Aventura, FL - Pawn Jewelry - Diamond Banc

Aventura's Premier Jewelry Secured Lender

Loans Secured by Fine Jewelry & Watches in Aventura, FL

Xammany Vongratsamy

Aventura, FL Market Director

phone 954-323-8475
alternate_email xammany@diamondbanc.com
schedule Book Appointment
Solomon R.
1695231452
Great service thank you!
Bob Van M.
1694090544
My experience with Xammany was excellent. I had many small pieces and she took the time to test every piece for authenticity. When we finished we agreed on a price and I was issued a check on the spot. I thoroughly enjoyed my experience and if you need your jewelry appraised for a more than fair evaluation I would highly recommend Xammany and her services. Very happy with my results.
Xavier L.
1694022845
I was so impressed with this business, I not only got my loan from them without issue, but I got MORE than I expected. I highly recommend anyone who is looking to do business with jewelry to come see Diamond Banc!! Xammany is one of a kind, great personality, very professional and welcoming.
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Xammany Vongratsamy

Aventura, FL

With a career spanning more than 30 years, Xammany Vongratsamy is one of the most experienced luxury jewelry experts in the Florida area. She has worked for many of the world’s most prestigious brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Jaeger LeCoultre, and Girard Perregaux.

Xammany is known for her no-nonsense approach to evaluating your jewelry items—she knows exactly what she’s looking for and how to get you the highest possible offer. If you’re looking to sell your jewelry or secure an asset-based loan, Xammany has the expertise and experience to help you make the right decision.

5 stars

Xammany is true professional. Straightforward, open and understanding. Easy to do business with and I recommend you call her first when you are looking to get a loan with your high end jewelry.

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Schedule a private evaluation at your local Diamond Banc or use our online submission form.

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In-Person Evaluation

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Meet privately with a Diamond Banc director who’ll evaluate your items right in front of you & make you an offer.

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Fast & Secure

If you accept our offer, we will issue payment immediately via check or wire transfer.

FAQs

How does the transaction work?

There are two ways you can work with Diamond Banc to get a loan secured by your fine jewelry, diamonds, & watches:

  1. If you are looking to receive an immediate offer & same-day funding, we encourage you to visit one of our offices nationwide. Schedule an appointment at a Diamond Banc location near you, have your jewelry evaluated on the spot, and get paid immediately. Typically, this process takes less than 40 minutes.
  2. Fill out our online submission form above & receive a quote within 24 hours from one of our expert diamond buyers. Our team will provide you with a fully-insured shipping label to mail your diamond to our headquarters. From the moment your diamond arrives at our headquarters, it remains on continuous video surveillance until the package is opened and your items are verified. If you accept our offer, payment will be issued immediately via wire transfer. If you elect not to accept our offer, your diamond is expedited back to you with a fully-insured shipping label.

What is the minimum and maximum amount of money I can get?

Diamond Banc regularly makes loans from $500-$250,000+ secured by fine jewelry, diamonds, and watches. Our loan offers are based on the liquid wholesale value of your item.

To learn more about our Jewelry Equity Loans & how we determine how much your item is worth, watch this video from our founder, Mills Menser.

How long does it take to fund the transaction?

In most cases, transactions are funded same-day via check or wire transfer.

Do I have to make monthly payments?

Yes. You will be required to make monthly interest payments during the duration of your loan. If you elect to make a payment larger than your minimum monthly interest payment, that amount will be applied toward your principal balance. 

Do you provide insurance?

Yes. Your items are fully insured while in our possession.

Will defaulting on my loan affect my credit score?

No. Diamond Banc does not report to any credit bureaus. Our loans are completely confidential. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

 How is my item stored and secured?

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are fully insured while in our possession.

How long do I have to make payments?

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. 

