! We appreciate your recommendation and look forward to assisting you with your future jewelry selling needs. Much appreciated!!! Thank you so much! David David DriesbachDavid Driesbach ★★★★★ Response from the ownerThank you for the 5-star rating, David! Nashali Ruiz AlbinoNashali Ruiz Albino ★★★★★ Buena comunicación, buen servicio al cliente. Lo recomiendoResponse from the ownerMuchas gracias! Muy agradecido! Paige OslerPaige Osler ★★★★★ I worked with David to sell a watch and it was a very easy process! He evaluated the watch through photos first and then in person. David was very friendly and I received the funds quickly. Would definitely use Diamond Banc againResponse from the ownerThank you for choosing Diamond Banc, Paige! We appreciate your kind words and are delighted to hear about your positive experience with David. Looking forward to assisting you again in the future! Much appreciated! Luciana GekoffLuciana Gekoff ★★★★★ Great experience. I highly recommend it !Response from the ownerWe’re so glad you had a great experience with us. Thank you for recommending us, and for the amazing review! Have a wonderful day!! GA GDGA GD ★★★★★ Very good Thank you.Response from the ownerWe are so glad you had a positive experience with us! Thank you so much for the 5 star review!! I appreciate it. LorenaLorena ★★★★★ Response from the ownerMuchas gracias Lorena!! Es siempre un placer asistirle! Saludos – David Excilien DesirExcilien Desir ★★★★★ UResponse from the ownerThank you so much for your support, Excilien! We truly appreciate it. Thank you for the review!!! Sharie ReidSharie Reid ★★★★★ Response from the ownerThank you so much for the 5 star review, Sharie! Much appreciated! Have a wonderful weekend! stephania fericellistephania fericelli ★★★★★ David was very kind, and patient. I was very satisfied with my sell of jewelryResponse from the ownerThank you for your kind words, Stephania! We’re glad to hear that you had a positive experience selling your jewelry with David. Thank you so much!!!! Karina BencomoKarina Bencomo ★★★★★ Great experience working with diamond banc and Richard.Response from the ownerThank you for sharing your positive experience working with Diamond Banc and Richard! Thank you!!! Ruben Antonio OrtegaRuben Antonio Ortega ★★★★★ Excellent Service and best price for your jewelry and watches , highly recommendedResponse from the ownerThank you so much for your kind words, and the amazing review! Thank you !! Peyton DowdPeyton Dowd ★★★★★ Great communication and nice people to work with. They found a buyer for my watch and that’s not even the service they typically provide!Response from the ownerThank you for sharing your experience with us, Peyton!! Pleasure to meet you!! Thank you! MarkizMarkiz ★★★★★ Best service!Response from the ownerThank you for your kind words! 🙂 Much appreciated! Jennifer BreasboisJennifer Breasbois ★★★★★ Such a wonderful company to work with and made the transaction seamless. Would definitely recommend!!Response from the ownerThank you for your kind words, Jennifer! We appreciate your recommendation and are glad to hear that your experience with us was seamless. I appreciate it! C CC C ★★★★★ Friendly staff, very professional.Response from the ownerThank you so much for the amazing review!! Much appreciated! Roland J. DupuyRoland J. Dupuy ★★★★★ David Fernandez at Diamond Banc is very very knowledgeable, personable, professional and is easily accessible. He is great to do business with and we enjoyed our experience very much. Thank you David and Diamond Banc! So happy we found this business on the web!Response from the ownerThank you for your kind words, Roland and Linda! I appreciate your feedback!! It is a pleasure to assist you! Thanks for the amazing review! Much appreciated! Reaper365Reaper365 ★★★★★ Set up appointment, got in and out the same day with my money. Fast and easyResponse from the ownerThank you for fhe amazing feedback! We appreciate your support! Thank you! Max MartinMax Martin ★★★★★ Honestly it is a pleasure to leave this review for David and Diamond Banc. From setting up my appointment online and finding them on Google Maps, to the final outcome that met and even exceeded my expectations. David was very quick to reply to my request for an appointment to sell my Cartier watch. Very friendly over text message and even friendlier in person, not really what one would expect from any other pawn service. Certainly not the kind of service I have received in the past. David was able to pay out what I had requested, he was also very flexible as I was very late to my appointment. He was professional, very friendly, easy to communicate with, and never made me feel as though I was taking up his time although I kept him waiting and kept him from his lunch. Within two hours of meeting with him I received the wire transfer. I would recommend no other luxury pawn or selling service in Miami. Thank you again David!Response from the ownerDear Max! your kind words and detailed feedback truly warm our hearts! We’re delighted to hear about your positive experience with David from start to finish. Thank you for choosing Diamond Banc and for recommending us. Your satisfaction is our utmost priority, and we’re thrilled to have exceeded your expectations. Thank you Max!! Much appreciated! prv 311prv 311 ★★★★★ David was very nice to work with and helpful with my inquiries. I felt safe and in good hands.Response from the ownerThank you for your kind words! It was a pleasure assisting you and ensuring you felt secure. Much appreciated!! AntonAnton ★★★★★ Great service. ThanksResponse from the ownerThank you for your kind words! We appreciate your feedback. Angela DivinaaaAngela Divinaaa ★★★★★ My experience with Diamond Banc was highly positive. I worked with David and he was very professional and always responded in a timely manner. I will definitely do business again with Diamond Banc.Response from the ownerThank you for choosing Diamond Banc, Angela! We appreciate your kind words and look forward to assisting you again in the future. Juan CaputoJuan Caputo ★★★★★ Extraordinaria Atención y Confiable 100%Response from the ownerMuchas gracias Juan! Un verdadero placer asistirle! Que tenga muy buen dia! Fredy Yesid Guerrero CorreaFredy Yesid Guerrero Correa ★★★★★ La seguridad, seriedad y efectividad complementan el excelente servicio profesional y humano del señor David Fernández quien me atendió y guió en todo el proceso.Response from the