Miami's #1 Jewelry Pawn Loans | Pawn Jewelry Lender - Diamond Banc

Miami's Premier
Jewelry Secured Lender

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  1. Highest Loan Values & Lowest Borrowing Costs In The Nation.
  2. Borrow Funds As You Need. Credit Line Flexibility.
  3. Payments Above Minimum Interest Are Applied To Loan Balance.
  4. Automatic Payment & Digital Reminders.
  5. Items Are Insured While In Transit & In Our Possession.

Miami's #1 Jewelry Secured Lender

Pawn Jewelry Loans in Miami

Diamond Banc is Miami’s premier jewelry pawn lender. If you are looking for a painless process for short-term loans on your jewelry or you searched “jewelry pawn loans near me?”, we are the right jewelry lender for you! The service you will receive during your jewelry pawn loan will be unmatched by any other pawn lender. We believe in giving our clients the best possible loan terms, while treating every customer with kindness. Our staff is comprised of a team of jewelry industry experts who have the knowledge and expertise to accurately assess your jewelry. David Fernandez, our Miami Market Director has spent 15+ years in this industry and fluently speaks both Spanish and English. When reviewing your pawn jewelry, our experts examine all factors that contribute to its value to ensure you the highest jewelry pawn values in Miami.

At Diamond Banc Miami, because of our industry knowledge, you can pawn jewelry with the confidence that we know the true value of your jewelry and will offer pawn loan values accordingly. The loan offer we give you for your pawn jewelry will almost always match the buy offer. The pawn jewelry we accept includes but is not limited to designer and estate jewelry, diamonds, & luxury watches. Some of the designer brands we accept include Rolex, Tiffany & Co., Cartier, Graff, Breitling, Patek Philippe, and more. In comparison to traditional pawn shops in Miami that offer pawn loans for a large variety of items, Diamond Banc specializes in pawn jewelry loans.

As a result of only offering pawn jewelry loans, we are able to offer significantly higher loan values than any other pawn lender in Miami. Here at Diamond Banc Miami, we believe that a jewelry pawn loan cannot be too big or too small. On a daily basis, Diamond Banc offers pawn jewelry loans that range from $1,000 – $100,000. Additionally, at Diamond Banc, we have the capability to offer loans from $250,000 to $1,000,000. We guarantee that no other Miami pawn lender will work harder or let you pawn jewelry for a higher value.

Miami’s Lowest Pawn Rates

When you select Diamond Banc as your jewelry lender, we ensure you receive the lowest interest rates possible for your pawn jewelry loans. The interest rates we charge on pawn jewelry loans are anywhere from 50%–80% lower than the interest rates offered by other Miami jewelry pawn shops and compared to what is allowed by Florida law.

Jewelry Pawn Loans with Flexible Repayment Options

At Diamond Banc, as your pawn lender, we genuinely want you to get your pieces back. For this reason, we offer repayment options with our pawn jewelry loans that are more flexible. Diamond Banc Miami encourages clients whose accounts are current and in good standing to make additional payments towards their pawn loan balance. Other Miami jewelry pawn lenders do not allow their clients to make additional principal payments. The only options these pawn lenders give to their clients are to repay the full loan amount or make interest payments. At Diamond Banc, we give our jewelry pawn loan clients the ability and flexibility to repay their loans on the schedule that works best for them. mock up

Draw Funds Up & Down As Needed

As your jewelry lender, in addition to giving you the flexibility to repay your loan principal balance a little at a time, Diamond Banc believes in giving you the ability to have your funds be re-advanced! For example, if your initial loan amount was $10,000 and you paid down your balance to $3,000, you now have the ability to draw your loan balance back up to receive a $7,000 loan re-advance based on the difference between the initial loan value and what you have paid to date. Providing that your account is in good standing, Diamond Banc Miami gives you the ability at any time to draw your pawn jewelry loan balance back to the original loan amount and you can treat the jewelry pawn loan like a credit card or traditional line of credit, which gives you access to funds whenever the need arises.

Your Pawn Jewelry Collateral is 100% Insured

Diamond Banc considers the safety of your jewelry pawn loan’s collateral incredibly important. At a traditional jewelry pawn lender, the fine print on a majority of their contracts states that your jewelry collateral is not insured in the event of damage, theft, or loss. At Diamond Banc, we want you to know that we take the safety of your collateral seriously. We want you to feel comfortable knowing that at Diamond Banc all jewelry pawn loan collateral is insured for the full original amount of the loan, or for a higher amount if needed, during transportation and for the entire duration of your loan.

A trusted industry leader, offering short-term loans secured by:

Diamond Banc has locations in Tampa, Boca Raton, Miami, Orlando, Nashville, Kansas City, Columbia, & Rochester.

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Groove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Whether you’re looking for immediate funding or simply want to explore your options, Diamond Banc offers a hassle-free, no-obligation, no-cost item evaluation to design the best solution for your needs. Start the process online at or give them a call at 786-501-8006 to schedule an appointment today at our Coral Gables office at 2332 Galiano St Suite 116, Coral Gables, FL 33134.

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Meet our Miami, Florida Director:

David Fernandez

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!



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Complete our free and simple submission form describing your item. After reviewing your submission, our team of experts will contact you with an initial quote, usually within one business day.

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Expert Evaluation

Mail-In or In Person

After reviewing our initial offer, we will provide you with a fully insured, prepaid shipping label to safely send your items to our national headquarters for official evaluation. You are also welcome to visit one of our numerous locations nationwide to immediately complete your transaction in person.


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Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don’t like our offer? No worries! Your item will be quickly returned to you. No risk. No obligation.

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