From The Founder

What Client’s Are Saying

Solomon Rubert-Schewel ★★★★★ Great service thank you!Response from the ownerYou’re welcome anytime. Chris RealBoy ★★★★★ Bob Van Meter ★★★★★ My experience with Xammany was excellent. I had many small pieces and she took the time to test every piece for authenticity. When we finished we agreed on a price and I was issued a check on the spot. I thoroughly enjoyed my experience and if you need your jewelry appraised for a more than fair evaluation I would highly recommend Xammany and her services. Very happy with my results.Response from the ownerThank you Sir. It was a pleasure to assisted you. Xavier Langford ★★★★★ I was so impressed with this business, I not only got my loan from them without issue, but I got MORE than I expected. I highly recommend anyone who is looking to do business with jewelry to come see Diamond Banc!! Xammany is one of a kind, great personality, very professional and welcoming.Response from the ownerThank you so much Xavier Tom Soares ★★★★★ Xammany made the transaction seamless & would highly recommend working with her – she’s a ROCK STAR !Andre Walters ★★★★★ Success leaves clues. While it was apparent we were doing business. At no point did it feel like a transactional meeting. Xammany is the definition of personable and truly puts the client first. A great conversationalist but most importantly a genuine person. I personally will definitely be back in the future. Don’t hesitate you will have a great experience working with her.Response from the ownerThank you so much Sir. It’s a pleasure to assisted you anytime. Stephanie Díaz Gomez ★★★★★ The meeting we had today with Xammany was absolutely wonderful. First we felt welcomed and at ease with her evaluation of our jewelry. At no time did we feel uneasy or unsure she was not giving us not only her full and undecided attention but her expert assessment. She was thoughtful as she was honest and straightforward which we appreciated. We left the gorgeous office feeling like we truly got the best offer we could have been given. Thank you for your time your follow ups and amazing welcome. We will be sure to refer whoever is interested in selling their jewelry to what we now know without a doubt is the best place to go, Diamond Banc with Xammany !Response from the ownerThank you so much for your kind words and it was a pleasure to meet you and your husband Mr. Gomez. Marvel Saint Hilaire ★★★★★ It was great from start to finish! Xammany was very informative and was clear and concise. I was very comfortable and it was a smooth processResponse from the ownerThank you Marvel. It was a pleasure to assisted you and have a wonderful Birthday celebration! Daruco Pacouloute ★★★★★ Excellent service , Xammany you are truly a blessing thanks again !!Response from the ownerYou’re welcome anytime Sir! Alejandro Izquierdo ★★★★★ Anastasia Mayfat ★★★★★ Will give more than 5 starts . Very professional. Will recommend. This place is the one you want to go. 🥰🥰🥰Response from the ownerThank you so much Anastasia. Please stop by anytime. Sari Mitchell ★★★★★ I am so thrilled to leave this review about a fabulous woman I met today. I was looking for a reputable company to sell my jewelry to and I was overjoyed when I met Xammany at Diamond Banc. We spent a good hour together and, she took me step by step through the process of what selling my jewelry to a reputable company, was like. My spirits were down when I walked in the door and, by the time we had finished, she had me feeling stronger and good about myself and the goal I need to set for my next endeavor. I really loved spending time with her and learning about her family. It showed just how much she loves her work. She made sure that I got the absolute top dollar for my jewelry and I am so glad that I went to see her today. If you want to meet a true professional that will treat you with the utmost respect, you have found her. Thank you so very much Xammany and I look forward to our next encounter. Hugs and Kisses SariResponse from the ownerI am blessed and truly honored to have you as a client of mine Sari. You’re welcome anytime and stay blessed always. Elizabeth Delicio ★★★★★ Great experience! RecomemdedResponse from the ownerThank you Elizabeth. It was a pleasure to assisted you. YARMELI LARES (Yarme – La Chinita) ★★★★★ Professionalism and expertise. Thanks!!Response from the ownerThank you so much Yarmeli. It was a pleasure to assist you even though we didn’t buy this deal, at least you now have the knowledge about diamonds value. Taylor Beck ★★★★★ Larissa Paiva ★★★★★ Xammany is such an amazing person! Will come back for sure ♥️Response from the ownerThank you Larissa! It’s a pleasure to meet you and you’re welcome always. Aaron PB ★★★★★ Really friendly, professional and so happy.👌🏻Response from the ownerThank you so much Aaron. Jeff Auguste ★★★★★ Marcello Oliveira ★★★★★ They are very professionalI’ e got a loan with my Rolex and I really recomend this placeResponse from the ownerThank you Sir! Omendez ★★★★★ Excelente servicio, te explican todo acerca de tu joya.Response from the ownerMucho Gracias! Federico Olivares ★★★★★ Very helpful a very good rate thank you very muchResponse from the ownerThank you Sir. Raymond Long ★★★★★ I would absolutely recommend this place, I got my Rolex authenticated here and Xammany is such an amazing person that I would always return and recommend anyone that is looking to sell or anything! I would give 10 stars but I can’t 🙁 amazing amazing amazingResponse from the ownerThank you Ray. It was a pleasure to assisted you. Monserrat Esperanza ★★★★★ Rollena Griffin ★★★★★ Great business woman love her energyResponse from the ownerThank you so much. Please stop by again anytime. rukballthai ★★★★★ Find out about Diamond Banc on instagram, after few conversations over the text with the owner Xammany, she made appointment for me after hour (Saturday) to give free evaluation and authenticate my watches. She is very nice person, knowledgeable, and professional. She also educates me about the watch and jewelry. Very happy to meet her. Thank you so much.Response from the ownerThank you so much and it was a pleasure to assisted you and your wife.Please don’t hestitate to stop by anytime. js_loader
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VISIT A DIAMOND BANC NEAR YOU

Diamond Banc has locations in Tampa, Boca Raton, Miami, Aventura, Orlando, Nashville, Atlanta, Charlotte, Kansas City, Columbia, & Rochester.

