Aventura, FL - Pawn Jewelry - Diamond Banc

Aventura's Premier Jewelry Secured Lender

Loans Secured by Fine Jewelry & Watches in Aventura, FL

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Xammany Vongratsamy, Market Director

Xammany Vongratsamy

Aventura, FL Market Director

phone 954-323-8475
alternate_email xammany@diamondbanc.com
schedule Book Appointment
Scott D.
1712864262
Fair honest timely
Bill S.
1712336689
Easy transactions great service. I will be back
Toni A.
1712176880
Very professional and made a private appointment to meet me to sell my jewelry will use in the future. Highly recommend!
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David Fernandez, Market Director

David Fernandez

Market Director

Coral Gables, FL

alternate_email david@diamondbanc.com

David is the Director of the Diamond Banc Miami with over 15 years of experience in the Fine Jewelry and Luxury Watches industry. His past work experience includes brands such as Cartier, A. Lange & Sohne, and Patek Philippe. David applies all his knowledge and expertise in securing the best values and lowest rates for his customers, and most importantly, to provide excellent customer service. David is also bilingual and can assist customers in both English and Spanish. Visit David in our Coral Gables Office!

Xammany Vongratsamy, Market Director

Xammany Vongratsamy

Market Director

Aventura, FL

phone 954-323-8475
alternate_email xammany@diamondbanc.com

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

5 stars

Xammany is true professional. Straightforward, open and understanding. Easy to do business with and I recommend you call her first when you are looking to get a loan with your high end jewelry.

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In Person or Online

Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

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Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, transactions are funded same-day via check or wire transfer.

