Fast. Simple. Secure.

Scottsdale's #1 Pawn Jewelry Alternative

Experience a smarter way to get a loan secured by your jewelry. Our expert team personally evaluates every piece submitted to ensure you receive exceptional value and service.

Tell us about your item, include a few photos, and one of our experts will reach out shortly.

Have questions? Message our team now.

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Miguel Ramirez
Scottsdale, AZ Market Director
(602) 878-6698
scottsdale@diamondbanc.com
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miguel-ramirez-cropped
Miguel Ramirez
Scottsdale, AZ Market Director
(602) 878-6698
scottsdale@diamondbanc.com
Book Appointment
“We understand your jewelry is more than just an asset. Our team is here to provide you with secure, personalized financial solutions.”
Mills Mensor Mills Menser
Owner and Founder
Meet Our Scottsdale, AZ Market Director

Miguel Ramirez

Miguel Ramirez is the Director of Diamond Banc of Scottsdale, where he brings a wealth of industry expertise and a commitment to delivering exceptional client experiences. With a background in luxury goods and financial services, Miguel specializes in helping clients unlock the liquidity their fine jewelry, diamonds, and timepieces possess—through immediate purchase, Jewelry Equity Loans, or consignment sale opportunities.

Known for his integrity, professionalism, and personalized service, Miguel builds long-term relationships with his clients by offering transparent evaluations and custom-tailored financial solutions. At Diamond Banc, he is proud to represent a company that blends luxury, discretion, and financial empowerment.

Whether you’re looking to sell a high-value piece, access quick funding, or explore the value of your assets, Miguel provides a trusted, concierge-level experience every step of the way.

