Miami's #1 Jewelry Pawn Loans | Pawn Jewelry Lender - Diamond Banc

Miami's Premier
Jewelry Secured Lender

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David Fernandez

Coral Gables, FL Market Director

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Luis Eduardo G.
Yeitter U.
Muy profesional.
mauro M.
David was amazing, great customer service.

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David Fernandez

Coral Gables, FL

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

“After watching countless videos on YouTube, I reached out to Diamond Banc and was introduced to Jordan. He made the process seamless and simple and answered all of my questions. The entire process, from initial contact to securing a loan took less than 48 hours.
I am very impressed with their process and level of customer service and highly recommend them to anyone needing to access their jewelry’s equity. Thank you again!”

-Sebastian C.

Get a Quote

In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

Start a Quote

In-Person Evaluation

Complete In Person

Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.


Get Funded

Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.


How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What if I don’t accept the loan offer?

If you elect not to accept our offer, our team will expedite your item back to you immediately.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, it takes less than 24 hours to receive payment from the moment you accept our loan offer. 

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

Once the loan is paid off, how do I get my item back?

Once your loan balance has been brought to zero, our team will expedite your items back to you.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Lucy LoganLucy Logan ★★★★★ Luis Eduardo GutierrezLuis Eduardo Gutierrez ★★★★★ EXCELENTE SERVICIOYeitter UrdanetaYeitter Urdaneta ★★★★★ Muy profesional.mauro martinezmauro martinez ★★★★★ David was amazing, great customer service.Olga CuestaOlga Cuesta ★★★★★ David has made the transaction I needed with an incredible professionalism and unbeatable personal treatment !Highly recommended!!!!!!!!Lowkye LegendLowkye Legend ★★★★★ Professional!!Response from the ownerThank you so much!! Best, David Pety RashkPety Rashk ★★★★★ David it’s very kind, professional and helpful!!! Thank you very much!!!Response from the ownerIt is a pleasure to assist you! Thank you for choosing Diamond Banc! anna maria rogatoanna maria rogato ★★★★★ Fui atendida muy bien. Hicieron todo lo posible para ayudarme y lo lograron. Los recomiendo. Son muy profesionales .Response from the ownerMuchas gracias por sus comentarios Anna! Es un verdadero placer asistirle! Shannon BallietShannon Balliet ★★★★★ Best prices paid for diamonds. Great experience.Response from the ownerThank you very much for the review! Much appreciated! Pleasure to meet you and assist you! Thank you!!! Zach SailorZach Sailor ★★★★★ The whole experience was super easy and quick, David is really knowledgeable and gave me a great price on items I was selling. Highly recommend!Response from the ownerDear Zach! Thank you so much for the amazing 5 star review, and sharing your experience! Much appreciated! Thank you Sir! rick reyesrick reyes ★★★★★ Dealing with David was an excellent experience. David was friendly, informative, and very respectful. Above all, treated me fairly. Communication and the whole of the experience was A+. Definitely would highly recommend.Response from the ownerThank you so much for taking the time to leave us this amazing 5 star review Sir! Much appreciated! It is a pleasure to assist you! Alejandra RuizAlejandra Ruiz ★★★★★ Response from the ownerThank you so much!! Juan Carlos AlvarezJuan Carlos Alvarez ★★★★★ I sold my jewelry and got the highest paid compared to any other place. Very professional, excellent service, friendly environment. I recommend Diamond Banc for all your jewelry needs. They are a true and rare gem, hard to find such amazing experience in service these days.Response from the ownerDear Juan Carlos! I really appreciate you taking the time to leave us this amazing 5 star review!!! Thank you Sir. Much appreciated! Thanks! Diego GonzalezDiego Gonzalez ★★★★★ Amazing experience. Learned a lot during my time there.. very professional and knowledgeable..Response from the ownerThank you Diego! I so grateful for the 5 star review and your words! Thank you so much!! Patpc SunpharmaPatpc Sunpharma ★★★★★ David and his team are truly fantastic. Thank you for providing support and solutions when needed most . As a legal professional I am always looking for hidden agendas, small print. Not here. Great experience. I will be back.Response from the ownerThank you so much for taking the time to share your experience. It means a lot to us! Much appreciated! Thank you!! Mauricio EscovarMauricio Escovar ★★★★★ Response from the ownerThank you Sir!! Claudia MoncayoClaudia Moncayo ★★★★★ David is the very best! I can’t say enough great things about his attention and service. He makes the company look very very good.As a customer, I felt very confident going to Diamond Bank and would definitely go back if I have to. As other reviews say, he is the one to go to!2 thumbs up!Response from the ownerDear Claudia!!! Thank you so much for the 5-star review! I really appreciate it, and It means a lot to us. Thank you! A real pleasure to assist you! Jean FrezinJean Frezin ★★★★★ My experience was amazing with David. He explained the whole process clearly and is very professional. I definitely will recommend him and Diamond BancResponse from the ownerThank you so much Jean! Much appreciated! We are so grateful for your kind words. Thanks for sharing your review with us and the community. Isabel OteroIsabel Otero ★★★★★ I do all my holiday shopping there!!Response from the ownerThanks!!!! elizabeth fernandezelizabeth fernandez ★★★★★ Great customer services.Response from the ownerThank you so much Elizabeth! It is a real pleasure to assist you. Thanks for taking the time to share this amazing 5 star review. Much appreciated. Maite EymilMaite Eymil ★★★★★ Response from the ownerThank you!!! Yen Leydi Romero JimenezYen Leydi Romero Jimenez ★★★★★ Response from the ownerThank you!!! Jenny Maria Rodríguez CabreraJenny Maria Rodríguez Cabrera ★★★★★ The best place TYResponse from the ownerThank you so much!! Much appreciated!! Jerusa CasanovaJerusa Casanova ★★★★★ David was easy and honestResponse from the ownerThank you!! It was a real pleasure to assist you! Randall E. Truesdale Sr.Randall E. Truesdale Sr. ★★★★★ I recently used Diamond Banc and had the pleasure of meeting David who walked me through the process and took the time to explain everything in detail. It’s truly a top shelf operation from start to finish. I highly recommend utilizing their services if the need arises.Response from the ownerThank you so much for sharing you experience!!, and leaving me such a great 5 star review! I appreciate it. Thank you, Randall! js_loader
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Diamond Banc has locations in Tampa, Boca Raton, Miami, Aventura, Orlando, Nashville, Atlanta, Charlotte, Kansas City, Columbia, & Rochester.