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

nisha jeudy ★★★★★ Wonderful service . Very detailed and professional. . Would come back againResponse from the ownerThank you for your 5-star review! Lori ★★★★★ Perfect place to go to get top price for your valuables same day.Response from the ownerWe’re delighted you found our service valuable and efficient – thank you, Lori! Virginie Leplus ★★★★★ After calling the first time, I made an appointment on line which was very easy. Very convenient office bld with safe free parking. Xammany welcomed us in her office and took the time to explain the whole appraisal process.We were very satisfied and would come.back and recommend her.Response from the ownerThank you for your 5-star review! It was such a pleasure to meet you, your husband and Smokey too! Have fun watching the eclipe and send me pictures!!! Michael Laster ★★★★★ Great people to work with,helped my family in time of need will definitely work with Diamond Banc in the future. ASSUME!!Response from the ownerThank you for your 5-star review! Gelson Yoli ★★★★★ The attention and friendliness from Xamany was very special and top notch. We received a great offer from her team and she made the transaction seamless and easy. I would definitely recommend anybody to her. Thank you Xamany!Response from the ownerThank you for your 5-star review! It was a pleasure to personally assisted you and your wife. Please stop by anytime! Andres Izquierdo ★★★★★ Great experience and excellent service. Will go back to Diamond Banc next time a new opportunity arises and definitely recommended.Response from the ownerThank you for your 5-star review Andres! Mila ★★★★★ She was the sweetest was nice to meet an honest buyer (:Response from the ownerThank you for your kind words, Mila! It was a pleasure assisting you as an honest buyer (: Lili Jara ★★★★★ Xammany is a remarkable individual, amazingly skillful in this business. Fun to talk, easy to converse any topic. I highly recommend her for evaluations on your precious jewelry. I definitely come back to her!!Response from the ownerThank you for your 5-star review! Allison Grant ★★★★★ My first time was a great experience I felt comfortable and everything went very wellResponse from the ownerThanks for your feedback. Jason Finkelstein ★★★★★ Professional, kind and flexible stayed late to make my much needed loan happen! Highly recommended!!!Response from the ownerThank you for your kind words, Jason! We appreciate your recommendation and are happy we could help make your loan happen. Anna Korsky ★★★★★ Highly recommendResponse from the ownerThank you for your 5-star review! Andrea Dent ★★★★★ I had the pleasure of visiting the Diamond Banc yesterday and found the owner and the entire experience to be AWESOME!!! I had a few pieces of jewelry to sell. The owner took her time determining the value and gave me a more than fair price for my pieces. I highly recommend this companyResponse from the ownerThanks for your feedback. Bruno Papa ★★★★★ Great experience wilt Xammany, fast, practical and concrete.Response from the ownerThanks for your feedback. Carol Deane ★★★★★ I felt very comfortable with their transparency of my diamond appraisal. Extremely professional.Response from the ownerThank you for your 5-star review! Erez Jontef ★★★★★ Smooth and professional transaction. Too much text prior but go to Xammany (sho money) and she is very professional and smooth. I received my wire same day and it was better than expected. Thanks!! I will use this service again.Response from the ownerThanks for your feedback. It was a pleasure to personally assisted you. NELSON VIVAS ★★★★★ Thank you for your service I’m pleased very professional, this is my second time working with you and I’m very happy. GraciasResponse from the ownerThanks for your feedback. Waheed Wazidali ★★★★★ Wonderful experience. Friendly, professional and extremely helpful. Xammany was thoughtful and understanding. I had an excellent visit and experience!Response from the ownerThanks for your feedback Waheed. Nattie Verna ★★★★★ I had a great experience at Diamond Banc.Once again X manny treated me like family. Thank YouResponse from the ownerIt was a pleasure to assist you. Pam Walker ★★★★★ Xammany provided excellent customer service 😊.Response from the ownerThank you for your 5-star review! Mrs. T ★★★★★ My first experience and it was welcoming, comfortable and professional. Xammany made the process seemless and I was happy with the price offered for my luxury watch. Thank you.Response from the ownerThank you so much for your feedback TT! ken v ★★★★★ Xammany was amazing sheTakes care of us with quality and care every time From My Mother to my Brothers . To make sure we left smiling and Happy!Response from the ownerThanks for your feedback. Steve Stein ★★★★★ My wife and I were offered a great price for some jewelry that both of us don’t wear. We dealt with Xammany who is very personable and interesting. We enjoyed talking with Xammany about Thailand. I would deal with Diamond Banc again.Response from the ownerThanks for your feedback. Mark Keller ★★★★★ Great service, offer was 25% higher than another place.Response from the ownerThanks for your feedback. Daruco Pacouloute ★★★★★ I’m a return customer and the service is the same . Excellent!! Xammany saved the day !!!! AGAIN !!!’nnnResponse from the ownerYou’re welcome anytime Sir! Даниил Елисюк ★★★★★ I want to say, thank you for the director of the company Xammany, for the service that she provided during whole selling process. Wonderful service!Response from the ownerThanks for your feedback. gabriel maguina ★★★★★ Working with Xammany was great. Very reliable and gave me a good value for my watch. Will be working with her again.Response from the ownerThanks for your feedback Gabriel. Looking forward to assisting you again soon. fernando caceres ★★★★★ Xammany was awesome 🤩 great client service with a lot of attention for detail. Was able to sell my jewelry, and leave happily. I will definitely be back. Highly recommend 👌🏼Response from the ownerThank you so much Fernando. It was a pleasure to assisted you. Eli Steiner ★★★★★ Xammany is great!!Response from the ownerThank you Eli! Julio Avila ★★★★★ Highly recommend!Response from the ownerThank you Julio! Emily Buckley ★★★★★ Response from the ownerThank you for your 5-star review! E Manning ★★★★★ Xammany in Aventura is incredible- she’s patient, thorough and inclusive as she shares what and how she evaluates – she also taught me a lot in the process! She explained how to transform forgotten items in your jewelry box into more! An excellent professional with a wealth of knowledge and true transparency. Kind and delightful- I appreciate the evaluation experience and zero