Market director's portrait

What Our Clients Say…

Honestly this was the best experience I’ve ever had, Miguel was very knowledgeable and helpful, he answered all my questions and was very professional. Overall I got a great offer and I felt good about my decision.
Miguel was great to work with! Very honest. Very knowledgeable!
Very positive experience. Very professional and private.
Took me as a walk in. Very informative. Loved the whole experience. Thanks so much! Highly recommend
Love this place! Very professional
Highly satisfied. I will be back
Highly recommend
Miguel was very helpful with selling a clasp. Would definitely recommend!
Response from the owner:Thank you, Gianni! We appreciate your kind words about Miguel’s assistance and your recommendation.
Would recommend. Simple process
They did good and gave me a good offer I am glad I did them and I will come back if I have any more items
Response from the owner:Thank you, Zay! We’re glad to hear you had a positive experience and appreciate your kind words. We look forward to seeing you again for any future items!
My experience with Miguel was easy and wonderful. He was able to make me feel confident with my decision. I’m glad I went through him to sell my Cartier Love Bracelet!
Response from the owner:Thank you, Lenna! We’re so glad to hear that Miguel made your experience easy and wonderful while helping you sell your Cartier Love Bracelet. Your confidence in your decision means a lot to us!
Miguel was a great help and very thoughtful and thorough!
Excellent experience selling a unique piece of jewelry.
Great experience with Miguel. Very knowledgeable and professional. Also very informative about Rolex watches!
Response from the owner:Thank you, Joan, for your kind words about Miguel; we’re glad you had a great experience and found his knowledge on Rolex watches helpful!
Thorough inspection very informative and amazing service! Miguel was absolutely amazing and helped me so much! He showed so much compassion for my situation! He handled everything with professionalism and care! I give the whole experience 5 stars!
Response from the owner:Thank you, Heather, for your wonderful feedback! We’re glad to hear Miguel made such a positive impact and provided you with the support you needed. Your 5-star rating means a lot to us!
miguel was great and honest. took me as a walk in which really helped me because of how far i drove! he was very kind and personable and honest!
Miguel was great and easy to work with. He met with me and the whole process was smooth. I highly recommend!
Response from the owner:Thank you, Kim! We’re glad to hear that Miguel made the process smooth for you, and we appreciate your recommendation!
Miguel was great!! Very easy process and fair prices
Miguel was super easy to work with. He is very honest and upfront. I would not hesitate to do any type of business with them
Great experience was super easy and Miguel was super nice and helpful
I don’t normally leave reviews, but this time is an absolute must! If you are wanting to get a couple of quotes or explore your options, as most people do, MAKE THIS PLACE your last stop: I promise you will not want to go anywhere else! Miguel’s superb customer service, very fair pricing, and extensive knowledge are only a few of the highlights…you will see the difference for yourself!
Great experience! Miguel was great! Went above and beyond for me. Thanks guys.
Response from the owner:Thank you, Tony! We’re so glad you had a great experience with Miguel and appreciate your kind words.
Miguel was very efficient and full of knowledge . He explained the process and was very thorough. I will definitely be back if I have anything else to sell.Thank you Miguel.
Response from the owner:Thank you, Shannon! We’re glad to hear that Miguel provided you with such great service and thorough explanations. We look forward to seeing you again!
Miguel was amazing! He made the whole process so smooth and was very professional. The location was beautiful and the lady at the front desk was very attentive in helping me. I would highly recommend to all my friends and family. (:
Response from the owner:Thank you, Ariel, for your wonderful feedback! We’re glad to hear that Miguel and our front desk staff made your experience enjoyable, and we appreciate your recommendation to your friends and family!
Very satisfied. Highly recommend
Response from the owner:Thank you, J! We truly appreciate your kind words and support; it means a lot to us.
I currently live in AZ. Shoutout to Miguel from Scottsdale,AZ location. At first I was skeptical like any other seller. I was surprised how easy and fluent this transaction was. Miguel was informative and very knowledgeable in his craft. I definitely will love to work with him in the future. Good luck and enjoy your upgrade of your office space.
Response from the owner:Thank you, Darian! We’re glad to hear that Miguel was able to make your transaction smooth and enjoyable. We appreciate your trust and look forward to working with you again in the future!
Always a smooth and stress free process when dealing with Diamond Banc of Scottsdale!
Response from the owner:Thank you, Joe, for your kind words! We’re glad to hear you had a smooth and stress-free experience with us.
Miguel is very honest and straightforward. He really knows his stuff and is an expert in what he does. A good guy who makes the process easy and trustworthy. I truly appreciate his honesty and will definitely be coming back!
Response from the owner:Thank you, David! We appreciate your kind words about Miguel and are glad to hear he made your experience positive and trustworthy. Looking forward to seeing you again!
Very professional, informative and accommodating. Fast and easy process.
Response from the owner:Thank you, Dulce, for your kind words! We’re glad you found our process fast and easy, and we appreciate your recognition of our professionalism and accommodating service.
When we buy our precious belongings we remember how much they cost us but also remember that something’s are priceless. I was in the market to move some finances around but didn’t want to have to get rid of my belongings because I needed a short term solution. Given that gold is at an all time high, I was looking at other options instead of selling the items. I came across this company and met with Miguel Ramirez who was able to tell me more about their services. I was looking to make a large purchase and needed cash in hand rather sooner. I called to find out more and brought in my jewelry! I walked out with a cash in hand and paperwork to come pick up my jewelry next month! So if you’re looking for a way of getting cash against valuable belongings and don’t want to get rid of them. I’d recommend giving Miguel a call to see what solution he can offer you.
Very pleasant and informative on gems
Had talked with a couple places about some jewelry I have and could never imagine losing, I was VERY apprehensive but went to talk with Miguel and I’m so glad I did. He was very professional yet laid back to help with my concerns on a different level. By the time we concluded our business I was totally at ease and knew my items were safe. He knows his stuff when it comes to diamonds. Thanx again Miguel.
Response from the owner:Thank you, Kimberley, for sharing your experience! We’re glad to hear that Miguel was able to ease your concerns and provide you with the assurance you needed regarding your jewelry. Your trust means a lot to us!
Overall experience with Diamond Banc was exceptional! Miguel was great & straight forward with me! I have been all around Phoenix/Scottsdale for offers and Miguel has beat them all! He really took care of me & I appreciate the warmth & honesty! Thank you, Diamond Banc I will be continuing all my business with them!
Response from the owner:Thank you, Jessica! We’re so glad to hear about your exceptional experience with Miguel and that he provided you with the warmth and honesty you deserve. We look forward to continuing to serve you!
The process of selling my watch was very easy. Miguel was very responsive with his communication and provided clear and concise information. The transaction was seamless. I highly recommend Diamond Banc and Miguel if you are looking to sell your watch for the best price.
Response from the owner:Thank you, Bruce, for your wonderful feedback! We’re glad to hear that Miguel made the selling process easy and seamless for you. Your recommendation means a lot to us!
Awesome experience. Highly recommend. Visited other brokers in town with much disappointment. Was a very pleasant experience.
I love this place! Oren is amazing! They will continue to receive my business. Highly recommend!
Amazing experience here . Miguel was just very Straight to it straight to the point very simple, easy process definitely recommend coming here !
Response from the owner:Thank you, Sofia! We’re so glad to hear you had an amazing experience and that Miguel made the process easy for you. We appreciate your recommendation!
Thought It was first class !!!!
Great service. Truly takes time and attention to detail to do what’s fair for his clients. Highly recommended.
Response from the owner:Thank you, Jair, for your kind words and recommendation; we truly appreciate your recognition of our attention to detail and commitment to our clients.
The agent was very courteous and highly informative. They provided outstanding and efficient service. I would strongly recommend their services.
Response from the owner:Thank you, Dalila, for your kind words and recommendation; we’re glad to hear you had such a positive experience with our agent!
Very knowledgeable. I enjoyed that Miguel came off very honest along with educating us on the process. I would recommend his services!
Response from the owner:Thank you, Jessey! We appreciate your kind words about Miguel’s honesty and knowledge. Your recommendation means a lot to us!
Miguel was very professional, he took his time to explain every step of the process to me. I will definitely recommend anyone looking to get the best deal to go to Diamond Banc. Thank you again Miguel.
Response from the owner:Thank you, Liv, for your kind words! We’re glad Miguel could provide you with such a professional experience, and we appreciate your recommendation to others.
Very kind, honest and understanding.
Response from the owner:Thank you, Kirsten, for your kind words; we truly appreciate your feedback and are glad to hear you had a positive experience.
Came in for a gold evaluation. Miguel evaluated my gold and answered all the questions I had. Definitely recommend and will go back for future visits.
Response from the owner:Thank you, Jason, for your wonderful feedback! We’re glad Miguel was able to assist you and answer all your questions. We look forward to seeing you again for your future visits!
Process was very simple. Very professional atmosphere vs a pawn shop. Completely streamline process.
Response from the owner:Thank you, Christopher, for your kind words about our simple and professional process; we appreciate your feedback and are glad you had a positive experience.
Very easy process and knowledgeable highest offer I had received, would definitely recommend.
Response from the owner:Thank you, Celeste, for your kind words and recommendation; we’re glad you found the process easy and our team knowledgeable!
Miguel was very cordial and educated me through the process. He is very personable and is passionate about what he does. He wants to do what’s right for the customer.
Response from the owner:Thank you, Brigette, for your kind words about Miguel; we’re glad to hear he made your experience positive and informative.
Miguel was great and quick, would definitely recommend!
Response from the owner:Thank you, Melanie! We’re glad to hear that Miguel made a positive impression and appreciate your recommendation.
Muy amables
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How it Works