ownerMuchas gracias por sus comentarios, y un verdadero placer asistirle!! Mcuhas gracias Fredy!!! Que tenga muy buen dia! Aqui para asistirle. Ugo CapassoUgo Capasso ★★★★★ Response from the ownerThank you for the 5-star rating, Ugo! Martin MasMartin Mas ★★★★★ “David at Diamond Bank was exceptional. His professionalism and clear communication set the perfect tone. The transaction went seamlessly, exactly as expected. Highly recommend David and Diamond Bank. Will definitely return.”Response from the ownerThank you for recognizing David’s exceptional professionalism and clear communication. We appreciate your recommendation and look forward to serving you again. Shailiana EspinalShailiana Espinal ★★★★★ La verdad que fue una muy buena experiencia. Quedé muy agradecida con el trato y ni hablar de las ofertas que recibí fueron muy considerados, fui atendida por su director David Fernández muy profesionales con un servicio increíble. Sin duda alguna regresaría y sobre todo los recomendaría.Response from the ownerMuchas gracias por compartir su experiencia! Es un verdadero placer asistirle! Gracias Shailiana!! Vincent RaniereVincent Raniere ★★★★★ Diamond Banc provides a great service and is a great help to cash in jewelry and watches at a great value. I’m very happy with there service and will definitely be back.Response from the ownerWe’re delighted to hear that you had a positive experience with us and we appreciate your kind words. Looking forward to assisting you again in the future! Thank you Vincent!!! Lilliam EureLilliam Eure ★★★★★ Response from the ownerThank you for the 5-star rating, Lilliam! We appreciate your support. Francisco AscorbeFrancisco Ascorbe ★★★★★ Quick service and courteous treatment by Mr. Fernandez.Response from the ownerWe’re delighted to hear that you had a positive experience with Mr. Fernandez! Thank you for taking the time to share your feedback. lau ospinalau ospina ★★★★★ David was helpful, well informed and the transaction was made simple and quick with the clear direction and knowledge on all subjects discussed during transactions. Highly recommend Diamond Bac to anyone looking to sell any jewelry quickly and seamlessly!Response from the ownerThank you for recommending Diamond Bac! We appreciate your kind words about David’s assistance and our smooth transaction process. Much appreciated! Thank you!!!! Ivan ChristiansenIvan Christiansen ★★★★★ Response from the ownerThank you for the 5-star rating! I appreciate it! Thank you Ivan!! Edwin Lemuel OrtizEdwin Lemuel Ortiz ★★★★★ David Fernandez, es un verdadero profesional. Hizo una evaluación justa de mis prendas y me hizo una oferta muy razonable que acepte. Agradecido. Lo recomiendo 100%. Thank you, David.Response from the ownerMuchas gracias Edwin! Un verdadero placer asistirle y muy agradecido con sus comentarios! Muchas gracias!!! Feliz fin de semana! David Juan C. BonillaJuan C. Bonilla ★★★★★ Response from the ownerThank you for the 5-star rating, Juan C. Bonilla! isabell restrepo lopezisabell restrepo lopez ★★★★★ Excelente servicio, fácil y rápido. 100% satisfechaResponse from the ownerMuchas gracias por compartir su opinion Isabell! Muy agradecido! Es un verdadero placer asistirle. Gracias! Feliz dia. David Orlando JimenezOrlando Jimenez ★★★★★ Excellent experience, very professional, great costumer services. Fast payment, and the best option in the market when compared with others companies.Response from the ownerThank you for your kind words, Orlando! We’re delighted to hear about your positive experience and satisfaction with our services. Pleasure to meet you! Thank you!! Michael NunezMichael Nunez ★★★★★ Amazing experience with David. Highly recommended. Will definitely do business with him again.Response from the ownerThank you for your kind words, Michael! Looking forward to working with you again. Thank you Sir! A real pleasure to assist you. Daniel BagdaDaniel Bagda ★★★★★ David is very professional.Fast payout glad to have done business with him. Daniel Baghdassarian.Response from the ownerThank you for your kind words, Daniel! It was a pleasure assisting you! – David Holton BuggsHolton Buggs ★★★★★ Response from the ownerThank you for the 5-star rating! Your support means a lot to us! GCAGCA ★★★★★ Ive sold a few of my watches with David at diamondbanc and was very pleased with each transaction. They were professional, gave fair pricing and the entire process was smooth. If you’re looking to sell a watch I highly recommend working with them. Thanks guys for all your helpResponse from the ownerThank you for choosing us to sell your watches! We’re glad you had a positive experience working with David and found the process smooth. We appreciate your recommendation and kind words!!! Thank you!!! DANIA BradyDANIA Brady ★★★★★ It was a pleasure doing business with this company and David. David was professional, quick and honest. The level of expertise and knowledge plus the detailed explanation of everything made it everything easy and smooth. I highly recommend David. If there were 100 stars ⭐️ I would rate him and his company with 100 stars. Thank you!🙏Response from the ownerThank you so much, Dania! We truly appreciate your kind words and recommendation. 🌟 It was our pleasure to provide you with professional, quick, and honest service. Your satisfaction is our priority, and we’re delighted to hear that our expertise and detailed explanations made the process easy and smooth for you. Thank you for choosing us as your trusted company. 🙏 Frank ValenciaFrank Valencia ★★★★★ Jason was very awesome to work with took the time to research my watch to give me the best priceResponse from the ownerThank you, Frank! We appreciate your kind words and are glad to hear that we provided you with excellent service. Melwin CorreiaMelwin Correia ★★★★★ Had a great experience with Diamond Banc in selling my Jewelry. Service was great by David and the process was easy without any issue. Very reliable with fair market price exchange. Would like to recommend my friends and family to try it incase if you want to buy, sell or loan your jewelry.Response from the ownerThank you, Melwin! We appreciate your kind words about your experience with Diamond Banc. We’re glad that David provided great service and made the process easy for you. We look forward to helping your friends and family with their jewelry needs. js_loader
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Start Online or Visit An Office Near You

