Use Your Engagement Ring to Borrow Money in Miami, Florida

Did you know you can use your engagement ring or other diamond jewelry to borrow money in Miami? These types of loans are called asset-based loans or collateral backed loans, and are a great alternative to traditional bank loans. Not only are you able to have a great deal of input in the loan process, but you can use the money you borrow for whatever you want. Whether you want to take advantage of an investment opportunity, finance your child through college or even by your dream boat — the sky is the limit.

Borrow money in Miami using your engagement ring to finance anything from an investment opportunity to a new boat!

Why Borrow Money in Miami from Diamond Banc?

At Diamond Banc, we want to help you get the money you need quickly, while making the entire process as easy as possible. If you have a diamond engagement ring or other fine diamond jewelry, why not use them to get the money you need now?

After you fill out our simple form with information about the item and your desired loan amount, we will contact you with an initial offer. Once you accept our offer we will send you a prepaid shipping label to mail your jewelry to us. Once we receive it, we will evaluate the item and make a final offer. Once we agree on the loan amount and repayment details, we can usually have your money to you within 24 hours. After you repay the loan, your item — which has been securely stored in our vaults — is returned to you.

Why not use your engagement ring or diamond  jewelry to borrow the money you need now?

Since you don’t have to go through credit checks, employment verification or other time-consuming processes, working with Diamond Banc is really quite simple. This means that your diamond jewelry can go to work for you, without any unnecessary delays. An engagement ring is too meaningful to sell, but you can unlock the liquid value of it with an asset-based loan and still retain ownership.


Diamond Banc is unique because customers also have an input in the repayment schedule. You would never get that degree of flexibility with a traditional loan.

Once you have paid off the loan, your pledged collateral is returned to you. If you are unable to repay your loan, Diamond Banc keeps the jewelry you sent as collateral. Defaulting on the loan will not adversely affect your credit score because we do not report to credit bureaus. That, in turn, is an advantage that a traditional loan could never offer.

Using your engagement ring and other diamond jewelry to borrow money can provide you with opportunities you didn’t have before. At Diamond Banc we are fair, reliable, open, honest, and flexible. Most importantly, we’re willing to work with you.

Ready to Borrow Money in Miami from Diamond Banc?

We appreciate your business, and want to be sure that you have the best experience possible. To learn more about how we can help you put your beautiful pieces to work for you, please contact us.

Learn more about how quick and easy it is to borrow money in Miami on our How It Works page. Or get started by filling out our no risk, no obligation quote form. You can also stop in at one of five locations and get the money you need today!

Atlanta, GA
Charlotte, NC
Kansas City, MO
Ketchum, ID
Columbia, MO