  1. Request a quote
  2. Visit an office or request a label
  3. Receive your offer and funding within 24 hours
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FAQ

Diamond Banc accepts several types of personal assets as collateral for a loan; including, Diamonds, Fine Jewelry, Luxury Watches, Gold & Precious Metals.

Have something else to offer? Diamond Banc is open-minded and entrepreneurial. We have provided loans on other types of assets as well, ranging from rare coins to high-end designer handbags. Contact us with the details of your item and we will do everything we can to assist you.

Our typical LTV (loan-to-value) ratio is 65% – 75% of the estimated liquid wholesale value of your asset. For example, say you purchased a diamond from a competitively priced retail store for $6,000. The wholesale value would likely be somewhere in the area of $4,500. We would then loan 75% of that value, meaning your loan amount would be approximately $3,375.

Diamond Banc does not conduct credit checks or employment verification on loans under $30,000. For loans $30,000 and greater, a simple background and credit check to ensure no pending insolvency. Diamond Banc does not report to any credit agencies and our loans are 100% private. In the event the borrower elects not to repay their loan, there is no negative recourse to the borrower outside of surrendering ownership of the pledged collateral.

All assets are stored on-site in one of our state-of-the-art, alarm-protected, 24-hour security-monitored, fireproof vaults. Your items are also fully insured for their full replacement value while in our custody.