pressure to make any decisions. I highly recommend working with Xammany.Response from the ownerThanks for your feedback. robert westfall ★★★★★ Making the decision to sell your own personal jewelry can be a daunting challenge to say the least. Diamond Banc provided me with the best opportunity one could wish for.Totally Professional in every aspect of the transaction. If you’re considering selling your jewelry in the Aventura Florida area Xammany is the person you want to contact at Diamond Banc. You will be very happy you did.Response from the ownerThank you so much Robert for your trust in us. We appreciate you and will look forward to assisting anytime. Fabian Yearwood ★★★★★ I had a remarkable experience working with Xammany at Diamond Banc located in Aventura Florida. Her expertise in offering loans against diamonds and gold is truly commendable. What sets her apart is not just the excellent rates she offers but also her extensive knowledge and invaluable advice, making every interaction insightful and productive. Xammany exudes trustworthiness and professionalism, making the entire process seamless and stress-free. She ensures a comfortable environment, where you never feel pressured, and she guides you effortlessly through the process. Doing business with her has been an absolute pleasure, thanks to her expertise, trustworthiness, and dedication to ensuring a smooth experienceResponse from the ownerThank you so much Fabian. The pleasure was all mine and you are welcome to visit us in the near future needs. Roderic Duncombe ★★★★★ Diamond Banc in Aventura, Florida, under the expert leadership of director Xammany, is a standout in the diamond finance industry. Xammany’s profound knowledge about diamonds extends beyond loans to the intrinsic value of each piece, presented through eloquent and insightful explanations. Her expertise is a rarity that sets him and Diamond Banc apart.What further distinguishes Xammany is her client-centered approach. Providing bespoke solutions tailored to unique needs, she adds a personal touch to his business that is refreshing in an industry often seen as transactional. Diamond Banc and Xammany come highly recommended for their deep understanding of diamonds and their compassionate approach towards clients. They truly are a gem in the diamond finance industry.Response from the ownerThank you so much Roderic for your trust in me with Diamond Banc. It was an honor to be of your assistance. You are welcome anytime. Tristan Rondeau ★★★★★ Thank you so much Xammany for everything!! You are absolutely amazing!! From the first email to meeting in person it was the best experience. I highly recommend talking to Xammany you will not be disappointed. I can’t wait to see you again Aimee MarxResponse from the ownerThank you so much for your trust in me. It was a pleasure to assisted you. You are welcome anytime. Aimee Marx ★★★★★ This was the best experience ever!! Xammany is absolutely amazing!! She is so knowledgeable. So sweet and taught me so much. I wouldn’t go anywhere else to sell jewelry. I highly recommend Diamond Banc. Thank you so so much Xammany you are truly the BEST!!!!!Response from the ownerThank you so much Aimee. I am blessed to have many wonderful clients like you. You are always welcome Aimee. Mariela Cervera ★★★★★ Response from the ownerThank you for your 5-star review! Mariela Mercado ★★★★★ This is an Amazing Business, Xammany with Diamond Banc Aventura is a pro in her field to the moment we talked on the phone the guidance reassurance and the way she treats you more than a friend by how she walks you to the office im very greatful for her and will only manage Business exclusively with Xammany in Diamond Banc excellent service above my expectations fast accurate and more than anyone in the jewelry field no competition THEY ARE THE BEST.Response from the ownerThank you so much Mariela. You’re far too kind and it was a pleasure to personally assisted you and your sweet daughter too. You’re always welcome anytime. Sabiha King ★★★★★ Response from the ownerThank you for your 5-star review! Carolina Villa ★★★★★ I had a great experience with Xammany ! I’m not knowledgeable about the business or the process of buying and selling jewelry, but thanks to meeting with Xammany I was able to understand much better how it all works. I’m very grateful for her impeccable service, sincerity and the offer she gave me. I will always recommend her to anyone looking to sell or buy their jewelry.Response from the ownerThank you so much Carolina. It was a pleasure to personally assisted you. misty alston ★★★★★ Response from the ownerThank you for your 5-star review! Sheena Lewis ★★★★★ Great experience and great serviceResponse from the ownerThank you for your 5-star review! Regjna Deluca ★★★★★ Response from the ownerThank you for your 5-star review! Simon ★★★★★ Xammany is very professional easy to deal with A++++++Response from the ownerThanks for your feedback. Gregory Rosa ★★★★★ I went to Dimond banc today and was I Great experience, my wife and I meet with Xammany our banker and she made us feel comfortable with the loan process ☺️, can’t wait to tell friends and family where to go when they are in need. Great company 👌 the whole process safe and easy.Response from the ownerThank you for your trust and allowing me to personally assisted you and your lovely wife. Cherise Mullins ★★★★☆ Very kind and knowledgable!Response from the ownerThank you for your kind words and feedback, Cherise! We appreciate your recognition of our team’s knowledge and kindness. Olga Rivera ★★★★★ Xammany Vongratsamy was great. She made me feel at ease immediately. Not only was she efficient and extremely professional, but she was understanding and supportive.Response from the ownerThank you so much for your trust to allowing me to assisted you. Mary Tyler Smith ★★★★★ Very professionalResponse from the ownerThanks for your feedback. Pierre Baker ★★★★★ I was honestly impressed. The waiting area was exquisite. A rooftop garden! I didn’t mind waiting lol. But the wait wasn’t long and I was satisfied with the terms of our negotiation. Will be doing future business with them!Response from the ownerThanks for your feedback. Nulyfe Venture Capital ★★★★★ Xammany is truly a gem. Her interpersonal skills are incredible and it truly makes the business encounter easy to maneuver. It doesn’t feel like business but more of a consultation and you are able to make the best decision for your personal needs. I highly recommend working with her. You won’t regret it.Response from the ownerThank you so much for your trust. It means a lot to us. js_loader
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Discover the Modernized, Luxury Pawn Alternative in Aventura, FL

