Estate Jewelry Appraisals

Let Diamond Banc help you determine the true liquid market value of your jewelry

Estate Appraisals are required for a variety of reasons including, estate settlement, loan collateral assessment, divorce, other divisions of assets, reports to assist in tax filing, and equitable distribution for division of collections to family members. The reasons to have jewelry's liquid value determined are varied, but it is critical to find someone trustworthy and qualified no matter the reason. Diamond Banc’s  jewelry appraisers will care for each piece with the utmost professionalism. Our head appraisers are Graduate Gemologists accredited by the GIA (Gemological Institute of America).  

While many other companies that offer jewelry appraisals are not active buyer and sellers, Diamond Banc is totally immersed in transacting with ultra-fine pieces amongst the industry’s most well connected and knowledgeable players. This key difference and knowledge base assures you the Liquid Market Value Appraisal Diamond Banc provides is a useful document that explains what an item is truly worth. 

A Liquid Market Jewelry Appraisal from Diamond Banc does not strive to provide good or bad news, but to provide the accurate and realistic liquid market value of the piece.

Diamond Banc’s expert team has a true understanding and keeps a pulse on the current liquid values of Fine Jewelry, Diamonds, and Fine Swiss Watches such as Rolex and Patek Philippe. We are also well versed in the liquid values of signed designer pieces such as Tiffany & Co., Cartier, Graff, Van Cleef & Arpels, Harry Winston, David Yurman and others. Our team members take every value adding factor into consideration to determine the most accurate, current Liquid Market Appraisal value such as age, condition, demand, market imbalance (if any), and the recent selling prices of comparable items throughout the U.S. if applicable.

Diamond Banc can facilitate having the GIA (Gemological Institute America) issue laboratory reports on diamonds. Liquid Market Appraisals generally take 2-7 business days to complete. 

Complete the form below to get in touch with your Local Diamond Banc Market Director!

 

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What is an estate jewelry appraisal?

An estate jewelry appraisal places a value on the items based on their current condition and selling price in the market. A professional jewelry appraiser will provide a document that describes the item being appraised and then gives a value that the item should be insured for, loaned against, or sold.

How do you value jewelry inherited from a loved one?

When you've inherited items that carry sentimental value, it’s important to think through whether or not you want to hold onto the items as keepsakes or use them as a valuable resource. No matter what you decide to do with the inherited jewelry, you’ll need to determine the liquid value of the asset to insure it for the proper amount or make plans to liquidate it. Keep in mind that the item's liquid value is based on current market rates.

Should I get a jewelry appraisal before I sell my jewelry?

It’s never a bad idea to gain a better understanding of the value of your jewelry, especially if the items were gifts or inherited, but appraisals are not necessary to sell your jewelry. Appraisals are generally used for insurance replacement purposes, which determines the Retail Replacement Value of your jewelry. If your intentions are to sell the jewelry, let the professionals at Diamond Banc evaluate the Resale Value to help you navigate your options to sell.

How do you determine the value of estate jewelry?

Technically, estate jewelry is any piece of jewelry that is used, whether it be a few months, a few years, vintage, or antique. Diamond Banc relies on the most accurate, up-to-date and reliable market comparisons, taking every value adding factor into account. These factors include, but are not limited to: market desirability, market research/finding comparisons, the weights and grades of the gemstones and diamonds, the purity and weight of the precious metals, and the condition of the piece of jewelry. Our Market Directors have their finger on the pulse of the jewelry market, networking with over 20,000 industry professionals and using industry only resources to ensure you are getting paid the highest price possible for your estate jewelry.

What type of expertise and equipment is required to provide a quality jewelry appraisal?

According to the National Association of Jewelry Appraisers (NAJA), a jewelry appraiser is a skilled professional with expertise in both the jewelry being appraised as well as thorough training in valuation science, and experience with the marketplace for the jewelry in question. Your jewelry appraiser should be a Gemological Institute of America (GIA) accredited expert with access to all of the gemological equipment needed to evaluate your gems, diamonds, and jewelry. A gem microscope, diamond scales, precious metals scales, millimeter gauge, diamond color grading master stones, and a diamond tester are all pieces of equipment that may be used to appraise your jewelry.

How It Works

Get a Quote

Get a Quote

No Risk & No Obligation

Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.

Ship Your Item

Ship Your Item

Pre-Paid & Fully Insured

After reviewing our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you're fully covered. You may also bring your item into one of our many locations.

Receive Cash

Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don't like our offer? No worries! Your item will be quickly returned to you. No risk. No obligation.

Recent Deals

Chanel Mini Classic Flap Bag
Chanel Mini Classic Flap Bag
We loaned $2,000 for it!
Jaeger-LeCoultre Reverso Grande GMT
Jaeger-LeCoultre Reverso Grande GMT
We loaned $10,000 for it!
Rolex Yellow Gold Day-Date II President
Rolex Yellow Gold Day-Date II President
We loaned $22,000 for it!
12.11CT Round Diamond Ring
12.11CT Round Diamond Ring
We loaned $80,000 for it!
Loan Rates & Details

Diamond Banc offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $300/month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.