Your minimum monthly loan payment will consist of interest, security, storage, and insurance fees. This amount will depend on the total amount borrowed as well as the type and value of the asset used as collateral, with rates as low as 2.5%.

Diamond Banc offers 30-day loans that can be extended for as many 30-day periods as the client needs. There is no minimum loan period, as our loans can be paid off in full at any time without penalty. What sets us apart from many of our competitors is the option to pay the loan down in increments as opposed to one lump sum payment. Any amount paid each month above the “monthly rate” will go towards reducing the principal balance therefore reducing your minimum monthly payment. This means our clients can take as little or as long as they need to repay the loan. You have the freedom to structure your monthly payments in any way that best fits your needs and financial situation.

From the Founder

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Our Offices Nationwide

Diamond Banc operates in key cities across the U.S., making it easy to access trusted jewelry selling and loan services near you.

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Diamond Banc Aventura

Modernized, Luxury Pawn Alternative in Scottsdale

Discover the Premier Jewelry Loan Destination with Diamond Banc

Looking for a reputable pawn shop in Scottsdale, AZ? Look no further than Diamond Banc. Specializing in jewelry loans and pawn jewelry, we’re your trusted destination for quick cash solutions. With our expertise in evaluating diamonds, Rolex watches, gold, and fine jewelry, we offer top-tier service to meet all your pawn needs. Whether you’re pawning a single item or an entire collection, our process is straightforward, convenient, and pressure-free.

Led by Director Miguel Ramirez, Diamond Banc of Scottsdale boasts extensive knowledge in assessing diamonds, Rolex watches, gold, and other fine jewelry pieces. As the premier jewelry lending institution in Scottsdale, we’re dedicated to providing a seamless and comfortable experience for those seeking jewelry pawn loans. Wondering where to find reliable jewelry pawn loans near you? Diamond Banc is your answer. Our Scottsdale branch is part of our nationwide network, ensuring accessibility to our comprehensive loan services wherever you are. We offer loans secured by your valuable jewelry assets, leveraging their intrinsic value to provide you with the liquidity you need.

An Elevated Luxury Pawn Experience

At Diamond Banc, our focus is on providing exceptional jewelry pawn loans. We’re dedicated to offering maximum loan amounts, reflecting our appreciation for our clients’ trust. As a jewelry lender, we feature flexible terms, strategic liquidity options, and the capability to swiftly handle transactions of any scale with the utmost discretion. Our commitment is to surpass your expectations, whether you interact with us at our Scottsdale location or online.

Diamond Banc transforms the typical pawn jewelry experience into a luxurious, enjoyable service, akin to that of a designer boutique. Under the guidance of Miguel Ramirez, our directors bring years of industry experience, enabling precise appraisals of your diamond rings, Rolex watches, and other fine jewelry. In contrast to traditional pawn lenders, we consider every aspect that enhances the value of your jewelry, ensuring a unique and fair valuation.

Diamond Banc vs Pawn Shops Near You

The pawn jewelry industry often suffers from a reputation for subpar service and a lack of expertise. Diamond Banc Scottsdale reshapes this perception, offering an upscale, enjoyable experience. Our team, led by Miguel Ramirez, boasts extensive experience in the jewelry field. Their knowledge, combined with our thorough evaluation process, allows us to truly understand the worth of your jewelry, a service traditional pawn lenders can’t always match. Our focus on jewelry means we can offer more favorable terms and understandings than a typical pawn shop.

A luxurious Cartier jewelry set featuring a sparkling diamond bracelet and earrings on a red pouch, with Diamond Banc branding below.

What Distinguishes Diamond Banc of Scottsdale?

Unmatched Loan Values in Scottsdale, AZ

Diamond Banc prides itself on providing unparalleled loan values in Scottsdale, AZ. With Miguel Ramirez’s extensive knowledge and Diamond Banc’s data-driven approach, we ensure the highest pawn jewelry loan values in Scottsdale and beyond.

Our loan values align closely with our purchase offers, reflecting our commitment to offering you the best value for your jewelry while ensuring a positive experience throughout the loan process. Ranging from personal to business loans, our flexible structure can accommodate loans up to $1,000,000, catering to various financial needs.

