Retailers: Get A Loan

Use your inventory to secure a loan for personal or business opportunities.

Borrow Money Against Your Inventory

Use your store's inventory to secure quick capital. We offer jewelry equity loans as low as a few thousand dollars, or as large as a million or more, on items like loose diamonds, mounted bridal, designer lines, diamond fashion, signed pieces, gold and silver bullion, and more. 

Benefits

  • Speed. Your loan will only take a matter of days, not weeks or months like with a traditional bank
  • Hassle-Free. No credit checks, credit reporting or repayment guarantees
  • Low Rates. We offer monthly interest rates as low as 2.5% - 4.5% based on the loan size
  • Repeatable. Once a loan is paid off, it can be re-issued as often as you need capital
  • Access to Collateral Inventory. We make it easy to get your inventory collateral back in order to make a sale.

Have a customer interested in an asset-based loan?

Diamond Banc proudly offers retailers 15% profit share of any interest earned from referred loans up to $2000. Simply fill out the form above with your contact information and your customer's product information, or call 1-855-342-2262 for more details.

Advantages of an Asset Based Loan

How It Works

Get a Quote

Get a Quote

No Cost & No Obligation

Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.

Ship Your Item

Ship Your Item

Pre-Paid & Fully Insured

After reviewing our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you're fully covered.

Receive Cash

Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don't like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Recent Deals

Cartier Rose Gold Ballon Bleu
Cartier Rose Gold Ballon Bleu
We loaned $7,000 for it!
Patek Philippe Perpetual Calendar
Patek Philippe Perpetual Calendar
We loaned $40,000 for it!
Panerai Stainless Steel Luminor Flyback
Panerai Stainless Steel Luminor Flyback
We loaned $5,000 for it!
Patek Philippe Officer's Calatrava
Patek Philippe Officer's Calatrava
We loaned $7,000 for it!
Loan Rates & Details

Diamond Banc offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $300/month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.