Discover the Modernized, Luxury Pawn Alternative in Aventura, FL

Diamond Banc is a trusted name in the luxury pawn industry, providing expertise in the values of diamonds, Rolex, gold, and fine jewelry. Whether you are looking for a pawn loan on a single piece or your entire collection, Diamond Banc offers the best jewelry lending experience in Aventura. If you’re searching for “jewelry pawn loans near me,” look no further than Diamond Banc. Our team of experts offers convenient and pressure-free pawn services in Aventura, and we have three other offices located throughout Florida that are equipped to provide you with loans secured by your jewelry assets.

At Diamond Banc, we understand that pawning jewelry is not just about the appraised value. Our loan officers take into consideration all value-enhancing attributes of your jewelry items to provide you with the most industry-leading offer, surpassing what you would receive from a traditional pawn shop. We value our clients and aim to provide the maximum amount possible when issuing pawn jewelry loans. Our flexible terms, strategic liquidity options, and ability to handle transactions of all sizes make us the top choice for jewelry lending in Aventura.

More Than Just A Transaction

By specializing solely in pawn jewelry loans, we are able to provide loan values that are significantly higher than any other pawn lender in the Aventura area. At Diamond Banc Aventura, we believe that every jewelry pawn loan is important, regardless of its size. On a daily basis, we offer pawn jewelry loans ranging from $1,000 to $100,000, with the capability of extending loans from $250,000 to $1,000,000. We take pride in the fact that we work tirelessly to ensure that our clients receive the highest possible loan value for their pawned jewelry. At Diamond Banc Aventura, we are committed to delivering the highest level of professional service in the industry, and we guarantee that no other pawn lender in the Aventura area will match our level of dedication to our clients.

Unmatched Service & Loan Values

At Diamond Banc, we offer a luxurious and enjoyable pawn experience that surpasses the negative reputation often associated with traditional pawn shops. Our directors are industry experts with years of experience in the jewelry industry and use a data-driven process to accurately determine the value of your pawn jewelry. In comparison, traditional pawn lenders accept a wide range of items, making it difficult for them to accurately appraise jewelry.

We understand the sentimental value attached to your jewelry, and that is why we strive to build lasting relationships with our clients. Our jewelry pawn loans are structured more like traditional bank loans, taking into consideration the borrower’s preferences. Diamond Banc consistently offers loans of $50,000 to $250,000 for personal or business use.

Secure & Flexible Loan Options

At Diamond Banc, we offer flexible repayment terms for our pawn jewelry loans. The initial loan term is 30 days, and you have the option to extend the loan for an additional 30-day period. Our loans are designed for short-term financing, with a repayment period of 1-6 months. You also have the option to draw funds up and down against your items as long as the loan is current. Our interest rates for pawn jewelry loans are 50-80% lower than the legal limit in the pawn industry. When you choose Diamond Banc as your jewelry lender, your items are insured against damage, loss, or theft throughout the entire duration of the loan. We make it easy to get a pawn loan in Aventura, with the option for contactless and digital loans, and simple repayment options. Our interests are aligned with our clients, and we want to ensure that you get your items back.

Imagine this scenario: You borrowed $10,000 against your watch from Diamond Banc. As you diligently make payments, your loan balance decreases to $3,000. What sets us apart is our unique flexibility. If unexpected situations arise and you need additional funding, you can leverage the $7,000 you have already paid back to bring your loan balance back up to the original $10,000. This feature gives you access to the additional funds you require without hassle.

We believe in supporting our clients throughout their loan journey. With Diamond Banc of Aventura, you can carry your pawn jewelry loan balance for as long as needed, as long as your interest charges have been paid as agreed and your loan remains in good standing. This flexibility ensures that you have the financial resources available when you need them most. Unlike traditional pawn lenders, our commitment to providing flexible funding options allows us to adapt to your changing financial needs, providing the support you deserve.

Peace of Mind at Diamond Banc of Aventura

When it comes to pawn jewelry loans, peace of mind is crucial. Unlike most pawn lenders, we go the extra mile to ensure that your item is fully protected. At Diamond Banc of Aventura, all loan collateral is fully insured, providing you with the peace of mind you deserve throughout the duration of your pawn jewelry loan.

