If you are interested in borrowing money using your fine jewelry or luxury watch as collateral, Diamond Banc offers its clients the best overall loan experience. We are so confident that we can offer you the best loan and repayment terms package, that if we can not meet or beat the competition we’ll give you a $500 Visa gift card.
Borrow More Money
Diamond Banc only loans against diamonds, fine jewelry and luxury watches. That’s because that is where our expertise lies. Our staff has over 25 years in the jewelry industry. They not only provide loans but also buy and sell fine jewelry. This gives us the unique advantage of a pulse on the market and connections in the jewelry industry; which allows us to loan you more because in case of default we have more avenues in which to liquidate the item.
Recently we were able to offer a client twice as much as our competitor on a three carat round solitaire. The competitor made them an offer of $5,000 while we were able to offer them $10,000. We base our offers on more than just carat weight and shape. We understand the nuances of color, clarity, cut, polish, symmetry and florescence and how these factors affect the value of your diamond, so we are able to offer more.
“Diamond Banc is a great place to utilize for its loan service. They give you a very fair collateral price — better than any pawn or other liquidation location could do and great loan terms for your jewelry. Kyle has been wonderful to work with and I would recommend anyone who is considering a loan on their jewelry to stop in!” – Nicole Knipp
No Up-front Fees
The amount we agree upon for your loan is that amount that ends up in your hand. Unlike many of our competitors we do not have any upfront fees, and we do not withhold an initial interest payment from your loan amount. We pride ourselves in our transparency and will go over any additional fees or charges associated with the loan process before you sign on the dotted line.
Fast Follow Up
Diamond Banc knows that speed is essential for those borrowing money using an asset-based loan. One of the benefits of using collateral to obtain a loan vs. a loan from a traditional bank is how quickly the process can be completed. We guarantee our experts will be in contact with you within 24 hours. Most customers are contacted within minutes of their submission and receive funding in as little as 24 hours. We understand that you need money fast so we work quickly to get your loan completed and a check in your hand.
“Best experience ever! Kyle – hands down one the best! He made everything so easy and clear. Any questions that I had, he answered almost immediately every single time. The whole process was superb! Easy and quick – the while entire process took less than 2 days (including shipping my item) and the loan is already in my bank account!! I would recommend this to anyone and would do it again!” – Nancy
Visit the Diamond Banc website for more information and fill out one of our online forms. Or, visit one of our locations listed below.