Use Your Engagement Ring to Get A Loan

Fast. Easy. Secure. Our national network of expert jewelers will get you the best loan against your fine jewelry.

Engagement Ring Loans

Getting an asset-based loan against your engagement ring is an excellent way to access immediate cash without the traditional bank requirements like credit and income verification. Fast, secure, and discrete, our national network of expert jewelers will work with you to design a custom loan plan with flexible repayment options to fit your needs. Additionally, you can rest assured that from the moment it begins transit to our headquarters until it's safely back on your finger, your ring will be fully insured and secured against any damage or loss.

No risk. No obligation. Find out how to access the value of your ring today by completing the form above, or give us a call at 1-855-342-2262

Advantages of an Asset Based Loan

How It Works

Get a Quote

Get a Quote

No Cost & No Obligation

Fill out our free and simple form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day.

Ship Your Item

Ship Your Item

Pre-Paid & Fully Insured

Upon acceptance of our initial offer, we will provide you with a pre-paid shipping label to safely send in your item for an official evaluation. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you're fully covered.

Receive Cash

Receive Cash

Fast & Secure

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don't like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Recent Deals

5CT Cushion Diamond Halo Ring
5CT Cushion Diamond Halo Ring
We loaned $35,000 for it!
Rolex Stainless Steel Daytona
Rolex Stainless Steel Daytona
We loaned $8,000 for it!
12.11CT Round Diamond Ring
12.11CT Round Diamond Ring
We loaned $80,000 for it!
IF Diamond Ring
IF Diamond Ring
We loaned $6,500 for it!
Loan Rates & Details

Diamond Banc offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $300/month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.