Diamond Banc is your premier destination for pawn jewelry and jewelry loans in Aventura. As a leading pawn shop in Miami, we specialize in assessing the worth of diamonds, Rolex watches, gold, and fine jewelry. Whether you need a pawn loan for a single piece or an entire collection, Diamond Banc ensures the best jewelry lending experience.

When you search for “jewelry pawn loans near me,” trust Diamond Banc to meet your needs. Our team of experts offers convenient and stress-free pawn services in Aventura, with additional offices across Florida ready to provide loans secured by your valuable jewelry assets.

At Diamond Banc, we understand that pawn jewelry involves more than just the appraised value. Our loan officers carefully consider all value-enhancing attributes of your jewelry items, ensuring you receive an industry-leading offer that surpasses traditional pawn shop rates. We prioritize client satisfaction and strive to offer the maximum loan amount possible for your pawn jewelry.

With flexible terms, strategic liquidity options, and the ability to handle transactions of any size, Diamond Banc is the top choice for jewelry lending in Aventura. Trust us for your pawn jewelry needs and experience the Diamond Banc difference today.

More Than Just A Transaction

By specializing solely in pawn jewelry loans, we are able to provide loan values that are significantly higher than any other pawn lender in the Aventura area. At Diamond Banc Aventura, we believe that every jewelry pawn loan is important, regardless of its size. On a daily basis, we offer pawn jewelry loans ranging from $1,000 to $100,000, with the capability of extending loans from $250,000 to $1,000,000. We take pride in the fact that we work tirelessly to ensure that our clients receive the highest possible loan value for their pawned jewelry. At Diamond Banc Aventura, we are committed to delivering the highest level of professional service in the industry, and we guarantee that no other pawn lender in the Aventura area will match our level of dedication to our clients.

Unmatched Service & Loan Values

At Diamond Banc, we offer a luxurious and enjoyable pawn experience that surpasses the negative reputation often associated with traditional pawn shops. Our directors are industry experts with years of experience in the jewelry industry and use a data-driven process to accurately determine the value of your pawn jewelry. In comparison, traditional pawn lenders accept a wide range of items, making it difficult for them to accurately appraise jewelry.

We understand the sentimental value attached to your jewelry, and that is why we strive to build lasting relationships with our clients. Our jewelry pawn loans are structured more like traditional bank loans, taking into consideration the borrower’s preferences. Diamond Banc consistently offers loans of $50,000 to $250,000 for personal or business use.

Secure & Flexible Loan Options

At Diamond Banc, we offer flexible repayment terms for our pawn jewelry loans. The initial loan term is 30 days, and you have the option to extend the loan for an additional 30-day period. Our loans are designed for short-term financing, with a repayment period of 1-6 months. You also have the option to draw funds up and down against your items as long as the loan is current. Our interest rates for pawn jewelry loans are 50-80% lower than the legal limit in the pawn industry. When you choose Diamond Banc as your jewelry lender, your items are insured against damage, loss, or theft throughout the entire duration of the loan. We make it easy to get a pawn loan in Aventura, with the option for contactless and digital loans, and simple repayment options. Our interests are aligned with our clients, and we want to ensure that you get your items back.

Imagine this scenario: You borrowed $10,000 against your watch from Diamond Banc. As you diligently make payments, your loan balance decreases to $3,000. What sets us apart is our unique flexibility. If unexpected situations arise and you need additional funding, you can leverage the $7,000 you have already paid back to bring your loan balance back up to the original $10,000. This feature gives you access to the additional funds you require without hassle.

We believe in supporting our clients throughout their loan journey. With Diamond Banc of Aventura, you can carry your pawn jewelry loan balance for as long as needed, as long as your interest charges have been paid as agreed and your loan remains in good standing. This flexibility ensures that you have the financial resources available when you need them most. Unlike traditional pawn lenders, our commitment to providing flexible funding options allows us to adapt to your changing financial needs, providing the support you deserve.

Peace of Mind at Diamond Banc of Aventura

When it comes to pawn jewelry loans, peace of mind is crucial. Unlike most pawn lenders, we go the extra mile to ensure that your item is fully protected. At Diamond Banc of Aventura, all loan collateral is fully insured, providing you with the peace of mind you deserve throughout the duration of your pawn jewelry loan.