Client-Focused Loan Terms

At Diamond Banc, you’re not just engaging in a transaction; you’re experiencing the pinnacle of pawn jewelry services. From insured items during the loan period to easy repayment options, including contactless and digital loan services, we prioritize your convenience and peace of mind.

Understanding the need for flexible repayment options, Diamond Banc offers a unique structure that allows for custom-tailored repayment schedules. With initial 30-day loan terms and the option for extensions, our services are ideal for short-term financial requirements. Our interest rates stand significantly lower than industry averages, adding to the affordability and appeal of our loans.

Unlock the Value of Your Luxury Jewelry in Scottsdale with PawnJewelry.com

In Scottsdale, where luxury meets lifestyle, leveraging your fine jewelry for financial flexibility has never been easier. If you’ve come across a billboard or online search inviting you to visit PawnJewelry.com, you’re in the right place! Diamond Banc of Scottsdale partners with PawnJewelry.com to offer tailored jewelry equity loans and premium buying opportunities, ensuring a seamless and rewarding experience for Scottsdale residents looking to access the value of their luxury assets.

What is PawnJewelry.com?

PawnJewelry.com is a convenient online platform designed to help clients in Scottsdale and nearby areas connect with trusted professionals for pawning, selling, or borrowing against high-value jewelry. By linking you directly to Diamond Banc’s Scottsdale office, PawnJewelry.com provides a reliable and transparent way to access premium jewelry lending and buying services. Whether you’re looking to sell a piece outright or secure a jewelry equity loan, PawnJewelry.com ensures you’re guided to a secure and high-value solution.

How Diamond Banc of Scottsdale Stands Out

As Scottsdale’s exclusive partner with PawnJewelry.com, Diamond Banc offers an elevated alternative to traditional pawn shops. In a city known for its luxury and sophistication, our services are tailored to meet the expectations of discerning clients. Key services include:

  • Jewelry Equity Loans: Use your high-value jewelry, such as diamond engagement rings, gold necklaces, or luxury watches, as collateral to secure a low-interest loan while retaining ownership of your items.
  • Gold, Diamond, and Watch Buying: Receive top-dollar payouts for your fine jewelry, loose diamonds, gold coins, and luxury timepieces from brands like Rolex, Patek Philippe, and Cartier.
  • Accurate and Transparent Valuations: Benefit from detailed evaluations conducted by industry experts, ensuring fair and clear offers based on the latest market trends.

When Scottsdale residents connect with Diamond Banc through PawnJewelry.com, they experience personalized service in a private, upscale environment where every transaction is handled with discretion and professionalism.

Why Scottsdale Clients Choose Us

Diamond Banc of Scottsdale and PawnJewelry.com are committed to providing a unique and customer-focused experience. Here’s why we’re the top choice for Scottsdale residents:

  • Convenience: PawnJewelry.com simplifies the process by connecting you directly to Scottsdale’s trusted jewelry equity lender, Diamond Banc.
  • Luxury Expertise: Scottsdale’s affluent clientele requires precision and professionalism. Our team’s extensive expertise ensures accurate evaluations and competitive offers tailored to the local luxury market.
  • Exceptional Client Service: Both PawnJewelry.com and Diamond Banc prioritize your satisfaction, offering a smooth, stress-free, and rewarding process.
  • Specialized Services: Our team excels in evaluating unique and high-value assets such as GIA-certified diamonds, designer jewelry from brands like Tiffany & Co. and Bulgari, and antique or estate pieces.

Serving Scottsdale and Beyond

Diamond Banc of Scottsdale is conveniently located to serve clients throughout the city and nearby communities, including Paradise Valley, Phoenix, Tempe, and Mesa. Whether you’re exploring Old Town Scottsdale, shopping at Scottsdale Fashion Square, or residing in one of the area’s prestigious golf communities, our office provides easy access to premium jewelry lending and buying services.

Visit Diamond Banc of Scottsdale Today

Whether you discovered us through a billboard, an online search, or a recommendation, Diamond Banc of Scottsdale is here to assist you. Our partnership with PawnJewelry.com ensures Scottsdale residents have a modern, secure, and personalized way to access the value of their fine jewelry.