In Aventura, our commitment to exceptional funding is unmatched. We pride ourselves on offering fast, discreet, and confidential services that prioritize your privacy and security. With Diamond Banc, you can expect a premier experience where every customer is treated with kindness and respect. Our dedicated team is committed to providing the best possible pawn jewelry loan terms to our clients, building long-term relationships based on trust and satisfaction.

No matter the value of your jewelry, whether it’s a ½ carat diamond or a stunning 10ct Cartier engagement ring, your experience with Diamond Banc will be convenient, comfortable, and enjoyable. We strive to make the entire process smooth and hassle-free, ensuring that you can access the funds you need while having complete peace of mind knowing that your valuable item is fully insured.

The Premier Pawn Alternative in Aventura

Diamond Banc offers a combination of high loan values, low cost of funds, and the best pawn experience in Aventura. If you’re looking to pawn diamonds, jewelry, luxury watches, or gold and silver bullion, Diamond Banc is the premier option in Aventura. We offer loans for luxury brands such as Tiffany & Co., Cartier, Rolex, Breitling, Panerai, Patek Philippe, and more. Avoid traditional pawn shops and experience the superior Diamond Banc experience for yourself. Our team of experts is ready to provide you with the discreet, confidential, and fast funding you need.

Diamond Banc is proud to serve the Miami area as the leading jewelry pawn alternative for the affluent. Our expertise in the value of diamonds, gold, and fine jewelry allows us to offer unmatched loan values and flexible repayment terms. In addition to serving the Aventura community, we also serve neighboring areas such as Sunny Isles, Hallandale Beach, Hollywood, Fort Lauderdale, and more. No matter where you are located in the Miami area, Diamond Banc is here to provide you with the best jewelry pawn experience. Whether you need a loan against your luxury watches, gold bullion, or designer jewelry, we are here to help. Contact us today to learn more about our services and how we can help you secure the funding you need.

Meet The Aventura Director

Xammany Vongratsamy is the Director of Diamond Banc in Aventura, FL. Xammany’s pragmatic and straightforward method of evaluating jewelry items is widely acknowledged. Her deep comprehension of the nuances of the jewelry market empowers her to precisely identify the critical elements to consider, ensuring that clients receive the highest possible offer.

With over three decades of experience in the luxury jewelry industry, Xammany Vongratsamy is a highly respected expert in the Florida area. She has held prominent positions at some of the world’s most prestigious luxury brands, including Tiffany & Co., Patek Philippe, Cartier, Chopard, Chanel, Breguet, Harry Winston, Vhernier, and Rolex.

Given her wealth of expertise and experience, Xammany is an indispensable resource for anyone seeking to make an informed decision about selling their jewelry or obtaining an asset-based loan in the Miami area.

Visit Diamond Banc in Aventura, FL

Diamond Banc’s office in Aventura, FL is located in The Forum building at 19790 W Dixie Hwy, Suite 1135, on the 11th floor. The Forum is a well-known and prestigious building in the heart of Aventura, surrounded by high-end restaurants, retail stores, and residential communities. The Diamond Banc office is situated on the 11th floor, offering stunning views of the surrounding area. Clients who visit the office can enjoy the breathtaking views of the city while receiving exceptional service in a private, luxurious environment. The office’s location in The Forum also provides easy access for clients, with ample parking and proximity to major highways and thoroughfares. Diamond Banc’s presence in The Forum demonstrates the company’s commitment to providing a personalized and tailored experience to clients looking for high-quality financial services.

Serving Aventura, FL & Beyond

Diamond Banc is proud to serve the Miami area as the leading jewelry pawn alternative for the affluent. Our expertise in the value of diamonds, gold, and fine jewelry allows us to offer unmatched loan values and flexible repayment terms. In addition to serving the Aventura community, we also serve neighboring areas such as Sunny Isles, Hallandale Beach, Hollywood, Fort Lauderdale, and more. No matter where you are located in the Miami area, Diamond Banc is here to provide you with the best jewelry pawn experience. Whether you need a loan against your luxury watches, gold bullion, or designer jewelry, we are here to help. 

Experience the Diamond Banc difference in Aventura and trust us to provide the highest loan values, lowest pawn rates, and unparalleled customer service. Contact us today to start your hassle-free and rewarding jewelry pawn loan journey.

Diamond Banc has locations in Tampa, Boca Raton, Miami, Aventura, Orlando, Nashville, Kansas City, Columbia, & Rochester.

In Miami, Diamond Banc has two locations in Coral Gables and Aventura.

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