Pawn Jewelry Loans in Miami

Diamond Banc is Miami’s premier jewelry pawn lender. If you are looking for a painless process for short-term loans on your jewelry or you searched “jewelry pawn loans near me?”, we are the right jewelry lender for you! The service you will receive during your jewelry pawn loan will be unmatched by any other pawn lender. We believe in giving our clients the best possible loan terms, while treating every customer with kindness. Our staff is comprised of a team of jewelry industry experts who have the knowledge and expertise to accurately assess your jewelry. David Fernandez, our Miami Market Director has spent 15+ years in this industry and fluently speaks both Spanish and English. When reviewing your pawn jewelry, our experts examine all factors that contribute to its value to ensure you the highest jewelry pawn values in Miami.

At Diamond Banc Miami, because of our industry knowledge, you can pawn jewelry with the confidence that we know the true value of your jewelry and will offer pawn loan values accordingly. The loan offer we give you for your pawn jewelry will almost always match the buy offer. The pawn jewelry we accept includes but is not limited to designer and estate jewelry, diamonds, & luxury watches. Some of the designer brands we accept include Rolex, Tiffany & Co., Cartier, Graff, Breitling, Patek Philippe, and more. In comparison to traditional pawn shops in Miami that offer pawn loans for a large variety of items, Diamond Banc specializes in pawn jewelry loans.

As a result of only offering pawn jewelry loans, we are able to offer significantly higher loan values than any other pawn lender in Miami. Here at Diamond Banc Miami, we believe that a jewelry pawn loan cannot be too big or too small. On a daily basis, Diamond Banc offers pawn jewelry loans that range from $1,000 – $100,000. Additionally, at Diamond Banc, we have the capability to offer loans from $250,000 to $1,000,000. We guarantee that no other Miami pawn lender will work harder or let you pawn jewelry for a higher value.

Loan Offer & Buy Offer Are The Same

At Diamond Banc of Miami in Coral Gables, run by Market Director David Fernandez, we uphold valuable core principles. Our commitment to fairness and consistency is evident in both our loan offers and buy offers. Unlike many pawn lenders who provide lower loan amounts than what they would pay to buy an item, at Diamond Banc of Miami, our loan offers and buy offers are nearly always the same.

With David Fernandez’s extensive 15 years of experience and expertise, combined with Diamond Banc’s data-driven process, we proudly offer unparalleled loan values in Coral Gables. Transparency and integrity are at the heart of our valuation process. When you choose Diamond Banc of Miami, you can trust that our dedication to providing exceptional loan values remains unwavering. Our objective is to offer the highest value for your valuable jewelry items, ensuring fair and competitive loan offers while providing a positive loan experience from start to finish.

