Jewelry Equity Loans

Fast. Easy. Secure. Our national network of expert jewelers will get you the best loan against your fine jewelry.

Benefits of a Jewelry Equity Loan

A jewelry equity loan is similar to a home equity loan where you borrow against the equity (the portion you own) of your home. In a jewelry equity loan, Diamond Banc will lend you money against the equity or value of a piece of jewelry you own. The loan amount for a jewelry equity loan is determined by the current wholesale market value of the item. Diamond Banc also lends against luxury watches, designer handbags and gold or silver bullion.

  • It’s Fast. Funding can be completed in as little as 24 hours.
  • It’s Confidential. The only people who will know about your loan are you and Diamond Banc. We do not report loans to any credit bureaus.
  • It will not affect your credit score. Your credit history will not be pulled during the application process.
  • It's handled by jewelry experts. Diamond Banc’s staff have been in the jewelry industry for years and will consider every value adding factor into our loan offers.

Advantages of an Asset Based Loan

How It Works

Get a Quote

Get a Quote

No Cost & No Obligation

Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.

Ship Your Item

Ship Your Item

Pre-Paid & Fully Insured

After reviewing our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you're fully covered.

Receive Cash

Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don't like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Recent Deals

Louis Vuitton Monogram Delightful MM
Louis Vuitton Monogram Delightful MM
We loaned $500 for it!
12.11CT Round Diamond Ring
12.11CT Round Diamond Ring
We loaned $80,000 for it!
3.61CTW Oval Halo Ring
3.61CTW Oval Halo Ring
We loaned $18,000 for it!
Rolex Submariner
Rolex Submariner
We loaned $5,500 for it!
Loan Rates & Details

Diamond Banc offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $300/month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.