In Aventura, our commitment to exceptional funding is unmatched. We pride ourselves on offering fast, discreet, and confidential services that prioritize your privacy and security. With Diamond Banc, you can expect a premier experience where every customer is treated with kindness and respect. Our dedicated team is committed to providing the best possible pawn jewelry loan terms to our clients, building long-term relationships based on trust and satisfaction.

No matter the value of your jewelry, whether it’s a ½ carat diamond or a stunning 10ct Cartier engagement ring, your experience with Diamond Banc will be convenient, comfortable, and enjoyable. We strive to make the entire process smooth and hassle-free, ensuring that you can access the funds you need while having complete peace of mind knowing that your valuable item is fully insured.

The Premier Pawn Alternative in Aventura

Looking for the best pawn shop in Miami to pawn jewelry and obtain jewelry loans? Look no further than Diamond Banc, offering unparalleled loan values, competitive funding costs, and a top-notch pawn experience in Aventura.

Whether you’re pawning diamonds, jewelry, luxury watches, or gold and silver bullion, Diamond Banc is your premier choice in Aventura. We accept luxury brands like Tiffany & Co., Cartier, Rolex, Breitling, Panerai, Patek Philippe, and more. Skip the traditional pawn shops and opt for the superior service of Diamond Banc. Our expert team ensures discreet, confidential, and swift funding.

As the foremost jewelry pawn alternative for the affluent in the Miami area, Diamond Banc takes pride in serving communities like Sunny Isles, Hallandale Beach, Hollywood, Fort Lauderdale, and beyond. Our deep expertise in diamonds, gold, and fine jewelry allows us to offer unbeatable loan values and flexible repayment options.

Whether you’re in Aventura or any surrounding area in Miami, Diamond Banc is dedicated to providing you with the ultimate jewelry pawn experience. Whether it’s luxury watches, gold bullion, or designer jewelry, we’re here to assist you. Reach out to us today to discover more about our services and secure the funding you require.

Meet The Aventura Director

Xammany Vongratsamy is the Director of Diamond Banc in Aventura, FL. Xammany’s pragmatic and straightforward method of evaluating jewelry items is widely acknowledged. Her deep comprehension of the nuances of the jewelry market empowers her to precisely identify the critical elements to consider, ensuring that clients receive the highest possible offer.

With over three decades of experience in the luxury jewelry industry, Xammany Vongratsamy is a highly respected expert in the Florida area. She has held prominent positions at some of the world’s most prestigious luxury brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Vhernier, and Rolex.

Given her wealth of expertise and experience, Xammany is an indispensable resource for anyone seeking to make an informed decision about selling their jewelry or obtaining an asset-based loan in the Miami area.

Visit Diamond Banc in Aventura, FL

Diamond Banc’s office in Aventura, FL is located in The Forum building at 19790 W Dixie Hwy, Suite 1135, on the 11th floor. The Forum is a well-known and prestigious building in the heart of Aventura, surrounded by high-end restaurants, retail stores, and residential communities. The Diamond Banc office is situated on the 11th floor, offering stunning views of the surrounding area. Clients who visit the office can enjoy the breathtaking views of the city while receiving exceptional service in a private, luxurious environment. The office’s location in The Forum also provides easy access for clients, with ample parking and proximity to major highways and thoroughfares. Diamond Banc’s presence in The Forum demonstrates the company’s commitment to providing a personalized and tailored experience to clients looking for high-quality financial services.

Serving Aventura, FL & Beyond

Diamond Banc is proud to serve the Miami area as the leading jewelry pawn alternative for the affluent. Our expertise in the value of diamonds, gold, and fine jewelry allows us to offer unmatched loan values and flexible repayment terms. In addition to serving the Aventura community, we also serve neighboring areas such as Sunny Isles, Hallandale Beach, Hollywood, Fort Lauderdale, and more. No matter where you are located in the Miami area, Diamond Banc is here to provide you with the best jewelry pawn experience. Whether you need a loan against your luxury watches, gold bullion, or designer jewelry, we are here to help. 

Experience the Diamond Banc difference in Aventura and trust us to provide the highest loan values, lowest pawn rates, and unparalleled customer service. Contact us today to start your hassle-free and rewarding jewelry pawn loan journey.

In Miami, Diamond Banc has two locations: Coral Gables and Aventura.

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