As a reputable pawn lender, Diamond Banc consistently provides loans ranging from $50,000 to $250,000, catering to both personal and business use. We recognize that there are circumstances where larger loan amounts may be required, which is why we have the infrastructure and resources to offer loans of up to $1,000,000. This flexibility allows us to address a wide range of financial needs and provide the necessary financial assistance.

At Diamond Banc of Miami in Coral Gables, you can have full confidence that our loan values are based on accurate assessments and fair market prices. Our commitment to transparency and exceptional value sets us apart as the premier jewelry lender in the area. Whether you need funds for business ventures, personal expenses, or any other financial need, our high loan values ensure that you can access the capital you require while retaining ownership of your valuable jewelry assets.

Miami’s Lowest Pawn Rates

At Diamond Banc of Miami, we take pride in offering the lowest pawn interest rates in the area. Our interest rates are typically 50% to 80% lower than the standard rates allowed by law in the pawn industry. This significant reduction in interest rates sets us apart from other jewelry lenders in Miami, ensuring that you receive the most cost-effective pawn jewelry loan available.

As your trusted jewelry lender, we prioritize understanding your unique situation and working with you to create a repayment plan that suits your needs. Our dedicated team collaborates with you to customize the loan repayment terms based on your financial capabilities and preferences. We aim to provide a repayment plan that is manageable and helps you successfully fulfill your loan obligations. 

Jewelry Pawn Loans with Flexible Repayment Options

At Diamond Banc, as your pawn lender, we genuinely want you to get your pieces back. For this reason, we offer repayment options with our pawn jewelry loans that are more flexible. Diamond Banc Miami encourages clients whose accounts are current and in good standing to make additional payments towards their pawn loan balance. Other Miami jewelry pawn lenders do not allow their clients to make additional principal payments. The only options these pawn lenders give to their clients are to repay the full loan amount or make interest payments. At Diamond Banc, we give our jewelry pawn loan clients the ability and flexibility to repay their loans on the schedule that works best for them.

We understand the importance of flexibility when it comes to repayment terms for pawn jewelry loans. Unlike other pawn lenders, we provide distinct flexibility that allows you to tailor the repayment schedule to meet your specific needs. While the initial term of your loan with Diamond Banc is 30 days, we offer the option to extend it for additional 30-day periods if you require more time to repay the loan. This flexibility enables you to utilize our pawn jewelry loans for short-term financing needs ranging from 1 to 6 months, depending on your individual circumstances.

Diamond Banc – Your Trusted Jewelry Pawn Lender in Miami

At Diamond Banc of Miami in Coral Gables, we take pride in being Miami’s premier jewelry pawn lender. With our commitment to fairness, transparency, and exceptional loan values, we offer a painless process for short-term loans on your jewelry. Whether you’ve been searching for “jewelry pawn loans near me” or simply want the best possible loan terms, we are here to assist you. Our team at Diamond Banc of Miami comprises jewelry industry experts, including our Market Director David Fernandez, who brings over 15 years of experience to the table. With fluency in both Spanish and English, our team is well-equipped to provide you with unmatched service and expertise. We are committed to delivering exceptional customer service, ensuring that your needs are met and that you receive the highest level of knowledge and support throughout your jewelry pawn loan experience.

Experience the Diamond Banc difference in Miami and trust us to provide the highest loan values, lowest pawn rates, and unparalleled customer service. Contact us today to start your hassle-free and rewarding jewelry pawn loan journey.

Diamond Banc has locations in Tampa, Boca Raton, Miami, Aventura, Orlando, Nashville, Kansas City, Columbia, & Rochester.

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

Diamond Banc of Miami serves a wide area of the Miami metro including but not limited to:

Coral Gables Downtown, Coral Gables – Merrick Park Mall, Coral Gables Miracle Mile Plaza, Coconut Groove Shopping Area, Coconut Marina, Coconut Shopping Mall, Miami Dadeland Mall area, Miami Dolphin Mall area, Miami Bal Harbour Shop, Miami Design District Mall, Miami Tropical Park, Miami Brickell City Center, Miami Calle Ocho, Miami Town and Country Mall, South Beach – Ocean Drive, Miami Beach Soho House, Miami Beach Shopping Area Lincoln Road, Miami Beach South Point Park

Whether you’re looking for immediate funding or simply want to explore your options, Diamond Banc offers a hassle-free, no-obligation, no-cost item evaluation to design the best solution for your needs. Start the process online at or give them a call at 786-501-8006 to schedule an appointment today at our Coral Gables office at 2332 Galiano St Suite 116, Coral Gables, FL 33134.

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