Get a Loan on your Jewelry in Miami

Diamond Banc stands out as the premier destination for pawn jewelry in Miami. Seeking a hassle-free solution for short-term financial needs against your valuable jewelry? Look no further than our esteemed pawn shop in Miami. Whether you’re inquiring about “jewelry pawn loans near me” or simply need a trusted jewelry lender, we’ve got you covered!

Experience unparalleled service throughout your jewelry pawn loan journey with Diamond Banc. We prioritize offering the most favorable loan terms while ensuring every client is treated with utmost respect and care. Our dedicated team comprises seasoned jewelry industry professionals, including David Fernandez, our Miami Market Director with over 15 years of expertise, fluent in both Spanish and English.

When you choose Diamond Banc for your pawn jewelry needs, rest assured knowing your valuables are in capable hands. Our experts meticulously assess all facets contributing to your jewelry’s worth, guaranteeing you the highest pawn values in Miami.

At Diamond Banc Miami, we leverage our profound industry knowledge to provide accurate evaluations and generous pawn loan values for your jewelry. From designer and estate pieces to diamonds and luxury watches, we accept a wide array of items, including renowned brands like Rolex, Tiffany & Co., Cartier, and more.

Unlike conventional pawn shops in Miami, which accept various items for pawn loans, we specialize exclusively in pawn jewelry loans. This specialization enables us to offer substantially higher loan values than any other pawn lender in Miami.

Whether you need a modest sum or a substantial loan, Diamond Banc caters to all needs, with pawn jewelry loans ranging from $1,000 to $100,000 on a daily basis. Additionally, we have the capacity to extend loans from $250,000 to $1,000,000. Trust Diamond Banc to go above and beyond, ensuring you receive the highest value when you pawn jewelry in Miami.

Loan Offer & Buy Offer Are The Same

At Diamond Banc of Miami in Coral Gables, run by Market Director David Fernandez, we uphold valuable core principles. Our commitment to fairness and consistency is evident in both our loan offers and buy offers. Unlike many pawn lenders who provide lower loan amounts than what they would pay to buy an item, at Diamond Banc of Miami, our loan offers and buy offers are nearly always the same.