Contact us today to schedule an appointment or visit our Scottsdale location. Experience the unmatched service and expertise that make Diamond Banc the trusted name for luxury jewelry equity loans, gold buying, and asset-based lending in Scottsdale and beyond.

Choose Diamond Banc in Scottsdale Over Traditional Pawn Shops

For a superior pawn jewelry loan experience in Scottsdale, AZ, utilizing diamonds, jewelry, luxury watches, or precious metals as collateral, Diamond Banc is unmatched. Enjoy our convenience, flexibility, and exceptional loan services at our Scottsdale office.

Reach out to us to discuss your pawn jewelry loan needs or visit our Scottsdale location for a seamless and rewarding experience as your trusted jewelry lender in Scottsdale, Arizona.

Located in Scottsdale, our office specializes in catering to a diverse clientele, offering premier jewelry buying and lending services. Our commitment extends beyond Scottsdale, reaching neighboring communities as well. Whether you’re in Scottsdale or any of the surrounding areas, our top-tier services are readily available. 

Paradise Valley: Paradise Valley residents seeking to pawn jewelry or secure jewelry loans can rely on Diamond Banc as their trusted local partner. With our expertise in assessing and valuing high-end jewelry, individuals in Paradise Valley can confidently choose us for their jewelry needs. Our Jewelry Equity Loan service offers a convenient option for residents to leverage their jewelry assets for financial liquidity, empowering them to pursue their financial goals with ease.

Fountain Hills: In Fountain Hills, individuals looking to pawn jewelry or obtain jewelry loans can turn to Diamond Banc for a reliable and convenient solution. Our reputable jewelry buying service caters to those with discerning tastes, offering fair valuations and competitive offers for their valuable pieces. Through our Jewelry Equity Loan service, Fountain Hills residents can access funds quickly by leveraging their jewelry assets, providing them with the financial flexibility they need.

Tempe: Tempe residents in need of quick cash or looking to pawn jewelry can trust Diamond Banc as their local partner. With our understanding of the value of high-quality jewelry, Tempe residents can rely on us for fair valuations and competitive offers. Our Jewelry Equity Loan service offers a flexible and convenient option for individuals in Tempe to leverage their jewelry assets for financial liquidity, helping them meet their financial needs with confidence.

Mesa: Mesa residents looking to pawn jewelry or unlock liquidity from their valuable assets can rely on Diamond Banc for a reliable and transparent solution. Our reputable jewelry buying service caters to individuals in Mesa, offering fair valuations and competitive offers for their high-quality pieces. Through our Jewelry Equity Loan service, Mesa residents can access funds quickly by leveraging their jewelry assets, providing them with the financial flexibility they need.

Phoenix: Diamond Banc serves as a trusted partner for Phoenix residents seeking to pawn jewelry or obtain jewelry loans. With our expertise in assessing and valuing high-end jewelry, Phoenix residents can trust us to provide fair and competitive offers for their pieces. Our Jewelry Equity Loan service offers a convenient option for individuals in Phoenix to leverage their jewelry assets for financial flexibility, empowering them to meet their financial goals with confidence.

Carefree: Residents of Carefree can rely on Diamond Banc for their jewelry pawning and loan needs. Our reputable jewelry buying service caters to individuals with discerning tastes and valuable assets. Through our Jewelry Equity Loan service, Carefree residents can unlock the liquidity in their jewelry assets quickly and conveniently, allowing them to meet their financial needs or invest in their upscale lifestyle with ease.

Cave Creek: Diamond Banc provides a trusted solution for residents of Cave Creek looking to pawn jewelry or obtain jewelry loans. With our expertise in assessing and valuing high-end jewelry, Cave Creek residents can trust us as their local partner for their jewelry needs. Our Jewelry Equity Loan service offers a flexible option for individuals in Cave Creek to leverage their jewelry assets for financial liquidity, empowering them to seize opportunities and achieve their financial aspirations.

Gilbert: For residents of Gilbert, Diamond Banc offers a reliable option for pawning jewelry or obtaining jewelry loans. Our reputable jewelry buying service caters to individuals with discerning tastes and high standards. Through our Jewelry Equity Loan service, Gilbert residents can leverage their jewelry assets to access funds quickly and conveniently, providing them with financial flexibility and peace of mind as they navigate their financial endeavors.

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