With David Fernandez’s extensive 15 years of experience and expertise, combined with Diamond Banc’s data-driven process, we proudly offer unparalleled loan values in Coral Gables. Transparency and integrity are at the heart of our valuation process. When you choose Diamond Banc of Miami, you can trust that our dedication to providing exceptional loan values remains unwavering. Our objective is to offer the highest value for your valuable jewelry items, ensuring fair and competitive loan offers while providing a positive loan experience from start to finish.

As a reputable pawn lender, Diamond Banc consistently provides loans ranging from $50,000 to $250,000, catering to both personal and business use. We recognize that there are circumstances where larger loan amounts may be required, which is why we have the infrastructure and resources to offer loans of up to $1,000,000. This flexibility allows us to address a wide range of financial needs and provide the necessary financial assistance.

At Diamond Banc of Miami in Coral Gables, you can have full confidence that our loan values are based on accurate assessments and fair market prices. Our commitment to transparency and exceptional value sets us apart as the premier jewelry lender in the area. Whether you need funds for business ventures, personal expenses, or any other financial need, our high loan values ensure that you can access the capital you require while retaining ownership of your valuable jewelry assets.

Miami’s Lowest Pawn Rates

At Diamond Banc of Miami, we pride ourselves on providing the most competitive pawn interest rates in the region. With rates typically 50% to 80% lower than the legal standards in the pawn industry, we stand out as the premier pawn shop in Miami for jewelry loans. This significant reduction in interest rates distinguishes us from other jewelry lenders in Miami, ensuring that you secure the most affordable pawn jewelry loan available.

As your reliable jewelry lender, we prioritize understanding your individual circumstances and collaborating with you to craft a repayment plan tailored to your needs. Our dedicated team works closely with you to customize loan repayment terms based on your financial situation and preferences. Our goal is to offer a repayment plan that is both manageable and conducive to fulfilling your loan obligations effectively. Trust Diamond Banc of Miami for unparalleled service and cost-effective jewelry loans that meet your needs.

Jewelry Pawn Loans with Flexible Repayment Options

At Diamond Banc, as your pawn lender, we genuinely want you to get your pieces back. For this reason, we offer repayment options with our pawn jewelry loans that are more flexible. Diamond Banc Miami encourages clients whose accounts are current and in good standing to make additional payments towards their pawn loan balance. Other Miami jewelry pawn lenders do not allow their clients to make additional principal payments. The only options these pawn lenders give to their clients are to repay the full loan amount or make interest payments. At Diamond Banc, we give our jewelry pawn loan clients the ability and flexibility to repay their loans on the schedule that works best for them.

We understand the importance of flexibility when it comes to repayment terms for pawn jewelry loans. Unlike other pawn lenders, we provide distinct flexibility that allows you to tailor the repayment schedule to meet your specific needs. While the initial term of your loan with Diamond Banc is 30 days, we offer the option to extend it for additional 30-day periods if you require more time to repay the loan. This flexibility enables you to utilize our pawn jewelry loans for short-term financing needs ranging from 1 to 6 months, depending on your individual circumstances.

Diamond Banc – Your Trusted Jewelry Pawn Lender in Miami

At Diamond Banc of Miami in Coral Gables, we take pride in being Miami’s premier jewelry pawn lender. With our commitment to fairness, transparency, and exceptional loan values, we offer a painless process for short-term loans on your jewelry. Whether you’ve been searching for “jewelry pawn loans near me” or simply want the best possible loan terms, we are here to assist you. Our team at Diamond Banc of Miami comprises jewelry industry experts, including our Market Director David Fernandez, who brings over 15 years of experience to the table. With fluency in both Spanish and English, our team is well-equipped to provide you with unmatched service and expertise. We are committed to delivering exceptional customer service, ensuring that your needs are met and that you receive the highest level of knowledge and support throughout your jewelry pawn loan experience.

Experience the Diamond Banc difference in Miami and trust us to provide the highest loan values, lowest pawn rates, and unparalleled customer service. Contact us today to start your hassle-free and rewarding jewelry pawn loan journey.

Start Online or Visit An Office Near You

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Groove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Whether you’re looking for immediate funding or simply want to explore your options, Diamond Banc offers a hassle-free, no-obligation, no-cost item evaluation to design the best solution for your needs. Start the process online at DiamondBanc.com or give them a call at 786-501-8006 to schedule an appointment today at our Coral Gables office at 2332 Galiano St Suite 116, Coral Gables, FL 33134.

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